Infinite Banking Initiative (IBI)

What does it mean to "Become Your Own Banker?" In this episode, we share a collection of the best stories and lessons from the IBI.

We look back at some of our most popular clips to show you how a dividend-paying whole life insurance policy can help you take control of your money. You will learn the mindset shifts needed to stop relying on outside banks and start using your own banking system to finance the thing...

Explore the personal story of Nelson Nash, the founder of the Infinite Banking Concept (IBC), as shared by his family. This episode offers a heartfelt look into the life of a man whose ideas have guided many toward financial clarity.

Join Nelson's daughter, Kim Stearns, along with David Stearns, Leigh Barganier, and IBC practitioner Mary Jo Irmen, as they share their memories. They paint a picture of Nelson not just a...

You were taught to save, but were you ever taught to become a banker?

In this episode of the Infinite Banking Initiative, retired Air Force Colonel Mike Conner, a real estate investor, mentor, and authorized IBC Practitioner, shares the financial truths he discovered later in life.

Mike explains why traditional financial advice failed him (and millions of Americans) and how properly structured high-cash-value whol...

A family was told they could never afford their dream home. Years later, they moved in, all by applying the Infinite Banking Concept.

How did this happen, and why did a 24-year financial advisor who used to teach “buy term and invest the difference” completely change his mind about whole life insurance?

In this episode of the Infinite Banking Initiative, Authorized IBC Practitioner Kurt Berry shares Nelson Nash’s ...

A defining moment in 2008. One book that changed everything. A financial philosophy that rebuilt a family and launched a calling.

In this episode of the Infinite Banking Initiative, Authorized IBC Practitioner Stephen Devlin shares the deeply personal story of how he and his wife Michelle discovered Nelson Nash’s "Becoming Your Own Banker" at a critical crossroads. What began as a search for answers became a life...

David Stearns and James Neathery of the Nelson Nash Institute (NNI) explain why dividend-paying Whole Life is the only structure Nelson Nash recommended to support the Infinite Banking Concept (IBC).

You’ll learn:

• How Universal Life shifts performance and longevity risk to the policyholder
• Why the Cost of Insurance (COI) rises over time, threatening long-term viability
• The difference between illustration-based planning an...

In this episode of the Infinite Banking Initiative, Authorized IBC Practitioner Tricia Miller shares how she discovered the Infinite Banking Concept (IBC) and used it to regain confidence, liquidity, and long-term stability in her finances.

Drawing from the principles of Becoming Your Own Banker by R. Nelson Nash, Tricia explains that Infinite Banking isn’t an investment product; it’s a process of stewardship and understan...

How can you design a personal cash flow that provides both liquidity and control?

Authorized IBC Practitioner Luke Tatum of Perfect Spiral Capital shares how applying the Infinite Banking Concept reshaped the way he saves, borrows, and finances everyday needs. His experience illustrates the shift from conventional financial planning toward a process of stewardship and long-term design.

In this episode from the Nelson Nash Institute, ...

Most financial conversations start too late, focusing on how to invest, save, or allocate what’s left. But true financial understanding begins earlier: in recognizing the flow of money itself.

This video features IBC Practitioner Joseph DeFazio, who shares how the Infinite Banking Concept reframes traditional planning by beginning where most systems end, at the point of cash flow.

Explore how this approach aligns ...

A PhD searching for a better way to think about money discovered Nelson Nash’s Becoming Your Own Banker - and it changed everything.

In this episode, Jason Henderson, Authorized IBC Practitioner from Logan, Utah, shares how embracing the Infinite Banking Concept (IBC) brought him financial clarity, family flexibility, and lasting control over his money.

Jason’s story began with a desire to build a stronger financ...

Julie Ann Hepburn was ready to walk away from the industry until one meeting with Nelson Nash and the first edition of "Becoming Your Own Banker" completely changed her path. 

What lesson inside that book was powerful enough to reignite her purpose and reshape her entire career?

In this inspiring conversation, Julie Ann shares how discovering the Infinite Banking Concept® (IBC) transformed not only her a...

Authorized IBC Practitioner Tom Laune of Bulletproof Wealth lost his career overnight… but what he built next changed how people think about money forever.

After a freak studio accident ended his 29-year career in the music industry, Tom Laune discovered a strategy that didn’t just rebuild his finances; it made them bulletproof. Using the Infinite Banking Concept (IBC), Tom created his own private banking system, one that ...

Engineer and Authorized IBC Practitioner Kayur Shah shares how he discovered the Infinite Banking Concept (IBC), moving from skeptic to believer, and how he’s used it to fund real estate, cars, and more while keeping full financial control.

Kayur started out just like many others, unsure about anything related to insurance. While working in real estate, he first thought IBC was just another sales pitch. But after exploring...

Authorized IBC Practitioner Brent Kesler of The Money Multiplier was a Chiropractor and Chiropractic coach for over 14 years. After implementing the Infinite Banking Concept® (IBC), he paid off $984,711 in third-party debt in 39 months. 

Brent became so passionate about IBC that he started sharing it with others. After his mentor pointed out that he had referred over forty new clients into the system, he took his mentor's advic...

“I Finally Felt Peace,” that’s how one of Jason Sipple’s clients described their experience after discovering the Infinite Banking Concept (IBC). They had spent years feeling overwhelmed by financial stress, until Jason showed them how to implement IBC and gain control, clarity and legacy. 

If you’ve ever wondered how real families use IBC to create cash flow, protect their future, and break free from Wall Street, this episode is fo...

Authorized IBC Practitioner Ken Shapero of Real Change Financial is a former Wall Street insider who reveals the power of the Infinite Banking Concept (IBC).  Discover how YOU are in control of your money. 

This quick dive covers: IBC Made Simple, building generational wealth, life insurance's hidden powers, and how to break free from traditional banking. Watch now to find out why Ken left Wall Street and how you can ...

Authorized IBC Practitioner Dr. Cheryl George of Insure with Cheryl reveals her powerful journey from corporate finance to becoming an IBC powerhouse. After witnessing the devastating impact of families left unprotected, she committed her life to teaching people how to break free from financial traps and build lasting wealth. 

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🌐 Visit us: www.infinitebanking.org
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Most people never stop to ask, “Where does my money really live?” The Infinite Banking Concept (IBC) offers a powerful answer - helping you grow wealth, protect assets, and gain control of your financial future. IBC Practitioner Scott Crutchfield of Wellington Capital Reserve shares lessons from Nelson Nash and practical strategies that show why the Infinite Banking Concept can be a game-changer for business owners and families ali...

In this episode, IBC Practitioner Bill Curtis reveals a powerful way to take control of your money using the Infinite Banking Concept (IBC). Imagine using your own cash for everything, from major investments to a 17-cent banana, all while your wealth keeps growing.

This isn’t banking - it’s owning the system. Bill reveals how to use your money (not lose it to banks) so every dollar works harder for you.

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