The Wiser Financial Advisor Podcast with Josh Nelson

We thought it would be appropriate to do a bit of an update and give you an opportunity to hear what we have to say and what the experts have to say about finding yourself in a correction here in 2025.  Josh Nelson CFP® and Jeremy Busch CFP® dive into the latest stock market trends and discuss the recent wave of volatility we’ve been experiencing. Their insights are especially timely in today’s ever-changing financial landscape. 

In...

Market volatility can feel a lot like hitting turbulence mid-flight—unsettling and unpredictable. In this episode, host Josh Nelson offers practical advice on how to stay calm and confident when markets get bumpy. He shares why staying the course matters, how to manage the anxiety that comes with uncertainty, and what it takes to ride out the storm until conditions smooth out. 

Instagram: https://www.instagram.com/keystonefin/
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Why does ESG investing matter, and how does it work?

Consumer behavior has changed and has become more focused on  sustainability. Like recycling, minimizing waste and making greener choices. Which influences decisions around finances and investment choices.

In this episode host Josh Nelson, founder and CEO of Keystone Financial Services in Loveland, Colorado, gives clear advice to investors and potential investors who want to use th...

Welcome to the podcast. Host Josh Nelson talks with John Spencer, an accomplished professional and world traveler helping people understand the emotional component of retirement. John shares his story about retirement and how his 27 year career in helping and serving others opened the door for him to continue helping and serving others in retirement, pro bono.

Contact:
http://josh@keystonefinancial.com

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In this episode, Josh Nelson talks about Qualified Charitable Distribution which is a direct transfer of funds from your IRA to a qualified charity. Unlike regular withdrawals from your IRA, which are almost always taxable, QCDs allow you to donate money tax free. To help understand he answers 2 important questions. 

1) Can I take an itemized charitable deduction for my QCD on my income taxes? 

2) How do I set this up? 

Inst...

In this episode host Josh Nelson covers the second set of "baby steps" to financial freedom. But these "baby steps" are incredibly powerful steps that will help anyone reduce debt and obtain an income that pays for the life that they want for the rest of their life.

Step #4: Invest a percentage of your household income toward retirement.
Step #5:  Saving for your children's college.           ...

Have you ever wondered if you could find the real secret to getting rich? In this episode host Josh Nelson suggests it's really just three specific things. He goes into detail about how it's possible by 1) getting out of debt; 2) learning to live on 80% and 3) having a plan. Which might include getting some help. Note: This episode about how to get rich is for people who think they just aren't capable when it comes t...

In this episode host, Josh Nelson along with Jeremy Busch will be talking about their forecast for 2025. This is something they do at the beginning of each year. They take a look at what last year gave us and analyze what we might be able to expect in 2025. 

Instagram: https://www.instagram.com/keystonefin/
Twitter: https://twitter.com/Keystone_Fin?advisorid=33004651
Contact Josh Nelson: https://www.keystonefinancial.com

A big concern among financial traders is whether their stategy will suceed. In this episode host Josh Nelson talks directly to what is truly the worse trade we can make, and his perspective includes much more than just money. Listen to this podcast and you will gain a fresh perspective that can help you not only  financially but in all of your life too.

Contact:
https://josh@keystonefinancial.com

Instagram: https://www...

Josh Nelson interviews seasoned family law attorney, Judith Kaluzny. With over 25 years of experience practicing divorce and family law in Fullerton, Orange County, Ms. Kaluzny brings deep expertise to the table. Since 1986, she has honed her skills in mediation, completing over 100 hours of top-tier training.

Learn how mediation can lead to positive, lasting resolutions.

Contacts:
https://www.judithkaluzny.com/
http://www.ke...

Thanks for listening to and supporting The Wiser Financial Advisor!

In this episode, "Planning The Trip Of A Lifetime", host Josh Nelson invites Cheri Smith in for an interview to share the value of taking family, even multi-generational family, trips together to create great life-long family memories. Cheri Smith is a self taught travel agent based on her lifelong experiences with taking many family, and multi-g...

In this episode host, Josh Nelson, explores the concept of phased retirement, a flexible approach to transitioning from full-time work to retirement. Learn how it benefits both employees and employers, with insights on planning, financial considerations, and work-life balance. Whether you’re nearing retirement or supporting employees through the process, this episode provides valuable strategies for a smoother transition. 

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No frogs were harmed in the making of this podcast—we’re big fans of our amphibious friends! Host Josh Nelson uses the frog analogy to dive into how anyone, even those living paycheck to paycheck, can take control of their finances. From setting realistic goals to building a solid foundation for the future, Josh shares actionable steps to help listeners become financially prepared and empowered. 

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In this episode host Josh Nelson shares three keys for how to be, not just a financially successful couple but, a financially healthy couple as far as being in relationship together and in relationship to money.

The overview:
Key Number One: Don't hide money.
Key Number Two: Agree on your outcomes and your purpose.
Key Number Three for financially healthy couples: Take massive action.

Of course w...

In this episode host Josh Nelson talks about FOMO. The Fear Of Missing Out. We're sure you're familiar.  It's a big thing in most everyone's personal and finances lives. Social media is a big driver of FOMO. We see  stuff on social media that makes it look like everybody else is having fun and we’re not. This drives specific courses of actions in our life because in general people don't want to be missing o...

Flashback to Thanksgiving 2021, when host Josh Nelson reflected on the world we were living in. The lessons from then still apply today. Though it could be easy to believe that there are far more bad things happening in the world than good, it's also important to our daily life to reflect on the good things that have happened and the good things that can happen when we choose to practice an attitude of gratitude.  But how do w...

Merry Christmas to all! In this episode, host Josh Nelson talks about a few things that we all love about Christmas and about the essence of Christmas that makes the holiday a very special occasion for so many people.

Transcript of this episode is available to read or copy and save. Click the Transcript button above.

Thanks for listening and supporting The Wiser Financial Advisor.

Contact Josh Nelson:

There are a lot of different kinds of retirement accounts and many people have questions about which is going to be the best one for them as they approach retirement age.   

There's  a lot to dig into in this episode.  Employer benefit packages, eligibility, age, taxes, etc. Sooner or later, where to invest your money first for retirement becomes a question on the mind of everyone. To navigate successfully throug...

 In this episode, hosts Josh Nelson and Jeremy Busch dive deep into the important topic of caregiving. They explore both the financial and practical aspects of supporting those who require caregiving assistance—whether that’s for a loved one now or for yourself in the future. This is a topic that touches everyone at some point in life, making it both enlightening and essential to understand. Tune in to learn valuable insights and g...