Her Money Matters

Her Money Matters

Her Money Matters is the podcast helping women take ownership of their money and shape the future they want. Hosted by Naomi Holmes, a Financial Educator and coach with over 27 years in the industry, this show is about helping women understand their financial position through education, clear guidance, and trusted insights from a community of experts. We’ll talk about everything from investing and super, to caring for parents and helping your kids financially, paying down debt, leaving a legacy, navigating death and divorce, and what’s holding you back when it comes to money. Through expert insights and personal reflections, you’ll get the information we were never taught in school - but should have. New episodes drop each week. So, tune in and hit subscribe and start building the financial future you truly own. Because... Your Money Matters.

Episodes

February 24, 2026 54 mins
SUPPORT OVARIAN CANCER AWARENESS: BUY YOUR TEAL RIBBONS FROM ANY TERRY WHITE CHEMIST OR THE OVARIAN CANCER WEBSITE In this important episode, we shine a light on Ovarian Cancer Awareness Month and Teal Ribbon Day, observed in Australia on 26 February. Ovarian cancer remains the most lethal female cancer in Australia, with around 1,500 women diagnosed each year and a five-year survival rate of just 49 percent. Despite these confro...

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Most women are already investors however many don't actually realise it. If you have a super fund, you are invested. The real question is whether your investments are structured in a way that supports what is important to you and where you are comfortable investing.

In this episode, we unpack one of the most important principles in investing: diversification. Before you start choosing specific investments, before you e...

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At some point in midlife, many women begin to feel unsettled in their career.  It may start with a little bit of restlessness, maybe it's a shift in energy drawing you towards something else, or even a sense that the career that once fit so well no longer reflects who you are today. In this episode of Her Money Matters, Naomi is joined by Pamela Lynn, Founder of The Pivot Space, to explore what it really means to consider a caree...
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    Lunar New Year is a time of renewal, intention and fresh starts, and in 2026 we step into the Year of the Fire Horse – a year symbolising courage, independence and forward momentum. In this episode, we explore what Lunar New Year traditions can teach us about money, and how to use this energy to get your financial independence moving in practical, grounded ways.

    We open with a pop-culture moment that captures the Fire ...

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    Selling a property is one of the biggest financial decisions most of us will ever make, It's one of those things that most people will only do a handful of times in their lifetime. In this episode of Her Money Matters, Naomi is joined by Neville Katz, Founder of Katz Vendor Advocates, to unpack a role many sellers don’t even realise exists — the Vendor Advocate. Neville is the podcast’s first ever male guest (a milestone in its...
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    In this episode of the Her Money Matters podcast, Naomi and Helene unpack why so many women avoid money, what’s really going on underneath that avoidance, and why it has nothing to do with intelligence or being “bad with numbers.” More often than not, it’s about feeling like it is a discipline or something you 'should' do, and that very often there are so many other things happening in your life that you just don't hav...

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    Separation and divorce are emotionally demanding, but for many women it’s the financial side that can be the most confronting.  When stepping into the separation process, there is so much emotion and so much to consider.  Throw on top of that being asked to gather documents, understand financial disclosure, work with family lawyers, and make decisions that can shape your future - it is an incredibly challenging time.   To help unde...
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    In this episode of the Her Money Matters podcast, Naomi and Helene introduce the Love Your Super series — designed to help you  think about super based on your life story, and to try and imagine that your super fund is your best friend that follows your through life.

    In this theme, we explore the anthem of You're My Best Friend by Queen as our Pop Culture Reference, we really focus on your life timeline and that super ...

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    In this episode I’m joined by Brenda Will, a Financial Adviser and Aged Care Specialist from Bruining Partners, who works with families navigating aged care decisions every day. In our discussion, we focus on the role daughters so often play as parents age, and what the ageing journey typically looks like from your perspective. Statistically, women make up the majority of carers in Australia, most commonly in their late 40s and 50s...
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    In this episode of Her Money Matters, Naomi and Helene sit down to discuss the end-to-end journey of separation from both a mindset viewpoint as well as the financial considerations along the way.   We explore why money can feel really hard s you are just trying to survive going through separation, why due to the psychology and the emotion of divorce many women can freeze or even rush decisions, and how to move through the separati...
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    Retirement planning can feel like something Future You will deal with… the version of you who has more time, more headspace, and somehow feels magically ready. But the truth is, Future You is hoping Present You starts paying attention now because the choices you’re making today around cashflow, lifestyle, and getting organised are exactly what shape how the next chapter feels.   In this episode, I’m joined by the wonderful Jacqui C...
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    Welcome to the back to school edit!  In this episode we take a step back and look at the real cost of education, including the mindset behind how those decisions get made. In this episode, we break education spending into three key stages:
    • High school education costs — what families really pay under the public system, Catholic schools, and independent schools, and why high school is often where education becomes a meaningful ...

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    This episode is Part Two of our two-part goal-setting series for 2026, and it’s all about what happens after the inspiration fades. Last week, we talked about why goals matter, the psychology behind them, and how to get clear on what you want through things like vision boards and manifestation. This week, we move into the real work, which is how to stay on track.

    Joined by my partner in crime, Helene Psarakis, we unpac...

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    Welcome to the first episode of 2026.

    Every January, we dust off the same New Year’s resolution playbook. Do better. Be more disciplined. Finally get your money sorted. And every year, most of those resolutions quietly disappear by the end of January, leaving a familiar mix of frustration and self blame behind.

    In this episode, I talk about why that happens, and why it has very little to do with motivation or willpower. Resolutions...

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    As we wrap up 2025, we’re revisiting the episode that resonated more than any other this year - Episode 16: Are You a Spender, Planner or Avoider? The 5 Money Personas and the Limiting Beliefs Holding You Back.

    This conversation struck a chord because it helped women see themselves clearly, in the behaviours, habits, and the stories we carry about money. In this episode, we unpack the five core money personas, how they...

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    As we ease into the Christmas break — that magical time where no one knows what day it is and leftovers count as a meal — we’re revisiting one of the most popular episodes of the year.

    Coming in as our second most-listened-to episode is Why Super Needs to Be Your Super Hero. And we are not surprised this was one of the most listened to episodes.

    Superannuation is one of the most powerful financial tools available to wo...

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    If there was ever a time to channel Madonna and belt out Holiday — it would be so nice! — it’s the festive season. Between the Christmas chaos, end-of-year burnout, and the annual migration to beaches, airports, and relatives’ spare rooms, the silly season can be a very expensive time to “celebrate.”

    In today’s episode, we’re talking all things festive travel — the real costs, the hidden costs, and the “I did not budge...

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    When we think about insurance, most of us picture paperwork, premiums, and things going wrong. But behind every policy is something far more meaningful: real people, real families, and real moments where life suddenly changes, and the right cover becomes the difference between crisis and stability.

    In this episode, Naomi sits down with Jacqui Lennon, Chief Technology and Transformation Officer at Zurich Insurance Austr...

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    As the year winds down and the champagne starts calling, so does that little voice in your head asking, “Is this really what I want to be doing next year?”   In this episode, Naomi and Helene dive into the end-of-year phenomenon that has so many people standing at a career crossroads — weighing up whether to stay, go, or reinvent themselves altogether. December is bonus season, reflection season, and, for many, career-questioning s...
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    If you’ve never been to a live podcast recording, picture this: fifty powerhouse women, a packed pub, a few glasses of wine, and a whole lot of laughter, energy, and inspiration flying around the room. We recorded this podcast in one take, with a LIVE audience - the audio fed straight into our computers.  

    This was recorded the day after Melbourne Cup, and we packed out the room with 50 incredible women from the Balmai...

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