Infinite Banking Initiative (IBI)

How can you design a personal cash flow that provides both liquidity and control?

Authorized IBC Practitioner Luke Tatum of Perfect Spiral Capital shares how applying the Infinite Banking Concept reshaped the way he saves, borrows, and finances everyday needs. His experience illustrates the shift from conventional financial planning toward a process of stewardship and long-term design.

In this episode from the Nelson Nash Institute, ...

Most financial conversations start too late, focusing on how to invest, save, or allocate what’s left. But true financial understanding begins earlier: in recognizing the flow of money itself.

This video features IBC Practitioner Joseph DeFazio, who shares how the Infinite Banking Concept reframes traditional planning by beginning where most systems end, at the point of cash flow.

Explore how this approach aligns ...

A PhD searching for a better way to think about money discovered Nelson Nash’s Becoming Your Own Banker - and it changed everything.

In this episode, Jason Henderson, Authorized IBC Practitioner from Logan, Utah, shares how embracing the Infinite Banking Concept (IBC) brought him financial clarity, family flexibility, and lasting control over his money.

Jason’s story began with a desire to build a stronger financ...

Julie Ann Hepburn was ready to walk away from the industry until one meeting with Nelson Nash and the first edition of "Becoming Your Own Banker" completely changed her path. 

What lesson inside that book was powerful enough to reignite her purpose and reshape her entire career?

In this inspiring conversation, Julie Ann shares how discovering the Infinite Banking Concept® (IBC) transformed not only her a...

Authorized IBC Practitioner Tom Laune of Bulletproof Wealth lost his career overnight… but what he built next changed how people think about money forever.

After a freak studio accident ended his 29-year career in the music industry, Tom Laune discovered a strategy that didn’t just rebuild his finances; it made them bulletproof. Using the Infinite Banking Concept (IBC), Tom created his own private banking system, one that ...

Engineer and Authorized IBC Practitioner Kayur Shah shares how he discovered the Infinite Banking Concept (IBC), moving from skeptic to believer, and how he’s used it to fund real estate, cars, and more while keeping full financial control.

Kayur started out just like many others, unsure about anything related to insurance. While working in real estate, he first thought IBC was just another sales pitch. But after exploring...

Authorized IBC Practitioner Brent Kesler of The Money Multiplier was a Chiropractor and Chiropractic coach for over 14 years. After implementing the Infinite Banking Concept® (IBC), he paid off $984,711 in third-party debt in 39 months. 

Brent became so passionate about IBC that he started sharing it with others. After his mentor pointed out that he had referred over forty new clients into the system, he took his mentor's advic...

“I Finally Felt Peace,” that’s how one of Jason Sipple’s clients described their experience after discovering the Infinite Banking Concept (IBC). They had spent years feeling overwhelmed by financial stress, until Jason showed them how to implement IBC and gain control, clarity and legacy. 

If you’ve ever wondered how real families use IBC to create cash flow, protect their future, and break free from Wall Street, this episode is fo...

Authorized IBC Practitioner Ken Shapero of Real Change Financial is a former Wall Street insider who reveals the power of the Infinite Banking Concept (IBC).  Discover how YOU are in control of your money. 

This quick dive covers: IBC Made Simple, building generational wealth, life insurance's hidden powers, and how to break free from traditional banking. Watch now to find out why Ken left Wall Street and how you can ...

Authorized IBC Practitioner Dr. Cheryl George of Insure with Cheryl reveals her powerful journey from corporate finance to becoming an IBC powerhouse. After witnessing the devastating impact of families left unprotected, she committed her life to teaching people how to break free from financial traps and build lasting wealth. 

Stay Connected:
🌐 Visit us: www.infinitebanking.org
📖 Get the book Becoming Your Own Banker by R....

Most people never stop to ask, “Where does my money really live?” The Infinite Banking Concept (IBC) offers a powerful answer - helping you grow wealth, protect assets, and gain control of your financial future. IBC Practitioner Scott Crutchfield of Wellington Capital Reserve shares lessons from Nelson Nash and practical strategies that show why the Infinite Banking Concept can be a game-changer for business owners and families ali...

In this episode, IBC Practitioner Bill Curtis reveals a powerful way to take control of your money using the Infinite Banking Concept (IBC). Imagine using your own cash for everything, from major investments to a 17-cent banana, all while your wealth keeps growing.

This isn’t banking - it’s owning the system. Bill reveals how to use your money (not lose it to banks) so every dollar works harder for you.

Stay Connected:
...

Tired of playing by Wall Street's rules? Brandon Goswick and Nate Dean of Unlimited Life Concepts transformed their finances using a simple but revolutionary approach - controlling their own banking system. They went from drowning in debt to building generational wealth, all while gaining something priceless: peace of mind. 

Stay Connected:
🌐 Visit us: www.infinitebanking.org
📖 Get the book Becoming Your Own Banker by...

Authorized IBC Practitioner Becca Wilhite of Salient Solutions shares her personal story of going from a skeptic who thought whole life insurance was a scam to a passionate advocate.

Discover how you can stop relying on banks and become your own banker. Becca reveals how she used IBC to handle major financial challenges and build generational wealth for her family.

You'll learn:
• What is the Infinite Ban...

Authorized IBC Practitioners JP Martin and Anthony Pascale discuss the Infinite Banking Concept (IBC). Take control of your money, eliminate debt, and create a secure financial future for your family. IBC is a proven way to save smarter, finance big life events, and grow wealth, without relying on traditional banks. Check out this episode for practical money strategies, proven wealth-building tips, and insight into Nelson Nash’s po...

Authorized IBC Practitioners David Befort and Paul Fugere of The Wealth Warehouse, who are both former military pilots, share how the Infinite Banking Concept (IBC) gave them the power to walk away from jobs, build real wealth, and live life on their own terms.

Discover the book that shifted their mindset, how they left traditional financial systems behind, and why IBC is helping people take back control of their finances.

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Ready to take control of your money and build real wealth? We sit down with The Banking Bros, Jeremiah and Jonah Dew, to uncover how they used the Infinite Banking Concept (IBC) to escape financial stress and create generational wealth — starting from zero.

Learn how these brothers went from confusion to confidence as they break down their journey, share practical tips, and reveal how social media skyrocketed their mission...

Want more control over your money and future? Discover how Authorized IBC Practitioner Valerie LaRoque used the Infinite Banking Concept (IBC) to build real financial freedom—starting from a coffee stand in Seattle to managing multiple whole life policies that now fund her life and legacy.

In this episode, Valerie LaRoque shares her powerful journey, the mistakes she made in the traditional financial world, and how IBC cha...

Wade Borth of Sage Wealth Strategy shares how discovering the Infinite Banking Concept completely changed his mindset and his future. It’s not about rates or products—it’s about freedom, purpose, and building a system that works for you.

Wade’s story is real, relatable, and powerful. From struggling to “get it” to becoming a leading IBC practitioner, he reveals how this concept helped him—and his clients—gain true financia...