Money and Me

From April 2026, new Integrated Shield Plan riders will no longer cover deductibles, and your annual out-of-pocket cap doubles to S$6,000 under the latest Ministry of Health overhaul.

Premiums are expected to drop by about 30%, as policymakers push patients to shoulder more costs to cool the runaway private healthcare inflation.

We break down what’s changing, what stays, and how to plan your medical sinking fund with Elijah L...

Is the next big move in U.S. markets a continuation of the rally - or the setup for a sharp reckoning?

Simon Ree, Founder of Tao of Trading, shares his base case for 2026.

We unpack what the options market is signaling about an imminent Fed rate cut, and why interest rates still matter for risk assets.

From the AI investment boom and earnings resilience to megacap dominance, Simon explains what’s structural versus what’...

Is this the point where S-REITs start to reclaim their shine?

Singapore’s REIT landscape is stirring back to life as investors eye the long-anticipated rate-cut cycle - but recovery may not be a straight line. 

In this episode hosted by Michelle Martin, Tim Phillips, Founder of TimTalksMoney, breaks down the bright spots and blind spots across major S-REITs.

We dissect CapitaLand Ascendas REIT, Lendlease Global Commercia...

It's the episode for us all to learn about how to make the most of the first tier of financial security - your stash of cash.

Hosted by Michelle Martin, this episode features Walter de Oude, founder of Chocolate Finance and the former CEO of Singlife.

We break down whether this platform can do more for you with your “idle money”.

Walter explains how Chocolate Finance blends flexibility, yield and miles - offering 2% on ...

Singapore’s “forgotten” mid-caps may be turning into the market’s next big battleground.
Hosted by Michelle Martin.

With liquidity returning and MAS’s S$5B EQDP funneling fresh capital, long-ignored SMID stocks are waking up.

We break down Ultragreen’s 10% SGX debut, triple-digit gainers, and how 240 small- and mid-caps stack up against the STI.

CGS International’s Jason Saw joins us to ...

Singapore’s urban map is being rewritten — but what does that mean for your money?

In this episode hosted by Michelle Martin, we unpack the newly gazetted URA Master Plan 2025 and what decentralisation, regional hubs, and mixed-use districts mean for long-term value.

CapitaLand Development (Singapore) CEO Ronald Tay joins us to reveal how CLD is interpreting national policy into real projects shaping innovation clusters...

Money and Me dives into the latest AIA Live Better Study to uncover why singles — especially single women — face a uniquely challenging retirement landscape.

Discover why optimism is lower for singles, even as aspirations for purpose-filled later years rise.

We break down the biggest worries: rising living costs, lack of caregiving support, and the risk of social isolation.

Unpack practical strategies for financial secu...

Money and Me, hosted by Michelle Martin, dives into how Agentic AI is transforming the finance function from back-office engine to strategic command center pathways.

Michelle unpacks the growing tension between rapid deployment and the trust, governance, and talent needed to keep up. 

Join Michelle and BlackLine’s Nikhil Parambath as they explore how APAC leaders can think through a theme expected to dominate CFO fu...

Singapore’s markets are transforming faster than at any time in the past decade.

In today’s episode, hosted by Michelle Martin, we unpack MAS and SGX’s sweeping reforms and take a closer look at the  Fullerton Singapore Value-Up (FSGV), the first retail fund under the Equity Market Development Programme (EQDP), Fullerton’s Shawn Ang joins us to discuss what you'd be investing in with this fund and ...

Record profits, record losses — the sub-sale market can seem extreme.

In today’s episode of Money and Me, we dive into what changes in the sub-sale market reveals about the new property-flipping landscape. We break down whether property flippers are rising or disappearing, and how the HDB-to-OCR migration wave is reshaping demand.

You’ll hear insights into the rental hotspots for 2026, the health of the EC market,...

The ringgit just hit its strongest level in three years — here’s why it matters for your wallet.
In this episode of Money and Me, hosted by Michelle Martin, we unpack why the Malaysian ringgit is surging and whether the rally can last through 2025.

We break down Nvidia’s latest earnings and what they signal about the next phase of the AI trade.
Plus: if Bitcoin is “digital gold,” why is it traili...

What if Singapore’s next big winners aren’t in the STI - but quietly sprinting just beside it asks Michelle Martin, as she explores the rise of the new iEdge Singapore Next 50 indices.

This mid-cap cluster - from ComfortDelGro to Sheng Siong and PropNex - is filled with familiar names but how has it done relative to the STI?

PhillipCapital’s Dan Chang joins us to decode why investors are warming to mid-caps a...

Global real estate is finally stabilising  - but the opportunities and risks are not where most investors think.

As 2025 closes, the real estate cycle is shifting: interest-rate steadiness, gradual price discovery, and a cautious return of transactions.

Michelle Martin speaks with Keith Ong, CEO of RealVantage, to decode what this means for investors in 2026.

We unpack capital-market signals,  and the foreign-buyer landsc...

Money and Me dives into whether the AI boom is becoming a bubble or just shaking out the excess.

We unpack why the odds of a December Fed cut have dropped below 50% and what that means for investors. 

Cheng Chye Hsern, Head of Investment, Providend breaks down hyperscalers’ rising debt-fuelled capex and the red flags to watch.

Singapore’s big three banks report sharply different earnings - we explore how NIM compre...

What risks may be hiding behind the “democratisation of PE” narrative?

Tim Phillips of TimTalksMoney breaks down liquidity traps, private-credit ETFs, and the red flags every investor should spot.

Then we shift to the big retail question: Can you build your entire retirement plan using ETFs alone? 

We compare ETF-only strategies for a 35-year-old with $50K versus a 55-year-old with $500K.

All this and more, in...

Industrial REITs are steady, yields are juicy, and rates are falling - so is now the moment to move?

Hosted by Michelle Martin, this episode breaks down why industrial S-REITs have held firm with strong occupancy and rental reversions.

We explore how the wider S-REIT universe has staged a 2025 rebound on easing debt costs and a friendlier rate outlook.

With T-bills slipping near 1.37 - 1.4%, Kenny Loh weighs in on whether REIT yiel...

SoftBank just dumped Nvidia in the midst of this AI frenzy - is this a warning signal, or the smartest money move of the year?

As rare-earth stocks roar and governments scramble for critical minerals, we ask whether a new multi-decade commodities supercycle is forming - or whether geopolitics is simply inflating another hype cycle.

Michael Burry is also sounding alarms, accusing hyperscalers like Amazon, Alphabet, and Microsoft of ...

A fierce debate has erupted over investment-linked insurance plans.

Are ILPs misunderstood tools for long-term wealth, or overly complex, high-cost products investors should avoid?

Christopher Tan, CEO of Providend, returns to address his criticisms of his arguments following his Business Times column, which challenged the value of ILPs.

He breaks down industry rebuttals on compounding bonuses, adviser fees, and fund access, and ex...

A race against time - and one that could save you real money.

As the year ends, many Singaporeans hurry to make their S$15,300 SRS contribution to cut their tax bill - but how does the scheme work 

We unpack withdrawal rules, explain whether you’ll eventually pay tax, and why 1 in 5 SRS dollars sits idle earning just 0.05% interest

Should you invest your SRS instead, and how do rising statutory retirement ages affect whe...