The Retirement Spectrum
“The Retirement Spectrum with Alan Cohen” is a true Philadelphia look at the issues of retirement. Alan was born and raised in Philly and even named his company after one of his favorite places in the world: The Spectrum. Alan calls himself “a recovering stockbroker” – after spending years helping people accumulate wealth, he is now focused on helping people protect, grow, and use that wealth in retirement. Our podcast topics range from understanding the stock market, advice on 401(k)s, Social Security, tax planning, and more. And you may hear a mention of Springsteen now and then as Alan has seen Bruce over 200 times! Retirement offers a vast array of ways to plan for and enjoy this exciting part of your life. It truly is a Retirement Spectrum.
Episodes
Are you relying on outdated financial rules like the 4% withdrawal strategy or a fixed retirement age? Discover why your retirement plan needs an update and how to create reliable income streams. This episode dives into the market's current volatility, the looming threat to Social Security, the big mistake most people make with Required Minimum Distributions (RMDs), and the key role annuities and tax-advantaged strategies play in g...
You’ve been great at saving, but how do you make that money last for 30 years? Alan Cohen breaks down the week's financial news, focusing on the essential steps for retirement success. Learn about key topics like protecting your nest egg against market downturns, securing guaranteed lifetime income, and the crucial differences between Traditional vs. Roth 401k plans. Get expert insight on de-risking your portfolio, dealing wi...
Are you worried about outliving your retirement savings? Join hosts Alan Cohen and Randy Cook on The Retirement Spectrum as they unpack volatile Wall Street headlines and tackle the financial concerns that keep retirees up at night. In this episode, they discuss market volatility, the impact of consumer debt, and the crucial question: Can you live off investment income alone? Alan shares his unique "three-bucket" withdrawal strateg...
Are you walking away from your paycheck and wondering, "And then what?" Welcome to The Retirement Spectrum with Alan Cohen and Randy Cook. This is the show where we talk about planning for a 20 or 30-year retirement, how to create a paycheck, and do it tax-efficiently. Learn about the stock market, protective growth investments with zero downside risk, and why fees matter. Alan, a Registered Investment Advisor, emphasizes diversify...
Are you making costly mistakes in your retirement planning without realizing it? This episode dives into the five most common pitfalls—from underestimating life expectancy to overlooking hidden fees—and reveals how conservative planning and guaranteed income can boost your confidence and security. Discover actionable insights on 401(k) rollovers, annuities, and the importance of revisiting your financial plan, all desig...
Are you ready to retire with confidence and avoid the biggest mistakes? In this episode, Alan Cohen shares real-life strategies for protecting your nest egg, managing market risks, and making smart decisions about Medicare, taxes, and asset allocation. Discover why timing matters, how to avoid costly errors, and what to expect at Alan’s live retirement seminars. Tune in for candid advice and actionable insights from the Retir...
Are you ready to rethink your retirement strategy before the next market shakeup? Join Alan Cohen and Randy Cook as they break down the essentials of retirement planning, from tax-efficient IRA conversions to managing risk and embracing market volatility. Discover why timing matters for Social Security, how portfolio x-rays reveal hidden risks, and what every retiree should know about required minimum distributions. This episode de...
Are you ready for the real story behind retirement? Discover the truths about income, tax planning, healthcare, and market risks as Alan Cohen breaks down what retirees actually face. From portfolio x-rays to defensive investing, this episode reveals how to navigate today’s financial landscape and avoid costly mistakes. Tune in for practical insights and strategies that go beyond the headlines.
To learn more about Alan and th...
What happens when retirement arrives sooner than expected? Alan Cohen explores emergency retirements, government benefit pitfalls, and the impact of inflation on your nest egg. Learn why timing matters for Social Security, how new Roth catch-up rules could affect your savings, and why dividend growth stocks and protective investments can help fight rising costs. Get practical insights on withdrawal strategies, portfolio x-rays, and...
Are you ready to discover the secrets to smarter retirement planning and avoid costly mistakes? Join Alan Cohen and the Spectrum Wealth Partners team as they break down the essentials of portfolio x-rays, Roth conversions, and defensive investing. Learn how to protect your assets, minimize taxes, and navigate today’s financial uncertainties—all with a dash of humor and real-life stories. Whether you’re retired or ...
Are you ready to discover the secrets to a confident retirement? Join Alan Cohen and Randy Cook as they break down the strategies, pitfalls, and real-life stories that shape your financial future. From portfolio x-rays to defensive investing and tax-smart withdrawals, this episode delivers practical insights in simple language—no sales pitch, just education and a few laughs along the way.
To learn more about Alan and the team...
Ever wondered how to maximize your retirement savings while avoiding common pitfalls? Join Alan Cohen as he dives into the intricacies of financial planning, from understanding fees to optimizing annuities. This episode is packed with insights and practical advice to help you navigate your financial future with confidence.
To learn more about Alan and the team at Spectrum Wealth Partners, go to www.spectrumwp.com.
See omnystudi...
Ever wondered how to make your retirement savings work smarter, not harder? Join Alan Cohen as he dives into the intricacies of tax-efficient retirement planning, debunking common myths and offering practical advice on Roth IRA conversions, 401k management, and more. Tune in to learn how to navigate the financial landscape and secure a comfortable future.
To learn more about Alan and the team at Spectrum Wealth Partners, go to ...
Should you cheer for lower or higher interest rates? People seem to have an “all or nothing” view of retirement spending. Can you dip your toe into retirement?
To learn more about Alan and the team at Spectrum Wealth Partners, go to www.spectrumwp.com.
See omnystudio.com/listener for privacy information.
In this episode of the Retirement Spectrum podcast, Alan Cohen discusses various aspects of retirement planning, including market predictions, investment strategies, and the importance of having a financial plan. They emphasize the need for protection against market downturns, the significance of understanding retirement spending, and the benefits of refinancing annuities for better income. The conversation also touches on the impa...
Warren Buffet is moving out of the risk of the stock market. Should we do the same? Should the war of words on interest rates mean anything to you? George Carlin helps us with a place for our financial stuff.
To learn more about Alan and the team at Spectrum Wealth Partners, go to www.spectrumwp.com.
See omnystudio.com/listener for privacy information.
What if your biggest retirement risk isn’t a market crash—but your own assumptions? In this episode, Alan Cohen unpacks market trends, Roth conversion strategies, and the myths that could derail your retirement plan. Learn how dividend-paying stocks, protective growth investments, and realistic planning can help you navigate volatility and avoid costly surprises. Plus, hear about upcoming live events and how to get a co...
Is your retirement plan built to weather market volatility, rising taxes, and Social Security uncertainty? In this episode, Alan Cohen breaks down the latest economic signals and explore how dividend-paying stocks, annuities, and Roth conversions can help protect your income. From buffered investments to tax-smart strategies, he shares real-life examples and practical tools to help you retire with confidence—no matter what th...
The market’s booming—but is your retirement plan keeping up? In this episode, Alan Cohen explores how to balance growth and protection in today’s volatile economy. From market momentum and interest rate forecasts to the myths of the 80% income rule and early retirement realities, Alan unpacks what it really takes to retire with confidence. Plus, Alan shares timeless financial strategies that have stood the test of...
What does the “Big Beautiful Bill” mean for your retirement? In this episode, Alan Cohen breaks down the latest tax changes, Roth conversion strategies, and how to protect your income in volatile markets. From Social Security deductions to interest rate debates and protective growth investments, Alan shares timely insights to help retirees and pre-retirees make smarter financial decisions. Plus, hear why timing the mark...
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