New Perspective Financial

Surprise tax bills can hit hardest after retirement, and many federal employees never see them coming. In the last installment of this short 3-part series, Tayvon breaks down how multiple income streams like FERS pensions, Social Security, TSP withdrawals, and future RMDs can unintentionally stack together and push retirees into higher tax brackets and Medicare premiums. He explains why traditional TSP savings may create a delayed ...

What if following all the “right” retirement rules still leads to unexpected tax burdens and shrinking savings? In the second episode of this 3-part series, Tayvon breaks down the hidden pitfalls federal employees face when relying heavily on the traditional TSP, from surprise tax spikes to the danger of sequence‑of‑returns risk. Through analogies and real‑world examples, he explains why timing, tax planning, and divers...

A federal retiree’s simple misstep sets off a chain reaction that reveals two of the most common and costly retirement pitfalls. We begin a 3-part series on the biggest financial mistakes Tayvon Jackson has seen federal employees make. In this episode, Tayvon breaks down why relying too heavily on the TSP can backfire once the market drops, and how misunderstanding Social Security can permanently shrink your income. Through r...

Ever wondered why a Roth conversion could turn into a tax nightmare? Tayvon breaks down the hidden pitfalls of converting retirement funds and why timing matters more than you think. From unexpected Medicare surcharges to skyrocketing tax brackets, he explains why a one-size-fits-all approach doesn’t work and shares strategies for making smarter decisions. Whether you’re nearing retirement or just planning ahead, this c...

A single financial misstep could “haunt” your retirement years—are you prepared for the financial missteps? This episode unpacks real-life stories of costly Medicare surprises and forgotten RMDs, revealing how small oversights can lead to big penalties. Learn practical strategies to avoid these pitfalls, protect your savings, and take control of your financial future—no matter what life throws your way.

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What happens when your retirement plan collides with hidden costs and unpredictable healthcare expenses? Tayvon Jackson breaks down the overlooked challenges of Social Security, Medicare, and the fees lurking in retirement accounts. He explores why retirees often face unexpected financial hurdles and how a well-structured income plan can help navigate these complexities.

Reach out to Tayvon Jackson and schedule a complimentary cons...

Join Tavon Jackson as he breaks down the complexities of retirement strategies. From understanding annuities and Social Security to building multiple income streams, Tavon explains approaches to help preserve your financial future. Learn why longevity risk matters and discover practical strategies to maintain confidence over time. This conversation underscores the value of working with a trusted financial professional to navigate t...

Join Tayvon Jackson as he breaks down the complexities of retirement planning and explores strategies to secure your financial future. From understanding annuities and Social Security to building multiple income streams, Tavon sheds light on how to manage longevity risk and make informed decisions. Discover why partnering with a trusted financial advisor is key to navigating these challenges and creating a retirement plan that work...

Is your Social Security raise really a raise—or just a mirage? Tayvon Jackson breaks down the hidden costs behind COLA increases, the gold rush frenzy, and the tough pension decisions retirees face. From Medicare premiums to market timing myths, this episode delivers sharp insights into building a resilient retirement strategy without falling for financial illusions.

Reach out to Tayvon Jackson and schedule a complimentary co...

Description: What if your retirement plan could withstand any curveball life throws your way? In this episode Rick Hoskins break down the realities of retiring earlier than expected, why “magic numbers” are misleading, and how a flexible, three-bucket strategy can help you thrive no matter what. Discover how to stress-test your plan, balance growth with security, and avoid common pitfalls as you approach retirement. Rea...

Think Roth conversions are a retirement slam dunk? Think again. In this episode, Rick Hoskins and Vanessa Patterson from New Perspective Financial break down the hidden costs of Roth conversions, the truth behind “magic retirement numbers,” and how to build predictable income for your golden years. From portfolio X-rays to retirement paychecks, they share strategies to help listeners preserve what they’ve worked h...

Are you sure your Medicare plan covers what matters most? In this episode, Tayvon Jackson breaks down the biggest Medicare mistakes retirees make—and how to avoid costly surprises. From enrollment deadlines and hidden penalties to the truth about Medicare Advantage and the impact of income on premiums, you’ll get clear, practical insights to help you navigate retirement health coverage with confidence.

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Are you ready for the Medicare maze? This is the full broadcast of this weekend’s New Perspective Financial Radio, where host Tavon Jackson reveals the costly mistakes retirees make with Medicare, from missed enrollment windows to misunderstood coverage gaps. Learn what Parts A and B really cover, why annual reviews matter, and how federal employees can navigate the Deferred Resignation Program. Tune in for practical insights...

In this conversation, Tayvon Jackson discusses the complexities of retirement planning, focusing on the importance of annuities as a safeguard against longevity risk and the intricacies of maximizing Social Security benefits. He emphasizes the need for a comprehensive financial plan to navigate these challenges effectively.

Reach out to Tayvon Jackson and schedule a complimentary consultation with New Perspective Financial Solution...

What if retiring too early could cost you thousands for life? In this episode of New Perspective Financial Radio, Tayvon Jackson breaks down the hidden risks federal employees face when choosing their retirement age, the tax traps of traditional TSPs, and why emotional investing can sabotage your future. Learn how strategic planning, tax-smart moves, and tools like MarketGuard can help you retire with confidence—not regret.

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A looming deadline could reshape the future for thousands of federal employees—are you ready? In this episode of New Perspective Financial Radio, Tavon Jackson breaks down the Deferred Resignation Program (DRP), the shift from CSRS to FERS, and the critical decisions around Medicare, TSP rollovers, and retirement planning. Whether you're approaching 59½ or facing early retirement, Tavon offers insights to help you...

What if the retirement rules you’ve trusted for decades are now leading you astray? In this episode of New Perspective Financial Radio, Tavon Jackson breaks down outdated financial advice—from the 4% rule to overreliance on Social Security—and explains why modern retirement planning demands a fresh approach. He also tackles the rise of “finfluencers,” the impact of rising interest rates, and how c...

What if waiting for the “perfect” retirement moment costs you the memories that matter most? In this episode of New Perspective Financial Radio, certified financial planner Vanessa Patterson unpacks real-life stories of retirement regret, early exits, and financial missteps—even from celebrities like Kevin Jonas. From Social Security timing to spotting red flags in financial advisors, this episode is a candid...

What do road trips and retirement have in common? More than you think—especially when it comes to surprise tolls. In this episode of New Perspective Financial Radio, Financial advisor Vanessa Patterson unpacks the hidden tax traps that can derail your retirement journey. From required minimum distributions to capital gains and Social Security taxes, they explore how proactive planning can help you keep more of what you&r...