Ivanoff Retirement Insights

For Gen X, retirement is approaching quickly, and the real worry isn’t net worth, but whether their money will last. In this episode, Paul and Travis break down why “cashflow is king,” why the last 10 years before retirement matter most, and how purposeful planning can relieve overwhelming anxiety. They explore strategies like increasing contributions, using Roth accounts, building a retirement roadmap, and u...

Ever wonder why retirees often face the same tax surprises as pro athletes? In this episode, Paul and Travis break down the overlooked reality of how retirement income is taxed, from Social Security and IRAs to capital gains, CDs, muni bonds, and RMDs. They explain why many savers land in higher‑than‑expected brackets and how proactive planning can help bring clarity to a confusing system. With real client examples, relatable stori...

Holiday shopping isn’t the only deadline sneaking up—your financial checklist matters too. In this episode, Paul and Travis break down critical year-end moves like maximizing 401(k) contributions, Roth conversions, and charitable giving strategies that can impact your taxes and retirement income. They also tackle the risks of procrastination and dive into the AI-driven market surge—what it means for your portfolio...

What if the secret to a successful retirement is… not retiring? Economist Alicia Munnell says working longer is the key, but Paul and Travis Ivanoff aren’t so sure. In this episode, they tackle the debate over health versus wealth, share stories of clients who traded years for dollars, and explore whether it’s possible to oversave. From pigeon racing to woodworking, discover why purpose matters more than paycheck...

What does Paul McCartney have to do with your retirement plan? More than you’d imagine. In this episode, Paul and Travis Ivanoff dive into the uncertainty surrounding Social Security and explore strategies for creating a resilient income plan. From bucket planning to managing conflicting retirement goals between couples, they simplify complex financial concepts into practical insights. Whether you’re nearing retirement ...

What do remote controls and retirement plans have in common? Both are evolving fast. In this episode, Paul and Travis Ivanoff explore how technology—from biometric logins to AI-driven portfolios—is reshaping retirement planning. They dive into life stages, legacy goals, and how tax-efficient strategies can adapt to your changing needs. Plus, hear how one retiree turned his daughter’s dream into a mobile dog groomi...

What does Shohei Ohtani’s contract have to do with your retirement? In this episode, Paul and Travis Ivanoff explore how financial deferment—like Otani’s salary strategy—can be a powerful tool in retirement planning. From Roth conversions to Social Security timing and annuities, they break down when deferring income makes sense and when it doesn’t. Plus, they tackle risk tolerance after age 50 and how ...

What do touchdown fumbles and retirement planning have in common? More than you think. In this episode, Paul and Travis Ivanoff tackle the hidden pitfalls that can derail your retirement—like stealthy 401(k) fees, misunderstood tax implications, and the risks of taking Social Security too early. With real-world analogies and candid takes on popular financial advice, they break down how to avoid costly mistakes in the red zone...

Are you ready for the end-of-year financial surprises that could shape your retirement? In this episode, Paul and Travis Ivanoff break down essential strategies for maximizing retirement income, minimizing taxes, and building a flexible plan that adapts to life’s curveballs. Discover how the Ivanoff Quadrant System, tax-loss harvesting, and smart asset allocation can help you retire with confidence—no matter your saving...

Think you need a million dollars to retire? Think again! This episode of Ivanoff Retirement Insights busts common retirement myths and reveals how personalized planning can help you retire with confidence—no matter your age or savings. Paul and Travis Ivanoff share real client stories, strategies for late starters, and tips for navigating Medicare and market volatility. Discover why retirement is a journey, not a destination,...

What if the real secret to retirement isn’t your net worth, but the memories you make? In this episode, Paul Ivanoff and Travis Ivanoff reveal why income—not just savings—drives retirement happiness, and expose how hidden fees can quietly erode your future. Discover how a personalized roadmap can help you retire confidently, spend wisely, and focus on what truly matters: living your dreams and making lasting memor...

Are you making the most of every dollar in your retirement plan? This episode of Ivanoff Retirement Insights reveals the five phases of building a resilient retirement roadmap, explores the habits of “stealthy wealthy” millionaires next door, and breaks down new tax rules that could impact your future. Discover how purposeful planning, tax efficiency, and honest conversations can help couples and individuals achieve las...

Is your retirement plan built to weather every market storm—or are you letting old myths dictate your future? In this episode, Paul and Travis Ivanoff break down why a proactive, all-encompassing strategy matters more than timing the market. Discover how a clear spending plan, diversified income buckets, and a focus on making memories can help you enjoy retirement with confidence—no matter what the headlines say.

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How much do you really need to retire—and is it about money or memories? Paul and Travis Ivanoff reveal why income, not just net worth, drives retirement happiness, expose the hidden impact of fees on your savings, and share how teamwork and purpose shape life after work. Discover strategies for building a retirement plan that supports both financial security and meaningful experiences.

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Are you missing the real cost of retirement? This episode dives into why copying famous investors like Warren Buffett isn’t the answer—and how personalized planning, tax strategies, and finding purpose can transform your retirement journey. Paul and Travis Ivanoff share stories, practical tips, and the emotional side of retirement, helping you build a roadmap that’s realistic, tax-efficient, and fun. Discover how ...

What do Paul McCartney and your retirement plan have in common? More than you think. In this episode, Paul and Travis Ivanoff tackle the uncertainty surrounding Social Security’s future and how to build a resilient retirement income strategy. From bucket planning to navigating couples’ conflicting retirement dreams, they break down complex financial concepts into digestible insights. Whether you're ready to retire or ju...

Think you need $3 million to retire? Think again. In this episode of Ivanoff Retirement Insights, Paul and Travis Ivanoff break down the myths around retirement “magic numbers” and explain why planning beats guessing every time. From risk tolerance and income strategies to unexpected life events and project money, they share real stories and practical advice to help you build a resilient retirement plan. Whether you're ...

Is economic noise clouding your retirement vision? Paul and Travis Ivanoff cut through the headlines to help you focus on what truly matters—building a retirement plan that works in any interest rate environment. In this episode, they tackle the Fed’s rate pause, the lump sum vs. pension debate, and why robo-advisors can’t replace real relationships. With real-life stories and practical strategies, the Ivanof...

Is your retirement plan ready for a Wile E. Coyote moment? In this episode, Paul and Travis Ivanoff explore how emotional investing, emergency funds, and tax surprises can derail even the best-laid retirement plans. From resisting the urge to chase market highs to preparing for required minimum distributions and unexpected expenses, they break down how to build a strategy that’s steady, flexible, and personal. Learn how ...