Ivanoff Retirement Insights

What if the most reliable paycheck in retirement doesn’t come from the market at all? This episode breaks down how guaranteed income works in real life, from Social Security strategies—even for the ultra-wealthy—to building additional income streams that feel pension-like. The conversation explores why Social Security covers only part of most retirees’ needs, how claiming decisions can change lifetime income...

One spouse handles the money until suddenly they can’t. This episode dives into why that dynamic puts couples at risk and how shared financial awareness can change everything. Using real client stories, the conversation explores common blind spots, what happens when only one person knows the plan, and why money decisions are more like parenting than household chores. From retirement roadmaps to everyday details like insurance...

A viral story of an 88‑year‑old man still working full‑time sparks a deeper conversation about what it really takes to secure a stable, dignified retirement. In this episode, the team breaks down why relying on a single income source can leave you vulnerable and how thoughtful planning creates long‑term confidence. They also explore the often‑overlooked importance of estate documents, from trusts to beneficiaries to powers of attor...

Americans pour passion and money into their favorite sports teams, so why doesn’t that same energy go into planning their financial future? In this episode, Paul and Travis dive into the surprising disconnect between emotional investment in sports and hesitancy toward professional financial guidance. They unpack the rise of DIY planning, the pitfalls of relying solely on Google or AI, and the often‑overlooked emotional hurdle...

Is moving really the secret to a happier retirement, or does true fulfillment come from smart planning and strong community ties? This episode explores why location isn’t everything, sharing real stories of retirees who moved away only to return, and the surprising factors that shape retirement satisfaction. Discover how financial strategies, family, and friendships can outweigh climate and cost of living when deciding where ...

Millions of Americans are rushing into retirement and that surge is creating the perfect environment for bad financial advice to thrive. In this episode, Travis and Paul break down the red flags every retiree should watch for, from high‑pressure sales tactics to hidden fees and unrealistic promises. They explain why a deliberate, well‑structured planning process matters more than ever and how understanding your “purpose of mo...

For Gen X, retirement is approaching quickly, and the real worry isn’t net worth, but whether their money will last. In this episode, Paul and Travis break down why “cashflow is king,” why the last 10 years before retirement matter most, and how purposeful planning can relieve overwhelming anxiety. They explore strategies like increasing contributions, using Roth accounts, building a retirement roadmap, and u...

Ever wonder why retirees often face the same tax surprises as pro athletes? In this episode, Paul and Travis break down the overlooked reality of how retirement income is taxed, from Social Security and IRAs to capital gains, CDs, muni bonds, and RMDs. They explain why many savers land in higher‑than‑expected brackets and how proactive planning can help bring clarity to a confusing system. With real client examples, relatable stori...

Holiday shopping isn’t the only deadline sneaking up—your financial checklist matters too. In this episode, Paul and Travis break down critical year-end moves like maximizing 401(k) contributions, Roth conversions, and charitable giving strategies that can impact your taxes and retirement income. They also tackle the risks of procrastination and dive into the AI-driven market surge—what it means for your portfolio...

What if the secret to a successful retirement is… not retiring? Economist Alicia Munnell says working longer is the key, but Paul and Travis Ivanoff aren’t so sure. In this episode, they tackle the debate over health versus wealth, share stories of clients who traded years for dollars, and explore whether it’s possible to oversave. From pigeon racing to woodworking, discover why purpose matters more than paycheck...

What does Paul McCartney have to do with your retirement plan? More than you’d imagine. In this episode, Paul and Travis Ivanoff dive into the uncertainty surrounding Social Security and explore strategies for creating a resilient income plan. From bucket planning to managing conflicting retirement goals between couples, they simplify complex financial concepts into practical insights. Whether you’re nearing retirement ...

What do remote controls and retirement plans have in common? Both are evolving fast. In this episode, Paul and Travis Ivanoff explore how technology—from biometric logins to AI-driven portfolios—is reshaping retirement planning. They dive into life stages, legacy goals, and how tax-efficient strategies can adapt to your changing needs. Plus, hear how one retiree turned his daughter’s dream into a mobile dog groomi...

What does Shohei Ohtani’s contract have to do with your retirement? In this episode, Paul and Travis Ivanoff explore how financial deferment—like Otani’s salary strategy—can be a powerful tool in retirement planning. From Roth conversions to Social Security timing and annuities, they break down when deferring income makes sense and when it doesn’t. Plus, they tackle risk tolerance after age 50 and how ...

What do touchdown fumbles and retirement planning have in common? More than you think. In this episode, Paul and Travis Ivanoff tackle the hidden pitfalls that can derail your retirement—like stealthy 401(k) fees, misunderstood tax implications, and the risks of taking Social Security too early. With real-world analogies and candid takes on popular financial advice, they break down how to avoid costly mistakes in the red zone...

Are you ready for the end-of-year financial surprises that could shape your retirement? In this episode, Paul and Travis Ivanoff break down essential strategies for maximizing retirement income, minimizing taxes, and building a flexible plan that adapts to life’s curveballs. Discover how the Ivanoff Quadrant System, tax-loss harvesting, and smart asset allocation can help you retire with confidence—no matter your saving...

Think you need a million dollars to retire? Think again! This episode of Ivanoff Retirement Insights busts common retirement myths and reveals how personalized planning can help you retire with confidence—no matter your age or savings. Paul and Travis Ivanoff share real client stories, strategies for late starters, and tips for navigating Medicare and market volatility. Discover why retirement is a journey, not a destination,...

What if the real secret to retirement isn’t your net worth, but the memories you make? In this episode, Paul Ivanoff and Travis Ivanoff reveal why income—not just savings—drives retirement happiness, and expose how hidden fees can quietly erode your future. Discover how a personalized roadmap can help you retire confidently, spend wisely, and focus on what truly matters: living your dreams and making lasting memor...

Are you making the most of every dollar in your retirement plan? This episode of Ivanoff Retirement Insights reveals the five phases of building a resilient retirement roadmap, explores the habits of “stealthy wealthy” millionaires next door, and breaks down new tax rules that could impact your future. Discover how purposeful planning, tax efficiency, and honest conversations can help couples and individuals achieve las...

Is your retirement plan built to weather every market storm—or are you letting old myths dictate your future? In this episode, Paul and Travis Ivanoff break down why a proactive, all-encompassing strategy matters more than timing the market. Discover how a clear spending plan, diversified income buckets, and a focus on making memories can help you enjoy retirement with confidence—no matter what the headlines say.

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