No Se Habla Taxes

No Se Habla Taxes

Welcome to No Se Habla Taxes—the podcast for creative agency owners who are done guessing about their numbers and ready to actually understand them. I'm Melissa Armstrong, CPA and fractional controller, and I will tell you the financial truth your accountant was too polite to say out loud. Every episode, we get into the real operational finance stuff: cash flow chaos, pricing mistakes, hiring decisions, and the messy money moments that nobody talks about but every founder lives through. If you're running a marketing or creative agency in the $500K to $5M range and your revenue looks great on paper but something still feels off, this show is for you. No fluff. No spreadsheet worship. No finance speak for the sake of it. Just plain English answers to the questions keeping you up at night. Because the numbers don't lie. Let's go find out what yours are saying.

Episodes

April 1, 2026 10 mins

I have watched agency owners pop bottles over crossing $1M in revenue, post about it, make it their entire personality for a quarter, and then call me six months later because they can't make payroll. In this episode, I'm breaking down why revenue is the most celebrated and most misunderstood number in your business, and what you should actually be paying attention to instead.

What We Cover

  • Why crossing a revenue milest...
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Season two is here, and yes, your finances are still a mess. But that's exactly why we're back. I'm Melissa Armstrong, fractional controller and the person who will tell you the financial truth your accountant was too polite to say out loud. This season we're going deep on the stuff that actually keeps founders up at night, from revenue that looks great but hides a fragile business, to the hidden cost of your be...

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November 12, 2025 8 mins

Welcome to No Se Habla Taxes—the podcast where a CPA does her own bookkeeping and occasionally procrastinates just like the rest of you. 

I’m Melissa Armstrong: fractional controller, solo practice owner, and financial translator for founders who’d rather binge Netflix than reconcile a bank statement. 

And today’s episode? Ohhh boy. I have a confession... 

✋🏼 The Confession 

I always tell my clients: stay on top of your books, do your...

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October 29, 2025 8 mins

Welcome back to No Se Habla Taxes — the podcast where a CPA does her own bookkeeping... and finds financial skeletons in her closet. 

I’m Melissa Armstrong: fractional controller, solo practice owner, and your favorite financial translator for founders who’d rather invest in growth than leak money on duplicate apps. 

And today? I’m here with a confession that might sound familiar... 

💀 I discovered a subscription graveyard lurking in...

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October 15, 2025 8 mins

🎙️ Episode: Bank Feeds Betrayal 

Welcome to No Se Habla Taxes—the podcast where a CPA does her own bookkeeping and sometimes gets betrayed by QuickBooks itself. 

I’m Melissa Armstrong, fractional controller, solo practice owner, and financial translator for founders who’d rather wrestle with client work than with their bank feeds. 

And today’s confession? 

 I trusted QuickBooks’ little green “Add” button a little too much… and for thr...

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Welcome to No Se Habla Taxes, the podcast where I—a CPA and fractional controller—do my own bookkeeping and confess my way through the chaos so you don’t have to feel alone in yours. 

In this episode, I get very real about budgeting—specifically, the emotional kind. Not the kind that lives in a pristine spreadsheet, but the one that has to account for things like impulse buys, last-minute trips, and yes, a serious case of profession...

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If you’ve ever found yourself transferring money from your business account to your personal one “just this once,” this episode is for you. 

I get this question all the time—“How do I pay myself from my business the right way?” And honestly? It’s one of the most misunderstood parts of being a solopreneur. 

In this episode of No Se Habla Taxes, I’m walking you through: 

✨ Why your business account is not your personal piggy bank 
✨...

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In this episode of No Se Habla Taxes, I’m confessing something that every solo business owner has probably thought about: giving yourself a raise the moment new money hits the bank. 

But before I could celebrate my new client wins with a little extra payout, I had to pump the brakes and take a hard look at what’s actually smart for my business right now. 

We’re talking about: 

  • 💸 Why I pay myself via distributions (not salary) as ...
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In this episode of No Se Habla Taxes, I’m spilling the tea on how I set up my business so I never have to chase another invoice again. Yes, even as a solo CPA doing my own books. 

I’m walking you through: 

💸 Why every client—project-based or monthly—signs an agreement with autopay built in 
📅 How predictable cash flow has saved my sanity (and maybe my rent) 
🤔 Common objections from service providers (and how to lovingly d...

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In this episode of No Se Habla Taxes, I’m sharing the billing fix I didn’t know I needed—until I hit a wall with clunky invoices, awkward follow-ups, and manually tacked-on credit card fees. 

Fresh off the Bridging the Gap conference here in Denver (yes, I only pulled it off because it was local), I got exactly what I came for: tool recommendations from smart, scrappy peers who get it. 

The standout? Anchor—an all-in-one platform for...

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I Refused to Accept Credit Cards—and Slowed Down My Cashflow

In this episode of No Se Habla Taxes, I’m coming clean about a hill I used to die on: refusing to accept credit card payments from clients. Yep, I said no to the easiest way to get paid—because I didn’t want to eat the 2.9% fee.

I told myself I was protecting my margins. I was wrong.

Here’s the truth: every time I resisted credit card payments, I made it harder for clients t...

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Welcome to No Se Habla Taxes—the podcast where a seasoned CPA does her own bookkeeping… and lives to tell about it.

In this very first episode, I’ve got a confession: I recently sat down to do my own books and could not find the reconciliation screen in QuickBooks Online. Cue the three-tab meltdown (YouTube tutorial, QBO Help Center, and a glass of wine). It was humbling—and hilarious—but also a wake-up call.

This episode is for ever...

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Welcome back to No Se Habla Taxes—the podcast where a CPA confesses the kind of stuff that would’ve made her audit professor sweat.

In this episode, I’m airing out one of the messiest (and most relatable) money habits I’ve had as a founder: paying for business expenses with my personal credit card… repeatedly, on purpose, and sometimes with a side of cinnamon almonds.

Here’s what I share:

  • Why I didn’t apply for a business credit c...
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Welcome to No Se Habla Taxes—the podcast for founders fluent in business, but maybe not so fluent in bookkeeping. I’m Melissa Armstrong, CPA, fractional controller, and your financial translator-in-chief, sharing the behind-the-scenes of doing my own books (and cleaning up my own messes).

In today’s episode, I’m confessing my payables chaos:
 ✅ Zelle payments with zero paper trail
 ✅ Venmo emoji transactions that made my acc...

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Welcome to No Se Habla Taxes—the podcast where a CPA does her own bookkeeping, spills all the beans… and then counts them. I’m Melissa Armstrong, your fractional controller and financial translator, here to share the real talk behind the receipts.

In this episode, I’m confessing a classic bookkeeping blunder: using my business card for personal expenses. Yep—Target runs, Amazon orders, late-night DoorDash (for "business stamina...

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May 27, 2025 1 min

What happens when a CPA does her own bookkeeping and spills the real tea along the way? Welcome to No Se Habla Taxes, the podcast where finance meets founder life in the most honest (and occasionally messy) way.

Hosted by Melissa—fractional controller, solo practice owner, and financial translator for early-stage founders—this show is for solopreneurs doing their own books, not by choice… but by necessity.

Every other week, tune in f...

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