The Daily Churn
Anyone can churn anything. Each week, learn how to churn something new and novel, from credit card & bank bonuses to flights, hotels, cellphones, mealkits, even FIRE. Decades of churning experience packed into short, easy-to-follow episodes you can use right now to earn more miles, more points, and live a more financially independent life.
Episodes
Massive episode covering ALL the things: December churns, full 2024 recap, results from the 2024 TDC Census, state of the podcast, Discord wrapped, 2025 goals, and so much more!
If there's one episode to listen to, it's Japanese jail lol. But this one is a close second. Brace yourselves, it's a big one... 😤
- (02:36) - Banks
- (11:31) - Credit Cards
- (18:39) - Gift Cards
- (22:27) - Discounts & Freebies
- (25:32) - December T...
Schwab shenanigans, Gift of College x Kudos plays, Pepper changes, US Bank & BofA bonuses, Hyatt spend unicorns, P4 growing pains, Black Friday madness, 2024 churning surveys, and much more!
- (03:20) - Brokerages
- (05:35) - Credit Cards
- (15:42) - Banks
- (28:00) - Gift Cards
- (43:55) - Discounts & Freebies
- (54:47) - Final Tally
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Finale of the Japanese Jail saga.
In January of 2020, I was arrested in Tokyo and spent four days in Japanese jail. This is the story of what happened, told in words and photos.
For photos, view the full shownotes online at thedailychurnpodcast.com
- (00:47) - Recap of Prior Episode
- (02:25) - The Night Before the Judge
- (05:44) - Breakfasts and Baths
- (13:08) - Meeting the Judge
- (18:24) - The Redditor
- (21:16) - Goodbyes & Good Lucks
- (27...
Burning 2 million miles in a month, Amex Platinum hacks, Alaska transfers, SAS EuroBonus challenge 😬, $500 Mercury bonus, Fidelity 21 day holds, Save referral scams, Chase Ink bonuses, PetSmart quadruple stacks, and much more!
- (01:47) - Trip Report
- (22:42) - Travel News
- (32:47) - Amex Hacks
- (39:43) - Banks
- (45:55) - Brokerages
- (50:15) - Credit Cards
- (53:08) - Discounts & Freebies
- (58:57) - Final Tally
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Part 3 of the Japanese Jail saga.
In January of 2020, I was arrested in Tokyo and spent four days in Japanese jail. This is the story of what happened, told in words and photos.
For photos, view the full shownotes online at thedailychurnpodcast.com
- (00:55) - Recap of Previous Episodes
- (02:18) - Meeting Megumi
- (12:53) - Life in Japanese Jail
- (22:38) - A Day with the Prosecutor
- (31:00) - Shinigawa Nanaban
- (40:14) - Ups and D...
Current state of Pepper, Chase + US Bank + BofA app-o-ramas, P3 onboarding hiccups, evergreen Hello Fresh codes, MoviePass hacks, Petsmart triple stacks, Kudos boosts, free Chipotle & Chick-fil-A, and much more!
- (03:25) - Credit Cards
- (18:54) - Banks
- (22:04) - Gift Cards
- (33:00) - Discounts & Freebies
- (44:28) - Meal Kits
- (49:07) - Final Tally
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I spoke with Logan from Aligned Incentives on how he went from a casual churner to co-founder of a multi-million dollar gift card reselling business. What's that like, and how does it happen? Can anyone do it?
We cover everything, from the origins of his company to how he found his co-founders, to the value of local meetup groups and seminars, his thoughts on financial independence, life and purpose, and advice for churners aspi...
Results of last month's mealkit probe, new churning tools & apps, Pepper changes, hoarding vs cashing points, ideas for sitting cash, debit rewards & local credit unions 👽👉, Bank of America deep-dive, free Chick-fil-A, and much more!
- (08:22) - Credit Cards
- (21:21) - Brokerages
- (28:05) - Banks
- (39:42) - Discounts & Freebies
- (47:15) - Meal Kits
- (51:25) - Final Tally
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Part 2 of the Japanese Jail saga.
In January of 2020, I was arrested in Tokyo and spent four days in Japanese jail. This is the story of what happened, told in words and photos.
For photos, view the full shownotes online at thedailychurnpodcast.com
- (02:51) - The Police
- (10:00) - The Contract
- (14:15) - The Jail
- (18:11) - Meeting Yonban
- (26:37) - Breaking the Ice
- (33:03) - Stuck in The System
- (37:21) - Charades
- (47:21) - Jail at Night
- (52:4...
$750 Triple Cash, 120K Southwest & Ink bonuses, easier Amex incognito offers, Fidelity SPAXX hub accounts, Costco vs Vuori, Prime Day, Pepper & Kudos, Starbucks scams & wins, Marley Spoon 🪦, HelloFresh and much more!
