Let's Talk About Scams

Let's Talk About Scams

“Let’s Talk About Scams” is the must-listen show for anyone who wants to protect themselves and their loved ones from scams. Host, Joyce Petrowski, and her guests will provide valuable insights and practical tips on how recognize and protect yourself from scams. Scams can have devastating financial, emotional, and psychological consequences. Each week you will gain insights on scam awareness and tips and tools on how to protect yourself and your loved ones. Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD Radio – Hollywood Talk Radio (www.k4hd.com) part of Talk 4 Radio (www.talk4radio.com) on the Talk 4 Media Network (www.talk4media.com). Let’s Talk About Scams TV Show is viewed on Talk 4 TV (www.talk4tv.com). Let’s Talk About Scams Podcast is also available on Talk 4 Media (www.talk4media.com), Talk 4 Podcasting (www.talk4podcasting.com), iHeartRadio, Amazon Music, Pandora, Spotify, Audible, and over 100 other podcast outlets. Disclaimer: The information contained in this podcast is intended for informational purposes only and is not a substitute for individual professional / legal advice. The podcast information was carefully compiled from vetted sources and references; however, R.O.S.E. Resources / Outreach to Safeguard the Elderly cannot guarantee that you will not fall victim to a scam. Become a supporter of this podcast: https://www.spreaker.com/podcast/let-s-talk-about-scams--6483699/support.

Episodes

Deeper Dive Into Pig Butchering Scams

September 23, 2025 • 53 mins
Erin West and Dr. Martina Dove are back to give us a deeper dive into pig butchering scams! Join us as we discuss the scam operations, compounds and manipulation techniques used by the scammers.
An episode you will not want to miss!

Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD Radio - Hollywood Talk Radio (www.k4hd.com) part of Talk 4 Radio (www.talk4radio.com) on the Talk 4 Media Network (www.talk4media.com). ...
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Social Engineering and The Need For Recurring Education

September 16, 2025 • 45 mins
Social engineering is on the rise and the scammers are getting better at exploiting our vulnerabilities.

Tune in to learn the most common types of social engineering techniques, how to protect yourself, and why you need recurring education.

Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD Radio - Hollywood Talk Radio (www.k4hd.com) part of Talk 4 Radio (www.talk4radio.com) on the Talk 4 Media Network (www.talk4medi...
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Use gel pens to avoid check washing

September 9, 2025 • 18 mins
Did you know criminals steal mail looking for checks they can alter? It is called check washing. They dip checks in acetone to dissolve the ink. If you use a gel pen, the ink does not dissolve because the ink in gel pens permeates the paper fibers and is more resistant to chemicals used to erase ink compared to traditional ballpoint pen ink.

Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD Radio - Hollywood Talk R...
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Who Is Most Vulnerable to Romance Scams

September 2, 2025 • 49 mins
Dr. Marina Dove is back to discuss romance scams - their techniques, who is most vulnerable, changes over time in how scammers manipulate, and how can we protect ourselves.

Dr. Martina Dove has a background in psychology and specializes in scams, social engineering, and individual factors implicated in fraud compliance.

Listen in as we dive into romance scams techniques, how scammers manipulate, and what you can to protect yourself a...
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Invite to a Party? Could it be a Scam...Plus Recent FBI PSA’s

August 26, 2025 • 42 mins
Electronic invitations to a party, from a friend, safe right? Well not so fast. There is a new scam going around inside a party invite. Name of the company is legitimate, scammers are impersonating the real company.

Plus, recent FBI Public Service Announcements.

Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD Radio - Hollywood Talk Radio (www.k4hd.com) part of Talk 4 Radio (www.talk4radio.com) on the Talk 4 Media ...
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Global Crisis of Pig Butchering Scams

August 19, 2025 • 50 mins
Pig butchering scams - we have talked about them before, and it is worth talking about again. Join us as we talk with our guest, Erin West, a globally recognized speaker, and educator specializing organized crime, with a focus on the criminal investigation and prosecution of cryptocurrency-related cases.

Erin will provide more insight about the growing global crisis these scams represent. Tune in to learn more about pig butchering s...
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Martin Hellmer - retired FBI Special Agent

August 12, 2025 • 45 mins
What do you do if you have been the victim of an internet related scam? Who should you call? Can you get your money back? We will be talking with retired FBI agent Martin Hellmer about his experiences investigating scams and he will share advice on what to do if it happens to you or someone you love.

Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD Radio - Hollywood Talk Radio (www.k4hd.com) part of Talk 4 Radio (...
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Phishing and smishing continue to be a problem

August 5, 2025 • 22 mins
It is time to talk about “phishing” because a friend recently fell for a phishing scheme. The email, which appeared to come from his cable company, claimed that the method of payment was rejected. And while we are at it, let’s talk about “smishing”, a social engineering attack using fake text messages to trick people into sending money to cybercriminals, sharing sensitive information, or downloading malware.

