Smart Money Radio

In this episode, Tatyana Bunich and Gary Nolan discuss the evolving landscape of retirement planning, emphasizing the importance of adaptability in financial strategies. They explore the challenges retirees face today, including inflation, market volatility, and unexpected life changes. Tatyana highlights the necessity of comprehensive financial planning that integrates tax strategies, investment management, and estate planning. Th...

In this episode of Smart Money Radio, Tatyana Bunich and Gary Nolan discuss the importance of planning for a long retirement, emphasizing the need for a longevity mindset. They explore various aspects of retirement planning, including income sources, tax implications, and the emotional challenges that can arise during retirement. The conversation also addresses listener questions, providing insights into navigating financial decisi...

In this episode of Smart Money Radio, Tatyana Bunich and Gary Nolan discuss the critical phase of decumulation in retirement planning. They emphasize the importance of having a structured withdrawal strategy to ensure retirees can enjoy their wealth without fear. The conversation covers various risks associated with decumulation, including market volatility, longevity risk, and inflation. Tatyana shares insights on how to build a c...

Tatyana Bunich discusses the multifaceted aspects of retirement planning, emphasizing that retirement is not just about financial security but also about finding purpose and fulfillment. She highlights the importance of comprehensive financial planning that coordinates various aspects of a person's financial life, including tax strategies, income planning, and emotional well-being. The discussion also covers the transition from wor...

Tatiana Bunich discusses the complexities of transitioning from saving to spending in retirement. They explore the importance of having a solid financial plan, the role of boring money as a buffer against market volatility, and the need to incorporate enjoyment into retirement planning. The conversation also delves into tax strategies, the retirement tax trap, and the significance of estate planning, including the management of dig...

Tatiana Bunich discusses the complexities of transitioning from saving to spending in retirement. They explore the importance of having a solid financial plan, the role of boring money as a buffer against market volatility, and the need to incorporate enjoyment into retirement planning. The conversation also delves into tax strategies, the retirement tax trap, and the significance of estate planning, including the management of dig...

Tatyana Bunich discusses the impending $84 trillion wealth transfer from baby boomers to their heirs, emphasizing the importance of financial education and planning. She highlights the lack of financial knowledge among inheritors and the potential pitfalls they face, including significant tax burdens and mismanagement of inherited wealth. Tatyana stresses the necessity of estate planning, the role of financial advisors, and the imp...

Tatyana Bunich discusses the complexities of financial planning, particularly in the context of gray divorce and remarriage. They explore the emotional aspects of financial planning, the importance of understanding prenups, and the intricacies of required minimum distributions (RMDs). The conversation also covers strategies for managing taxes, the significance of income planning, and the innovative concept of the funded ratio for r...

Tatyana Bunich discusses the unique financial needs and strategies for Gen Xers approaching retirement. The conversation covers the importance of tax efficiency, legacy planning, and the emotional adjustments that come with retirement. Tatyana also addresses common myths in retirement planning, the reality of bonds as an investment strategy, and the impact of inflation on retirement income. Additionally, the episode explores the co...

Tatyana Bunich discusses the importance of charitable giving in retirement, strategies for effective financial planning, and the relevance of the 4% rule in today's economic climate. They explore various financial tools such as 529 plans for education funding, the significance of estate planning, and the emotional aspects of financial decisions. The discussion emphasizes the need for a coordinated approach to financial planning tha...

Tatyana Bunich discusses the critical tax issues retirees face and offers strategies to mitigate tax burdens. She emphasizes the importance of comprehensive financial planning that integrates tax strategies, investment management, and estate planning. The conversation covers the benefits of Roth conversions, the impact of market corrections on retirement income, and the significance of understanding sequence of returns risk. Tatyan...

Tatyana Bunich discusses the evolving landscape of retirement planning, emphasizing the need to rethink traditional advice. They explore various myths surrounding mortgage payoff, downsizing, and income sustainability in retirement. Tatyana highlights the importance of comprehensive financial planning, including estate planning and charitable giving strategies. The conversation also covers maximizing retirement contributions, manag...

In this episode of Smart Money Radio, we explore the innovative ways retirees are leveraging ChatGPT to enhance their financial decision-making. Discover how this AI tool is not only helping retirees stay mentally sharp but also assisting in crafting smarter financial strategies, from tax planning to investment decisions. Join founder and CEO Tatiana Bunich and host Steve Sedahl and  as they delve into the benefits and limitat...

Tatyana Bunich discusses various investment strategies and financial planning techniques to ensure secure growth and sustainable income for retirement. She emphasizes the importance of understanding guaranteed income streams, navigating employee-sponsored retirement plans, and the impact of relationships on financial decisions. The discussion also covers healthcare planning, tax implications, and the significance of having a purpos...

Tatiana Bunich discusses essential aspects of retirement planning, including tax strategies, healthcare preparedness, lifestyle planning, and the importance of guaranteed income. They emphasize the need for a comprehensive financial plan that encompasses various elements such as investments, taxes, and estate planning. The conversation also highlights the significance of relationships and purpose in retirement, as well as the joy o...

Tatyana Bunich discusses the common financial mistakes that baby boomers make as they approach retirement. They cover topics such as misconceptions about Social Security, the rising costs of healthcare, the importance of tax planning, and the emotional aspects of financial decision-making. The discussion emphasizes the need for a comprehensive financial plan that includes income strategies, healthcare considerations, and tax effici...

Tatyana Bunich explores unconventional strategies for retirement planning. They discuss the potential of life insurance as a retirement asset, the benefits of health savings accounts, and how collectibles can serve as a financial resource. The conversation also covers the importance of reviewing old annuities, strategies for catching up on retirement savings, and the necessity of reassessing investment mixes as retirement approache...

Tatyana Bunich discusses essential truths about retirement planning that apply to everyone, regardless of their financial situation. They emphasize the importance of having a documented financial plan, understanding the impact of inflation, and the necessity of tax planning. The conversation also touches on the realities of job security, outdated financial advice, and the critical role of estate planning in ensuring a smooth transi...