The Manumit Podcast with Glenn Johnson

What happens if AI changes your career plans before you're ready to retire? In this episode of The Manumit Podcast, Glenn Johnson explores how rapid technological change is reshaping the workforce and why adaptability matters more than ever. He discusses preparing for unexpected career shifts, developing new skills, and maintaining control over retirement decisions. Glenn also outlines the five-step Manumit Success Plan, focusing o...

What if the opportunity you're chasing is actually the risk you should avoid? Glenn Johnson explores how fear of missing out (FOMO) can influence investment decisions, especially for those nearing or in retirement. He discusses why emotions like greed and fear can cloud judgment, how market euphoria can create unnecessary risk, and why "missing out" isn't always a bad thing. The conversation highlights the importance of making fina...

What happens when a lifetime of hard work is passed down to someone who isn’t prepared to manage it? Glenn Johnson explores the growing Great Wealth Transfer and why passing along money is only part of the equation. He discusses the importance of financial education, family conversations, and preparing heirs for the responsibilities that come with an inheritance. Along the way, Glenn shares insights on values, wealth stewards...

What if the biggest threat to your retirement isn’t running out of money—but running out of healthy years to enjoy it? Glenn Johnson discusses the difference between retiring on your own terms versus being forced into retirement by circumstances, stress, or health challenges. He explores why preparation creates options, how quality of life becomes a bigger priority as people age, and why many workers are rethinking the ...

What if financial stress isn’t the problem but a warning worth paying attention to? Retirement advisor Glenn Johnson explores why retirement is more than a financial milestone and how stress can reveal hidden risks before they become costly mistakes. Using the analogy of a “financial check engine light,” he explains how market gains, retirement uncertainty, and emotional attachment to work can cloud decision-makin...

Could the newest 401(k) investment options be adding risk at the exact time retirement calls for caution? Glenn Johnson explains why offerings like Bitcoin, private equity, and IPOs may appeal to investors seeking growth, but can create challenges for those nearing or living in retirement. The conversation explores the original purpose of 401(k) plans, the difference between accumulation and income planning, and why aligning invest...

Retirement can feel like a finish line, but what happens after you cross it? Drawing on a surprising comparison between prison escapes and retirement, Glenn Johnson explains why so many people focus on leaving work without fully preparing for what comes next. The conversation explores the importance of having a vision for retirement, building a financial plan in the right order, and finding purpose beyond a paycheck.

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Is your retirement plan built on strategy, or a last-minute gamble? This episode compares Wendy’s search for a turnaround with the temptation many face nearing retirement: chasing a “big win” to catch up. Glenn Johnson unpacks why relying on a single investment, product, or high-risk move can backfire, sharing real-world examples involving REITs, family lending, and high-fee annuities. Instead, he outlines a disci...

Is today’s market investing, or is it starting to feel like gambling? Glenn Johnson unpacks Warren Buffett’s “church and casino” analogy and what it means for retirees facing a high-stakes market environment. He explores how hype, overconfidence, and years of strong returns can blur the line between smart investing and risky bets. Glenn shares practical guardrails—from protecting downside risk to align...

Markets may look strong on the surface, but what happens when the bubble finally bursts? This episode explores the tension between short-term volatility and long-term economic growth, and why patience isn’t easy—especially for those nearing retirement. Glenn Johnson explains how current conditions may signal an overdue correction, even as long-term foundations strengthen. He shares a real-life story of loss and recovery...

Retirement can feel less like a finish line and more like stepping into a financial minefield without a map. Glenn Johnson shares how unclear expectations, market overconfidence, and family concerns can complicate one of life’s biggest transitions. Drawing on personal experience and lessons from past market downturns, he explains why early planning matters and how involving loved ones can reduce uncertainty. The conversation ...

Inflation isn’t just rising—it’s quietly squeezing retirees until their plans crack under pressure.

As inflation and market volatility collide, Glenn Johnson explains why retirees feel the impact first—and hardest. Drawing on lessons from the 2008 crash and today’s “everything bubble,” he breaks down how income risk, poor allocation, and emotional reactions can derail retirement. From the f...

Interest rates may be frozen, inflation still won’t budge, and retirement investors are stuck in the middle. Glenn Johnson unpacks why the Federal Reserve is holding firm, how market bubbles form, and why riding the market down near retirement can be costly. The conversation connects inflation, unemployment, government debt, and personal finances—using plain-language analogies that hit close to home. Rather than chasing...

Waiting for the “perfect time” feels harmless—until it quietly becomes the biggest risk of all. In this episode of The Manumit Podcast, Glenn explores how hesitation shows up in retirement planning, especially for those approaching or already in retirement. He unpacks why many people delay moves like rolling over a 401(k), how fear and greed influence financial decisions, and why investment choices that once worke...

Waiting for a bigger Social Security check can feel responsible—until lived experience tells a different story. A listener’s regret about delaying benefits until age 70 sparks a candid conversation about timing, trade-offs, and what retirement really looks like across decades. Glenn explores how health, lifestyle, taxes, and changing priorities all factor into when to claim Social Security, and why decisions that look g...

Most couples spend more time planning a grocery run than talking about their future together. On this episode of The Manumit Podcast, Glenn Johnson unpacks a surprising statistic about how little quality time couples actually share—and why that silence often shows up later in retirement. They explore what happens when important conversations get delayed, how couples slowly drift onto different paths, and why getting “in...

Why do we memorize the recorder but never learn how money actually works? Using a lighthearted comedy clip as a springboard, Glenn Johnson unpacks why basic financial education is missing from school—and how that gap creates unnecessary fear and embarrassment around money. Glenn explains why not knowing the “simple stuff” is common, why asking questions matters, and how breaking finances down into plain language c...

Trying to outsmart the market can quietly do the most damage when timing matters most. This episode explores why market timing becomes far riskier as retirement approaches, especially when withdrawals begin during volatile periods. The conversation breaks down how early losses can shrink long‑term income, why “time in the market” changes once paychecks stop, and how downturns affect retirees differently than younger inv...

What if the hardest part of retirement isn’t money, but knowing how you want to live each day? In this episode of The Manumit Podcast, Glenn Johnson unpacks why retirement is a life transition, not just a financial one. The conversation explores the power of defining an ideal day, how financial uncertainty quietly erodes peace of mind, and why confidence—not accumulation—is what people are really seeking. Fro...