America's Retirement Headquarters

America's Retirement Headquarters

Nolan Baker and Scott Kerschner know that retirement investing is inherently different from pre-retirement investing. It's all about preserving your life's work and collecting income. Join them as they discuss strategies to make your retirement dreams into retirement reality. Learn more about America's Retirement Headquarters online. Follow us on Facebook, YouTube and LinkedIn for even more helpful insights you can use for retirement.

Episodes

June 23, 2026 51 mins

What if your “set it and forget it” retirement plan is quietly turning into a financial ticking time bomb?

This episode breaks down why taxes can remain one of your largest expenses in retirement and how deferring them may actually increase your burden. You’ll hear why autopilot investing can create hidden risks, especially as retirement approaches, and how portfolio drift can leave you overexposed without realizi...

Listen
Watch
Mark as Played

The wrong Social Security decision could quietly cost more than your portfolio ever earns.

This episode breaks down when to claim benefits, why timing matters, and how taxes, spousal coordination, and healthcare costs shape your retirement income. You’ll also hear a practical five-step checklist to calculate what you actually need, without relying on guesswork, and uncover the most common retirement mistakes that derail other...

Listen
Watch
Mark as Played

Think a million dollars solves retirement worries?

Think again. This episode breaks down the top seven concerns keeping even high net worth savers up at night, from market volatility and inflation to healthcare costs, debt, and rising housing expenses. The conversation explores how planning, not just wealth, plays a central role in navigating uncertainty, including strategies for managing risk, preparing for unexpected life events...

Listen
Watch
Mark as Played

Do you really need a million dollars to retire, or is that number misleading you?

This episode explores why focusing on income, not account balance, reshapes retirement planning. The conversation breaks down how to build reliable monthly cash flow, uncover hidden investment fees that can quietly erode savings, and recognize key red flags when choosing a financial advisor. It also looks at how interest rate changes impact retirement...

Listen
Watch
Mark as Played

What if one simple decision in your early 60s could quietly cost you tens, or even hundreds, of thousands in retirement income?

This episode breaks down how Social Security timing, tax strategy, and income planning can shape your financial future more than your account balance alone. The conversation explores common claiming mistakes, why “magic numbers” can mislead retirees, and how to calculate what you actually need....

Listen
Watch
Mark as Played

The idea that you need a million dollars to retire comfortably might be one of the most misunderstood headlines in personal finance. In this episode, the conversation shifts away from chasing a big number and toward understanding income, cash flow, and how retirement actually works day to day. The discussion breaks down why most retirees succeed with far less than they expect, how small investment fees can quietly erode savings, an...

Listen
Watch
Mark as Played

Retirement rarely follows a straight line, and the biggest threats often arrive without warning. This episode explores common retirement disruptions, including health changes, loss of a spouse, market volatility, and rising healthcare costs. The conversation breaks down why planning for a single, best-case scenario can leave gaps and how stress testing different possibilities can reveal blind spots. The hosts also examine alternati...

Listen
Watch
Mark as Played

The biggest mistake retirees make often happens after the taxes are filed, and that’s just the beginning of this conversation. In this episode, the team breaks down why filing your return isn’t the finish line, how today’s high interest, rate environment is reshaping retirement income decisions, and what it really takes to spend with confidence once the paychecks stop. You’ll hear insights on building reliab...

Listen
Watch
Mark as Played

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today!

What if the biggest risk to retirement isn’t the market, but the decisions made right before leaving work? This episode breaks down why the five years leading up to retirement can quietly shape decades of income, taxes, and healthcare costs. Nolan Baker an...

Listen
Watch
Mark as Played

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today!

What does retirement actually cost you, and do you know the number, or just a guess? In this episode of America’s Retirement Headquarters, the conversation starts with a simple but often overlooked step: defining real retirement expenses. The show wal...

Listen
Watch
Mark as Played

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today!

Bond decisions made today can feel simple—until interest rates move and retirement income questions get complicated.

The rules that worked while saving for retirement don’t always apply once withdrawals begin. This episode of How to Retire explores ...

