A Slice of Advice

What if your tax refund could quietly reshape how retirement feels years from now? In this episode of A Slice of Advice, Kelton Burgess breaks down how recent tax changes, Roth IRAs, and small, strategic decisions can influence retirement income and taxes over time. The conversation explores why taxes often become the biggest surprise in retirement, how refunds and late starts can still matter, and why today’s uncertain marke...

What if earning more money isn’t the problem—and running out of it is? In this episode of A Slice of Advice, Kelton Burgess breaks down why even high earners, from pro athletes to everyday retirees, can go broke after the paychecks stop. Using real-world examples and market headlines, the conversation focuses on early-retirement spending, income planning, taxes, and why flexibility matters when markets turn volatile. Th...

Groceries cost more, credit cards sting, and retirement savings suddenly look tempting. In this episode of A Slice of Advice, Kelton Burgess unpacks why so many Americans are pausing retirement contributions, the real risks of tapping long‑term accounts for short‑term bills, and how cash buffers fit into a high‑cost world. From everyday budget pressure to Warren Buffett’s massive cash stance, the conversation centers on balan...

What happens when a parent wants to leave money to their child but keep it out of the son‑in‑law’s hands? This episode dives into the real‑world concerns families face when planning their legacy, from protecting inheritances in the event of divorce to avoiding common estate‑planning pitfalls. Kelton Burgess breaks down how trusts, beneficiary designations, and proper financial structuring can help ensure assets stay in the bl...

That seven‑figure 401(k) balance might not be what you think it is. As headlines celebrate record numbers of “401(k) millionaires,” this episode pulls back the curtain on what those balances really mean after taxes and why Uncle Sam may be your biggest retirement partner. Kelton Burgess breaks down how taxes, required withdrawals, Medicare premiums, and Social Security all intersect in retirement, and why looking only a...

What can a retired NFL star teach us about building financial stability? In this episode, Kelton breaks down Rob Gronkowski’s surprisingly disciplined money habits and uses them to explore practical strategies anyone can apply. From separating spending cash from long‑term savings to using a three‑bucket approach for near‑, mid‑, and long‑term goals, Kelton explains how thoughtful planning can create confidence at every stage ...

What keeps so many people from seeking real financial guidance, even when their future is on the line? In this episode, Kelton Burgess breaks down the emotional, financial, and cultural barriers that stop everyday Americans from turning to a trusted advisor. From misconceptions about who financial planning is “for” to the pitfalls of Googling your way through retirement, Kelton explains why professional guidance matters...

What if the secret to a happy retirement isn’t where you live, but who you’re with and how you plan? This episode dives into the real factors that shape retirement satisfaction beyond the “best cities” lists and sunny destinations. Discover why emotional connections, support networks, and practical financial planning matter more than palm trees or mountain views.

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What if the biggest threat to your retirement isn’t the market, but your taxes? In this episode, Kelton breaks down how different income streams—IRAs, Roth accounts, brokerage investments, annuities, and Social Security—are all taxed in unique ways that can quietly drain your nest egg. You’ll hear why required minimum distributions can complicate even the best‑laid plans, and how strategies like Roth convers...

Market swings can feel like a roller coaster, especially when retirement is closer than it used to be. In this episode, Kelton breaks down why volatility hits harder for pre‑retirees and how smart planning can help steady the ride. He explores practical strategies for managing risk, diversifying beyond Wall Street, and understanding where tools like structured notes, fixed index annuities, and bonds really fit into a modern portfol...

The market may be soaring, but is investor confidence rising even faster? In this episode, Kelton breaks down why bull‑market optimism can quietly morph into dangerous overconfidence, especially for retirees with limited time to recover from downturns. From the dominance of the “Magnificent Seven” to the behavioral biases that lure investors into risky concentrations, he explains how to stay grounded when the headlines ...

Holiday shopping isn’t the only thing sneaking up on you—year-end financial deadlines are too. In this episode of A Slice of Advice, Kelton breaks down the critical moves to make before December 31st, from maxing out 401(k) contributions to avoiding hefty IRS penalties on required minimum distributions. We also cover Roth conversions, tax-loss harvesting, and charitable giving strategies that can help keep more money in...

What do Tom Cruise movies and retirement planning have in common? Predictability—except your financial future shouldn’t follow a cookie-cutter script. In this episode Kelton breaks down why personalized retirement plans matter, how to balance wants versus needs, and why risk tolerance changes as you age. From managing fees to creating guaranteed income streams, Kelton shares practical insights for building a plan t...

Could the IRS impact your retirement savings? In this episode, Kelton discusses Required Minimum Distributions (RMDs), tax-efficient strategies, and why timing matters for withdrawals. He shares ways to balance needs and wants, prepare for unexpected early retirement, and explore strategies that align with your lifestyle. From seeking to minimize future tax exposure to planning for big goals like travel or a second home, this conve...

What do turkey-flavored Oreos and retirement planning have in common? More than you'd expect. Kelton Burgess shares insights inspired by Warren Buffett, explores the Great Wealth Transfer’s impact on women, and breaks down how alternative investments can help retirees navigate market volatility with confidence and clarity.

Click here to schedule an appointment with Kelton and his team or call 724-766-8853.

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What if your retirement plan is quietly draining your savings? In this episode, financial advisor Kelton Burgess shares his personal journey from estate attorney to founder of Cranberry Wealth, revealing the hidden fees and financial “toxins” that could be lurking in your investment accounts. From misleading management costs to the impact of Medicare premiums on Social Security COLA, Kelton breaks down the real risks re...

Are hidden fees quietly sinking your retirement dreams? In this episode, Kelton Burgess reveals how overlooked costs can erode your nest egg and why understanding both the financial and emotional sides of retirement is crucial. Discover practical strategies to uncover hidden expenses, maintain purpose after leaving the workplace, and build a fulfilling new chapter. Tune in for real stories, expert insights, and actionable advice to...

When Warren Buffett shifts $344 billion into cash, it raises eyebrows—is he seeing something we’re not? In this episode of A Slice of Advice, Kelton Burgess breaks down what Buffett’s move means for everyday investors and why copying a trillionaire’s strategy might backfire. From market signals to tax bracket management, Kelton shares insights on how to navigate retirement with clarity and confidence. Plus, ...

Feeling overwhelmed by economic uncertainty? In this episode of A Slice of Advice, Kelton Burgess of Cranberry Wealth shares how to cut through the noise and focus on what truly matters for your retirement. From navigating interest rate anxiety to making smart decisions about Roth IRAs and early inheritance for grandkids, Kelton offers grounded, practical insights. Whether you're nearing retirement or planning your legacy...