Money Moves & Business Talk

Carlos Rasmussen discusses various strategies for wealth management and retirement planning. They cover topics such as fixed annuities, T-bills, retirement plans, and the importance of cash management. The discussion also delves into the significance of understanding market risks, the impact of relationships on financial decisions, and the necessity of legacy planning. Additionally, they address long-term care considerations, healt...

Carlos Rasmussen discusses the importance of proactive retirement planning, emphasizing that retirement should be viewed as a new beginning rather than an end. He highlights the need for financial strategies that account for increased spending in early retirement years, the impact of inflation, and the necessity of healthcare and long-term care planning. Additionally, he provides insights into tax strategies for retirement income, ...

Carlos Rasmussen discusses essential aspects of retirement planning, focusing on common blind spots such as longevity risk, healthcare costs, and the importance of diversification. He emphasizes the role of life insurance as a versatile financial tool and provides insights into tax strategies, including Roth conversions. The discussion aims to equip listeners with knowledge to make informed financial decisions for a secure retireme...

Carlos Rasmussen discusses unconventional strategies for retirement planning, emphasizing the importance of exploring hidden financial assets such as life insurance, health savings accounts, and collectibles. He highlights the versatility of life insurance as a financial tool, the tax benefits of health savings accounts, and the potential of collectibles as investment assets. The discussion also covers practical strategies for catc...

Carlos Rasmussen tackles the biggest myths and realities facing retirees today in this episode, from out-of-date financial advice to rising healthcare costs and inflation. He breaks down essential planning strategies—covering everything from managing taxes and protecting against longevity risk to leveraging life insurance and trusts for legacy building. Whether you're preparing for retirement or already in it, this conversati...

Carlos Rasmussen discusses the significance of comprehensive financial planning as a roadmap for achieving financial goals. He emphasizes the importance of understanding risk tolerance, maximizing retirement contributions, and implementing tax-efficient investment strategies. The discussion also covers practical examples of how strategic planning can lead to significant tax savings and better financial outcomes for clients, particu...

Carlos Rasmussen and Steve Sedahl discuss the challenges of market volatility and its impact on retirement planning. They explore various strategies to strengthen retirement plans, including working longer, building guaranteed income streams, adjusting withdrawal rates based on market performance, and utilizing market volatility for tax benefits. The importance of budgeting for retirement, planning for required minimum distribution...

Carlos Rasmussen discusses the current economic climate and its impact on retirees, emphasizing the importance of proactive financial planning. He highlights the need for liquidity, understanding sequence of returns risk, and budgeting for rising healthcare costs. The discussion also covers the significance of estate planning, holistic retirement strategies, tax diversification, and planning for longevity. Throughout the conversati...

Carlos Rasmussen discusses the challenges of retirement planning amidst rising inflation and market volatility. He emphasizes the importance of flexibility and preparedness in financial planning, the need for a second opinion on investment strategies, and the significance of understanding risk. The discussion also covers strategies for hedging against inflation, the necessity of long-term care planning, and the potential benefits o...

Carlos Rasmussen discusses the implications of market volatility and tariffs on retirement planning. They emphasize the importance of maintaining a long-term perspective on investments, especially during uncertain economic times. The discussion also covers the potential impact of recession, inflation, and the necessity of diversification in investment portfolios. Carlos shares insights on how to navigate these challenges and the va...

Carlos Rasmussen discusses the complexities of retirement planning, emphasizing the importance of preparing for various challenges such as longevity risk, inflation, healthcare costs, and market volatility. They highlight the need for a comprehensive financial plan that addresses these risks and ensures a sustainable income throughout retirement. The discussion also touches on current economic factors, including tariffs and their i...

Carlos Rasmussen discusses the current financial landscape, focusing on key issues such as inflation, tariffs, social security reform, and retirement planning. They emphasize the importance of strategic financial planning to navigate these challenges, particularly for retirees. The discussion also highlights the shift from traditional pensions to 401(k) plans, the necessity of managing investment risks, and the significance of tax ...

Carlos Rasmussen discusses the unique challenges and opportunities for retirees in 2025, emphasizing the importance of early planning, evolving retirement income solutions, and the impact of healthcare costs and inflation on retirement security. He also highlights tax strategies, the significance of maximizing social security benefits, managing debt, and the necessity of estate planning to avoid costly mistakes.They explore the emo...

Carlos Rasmussen discusses the potential for a national retirement program in America, exploring its feasibility and implications. They debate the effectiveness of current retirement savings options and the role of government in managing retirement funds. The discussion transitions into common money management sayings, analyzing their relevance and offering insights on effective financial planning and investment strategies. In this...

Carlos Rasmussen discusses the potential for a national retirement program in America, exploring its feasibility and implications. They debate the effectiveness of current retirement savings options and the role of government in managing retirement funds. The discussion transitions into common money management sayings, analyzing their relevance and offering insights on effective financial planning and investment strategies. In this...

Carlos Rasmussen and Steve Sedahl discuss the implications of tariffs on the economy, particularly focusing on how they affect inflation and retirement planning. They explore the emotional and financial costs of divorce, emphasizing the importance of financial literacy and budgeting. In this conversation, Carlos Rasmussen discusses the importance of comprehensive financial planning, including estate planning, tax analysis, and crea...

Carlos Rasmussen discusses the limitations of 401k plans as a retirement savings strategy, emphasizing the importance of diversification and alternative investment options. He highlights the potential tax implications of traditional 401ks and advocates for the use of Roth 401ks. The discussion also touches on the impact of retirement savings on Social Security benefits and the evolving nature of financial planning, including the re...

Carlos Rasmussen explores the parallels between physical health and financial well-being, emphasizing the importance of consistent contributions to investment accounts, diversification, and stress management. They discuss the necessity of regular financial checkups, the role of social engagement in financial literacy, and the critical nature of risk management for retirees. The conversation also delves into various financial produc...

In this conversation, Steve Sedahl and Carlos Rasmussen explore the intersection of artificial intelligence and retirement planning. They discuss various investment strategies, including target date funds, the classic 60-40 portfolio, ETFs, and annuities. Carlos shares insights from his unique background as a CPA and former IRS agent, emphasizing the importance of personalized financial advice and tax strategies for business owners...