- (02:29) - Credit Cards
- (22:30) - Banks & Brokerages
- (29:40) - Discounts & Freebies
- (41:59) - Meal Kits
- (45:34) - Final Tally
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In January of 2020, I was arrested in Tokyo and spent four days in Japanese jail. This is the story of what happened, told in words and photos.
For photos, view the full shownotes online at thedailychurnpodcast.com
- (02:12) - The Snowboarding Trip
- (05:45) - The Accident
- (10:36) - The Father
- (18:13) - The Arrest
- (30:02) - The Interrogation
- (33:12) - The Lawyer
Japanese Jail series -
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Moviepass hacks, Resy Plat 15x offers, Kudos & Pepper coins, Robinhood $2K free margin, increased Upgrade and BofA bonuses, US Bank app-o-ramas, Paxlovid bots, free burgers & Starbucks, chicken pot pies and much more!
- (06:34) - Credit Cards
- (30:34) - Banks
- (32:58) - Brokerages
- (36:35) - Meal Kits
- (38:01) - Discounts & Freebies
- (58:21) - Final Tally
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US Bank quadfecta app-o-ramas, Amex 10x & Chase 7x dining bonuses, Robinhood 1% brokerage matches, free cellphone plans & $20 phones, Target Circle Card churns, Pepper YOLOs & Ibotta IPOs, new Wells Fargo & cashbackmonitor discoveries and much more!
- (01:39) - Podcasts
- (06:49) - Credit Cards
- (16:23) - Brokerages
- (18:34) - Banks
- (20:38) - Meal Kits
- (23:45) - Cell Phones
- (28:05) - Discounts & Freebies
- (41:42) - Final T...
Final installment of the Big Churn series, exploring how to better optimize your retirement portfolio for maximum growth & longterm sustainability, and why Target Date Funds can delay your retirement and leave you retiring with less.
- (09:42) - Basic Concept
- (15:51) - Post Retirement Glidepaths
- (31:32) - Pre Retirement Glidepaths
- (48:23) - How To Implement
- (58:50) - Caveats & Thoughts
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Tips for pulling up Amex 250K Business Plat, Robinhood IRA transfers & WeBull comparison calcs, min spend ideas & 10x dining, new award travel tools, Pepper app deep dive, Marley Spoon mealkits, free burgers and much more!
- (02:16) - Travel News
- (09:23) - Brokerages
- (19:58) - Credit Cards
- (37:24) - Banks
- (39:00) - Meal Kits
- (41:45) - Discounts & Freebies
- (57:13) - Final Tally
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Do you have friends or family who pay cash for flights? Are you manually searching and comparing award prices? This episode dives deep into my award booking workflow and compares new tools like PointsYeah and Seats.aero and why they have become an essential part of the process.
- (07:46) - My workflow
- (15:47) - Mastering domestic awards
- (20:39) - Tackling international awards
- (32:08) - New tools comparison
- (35:08) - PointsYeah
- (46:55) ...
Massive Robinhood & WeBull transfer bonuses, new Amex 10x dining referrals, Hyatt Destination stealth devals, Marriott & Hilton FNC strategy, Target $50 coupons, increased Upgrade Savings bonus, Pepper 10% GC discounts, and much more!
- (02:38) - Travel News & Updates
- (17:30) - Banks
- (21:44) - Credit Cards
- (41:49) - Brokerages
- (51:16) - Meal Kits
- (53:12) - Discounts & Freebies
- (64:39) - Final Tally
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Deep dive into the current state of ANA award bookings, new alternatives from Japan Airlines, why Cathay Pacific is the best JAL partner, plus tips for booking.
- (04:02) - ANA 2024 Update
- (16:22) - New alternative: Japan Airlines
- (24:44) - Why Cathay Pacific is the best JAL partner
- (29:47) - More Cathay Pacific Benefits
- (32:25) - Cathay x JAL Booking Process & Quirks
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TMobile Keep & Switch shenanigans, better Capital One offers, Amex Platinum retention strategy, Robinhood unlimited 1% and 3% transfer matches, increased Upgrade and M1 referral bonuses, HelloFresh 75% mailers, and much more!
- (00:00) - January Update
- (05:15) - Credit Cards
- (23:47) - Brokerages
- (38:50) - Banks
- (44:01) - Cellphones
- (47:46) - Mealkits
- (52:35) - Final Tally
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December churning recap & 2023 earnings breakdown, plus a bonus recap of podcast listener & subscriber stats, along with a special announcement!
- (06:22) - Credit Cards
- (15:44) - Banks
- (21:55) - Brokerages
- (22:41) - Discounts & Freebies
- (27:58) - Final Tally (December)
- (29:07) - End of Year Tally
- (38:26) - Bonus: Podcast Recap 🤓
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