Beyond The Budget

Beyond The Budget

A podcast about all things personal finance, money behaviors, wise spending, debt-free living, building wealth, and leaving a legacy that matters.

Episodes

July 31, 2025 10 mins
Episode 31 – Legacy Through Strength and Stewardship

Key Verses:

  • Proverbs 31:10 – “An excellent wife who can find? She is far more precious than jewels.”

  • Proverbs 31:16 – “She considers a field and buys it; with the fruit of her hands she plants a vineyard.”

  • Proverbs 31:25 – “Strength and dignity are her clothing, and she laughs at the time to come.”

  • Proverbs 31:27 – “She looks well to the ways of her household and does...

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Episode 30 – Humbled, Not Helpless

Key Verses:

  • Proverbs 30:2–3 – “Surely I am too stupid to be a man. I have not learned wisdom, nor have I knowledge of the Holy One.”

  • Proverbs 30:5 – “Every word of God proves true; he is a shield to those who take refuge in him.”

  • Proverbs 30:7–9 – “Give me neither poverty nor riches… lest I be full and deny you, or lest I be poor and steal.”

  • Proverbs 30:24–28 – On the wisdom of small c...

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Episode 29 – Lead Well, Live Disciplined

Key Verses:

  • Proverbs 29:1 – “He who is often reproved, yet stiffens his neck, will suddenly be broken beyond healing.”

  • Proverbs 29:11 – “A fool gives full vent to his spirit, but a wise man quietly holds it back.”

  • Proverbs 29:15 – “The rod and reproof give wisdom, but a child left to himself brings shame to his mother.”

  • Proverbs 29:18 – “Where there is no prophetic vision the peo...

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Episode 28 – Bold Steps, Clean Hands

Key Verses:

  • Proverbs 28:1 – “The wicked flee when no one pursues, but the righteous are bold as a lion.”

  • Proverbs 28:6 – “Better is a poor man who walks in his integrity than a rich man who is crooked in his ways.”

  • Proverbs 28:8 – “Whoever multiplies his wealth by interest and profit gathers it for him who is generous to the poor.”

  • Proverbs 28:13 – “Whoever conceals his transgression...

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Episode 27 – Sharpened by Truth, Anchored in Stewardship

Key Verses:

  • Proverbs 27:6 – “Faithful are the wounds of a friend; profuse are the kisses of an enemy.”

  • Proverbs 27:17 – “Iron sharpens iron, and one man sharpens another.”

  • Proverbs 27:19 – “As in water face reflects face, so the heart of man reflects the man.”

  • Proverbs 27:23–24 – “Know well the condition of your flocks… for riches do not last forever.”

Over...

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Episode 26 – Don’t Debate the Fool

Key Verses:

  • Proverbs 26:4–5 – “Answer not a fool according to his folly… Answer a fool according to his folly…”

  • Proverbs 26:11 – “Like a dog that returns to his vomit is a fool who repeats his folly.”

  • Proverbs 26:12 – “Do you see a man who is wise in his own eyes? There is more hope for a fool than for him.”

  • Proverbs 26:13–16 – Warnings about laziness and excuses

  • Proverbs 26:24–26 – ...

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Episode 25 – Quiet Strength, Lasting Influence

Key Verses:

  • Proverbs 25:6–7 – “Do not put yourself forward in the king’s presence… for it is better to be told, ‘Come up here,’ than to be put lower…”

  • Proverbs 25:11–12 – “A word fitly spoken is like apples of gold in settings of silver…”

  • Proverbs 25:15 – “With patience a ruler may be persuaded, and a soft tongue will break a bone.”

  • Proverbs 25:28 – “A man without self-cont...

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Episode 24 – Build Steady, Stand Strong

Key Verses:

  • Proverbs 24:3–4 – “By wisdom a house is built, and by understanding it is established; by knowledge the rooms are filled with all precious and pleasant riches.”

  • Proverbs 24:10 – “If you faint in the day of adversity, your strength is small.”

  • Proverbs 24:16 – “The righteous falls seven times and rises again…”

  • Proverbs 24:19–20 – “Fret not yourself because of evildoers… ...

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Episode 23 – Guard Your Desires, Protect Your Destiny

Key Verses:

  • Proverbs 23:1–3 – “Put a knife to your throat if you are given to appetite.”

  • Proverbs 23:4–5 – “Do not toil to acquire wealth; be discerning enough to desist.”

  • Proverbs 23:17–18 – “Let not your heart envy sinners… surely there is a future, and your hope will not be cut off.”

  • Proverbs 23:19–21 – “The drunkard and the glutton will come to poverty.”

  • Prover...

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Episode 22 – Train the Next Generation, Don’t Burden Them

Key Verses:

  • Proverbs 22:1 – “A good name is to be chosen rather than great riches, and favor is better than silver or gold.”

  • Proverbs 22:2 – “The rich and the poor meet together; the Lord is the Maker of them all.”

