This is Money Podcast

This is Money Podcast

What you need to know about money each week and what the news means for you, from the UK's best financial website.

Episodes

April 25, 2025 49 mins
Major banks are tweaking their rules to allow borrowers to get bigger mortgages, while a new upstart lender is offering seven times salary home loans.

Is this a welcome easing of the too tight rules to suit people’s needs or the start of a recipe for financial disaster?

On this week’s podcast, Georgie Frost, Lee Boyce and Simon Lambert dive into the world of mortgages and look at whether lenders are coming up...
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Amid Donald Trump's tariff madness, there may be a silver lining for British investors.

With American exceptionalism swiftly being replaced with American erraticism, the UK is attracting the eye of international investors.

They see the FTSE - and its European counterparts - as a relative bastion of sanity and somewhere that a rules-based trading system can ride out the storm away from a US government seemingl...
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For years, two-year fixes were the mortgage of choice for most homeowners - but borrowers piled into five-year deals in 2022 and 2023 in a bid to lock in super-low rates.

Now, UK Finance figures show shorter fixed deals are once again back in vogue.

Does that mean people think rates are heading down - and what do you need to think about when choosing yours? This is Money's Helen Crane and Georgie Frost discu...
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Markets around the world have slumped, the dollar weakened and fears mount of a global recession, after Donald Trump announced huge 'reciprocal' tariffs on over 100 countries.

The UK appears to have got off lightly, attracting just the baseline 10 per cent tariff - but even that will wipe out the Chancellor's beloved headroom and leaves the door wide open for tax rises in the Autumn.

How else could it hit us ...
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Rachel Reeves is back to where she started after the Spring Statement, with her £9.9billion of budget headroom restored but at what cost.
The Chancellor was true to her word and didn't turn this week's economic update into a second Budget, with no tax changes coming in.
But a wave of spending cuts was announced, along with growth forecasts going both down and up.
We also got the Office for Budget Responsibility's u...
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Rachel Reeves is due to deliver her Spring Statement next week and it's probably safe to say this isn't the position she wanted to be in.

After an Autumn Budget that raised spending and hiked taxes while locking the Chancellor in with a new fiscal rule, Reeves would have hoped to arrive in March with better news on the economy.

Instead, Labour's not-a-tax-on-working-people national insurance hike on employers...
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Investors this week have been hit by the 'Trump Slump.' Why is the US President rattling markets and is it the end of the US bull market? 

Georgie Frost, Simon Lambert and Lee Boyce discuss what you should be doing to make your investments great again. 

How will the UK handle potential tariffs, should investors be in panic mode and what do experts say you should be doing to navigate the geopolitical turmoil?<...
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People with gaps in their state pension records have just one more month to take advantage of a special offer to buy missing years going as far back as 2006.

As long as you get your payment or a callback request in by 5 April you can still benefit from the deal, but after that you will only be able to fill gaps from the past six years.

And many are facing a backlog with payments in limbo – so what's going on?...
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February 28, 2025 47 mins
If you earn a six figure salary then you have a far bigger income than most of the population.

That's a multiple of the £37,500 median full-time salary and represents the kind of money that most people will only ever dream of.

But would that equate to feeling rich? The cost of living and tax mean that increasing numbers of six figure earners are saying they aren't that wealthy.

And surprisingly, more...
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The future of the cash Isa has been in the spotlight of late, with rumours the Chancellor could tinker with one of Britain's best loved tax breaks.

It's believed some city bosses are lobbying her to make the limit less generous, and push more people into investing their money instead.

While just speculation, it's a move that would certainly ruffle a few feathers.

This week, Lee Boyce, Georgie Frost a...
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The Bank of England has delivered another rate cut but big questions remain over what happens next?

Forecasters had largely agreed that this year would see another two base rate cuts, but the Bank delivered a pair of verdicts that could push ratesetters down a different path.

Firstly, it slashed its growth forecast for 2025 from 1.5 per cent to just 0.75 per cent. Secondly, it said inflation would rise well ...
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More than a million people switched current account last year - the second time it has ticked over the 1m mark.

So, who is winning the switching battle and is it all driven by people chasing a quick and easy buck from banks? 

Lee Boyce and Georgie Frost dive into the data and also look at why you might not be rich enough to bank with HSBC anymore... if you want its exclusive account.

The Government r...
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How much homeowners are making when they come to sell up is shrinking - new data shows home-selling profits are at its lowest point for nearly a decade.

This week, Simon Lambert, Georgie Frost and Lee Boyce discuss the figures and delve into the pockets of Britain where house asking prices have grown the most in the past year, bucking the trend.

With looming stamp duty changes happening in April, what will th...
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You have to feel for Rachel Reeves. After establishing a solid reputation in opposition, things haven’t gone to plan as Chancellor so far.

Her Autumn Budget led to widespread criticism over tax rises on employment and extra costs for businesses, while questions abound over whether her plans will deliver the growth Labour promised voters.

Now, a slow burn rise in the UK’s borrowing costs has led to gilt yields...
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In a not very happy start to the new year, Ofgem's energy price cap went up on 1 January from £1,717 to £1,738.

Energy experts at Cornwall Insight say it will go up again in April - and by more than they initially expected. 

So why are bills rising? After all, we are a long way from the peak of the gas price crisis back in 2021. 

This week, Georgie Frost and Helen Crane discuss when they will finally...
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In a special epsiode, we hosted our first live podcast at our offices to celebrate a  decade of discussing Britain's personal finances.

Georgie Frost, Simon Lambert, Lee Boyce and Helen Crane talk through 10 years of huge and unexpected financial developments, from Brexit and President Trump to Covid and the cost-of-living crisis.

Some of our valued listeners were in the audience as we covered major themes th...
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On this special bonus episode of the This is Money Podcast, Simon Lambert catches up with Alastair Humphreys about his quest to find adventure close to home.

Alastair, a genuine global adventurer, who featured on our Making The Money Work Podcast series in 2020, recently published his book Local: A Search for Nearby Nature and Wildness.

It told the story of his year spent swapping travelling the world for exp...
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