Money and Me

A digital bank, a S$1.3 billion war chest - and a big question: can a newcomer really change how Singaporeans save, invest and bank.

Michelle speaks with Natalia Goh, CEO of MariBank, on how a digital-first model is reshaping everyday finance.

Backed by Sea Limited and licensed by the Monetary Authority of Singapore, MariBank has rapidly grown its investment offerings to over S$1.3 billion in AUM.

We unpack...

As 2026 begins, Money and Me takes a moment of introspection - looking not just at how much you made, but how you spent.

What did money add to your life in 2025 - and what quietly drained your peace, health, or joy?

Hosted by Michelle Martin, this episode features Christopher Tan, CEO of Providend, who introduces a powerful reframing: Return on Spending, not just Return on Investing.

From a $10,000 wedding anniversary to resisting ...

Defense stocks swing sharply as US President Donald Trump pivots from threatening dividends to floating a staggering US$1.5 trillion military budget.

Hosted by Michelle Martin, this episode unpacks why names like Lockheed Martin, L3Harris Technologies and AeroVironment surged - and what it says about policy-driven markets.

We also look to Europe, where defense stocks extend a four-day rally as geopolitical tensions reshape spending...

As the China growth narrative fades, attention is shifting from the New Economy to an overlooked source of income: high-dividend state-owned enterprises.

Raymond Cheng explains why China’s energy and infrastructure giants have delivered strong returns even as oil prices fell.

We explore how Beijing’s policy reset has effectively programmed state firms to return more cash to shareholders.

Why Hong Kong-listed H-shar...

When prices barely move after big news, that’s often the loudest signal of all.

Nvidia’s Vera Rubin chip debut at CES promises cheaper, faster, lower-power AI - yet the stock barely flinched, raising questions for both traders and long-term investors.

Michelle Martin unpacks what muted price action really means when expectations are crowded and positioning is full.

Geopolitical shock from Venezuela has sent gold and sil...

He was told borrowing could boost his retirement - instead it wiped out his peace of mind.

A real-life Singapore case shows how a retiree lost a large portion of his savings after taking loans to buy complex insurance-linked investments.

In this episode, we unpack why borrowing to invest is especially dangerous once your paycheque stops.

We break down the red flags hidden in structured products, leverage, and “projected retur...

The biggest threat to your money in 2025 wasn’t what everyone was shouting about, it was your reaction to them.

As markets whipsawed through tech shocks, AI scares, and policy pivots, many investors hurt themselves trying to react.

This episode reveals the real wealth destroyer hiding beneath the headlines.

We unpack volatility, false market narratives and why first impressions often lead investors astray. 

The...

Why do intelligent, hard-working people still struggle financially in retirement — and what do they miss along the way?

Straits Times Invest Editor, Tan Ooi Boon and author of Retire With More Money discusses the money traps and glimmering opportunities available to us here in Singapore to retire well using foresight.

From CPF blind spots and property laws to marriage, legacy planning and investment traps, this conversat...

Markets are shifting fast - not just what you invest in, but how you stay ahead when trading never stops.

As NASDAQ moves toward a 23-hour trading day, investors face a world that’s always-on, faster, and more volatile.

At the same time, AI enters its second phase, with infrastructure players like Micron powering the data-centre boom.

And AI is no longer just in servers - it’s moving onto our faces, as smart eyewear res...

Do markets still have room to rally - and where should investors really be positioned for 2026?

After a strong run for equities in 2025, global wealth manager Lombard Odier lays out how investors should think about the next phase.

We unpack the CIO Office Viewpoint with Jack Siu, Head of Discretionary Portfolio Management, Asia at Lombard Odier.

The conversation explores why Lombard Odier is underweight the US, overweight emerging ...

S-REITs are on track for their strongest year since 2019, delivering double-digit returns as borrowing costs ease and yields remain compelling, but looking ahead, what do investors need to keep an eye on for 2026?

The episode explores standout S-REIT sectors, the key metrics that matter most in a falling-rate world, and how income investors can position portfolios today.

We also unpack what Hong Kong Land’s move into private ...

The Fed has cut rates again - but the real story is the deep divide into what that means for your money next!

Hosted by Michelle Martin, this episode breaks down one of the most divided FOMC meetings in years.

So how should investors read this pause - and what does it mean as we look toward 2026? We examine the potential impact on different types of equities, from cyclicals to defensives, and whether falling rates really support ri...

Should you buy where the locals live when thinking about buying overseas property investment?

Zero tax, double-digit yields and glossy brochures - but is overseas property really the opportunity Singapore investors think it is?

On Money and Me, Michelle Martin speaks with Daniel Sim, Founder of Golden Goose Properties, about what Singaporeans truly need to know before buying property overseas.

They unpack global sentiment head...

We attend to your health insurance wallet today.

New IP rider rules mean deductibles are no longer covered and annual co-payments double to S$6,000.

Premiums may fall by about 30 percent - but smaller procedures could now hit your cash flow harder.
We break down who benefits, who loses, and how these changes affect younger adults, retirees and those with chronic conditions.

Through case studies, we examine whether to stay on old...

From April 2026, new Integrated Shield Plan riders will no longer cover deductibles, and your annual out-of-pocket cap doubles to S$6,000 under the latest Ministry of Health overhaul.

Premiums are expected to drop by about 30%, as policymakers push patients to shoulder more costs to cool the runaway private healthcare inflation.

We break down what’s changing, what stays, and how to plan your medical sinking fund with Elijah L...

Is the next big move in U.S. markets a continuation of the rally - or the setup for a sharp reckoning?

Simon Ree, Founder of Tao of Trading, shares his base case for 2026.

We unpack what the options market is signaling about an imminent Fed rate cut, and why interest rates still matter for risk assets.

From the AI investment boom and earnings resilience to megacap dominance, Simon explains what’s structural versus what’...

Is this the point where S-REITs start to reclaim their shine?

Singapore’s REIT landscape is stirring back to life as investors eye the long-anticipated rate-cut cycle - but recovery may not be a straight line. 

In this episode hosted by Michelle Martin, Tim Phillips, Founder of TimTalksMoney, breaks down the bright spots and blind spots across major S-REITs.

We dissect CapitaLand Ascendas REIT, Lendlease Global Commercia...

It's the episode for us all to learn about how to make the most of the first tier of financial security - your stash of cash.

Hosted by Michelle Martin, this episode features Walter de Oude, founder of Chocolate Finance and the former CEO of Singlife.

We break down whether this platform can do more for you with your “idle money”.

Walter explains how Chocolate Finance blends flexibility, yield and miles - offering 2% on ...

Singapore’s “forgotten” mid-caps may be turning into the market’s next big battleground.
Hosted by Michelle Martin.

With liquidity returning and MAS’s S$5B EQDP funneling fresh capital, long-ignored SMID stocks are waking up.

We break down Ultragreen’s 10% SGX debut, triple-digit gainers, and how 240 small- and mid-caps stack up against the STI.

CGS International’s Jason Saw joins us to ...