  • Proverbs 22:6 – “Train up a child in the way he should go; even when he is old he will not depart from it.”

  • Proverbs 22:7 – “The rich rules over the p...

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Episode 21 – The Why Matters

Key Verses:

  • Proverbs 21:2 – “Every way of a man is right in his own eyes, but the Lord weighs the heart.”

  • Proverbs 21:3 – “To do righteousness and justice is more acceptable to the Lord than sacrifice.”

  • Proverbs 21:5 – “The plans of the diligent lead surely to abundance, but everyone who is hasty comes only to poverty.”

  • Proverbs 21:13 – “Whoever closes his ear to the cry of the poor will him...

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Episode 20 – Private Integrity, Public Peace

Key Verses:

  • Proverbs 20:7 – “The righteous who walks in his integrity—blessed are his children after him!”

  • Proverbs 20:10 – “Unequal weights and unequal measures are both alike an abomination to the Lord.”

  • Proverbs 20:13 – “Love not sleep, lest you come to poverty; open your eyes, and you will have plenty of bread.”

  • Proverbs 20:18 – “Plans are established by counsel; by wise ...

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Episode 19 – Patience, Discipline, and Following Through

Key Verses:

  • Proverbs 19:2 – “Desire without knowledge is not good, and whoever makes haste with his feet misses his way.”

  • Proverbs 19:3 – “When a man’s folly brings his way to ruin, his heart rages against the Lord.”

  • Proverbs 19:8 – “Whoever gets sense loves his own soul; he who keeps understanding will discover good.”

  • Proverbs 19:20 – “Listen to advice and accept...

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Episode 18 – Foundations, Friendships, and Financial Words

Key Verses:

  • Proverbs 18:1 – “Whoever isolates himself seeks his own desire; he breaks out against all sound judgment.”

  • Proverbs 18:4 – “The words of a man’s mouth are deep waters; the fountain of wisdom is a bubbling brook.”

  • Proverbs 18:13 – “If one gives an answer before he hears, it is his folly and shame.”

  • Proverbs 18:21 – “Death and life are in the power of ...

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Episode 17 – Peace Is the Real Profit

Key Verses:

  • Proverbs 17:1 – “Better is a dry morsel with quiet than a house full of feasting with strife.”

  • Proverbs 17:3 – “The crucible is for silver, and the furnace is for gold, and the Lord tests hearts.”

  • Proverbs 17:14 – “The beginning of strife is like letting out water, so quit before the quarrel breaks out.”

  • Proverbs 17:27 – “Whoever restrains his words has knowledge, and he...

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Episode 16 – Surrender First, Success Second

Key Verses:

  • Proverbs 16:3 – “Commit your work to the Lord, and your plans will be established.”

  • Proverbs 16:9 – “The heart of man plans his way, but the Lord establishes his steps.”

  • Proverbs 16:16 – “How much better to get wisdom than gold! To get understanding is to be chosen rather than silver.”

Overview: In Episode 16, Greg Carroll reflects on Proverbs 16 and the deep...

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Episode 15 – Wiser With Help, Richer With Less

Key Verses:

  • Proverbs 15:16 – “Better is a little with the fear of the Lord than great treasure and trouble with it.”

  • Proverbs 15:22 – “Without counsel plans fail, but with many advisers they succeed.”

  • Proverbs 15:27 – “Whoever is greedy for unjust gain troubles his own household, but he who hates bribes will live.”

Overview: In Episode 15, Greg Carroll unpacks the wisd...

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Episode 14 – No Mess, No Mission, No Harvest

Key Verses:

  • Proverbs 14:4 – “Where there are no oxen, the manger is clean, but abundant crops come by the strength of the ox.”

  • Proverbs 14:8 – “The wisdom of the prudent is to discern his way, but the folly of fools is deceiving.”

  • Proverbs 14:15–16 – “The simple believes everything, but the prudent gives thought to his steps.”

  • Proverbs 14:23 – “In all toil there is profit, bu...

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Episode 13 – Rich in What Matters

Key Verses:

  • Proverbs 13:7 – “One pretends to be rich, yet has nothing; another pretends to be poor, yet has great wealth.”

  • Proverbs 13:11 – “Wealth gained hastily will dwindle, but whoever gathers little by little will increase it.”

  • Proverbs 13:20 – “Whoever walks with the wise becomes wise, but the companion of fools will suffer harm.”

  • Proverbs 13:22 – “A good man leaves an inheritance...

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Episode 12 – Discipline Over Desire

Key Verses:

  • Proverbs 12:11 – “Whoever works his land will have plenty of bread, but he who follows worthless pursuits lacks sense.”

  • Proverbs 12:15 – “The way of a fool is right in his own eyes, but a wise man listens to advice.”

  • Proverbs 12:24 – “The hand of the diligent will rule, while the slothful will be put to forced labor.”

Overview: In Episode 12, Greg Carroll delivers a c...

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