Texas Sized Retirement … Simplified

What if moving your money – from a 401(k) to an IRA, or from one account to another – has bigger consequences than you realize? In this episode, Dave Hodson breaks down the hidden pitfalls and overlooked advantages of rolling funds between accounts, from tax surprises to the dangers of chasing short‑term returns. He explains why understanding your goals, timelines, and retirement strategy matters far more than simply ch...

What if the biggest retirement mistake isn’t what you think -- but the way you plan your monthly income? In this episode, financial advisor Dave Hodson breaks down why retirees often struggle after leaving the workforce and how smart planning can prevent panic withdrawals, unexpected taxes, and lifestyle shocks. From handling healthcare surprises to navigating inflation, longevity, rental income gaps, and the role of annuitie...

Why do so many financial resolutions fade by February—and what can you do to make your goals stick this year? In this episode of Texas Size Retirement Simplified, host Glen Hancock explores the psychology and strategies behind successful New Year’s money habits. From the new Trump savings account for kids to maximizing 401(k) contributions and tackling “budget creep,” Glen shares practical tips for turning g...

What if the real secret to building wealth isn’t timing the market, but harnessing the power of consistency and compounding? In this episode of Texas Size Retirement Simplified, hosts Glen Hancock and Dave Hodson reveal how steady saving, dollar cost averaging, and disciplined investing can help you weather market storms and grow your portfolio—no matter where you are on your financial journey. Discover practical strate...

As the year wraps up, are you overlooking key steps that could shape your financial future? In this episode, David Hodson and Glen Hancock share a practical end-of-year checklist to help you maximize retirement contributions, harvest investment gains and losses, avoid costly RMD penalties, and make the most of charitable giving. They also break down Roth conversions, FSA and HSA strategies, and why a year-end review with your advis...

What if your retirement savings grew so much that your required minimum distribution—and the tax bill—left you stunned? In this episode, hosts David Hodson and Glen Hancock break down the “tax time bomb” lurking in large retirement accounts and reveal overlooked strategies to help manage RMDs, minimize taxes, and keep more of your hard-earned money. From qualified charitable distributions to Roth conversions...

Did you know your income could make your Medicare premiums surge? In this episode, financial advisor Glen Hancock tackles the hidden costs of Medicare, from IRMAA surcharges to prescription drug expenses and supplemental plans. Discover how retirement, tax planning, and healthcare choices are deeply connected—and why reviewing your coverage each year is crucial. Learn about strategies like qualified charitable distributions, ...

Confused by Medicare’s alphabet soup? This episode unpacks the essentials of Medicare open enrollment, revealing what every senior needs to know about choosing between Original Medicare, Medicare Advantage, and Medigap plans. Financial advisor Glen Hancock breaks down the costs, coverage, and critical enrollment periods—plus the real-life factors that make each choice unique. Whether you’re enrolling for the first...

Ever wondered how the latest tax bill impacts your retirement and estate planning? Dive into our latest episode where we break down the complexities of the new legislation, making it simple and relatable. From charitable deductions to multi-generational planning, we cover it all with expert insights and practical advice.

Call 800-876-3817, email clientservices@afsretirement.com , or go to AFSretirement.com to schedule a complimenta...

Ever wondered how the latest tax legislation could reshape your retirement? Join us as we dive into the 'One Big Beautiful Bill' and its sweeping impact on estate planning, Medicare, and tax deductions. Discover how these changes could affect your financial future and what steps you can take now to prepare.

Call 800-876-3817, email clientservices@afsretirement.com , or go to AFSretirement.com to schedule a complimentary call with D...

With David Hodson away, Glen Hancock of Advanced Financial Strategies talks about age 59.5 and what the tax penalties are for withdrawing from certain annuities before then. Glen also explains a special rule that allows for penalty-free withdrawals and a Ben Franklin quote about financial returns. And Glen praises the University of Texas women’s softball team and Texas barbeque.

Call 800-876-3817, email clientservices@...

With David Hodson away, Glen Hancock of Advanced Financial Strategies continues his mini-series on annuities, by describing how income annuities work. Glen explains how annuities are the opposite of life insurance and explains five benefits of them, including how they work like pensions, their growth, and their riders that help with long-term care and death benefits. And Glen discusses the penny going out of circulation and relates...

Glen Hancock and co-host Doug Turnbull talk about a call that coaching great Nick Saban made in 2013 that could soon make him a billionaire. Glen compares that to the crucial calls that people can make to advisors to help them form strategies for more growth and income than they could arrive at on their own. Glen then explains multi-year guaranteed annuities (MYGAs) and how they compare to other annuities. He also explains the main...

With David away, Glen Hancock discusses how fear consumes many people and part of the reason is because they don't have a steady plan. Glen explains the evolution of annuities and how "they aren't your grandma's annuities." Glen defines fixed index annuities, explains how they work, and why they are a long-term plan for steady growth and for preserving a nest egg. Glen also details the triple-digit heat the he is feeling in Austin.

Glen Hancock & David Hodson talk about required minimum distributions and qualified charitable distributions. David and Glen define what a RMD is and the age those need to be taken from pre-tax accounts. They also share ways to minimize the weight of taxes when taking RMDs and how QCDs can be good ways to take that income. David also shares about his spiritual, six-month sabbatical he is about to take in Illinois.

Click here&nb...

David Hodson & Glen Hancock discuss the turbulent market. Glen and David share the characteristics of people who have come out ahead in the various market turns in the last decades and why diversification is important. They also discuss fixed index annuities and the strategies to gain better returns. They also share how timing the market rarely works. And the group has a laugh about March Madness.

Click here or call 800-87...

Glen Hancock & David Hodson take a deep dive on Medicare and especially how some recent changes are benefiting teachers and other government workers. Glen shares about certifications he has that help him to lead people in discussions about the best Medicare approaches for them. Glen and David also discuss the balance between Medicare and the Teacher Retirement System, changes in prescription drug plans, and good changes in prem...

David Hodson & Glen Hancock again discuss Social Security and how some recent changes can benefit government employees. David and Glen explain how Social Security calculations work. They also explain how the spousal benefit can be easily overlooked and can mean hundreds of dollars more per month. David and Glen also share what people need to do to make sure they qualify for Social Security, including steps they should take on S...

Glen Hancock & David Hodson recap the main benefits of The Fairness Act. Then Glen and David discuss the actions that teachers and federal employees should take to secure their full benefits and how far back retroactively those benefits extend. They also talk about how Advanced Financial Strategies can walk people through every step of this process and why tax planning is necessary because of these income changes.

Ready to buil...