Listen
Watch
Mark as Played

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today!

Market swings don’t just impact your portfolio; they can impact your retirement timeline.

 In this episode, Nolan Baker explains why understanding your personal retirement risk matters more than reacting to short-term market headlines. He walks throug...

Listen
Watch
Mark as Played

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today!

What if tax season is the moment you discover your retirement plan deserves a closer look?
As filing deadlines approach, many people focus on paperwork while overlooking how taxes may quietly shape their retirement income year after year. In this episode, Nol...

Listen
Watch
Mark as Played

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today!

Bond decisions made today can feel simple—until interest rates move and retirement income questions get complicated.

Many retirees and near-retirees are taking a closer look at how bonds fit into their overall strategy. In this episode, Nolan Baker breaks ...

Listen
Watch
Mark as Played

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today!

Retirement confidence often rests on assumptions, but what if some of them don’t hold up? In this episode, Dave Ross and Scott Kerschner unpack the realities behind retirement planning, challenging common beliefs that can quietly shape long-term decisions....

Listen
Watch
Mark as Played

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today!

What if the biggest risk to your retirement isn’t the market, but the assumptions you’re making right now? In this episode of the How to Retire Radio Show, American Retirement Headquarters digs into the real mechanics of retirement planning, sta...

Listen
Watch
Mark as Played

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today!

Retirement rarely unravels all at once; it’s the quiet surprises that do the most damage. In this episode, Nolan Baker of ARHQ explores the often-overlooked expenses that can strain retirement plans and why guessing at a savings target can leave little roo...

Listen
Watch
Mark as Played

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today!

Retirement isn’t just about saving, it’s about turning what you’ve built into income that lasts. In this episode, Nolan Baker, the President of America's Retirement Headquarters, unpacks the core strategies retirees face as they move from accum...

Listen
Watch
Mark as Played

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today!

Retirement rarely unravels because of one big mistake; it’s the overlooked details that do the damage. The team at America's Retirement Headquarters takes a clear-eyed look at the real-world factors that complicate retirement planning, from unexpected expe...

Listen
Watch
Mark as Played

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today!

What if the biggest retirement challenge in 2026 isn’t the market, but how you prepare for it?
In this episode, Nolan Baker breaks down key strategies for navigating the shifting retirement landscape, focusing on ways to separate everyday lifestyle need...

Listen
Watch
Mark as Played

Popular Podcasts

    If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.

    Dateline NBC

    Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations. Follow now to get the latest episodes of Dateline NBC completely free, or subscribe to Dateline Premium for ad-free listening and exclusive bonus content: DatelinePremium.com

    Betrayal Weekly

    Betrayal Weekly is back for a new season. Every Thursday, Betrayal Weekly shares first-hand accounts of broken trust, shocking deceptions, and the trail of destruction they leave behind. Hosted by Andrea Gunning, this weekly ongoing series digs into real-life stories of betrayal and the aftermath. From stories of double lives to dark discoveries, these are cautionary tales and accounts of resilience against all odds. From the producers of the critically acclaimed Betrayal series, Betrayal Weekly drops new episodes every Thursday. If you would like to share your story, you can reach out to the Betrayal Team by emailing them at betrayalpod@gmail.com and follow us on Instagram at @betrayalpod and @glasspodcasts. Please join our Substack for additional exclusive content, curated book recommendations, and community discussions. Sign up FREE by clicking this link Beyond Betrayal Substack. Join our community dedicated to truth, resilience, and healing. Your voice matters! Be a part of our Betrayal journey on Substack.

    The Joe Rogan Experience

    The official podcast of comedian Joe Rogan.

    Emergency Intercom

    Emergency Intercom is a comedy podcast by Enya Umanzor and Drew Phillips. There is no emergency, but there is an intense need for attention, so maybe listen up… You don’t want to know what happens if you don’t. (we will be violent)

Advertise With Us
Music, radio and podcasts, all free. Listen online or download the iHeart App.

Connect

© 2026 iHeartMedia, Inc.

  • Help
  • Privacy Policy
  • Terms of Use
  • AdChoicesAd Choices