The Aussie Lending Lounge
Welcome to The Aussie Lending Lounge — your go-to podcast for smart, straightforward conversations about property, finance, and lending in Australia. Brought to you by the team at Loans AU, we break down the mortgage and finance world into easy, honest episodes that help you make confident money moves. Whether you’re a first home buyer, business owner, investor, or just finance-curious, we’ve got your back. Tune in for practical advice, insider insights, real client stories, and expert interviews — all designed to help you navigate the lending world like a pro. Simple. Local. Straight to the point. Pull up a chair at The Aussie Lending Lounge — your financial future starts here.
Episodes
Published by: The Aussie Lending Lounge by Loans AU
Thinking about buying a commercial property in Australia? 🏢 Whether it’s a retail shop, office space, warehouse, or a mixed-use building — getting the right loan matters just as much as finding the right property.
In this episode, we simplify the complex world of commercial lending. From choosing the best loan-to-value ratio (LVR) to understanding which ownership structure suits ...
How Much Can You Borrow in Australia with a $70k, $100k, or $150k Income?
In this episode of The Aussie Lending Lounge, David F. Chae from Loans AU breaks down how much you can borrow in Australia based on your income—whether you’re earning $70,000, $100,000, $150,000, or even up to $450,000. We cover real borrowing capacity examples, key factors that impact your loan eligibility, and how Loans AU can help you access the best possi...
In this episode of The Aussie Lending Lounge, David F. Chae from Loans AU breaks down the big question for 2025: should you choose a fixed or variable home loan? We cover the latest rates, key pros and cons, real-life examples, and what’s ahead for the Aussie mortgage market. Whether you're a first-home buyer or a property investor, this episode will help you make a smarter choice.
👉 Need expert advice? Contact Loans AU at www.loa...
New Lending Trends in the Market
In this episode of "The Aussie Lending Lounge," join David F. Chae, CFO and Co-Founder of Loans AU, as he explores the latest lending trends shaping the Australian market in 2025. Discover current mortgage rates, the rise of fixed-rate loans, government incentives, and exciting technology advancements like NextGen ID and Open Banking. David discusses the role of non-bank lenders and private second...
The Importance of Credit Scores in Lending
In this episode of "The Aussie Lending Lounge," join David F. Chae, CFO and Co-Founder of Loans AU, as he explores the critical role that credit scores play in the lending process. Understand what constitutes a credit score, why it's important for securing loans, and what factors influence it. Learn how your credit history can affect your borrowing terms and discover practical...
Variable vs Fixed Rates: Making the Right Choice for Your Loans
In this episode of "The Aussie Lending Lounge," join David F. Chae, CFO and Co-Founder of Loans AU, as he unpacks the critical differences between variable and fixed interest rates for home and commercial loans.
Discover the advantages and disadvantages of each rate type, and learn how to assess your financial stability, long-term plans, and market trends to make a...
Episode 2: What Every First Home Buyer Needs to Know in 2025 The Aussie Lending Lounge | Hosted by David Chae
Welcome back to The Aussie Lending Lounge. I’m David Chae, CFO at Loans AU, and today we’re diving into a topic that’s top of mind for many Australians — buying your very first home in 2025.
If you're a first home buyer, you’ve probably been reading headlines, scrolling through listings, and maybe even checking your borrowi...
In this first episode, Loans AU CFO David Chae shares who we are, what we do, and how we help Aussies with home loans, private lending, SMSF finance, and more. Simple, smart lending made for you.
Visit: www.loansau.com | Email: theteam@loansau.com
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