StackedLife - Authorized Infinite Banking

Conventional financial advice tells you to take on risk in the hopes of "outpacing" inflation and rising prices. But this often reduces your cash flow today and makes the problem even worse. This episode breaks down how to combat the struggle of rising prices by using the Infinite Banking Concept to control your capital, use safe leverage, and build new, reliable streams of income.

Topics Discussed:

• (00:00) - 20: Bea...

In this episode, I'm talking with my StackedLife colleague, Adrienne Patel, about her journey as a business owner and real estate investor. We talk about how the Infinite Banking Concept (IBC) accelerates those endeavors and helps to create multiple income streams for her and her family. You'll hear practical tips for getting started, planning for retirement, and leveraging IBC for business growth.

Topics Discussed:

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Many people get caught up in the financial tactics that sometimes go with Infinite Banking, but they overlook the unchanging principles that make strategies sustainable.

This leads to reactive decisions and vulnerability when markets shift, leaving them without control over their money.

Topics Discussed:

• (00:00) - 18: Stop Chasing IBC Tactics
• (00:45) - Starting Over After Market Crashes
• (01:51) - Principles vs. Tactic...

Whole Life insurance premiums are not as "locked-in" as people sometimes fear. Listen in to learn how to scale premiums down during a cash crunch and, more importantly, scale premiums up to accelerate growth. Especially important topic for those implementing The Infinite Banking Concept.

Topics Discussed:

• (00:00) - 017 How to Scale Premium Up and Down
• (01:51) - How I Have Used Whole Life Flexibility, Personally
• (03:2...

Average rates of return are a dangerous illusion based on flawed statistics. In most cases throughout history, real returns were lower than market averages, and the difference was in the millions.

LINKS:

1. Get a free one-on-one Financial Assessment

2. Get my free weekly newsletter with exclusive content on financial education

3. Free mini-course: Supercharge Financial Growth with Whole Life

4. Work with me: Schedule a consulta...

Discover how Currence acts as the "operating system" for Infinite Banking by automatically capturing every dollar that enters your life and reversing the flow from unconscious spending to unconscious saving. Learn how this technology separates your consumption choices from your income, enabling you to build wealth effortlessly while maximizing the effectiveness of your whole life insurance policies.

LINKS:

1. Learn more or ...

Is term insurance to blame for the fact that every generation essentially has to start from zero, financially?

In this episode, I break down the real financial math behind term insurance versus whole life insurance, revealing how a seemingly 'cheap' $1,100 annual term premium can actually cost a family over $43 million across three generations. I'll show you why comparing these two types of insurance requires understanding ...

In this episode, I explain why typical financial planning advice has created a modern-day macro bubble where everyone is buying the same assets at any price, and how Infinite Banking is a principles-based approach that provides guarantees and control instead of relying on market variables and hope.

LINKS:

1. Get my free weekly newsletter with exclusive content on financial education

2. Work with me: Schedule a consultation

In this myth-busting episode, I'll translate the complex math behind whole life insurance returns into language everyone can understand.

Using real numbers and my favorite financial calculator, I'll show you why comparing whole life insurance to other investments without accounting for taxes, fees, and death benefits is like comparing apples to oranges—and why this misunderstood financial tool might deserve a second look in...

 Control is the most powerful benefit of Infinite Banking, yet most people overlook it. Find out why it matters more than any interest rate or dividend. 

LINKS:

1. Get my free weekly newsletter with exclusive content on financial education

2. Work with me: Schedule a consultation

• (00:00) - 011 Why Control is Infinite Banking's Superpower
• (01:20) - Why the Biggest Problem is a Lack of Control
• (05:50) - The Solution ...

In this episode, I tackle one of the most common questions I receive: "How much money do you need to get started with Infinite Banking?" 

In addition to some hard numbers, I explain the practical ranges, introduce my "Goldilocks Rule" for finding the perfect policy balance, and share strategies for kickstarting your IBC journey regardless of your current financial situation.

Whether you have a few hundred or a few hundred th...

Most people know life insurance has a tax-free death benefit, but that's just scratching the surface of tax advantages.

In this episode, I break down the three powerful tax advantages of whole life insurance and explain how the Infinite Banking Concept leverages these benefits to create tax-efficient financial strategies. I'll teach you about tax-deferred growth, tax-free access via policy loans, and strategies that can dra...

What Social Media Influencers Aren't Telling You About "High Early Cash Value" Policy Designs

"High early cash value" (sometimes referred to as "90/10") whole life policies are frequently promoted across social media, promising maximum early cash value with seemingly no downside.

In this episode, I demonstrate the hidden trade-offs that, in my experience, I never see disclosed to clients. We have compelling data from 50-year...

When evaluating term life insurance vs. whole life, you've probably heard the advice to 'buy term and invest the difference.' This popular recommendation has one glaring problem: it uses simplistic grade school math to add up premiums and declares whole life insurance 'too expensive.'

But when we apply proper financial math—analyzing true lifetime costs, equity building, and the time value of money—the comparison looks dram...

Find out if you're the ideal candidate for Infinite Banking in this episode, where I discuss who benefits most from IBC.

Learn how this powerful strategy creates four key advantages: accessible "forced savings," smarter debt elimination, strategic funding for large purchases, and accelerated investment returns—all while maintaining complete control of your capital with less risk than traditional approaches. 

LINKS:

1. Fre...

The cash value of whole life insurance is one of the most enticing aspects of whole life and, yet, one of the most misunderstood!

In this episode, learn all about whole life insurance cash value, what it is, how it can be used, and why we should even care.

LINKS:

1. Free mini-course: Adding Financial Certainty to Supercharge Growth

2. Work with me: Schedule a consultation

• (00:00) - 005 What is whole life insurance c...

The biggest mistake people make when getting started with IBC is not choosing the wrong insurance company or getting an "incorrectly" designed policy.

The biggest problem is just waiting too long trying to get everything perfect. The truth is whole life insurance is actually really hard to mess up.

Listen in as I walk you through the most important things you need to get started with The Infinite Banking Concept.

LINKS:

1....

Most of the FUD (fear, uncertainty, and doubt) created around The Infinite Banking Concept is due to mainly two things:

1. An unfamiliarity and misunderstanding of the fact that Infinite Banking is a process.
2. Ignorance about what whole life insurance is as a financial product.

It's an unfortunate fact that most peoples' opinions about IBC and whole life tend to be based on someone else's opinion of IBC and whole life.

Th...

Is whole life insurance really as bad as some financial gurus claim? Or is there something they're missing? In this episode, we cut through the noise and explain whole life insurance in plain English so you can make an informed decision for yourself.

Learn how whole life insurance combines the best features of several financial tools into one powerful package, why comparing it to investments misses the point entirely, and h...