Bridging The Gap

What if one phone call or message could put your entire retirement at risk? In this episode, Lynn Bridges discusses the growing threat of financial scams targeting retirees and those nearing retirement. From fake IRS calls to bank fraud alerts and romance scams, the conversation highlights how scammers use urgency, trust, and technology to exploit vulnerabilities. Lynn shares real-life examples and practical steps to help identify ...

What if your retirement plan looks “double-stuffed” …but delivers less than expected? In this episode, Lynn Bridges breaks down the gap between expectations and reality when it comes to retirement income. From Social Security shortfalls to rising Medicare costs, the conversation reveals why many retirees overestimate how far their income will go. Lynn also explores how market downturns, healthcare expenses, and u...

What if the biggest retirement planning mistakes come down to missing the right timing? In this episode of Bridging the Gap, Lynn Bridges breaks down the important “windows of opportunity” in retirement that can impact taxes, income, and long-term savings. From catch-up contributions and early 401(k) access rules to Social Security timing, Medicare enrollment, and required minimum distributions, he highlights how timing...

What if your dream retirement destination ends up costing far more than you expected? In this episode of Bridging the Gap, Lynn Bridges explores the hidden financial and lifestyle costs of relocating in retirement—and why some retirees move back after just a year. He breaks down overlooked expenses like insurance, taxes, healthcare access, and everyday living costs that can offset the appeal of tax-friendly states. The conver...

Annuities are everywhere in retirement conversations—yet most people aren’t sure what they actually do. In this episode of Bridging the Gap, investment advisor Lynn Bridges breaks down why annuities spark so much confusion and pushback. He walks through the main types of annuities, explain how fees, guarantees, and market exposure really work, and discuss why some versions earned a bad reputation over time. The conversa...

A new government-backed savings account for kids is sparking headlines—and plenty of questions from parents. In this episode of Bridging the Gap, investment advisor Lynn Bridges talks about Trump Accounts for children and what families should actually know. He breaks down who qualifies, how the accounts are funded, contribution limits, tax treatment, and how these accounts differ from traditional options like 529 plans. The d...

What if the most important tax decisions of the year are the ones you make right now – not in April? In this episode, Lynn Bridges breaks down why early‑year tax planning matters far more than most people realize. From RMD strategies in a rising market to the difference between tax filing and true tax planning, Lynn explains how reviewing income sources, rebalancing portfolios, and understanding new tax laws can shape your en...

What if the U.S. isn’t the center of global trade anymore—but just one player in a rapidly shifting world economy? In this episode, Lynn Bridges breaks down the surprising trade deals reshaping global markets, from Europe–India alliances to Latin America’s rise. He explains how tariffs, political tensions, and fast‑moving international partnerships influence investment trends—and why staying flexible m...

Is your money aging faster than you are? In this episode of Bridging the Gap, host Lynn Bridges reveals the financial habits that could be quietly draining your portfolio -- just like late-night scrolling can sabotage your sleep. From skipping budgets and delaying savings to lifestyle creep, poor rebalancing, tax timing mistakes, and ignoring beneficiary updates, Lynn breaks down the common pitfalls that catch retirees and pre-reti...

Is your retirement plan as safe as your home? Just like relying on one smoke detector leaves you vulnerable, counting on a single income stream in retirement can put your future at risk. In this episode of Bridging the Gap, host Lynn Bridges—an advisor with 40 years of experience—breaks down the importance of diversifying retirement income. From Social Security timing and annuities to dividend stocks, structured notes, ...

Is claiming Social Security at 62 a smart move—or a costly mistake? In this episode of Bridging the Gap, Lynn Bridges unpacks the pros, cons, and personalized strategies behind Social Security decisions, including the impact of early claims, penalties, taxes, and family benefits. Discover why timing matters, how Roth accounts and cash value life insurance fit into the equation, and why Social Security should be just one part ...

Are you giving your finances the same attention as your holiday checklist? In this episode of Bridging the Gap, host Lynn Bridges shares smart, timely moves to make before December 31st—from maxing out retirement accounts and managing 401k contributions to Roth conversions, tax-loss harvesting, and RMD strategies. Discover why personalized planning matters, how to avoid costly mistakes, and ways to use charitable distribution...

Would you ever turn your old kneecaps into jewelry? Elton John did, but most legacies are less flashy—and far more complicated. In this episode, Lynn Bridges unpacks the realities of legacy planning, from passing down cherished family assets to navigating trusts, wills, and the challenges of inheritance. Discover why even modest estates benefit from careful planning, how to avoid turning a home into a headache for heirs, and ...

Facing retirement with a million-dollar nest egg? You might still run out of money if you underestimate healthcare costs. In this episode, Lynn Bridges reveals how rising premiums, unpredictable medical expenses, and industry shifts can threaten your retirement income. Learn why Medicare Advantage plans aren’t always what they seem, how to prepare for unexpected health events, and practical strategies for managing costs. Lynn...

When Carlos Alcaraz won the US Open, he didn’t just win a trophy…he also got a crash course in taxes. In this episode of Bridging the Gap, host and financial advisor Lynn Bridges unpacks how retirement planning is a game of strategy, especially when Uncle Sam is always on the court. From tax diversification and Roth conversions to capital gains and estate planning, Lynn shares real-world insights on how to navigate the...

What happens when generosity meets reality in the era of the Great Wealth Transfer? In this episode of Bridging the Gap, host and financial advisor Lynn Bridges explores how families are navigating the complex balance of supporting aging parents, helping adult children, and planning for their own retirement. From tax-efficient legacy strategies to candid conversations about wills and medical directives, Lynn shares practical insigh...

Lynn Bridges of Bridges Wealth Preservation shares some interesting numbers on how the S&P 500 has performed over the years with different parties in office, but how circumstances outside of their control can affect those results. Lynn relates this to how people will wait for different events to happen or pass before acting in the market and how timing the market rarely works. So, Lynn explains the non-emotional, methodical, an...

Lynn Bridges of Bridges Wealth Preservation walks through the main parts of the “2017 Trump tax cuts” and how fluid tax laws can become. Then he describes common assumptions or miscues retirees make involving taxable income, Social Security, and tax-efficient income sources. Lynn also talks about Utah’s triple-digit heat and how he changes his workout regimen.

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Lynn Bridges talks about a recent study that found that two-thirds of Americans fear poverty more than dying. Lynn shares how, in his 40 years of experience, he thinks the number is higher. Then Lynn relays several reasons why people of all ages fear ripping off the bandage and discussing retirement. Then Lynn lays out a major factor that can help people tackle this fear and make more objective decisions with their portfolio and th...