Mastering Your Wealth

Debt might be the quiet threat lurking beneath your retirement plans. On this episode, David Gagnon breaks down how rising national debt, market complacency, hidden risks, and outdated portfolio assumptions can quietly erode your long‑term financial security. He explains why resilience—not prediction—is the cornerstone of smart retirement planning and shares real‑world insights from decades of helping clients identify b...

What if the biggest threat to your retirement isn’t the market — but what you don’t know? On this episode, David Gagnon breaks down the hidden risks retirees face, from soaring healthcare costs to silent portfolio vulnerabilities. He explains why guardrails, backup plans, and consistent returns matter more than chasing big gains. Through real client stories and decades of experience, David reveals how proactive pl...

Retirement can unravel fast if you don’t understand the hidden forces shaping your financial future. On this episode David Gagnon breaks down how taxes, Medicare costs, and sequence‑of‑returns risk can quietly erode your nest egg — and what thoughtful planning can do to counter it. You’ll hear real client scenarios, strategic income planning insights, and how tax‑diversified withdrawal strategies help create relia...

A hidden tax break could reshape the way retirees manage their income—and most people don’t even know it exists. On this episode, David Gagnon breaks down the new $6,000 senior deduction, why tax planning matters more than tax filing, and how proactive strategies like Roth conversions and income sequencing can protect long‑term retirement wealth. You’ll also hear real client examples, longevity considerations, and...

Secrets in your financial life may be costing you more than you realize. On this episode, David Gagnon breaks down how to spot when an advisor isn’t truly planning for your whole financial picture. From Social Security timing and tax strategy to investment alignment, income distribution, and estate planning, David explains why comprehensive analysis matters. You’ll also hear real‑world family estate challenges that high...

Imagine discovering that the retirement rules you’ve been following might be leading you straight into financial trouble. On this episode, David Gagnon shares how real people unknowingly make costly mistakes—from misaligned investments to mistimed Social Security—and how a comprehensive, personalized plan can change everything. He breaks down guaranteed income, income‑distribution strategies, tax‑efficient plannin...

Are you unknowingly letting “Uncle Sam” take a bigger bite out of your retirement? Discover how strategic income planning can transform your nest egg into reliable, tax-efficient income that lasts. David Gagnon breaks down the five key sources of retirement income, reveals costly mistakes to avoid, and shares real-life strategies for maximizing your wealth, minimizing taxes, and protecting your future—even when li...

Are you afraid to spend your retirement savings—even when you have enough? Discover how “spendophobia” grips nearly half of America’s retirees and learn practical strategies to overcome the fear of running out of money. David Gagnon shares real-life stories, actionable planning tips, and the critical mistakes to avoid so you can enjoy your retirement with confidence and clarity.

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Are you risking your retirement by sticking to old investment habits? Discover why a strategic income plan is the key to lasting wealth—even in volatile markets. Financial advisor David Gagnon breaks down the dangers of “sequence of returns risk,” the pitfalls of selling in a downturn, and the new trend of gifting wealth directly to grandkids. Plus, get real talk on how retirement changes your daily life and relat...

Is your retirement plan as ready for change as your home before winter? Discover how financial expert David Gagnon uses decades of experience to help you restructure, clean up, and future-proof your wealth. From risk analysis to tax efficiency, learn why proactive planning beats reacting to market swings. Whether you’re just starting out or want a second opinion on your strategy, this episode reveals how a comprehensive analy...

What if the secret to keeping more of your wealth isn’t how much you save, but how you plan for taxes? Discover how strategic tax diversification, smart retirement planning, and timely financial decisions can help you avoid costly mistakes and maximize your legacy. From deferring income like the pros to optimizing federal benefits and pensions, David Gagnon shares real-life stories and actionable insights for building a tax-e...

What if your retirement plan could guarantee income, protect your legacy, and even cover unexpected healthcare costs? In this episode, David Gagnon reveals how strategic pension decisions and personalized income plans can transform your financial future. Discover why clarity—not guesswork—is the key to retiring with confidence and learn how to avoid costly mistakes that could derail your dreams. Whether you’re fac...

Are you ready for the financial curveball that comes after Halloween? Discover why year-end tax planning could make or break your retirement, how to avoid costly mistakes, and what proactive strategies can help you build lasting wealth. David Gagnon breaks down the essentials of tax efficiency, income planning, and risk management—so you can face the future with confidence and clarity.

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What if your financial advisor is costing you more than you realize? Dive into the complexities of wealth management with David Gagnon as he exposes hidden pitfalls, blind spots, and family dynamics that can derail your financial future. From optimizing retirement plans and tax strategies to navigating emotional estate planning, this episode reveals how communication and comprehensive planning are key to mastering your wealth.

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Are you making retirement decisions that could cost you for decades? In this episode, David Gagnon reveals the hidden pitfalls and smart strategies federal employees need to master their wealth after a buyout. Discover how to align your investments with your life goals, navigate volatile spending, and stress-test your financial future for lasting confidence.

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Are you following outdated retirement rules that could sabotage your future? In this episode of Mastering Your Wealth Podcast with David Gagnon, discover why “cookie-cutter” advice doesn’t work and how a personalized plan can turn anxiety into confidence. Learn how real people overcame their biggest fear—running out of money—by breaking the rules and building a retirement strategy that fits their life.

Are you making costly mistakes with your retirement planning? On this episode, David Gagnon reveals how a strategic, personalized approach can help you avoid financial blind spots, optimize guaranteed income, and build lasting peace of mind. Learn why comprehensive planning—not just investing—is the key to mastering your wealth and securing your future.

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Think September is the worst month for your investments? Think again—discover why timing the market is a trap and how the truly wealthy build lasting security. David Gagnon shares real-world strategies for proactive planning, disciplined spending, and tax-smart investing. Learn how to stress-test your retirement, avoid costly mistakes, and align your portfolio with your life goals. Whether you’re nearing retirement or j...

Is your retirement plan built to withstand market shocks and hidden tax traps? In this episode, David Gagnon reveals how strategic planning—beyond cookie-cutter advice—can help you safeguard your wealth, minimize lifetime taxes, and turn financial security into lasting memories. Discover why focusing on lifetime tax bills, understanding fees, and stress-testing your income plan are essential steps for anyone serious abo...