Growth Notes

Stop Waiting: What Your Future Self Wants You to Do Today

Frazier opens by asking listeners to imagine spending an hour talking with a version of themselves from 20 years ago and consider what they would say. He reminds everyone about Mortgage Mornings at 10:00 AM Eastern Standard Time with Jonathan Haddad and himself, noting a “spicy” topic and that the link is in the show notes. Returning to the exercise, Frazi...

Authenticity Isn’t a Strategy: Build Reputation Through Consistent Real Work

In this Growth Notes episode, Frazier argues that authenticity is often overused in marketing but is essential and not a tone, filter, aesthetic, or strategy; it’s a behavior: showing what you actually do rather than what you think people want to see. He explains that in an era where AI makes much content look fake, trust and reputation ...

Stop Acting Like You Have a Choice: Commit to Your Profession

Frazier shares a message he discussed with his group about choice and mindset, emphasizing that once you decide to treat your career as a real profession and run it like a business as the CEO, you must stop acting like you have the option to not show up, not be consistent, or not do the work required for success. While acknowledging human nature to resist feeling ...

On a Sunday episode of Growth Notes, Frazier encourages listeners heading into the week—especially those feeling drained halfway through the year—to notice what gives them energy versus what depletes it, and to prioritize the activities that move their business forward. He emphasizes that this is when discipline matters most, noting that listeners may already be practicing it by listening to their “better angels.&...

Skill Isn’t Enough: Connecting Success to Purpose

Frazier reflects on the difference between being good at a job and feeling fulfilled, arguing that skill and achievement alone can still leave someone feeling empty without purpose and meaning. He explains that when work is tied only to commissions, salaries, or numbers, it can feel like going through the motions, while purpose provides the fuel to sustain through hard ...

Reclaiming Joy in Mortgage Work: Separate the Market, Focus on Impact, Cut the Drains

On Growth Notes, Frazier challenges loan officers to remember why they entered the business—income potential, low barrier to entry, flexibility—and how stress from pipelines, conditions, difficult agents and clients, and late-night file work can drain enjoyment. He argues you can’t fake sustained effort: without joy, energ...

Protecting Your Inner Voice in a World Competing for Attention

Frazier shares that across coaching calls, workshops, and conversations with brokers, leaders, and loan officers, the same themes keep resurfacing: distractions and how well people handle them. He notes that everything in life—family, agents, consumers, and others—competes for attention, creating noise that can drown out purpose and goals. Frazier emp...

Remembering Names: The SAVE Method + Green Zone Event Reminder

Frazier opens with a reminder that at 12:00 PM Eastern he and his co-author DC will host the first Green Zone event of 2026 on owning success and why the new economy needs owners, with details at greenzoneproject.com. In today’s Growth Notes, he shares a personal growth area: he often forgets people’s names despite remembering faces and details, espec...

Guard Your Heartbeats: Urgency, Ownership, and a Ruthless Circle

On Growth Notes, Frazier asks who you’re allowing to rob you of your most precious commodity—your heartbeats—and invites listeners to the Green Zone Project’s first 2026 call on ownership (Wednesday at 12:00 PM EST, link in show notes). Inspired by Tim Grover’s TAG (The American Gift) talk, Frazier shares Grover’s message tha...

All In: The Commitment People Can Feel

Frazier says people often underestimate how clearly others can tell when they’re not fully committed, especially in sales and leadership where trust matters. He explains that clients, teams, and prospects sense distraction, uncertainty, and hesitation, even when someone tries to “check the boxes,” and that commitment shows up through preparation, follow-through, respon...

Stay in the Game Long Enough for the Work to Work

On a Sunday episode of Growth Notes, Frazier addresses a common frustration in business: quitting before efforts have time to produce results. He describes how people do the right activities—calls, follow-ups, content, agent outreach, and working their database—then hit resistance and create excuses like “this doesn’t work,” “agents already...

Go Back in Time: Start Today and Stay Consistent

Frazier opens by thanking the EPM team for a strong event for the broker community, highlighting speakers including Tim Grover, Jamie Kavanaugh, Renee Rodriguez, Jonathan Haddad, and Jason Dupont, and notes more details at americangift.com. He invites listeners to “go back in time” and imagine how much better their business would be today if they had started and st...

Find Your Way: Align Strategies With How You Operate

On Growth Notes, Frazier explains that top producers succeed in different ways, so copying someone else’s tactics rarely produces the same results. Reflecting on TAG and comments from Michael McAllister and a panel of four successful women, Frazier notes that while there are common traits like consistency, the real drivers of success include unseen factors such as tr...

TAG 2026: Activity, Execution, and Brokers Building Their Own AI Tech

From TAG 2026 in Atlanta, Frazier shares takeaways from day zero, emphasizing that the most valuable conversations happen informally and reinforce the idea that “activity creates activity.” He says many in the mortgage industry don’t understand what’s coming and are waiting on market conditions instead of increasing execution, while...

Resisting Regret and Living Up to Your Potential

In this Growth Notes episode, Frazier shares a special message for Lantern users tied to a lesson and video featuring the poem “Do Not Go Gentle into That Good Night,” which he recommends reading and listening to for its impact. He also notes it’s Wednesday morning and he’ll be at EPM’s TAG event for the next three days, speaking on an AIM panel a...

How Ego Prevents Delegation and Creates a Ceiling in Your Business

In this Growth Notes episode, Frazier explains that entrepreneurs often respond to business crossroads by working harder, but relying only on personal effort creates a ceiling that eventually limits results. He argues the core issue is ego, driven by the subconscious belief that no one can do the job as well as the founder, a mindset reinforced by early-stage...

Professional Loan Officer vs. Just a Job in Mortgage

On Growth Notes, Frazier challenges listeners to ask whether they are professional loan officers or simply have a job in mortgage, framing the difference as a mindset shift from transactional “mechanics” to mastering a craft. He outlines four standards of professionalism: deliberate practice (professionals role-play, refine talk tracks, and practice until they ...

If You Want to Scale, Act Like a Business Owner: Strategy, Training, and Expectations

On a Sunday episode of Growth Notes, Frazier gives a blunt leadership message: most people trying to scale aren’t actually running a business because they lack a clear strategy, a hiring and development plan, and a focus on growing themselves. He argues that if you can’t define a new hire’s first 90 days or invest time in ...

Why Your Circle Gets Smaller When You Grow

From Tennessee, Frazier reflects on a Mortgage Mornings call with Anthony Casa about how making major changes—like quitting drinking, getting healthy, and focusing on growth—often leads to spending less time with old friends. Frazier shares that his own circle has naturally shrunk over time as his interests, responsibilities, and priorities changed, including distancing ...