Let’s Talk About Scams i...
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Sometimes we have to intervene

July 29, 2025 • 17 mins
What would you do if you overheard a phone conversation that sounded like the person was being scammed? Last year, I accompanied my mother to an appointment at her doctor’s office. I overheard a gentleman sitting across me making a phone call. He was speaking loud enough that it was hard to ignore the conversation. After less than a minute, I jumped up out of my chair and told the man he was being scammed. Sometimes we have to inte...
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When in doubt, call your friend

July 22, 2025 • 19 mins
What would you do if a friend sent you an email asking if you would be willing to buy them a gift card? For most of us, our default reaction would be to say yes and help out our friend. Because most of us are generally nice folks, we are prone to be the victim of an email gift card scam. This scam recently happened to my mom and this week we talk about how it works.

Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD...
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Don't panic when your computer wails

July 15, 2025 • 14 mins
Recently, I was about to start a fraud prevention presentation when my mom called to tell me she was having some computer issues. I drove over to her place. Upon arrival, her computer had a pop-up on the screen that made her computer inoperable. The pop-up was making a siren noise with a voice telling her not to shut down the computer. My mom did everything right. She closed the door to her office and called her “phone a friend” wh...
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Five signs you are being scammed

July 8, 2025 • 24 mins
This week, we will share top five telltale signs you are being scammed.
• Someone you don’t know is calling you incessantly and creating a sense of panic.
• Someone is telling you not to talk to anyone else.
• If you are at your bank withdrawing cash while on the phone with someone who is coaching you what to say.
• If you ever find yourself putting cash into a Bitcoin ATM at a local store, you are doing something wrong.
• Someone is as...
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Scams Broken Down Into Three Parts - Anatomy of a Scam

July 1, 2025 • 38 mins
We discussed this four months ago and it is worth revisiting, our Anatomy of a Scam Infographic where we discuss the three parts of a scam.
We have some examples of scams that we will break down using the Anatomy of a Scam. Tune in to see if you can find the different parts of these scams.

Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD Radio - Hollywood Talk Radio (www.k4hd.com) part of Talk 4 Radio (www.talk4rad...
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Scammers Don't Leave Voicemails, Or Do They?

June 24, 2025 • 29 mins
Last week Brian Watson talked about phone scams and it is okay to hang up. Something we hear a lot is - I do not answer the phone unless I know who it is as scammers do not leave voicemails. Or do they?
We are starting to hear from people that scammers are in fact leaving voicemails now and wanting you to call back. Of course they always give you the number to call.
Tune in to learn more about how scammers have evolved with phone sca...
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It’s OK to hang up on scammers

June 17, 2025 • 16 mins
I like to show a photo of a yellow rotary dial phone circa 1980. I ask my audience to raise their hand if they ever had a similar phone. After I show the photo of the phone, I always ask “what did we do when that phone rang?” The standard response is always “we answered it.” People my age and older were not only conditioned to answer the phone, we were expected to be polite. Hanging up on someone was unheard of.

Let’s Talk About Sca...
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What in the world is pig butchering?

June 10, 2025 • 21 mins
Pig Butchering Romance Scams

Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD Radio - Hollywood Talk Radio (www.k4hd.com) part of Talk 4 Radio (www.talk4radio.com) on the Talk 4 Media Network (www.talk4media.com). Let’s Talk About Scams TV Show is viewed on Talk 4 TV (www.talk4tv.com).

Let’s Talk About Scams Podcast is also available on Talk 4 Media (www.talk4media.com), Talk 4 Podcasting (www.talk4podcasting.com),...
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Data Breaches and Scammers Go Together

June 3, 2025 • 50 mins
Data breaches give scammers a chance to orchestrate social engineering attacks against unsuspecting victims. The data can be purchased in bulk, and is then used by scammers as a token of credibility to gain trust.
Several different types of scams typically pop up after the breach, some are more sophisticated than others. It pays to know what to expect.
Dr. Martina Dove article:
https://www.tripwire.com/state-of-security/data-breaches-...
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We All Make Mistakes - How to Determine the Safety of a Website Take 2

May 27, 2025 • 41 mins
We all make mistakes, and last week I made a mistake with sharing my screen. So, here is a redo on how to determine the safety of a website.
Last week you saw my notes for the episode and today you will see how I use R.O.S.E.'s website to show you what to look for and some online sources you can use to determine the safety of websites.

Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD Radio - Hollywood Talk Radio (w...
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How To Determine The Safety of a Website

May 20, 2025 • 30 mins
Last week we discussed a few of the scams that had a profound effect in 2024 on the 60+ year old population in the United States. The type of crime that had the most impact on this population, with almost 195,000 victims, is phishing/spoofing.
In this episode we talk about safe websites safe by looking at Microsoft Defender Web protection and how to check if a website is malicious/scam or safe/legit. We have used our website as an e...
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Investment & Tech Support Scams - Top 2 Scams in 2024 Losses for Older Adults

May 13, 2025 • 48 mins
The last two weeks we talked about the 2024 FBI IC3 report and the related statistics in addition to how scams have evolved over the years.
In this episode we are going to dive into the top two scams with the most amount of losses in 2024 for older adults - investment and tech support scams. Listen in to learn more about these two scams and how to protect yourself.

Let’s Talk About Scams is broadcast live Tuesdays at 8AM PT on K4HD R...
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