4 Seasons Podcast

What Should An Investor Do?

Headlines shout. Portfolios whisper. We zoom out from the daily noise to map how geopolitics, energy prices, and policy shifts actually flow through markets and into real portfolios. Jeff Bingham unpacks why 2022’s pain wasn’t just war-related, how inflation and rising rates did the heavy lifting, and where today’s pressures—from $60 oil to OPEC’s waning influence—are quietly reshaping risk and opportunit...

How Does Global Instability impact investment Markets And Activity?

When the news cycle feels like a firehose, it’s easy to assume markets must fall. We cut through the noise and look at what actually moves portfolios: the flow of energy and materials, the integrity of supply chains, and the policy choices that shape costs, margins, and long-term competitive edges. From Russia–Ukraine to tensions in the Middle East, we examine why e...

What Role Does God & Faith Play In The Mission Of B&H Wealth Strategies? 

Values shape every dollar we deploy, and Jeff Bingham opens up about how putting faith first changed the way we lead, invest, and care for families. From praying before client meetings to building plans that “aim all the way up,” we walk through what it looks like to blend conviction with technical excellence in financial planning and investment manage...

hy Does A Proven Plan Beat A Quick Fix Every Time When Planning Your Financial Future?

The loudest voices in money often promise shortcuts. We take the opposite route and show how real wealth grows from simple habits, honest planning, and a strategy you can actually follow when markets turn noisy. With Jeff Bingham of B&H Wealth Strategies, we unpack the gap between hype and reality—what “quick fixes” look like in the wild, why ...

Lowering Interest Rates And Monetary Policy Shifts...How Can They Impact Me?

Rate cuts make headlines, but the real story lives in your monthly budget and long-term plan. We dig into how a lower federal funds rate filters into mortgage payments, credit card APRs, small business borrowing, and diversified portfolios—then separate smart, actionable moves from costly knee-jerk reactions. Jeff Bingham lays out where refinancing can free...

What Options Does B&H Offer To Help Plan For College Savings Or Educational Funding?

The weight of college expenses keeps many families up at night, but strategic education funding can transform this burden into a manageable part of your financial journey. Jeff Bingham, President of B&H Wealth Strategies, breaks down the complexities of saving for education in this straightforward, information-packed episode.

At the...

 Can Setting Up A Trust Be A Good Idea As Part Of A Wealth Strategy? 

Trust planning doesn't have to be intimidating or exclusive to the ultra-wealthy. In this enlightening conversation, Jeff Bingham demystifies the world of trusts, offering practical guidance on when these powerful financial tools make sense—and when they don't.

Have you ever wondered if a trust might benefit your financial situation? Jeff walks ...

Does B&H Provide Advice On Charitable Giving Or Philanthropy?

The power of generosity takes center stage as Jeff Bingham explores how thoughtful charitable giving strategies can transform both the causes you support and your own financial picture. We dive deep into the often-overlooked intersection where financial planning meets philanthropy, revealing how the right approach can maximize your impact while potentially creating ta...

What Impact Does The Big Beautiful Bill Have On Income Tax And Social Security? 

The landscape of your retirement and tax planning just shifted dramatically with the passage of the "Big Beautiful Bill." Join Jeff Bingham as he breaks down how this legislation impacts your financial future without the typical jargon and confusion.

Wondering how these changes affect your wallet? The bill maintains the 2016 tax rate ...

Let's Revisit Market Volatility - How Concerned Should I Be?

Market volatility can trigger powerful emotional responses, but reacting to every headline might be the surest way to damage your long-term financial health. In this illuminating conversation, Jeff Bingham, President of B&H Wealth Strategies, offers a masterclass in maintaining perspective during market turbulence.

The episode dissects the recent market r...

B&H On the Road - Jeff Tells us about your recent visit to the New York Stock Exchange

What does the beating heart of American capitalism really look like in 2024? Forget the frenzied trading floor scenes you've seen in movies – the reality is both more subdued and more fascinating.

Jeff Bingham of B&H Wealth Strategies takes us along on his exclusive journey to the New York Stock Exchange, pulling back the cur...

Can B&H Wealth Strategies Provide Guidance On Social Security Optimization?

Deciding when to claim Social Security might seem straightforward, but optimal timing depends on far more than just selecting an age between 62 and 70. This episode dives deep into the personalized nature of Social Security planning and why cookie-cutter approaches often lead to costly mistakes.

Jeff Bingham, President of B&H Wealth Strategi...

How Concerned Should I Be Of The Impact Of Market Volatility?

Market volatility can trigger our worst financial instincts. When headlines scream about plunging indexes and portfolio values shrink, many investors make costly emotional decisions they later regret. This timely conversation cuts through the noise to deliver practical wisdom for navigating uncertain markets with confidence.

Jeff Bingham tackles the current sourc...

Now That April 15th Has Passed, How Do I Get Ahead Of The Tax Game For 2025?

Ready to keep more of your hard-earned money in 2025? Tax planning shouldn't wait until next April.

Jeff Bingham, President of B&H Wealth Strategies, shares his father's timeless wisdom: "It's not about how much you make, it's how much you get to keep." This philosophy underpins a practical approach to tax planning...

Does B&H Wealth Strategies Provide Tax Planning Or Advice?

Taxes are inevitable, but paying more than necessary isn't. In this illuminating discussion, Jeff Bingham of B&H Wealth Strategies breaks down practical strategies that can help you keep more of what you earn while staying fully compliant with tax regulations.

We explore the powerful impact of retirement account contributions on your current tax situati...

How Does The Financial Tool "4 Seasons GPS” Work And What Does It Entail?

Are you ready to take control of your financial future? In this episode, we explore the 4 Seasons GPS, a groundbreaking tool that simplifies retirement planning, allowing you to visualize and achieve your financial goals. Through dynamic interaction with financial advisors, clients engage in an insightful process of defining their lifestyle aspirations, i...

Does B&H Wealth Strategies Offer Strategies For Reducing Financial Risk During Retirement?

Join us as we journey through the vital strategies to secure your financial future in these uncertain times. We’ll dissect the ever-evolving landscape of retirement planning, emphasizing the imperative need to mitigate risk in a world of rising inflation and dynamic markets. With insights driven by experience and innovation, we explore ess...

Can B&H Wealth Strategies Assist With Creating A Comprehensive Financial Plan?

Learn the secrets to financial freedom with Jeff Bingham, President of B&H Wealth Strategies, as he shares the fundamental steps in crafting a comprehensive financial plan. How do you build a financial roadmap that aligns with your dreams and aspirations? Jeff brings his expertise to the table, discussing the pivotal questions you need to ask: whe...

Does The Firm Offer Estate Planning Advice Or Legacy Planning Services?

Explore effective estate and legacy planning with Jeff Bingham, President of B&H Wealth Strategies, as we explore how to protect your family's wealth for generations to come. Through a touching narrative of a client relationship lasting over 35 years, Jeff shares invaluable insights into the sensitive nature of managing family dynamics, especially in si...