Ambassador Wealth Management Power Hour

In this conversation, Jackie Selby and Esa Yokela discuss the importance of planning for a longer retirement, addressing the common pitfalls of underestimating life expectancy and the need for a sustainable income plan. They explore the different phases of retirement, the impact of inflation, and the significance of tax strategies. The discussion emphasizes the necessity of understanding investment risks and the importance of havin...

The conversation delves into the critical aspects of financial planning for retirement, particularly focusing on the implications of early financial losses and the impact of withdrawal strategies on long-term savings. It highlights the risks associated with taking out funds during the initial years of retirement, which can lead to exhausting savings prematurely, even with a seemingly favorable average rate of return over time. ...

In this conversation, Jackie Selby and Esa Jokela  discuss the critical importance of having a clear retirement finance plan, emphasizing that individuals with such plans are significantly less stressed about their financial futures. They explore various aspects of retirement planning, including the necessity of predictable income, the role of Social Security, tax-efficient strategies, estate planning, and the importance of lo...

In this conversation, Jackie Selby and Esa Yokela discuss the essential components of retirement planning, emphasizing the importance of a comprehensive strategy that includes five key pillars: income, investments, taxes, healthcare, and estate planning. They highlight the need for careful planning to navigate the complexities of retirement, including social security timing, tax implications, healthcare costs, and the significance ...

In this conversation, Jackie Selby and Esa Jokela discuss the intricacies of retirement planning, emphasizing the importance of understanding 401k accounts, income replacement ratios, and the necessity of legacy planning. They explore the impact of market volatility on financial stability and introduce the bucket strategy for managing retirement funds. The discussion also highlights the significance of social security decisions, an...

In this episode, Jackie Selby and Esa Yokela discuss the complexities of financial planning for individuals entering second marriages, particularly in the context of retirement. They explore the rise of grey divorces, the importance of having financial discussions before entering a new relationship, and the role of prenuptial agreements. The conversation also covers strategies for managing 401k accounts, understanding required mini...

You’ve built a career, accumulated wealth, and maybe even helped raise a family. But
now comes the big question: What comes next—and how do you make it last?
Retirement today looks very different from what it did a generation ago. People are
living longer, facing higher healthcare costs, and dealing with more market volatility
than ever before. This episode is about making sure your wealth supports your visi...

Retirement planning isn't just about numbers; it's about envisioning a future where you
can live comfortably and pursue your passions. A recent article from Yahoo Finance
outlines six signs that you're ready to enjoy a middle-class retirement. Let's delve into
these indicators and see how they align with your retirement goals.

Reach out to Esa and the team at 888.919.9311.

See omnystudio.com/listener for privacy information...

We all know that the unexpected has a way of showing up right when you least need it — and retirement is no exception. Market crashes, rising inflation, job losses late in your career, even unexpected medical bills can quickly turn a solid-looking retirement plan into a scramble for stability. A recent Investopedia article outlines how to prepare for these real-world financial storms before they happen. Today, let’s unp...

In this conversation, Gary Nolan and financial happiness ambassador Essa Yokela discuss the true meaning of financial independence, emphasizing that it is not merely about wealth but about the freedom to live life on one's own terms. They explore the importance of building passive income streams, the realities of retirement travel, and the future of Social Security. The discussion also highlights the necessity of risk mitigation in...

In this conversation, Esa Jokela and Jackie Selby discuss the financial challenges faced by baby boomers, particularly focusing on retirement mistakes, the importance of social security, and effective financial planning strategies. They explore the significance of understanding 401(k) plans, the impact of healthcare costs, and the benefits of hybrid financial products. The discussion emphasizes the need for proactive planning to en...

 Esa Jokela and Jackie Selby discuss the importance of financial planning for retirement, emphasizing the need for a comprehensive review of one's financial situation. They introduce the bucket strategy, which organizes assets based on time horizons to ensure liquidity, safety, and growth. The discussion also highlights the significance of healthcare planning in retirement, addressing common misconceptions about Medicare and t...

In this episode, Jackie Selby and Esa Jokela discuss the common financial mistakes people make and how to recover from them. They emphasize the importance of not compounding mistakes, understanding financial options, and the necessity of having a solid financial plan. The conversation also touches on the ostrich strategy, where individuals avoid financial planning, and the value of seeking a second opinion on financial matters. The...

In this conversation, Jackie Selby and Esa Jokela  discuss the complexities of retirement planning, focusing on the concept of fixed income, the importance of social security, managing healthcare costs, and preparing for long-term care expenses. They emphasize the need for a comprehensive financial strategy that includes multiple income sources and innovative solutions to ensure financial stability throughout retirement. In th...

This conversation explores the various stages of retirement, emphasizing the importance of early planning and financial security. The hosts discuss the emotional and practical transitions that occur as individuals move from pre-retirement to retirement, highlighting the need for secure income sources and the search for purpose in this new phase of life. This conversation delves into the various phases of retirement, emphasizing the...

In this conversation,Jackie Selby and Esa Jokela discuss various economic indicators that can inform retirement planning. They explore unconventional indicators like lipstick sales and mini alcohol bottles, as well as traditional measures like GDP and unemployment rates. The importance of having a solid income plan for retirement is emphasized, along with the need for diversification in income streams to reduce stress and ensure fi...

In this episode of the Ambassador Wealth Power Hour, Jackie Selby and Esa Jokela discuss the importance of having a solid financial plan to navigate economic uncertainties. They emphasize the need for a calm mindset, the significance of secure income streams, and the role of social security and pensions in retirement planning. The conversation also touches on combating inflation and the various financial tools available to ensure f...

In this conversation,Jackie Selby and Esa Jokela discuss the critical aspects of retirement planning, emphasizing the importance of understanding risks, the impact of inflation, and the necessity of having a flexible financial plan. They highlight common misconceptions about market performance and the need for financial literacy, especially among middle-class families. The discussion also touches on the significance of health care ...