Her Money Matters

Her Money Matters

Her Money Matters is the podcast helping women take ownership of their money and shape the future they want. Hosted by Naomi Holmes, a Financial Educator and coach with over 28 years in the industry, this show is about helping women understand their financial position through education, clear guidance, and trusted insights from a community of experts. We’ll talk about everything from investing and super, to caring for parents and helping your kids financially, paying down debt, leaving a legacy, navigating death and divorce, and what’s holding you back when it comes to money. Through expert insights and personal reflections, you’ll get the information we were never taught in school - but should have. New episodes drop each week. So, tune in and hit subscribe and start building the financial future you truly own. Because... Your Money Matters.

Episodes

October 25, 2026 • 55 mins

In Episode 72, Helene put Naomi in the hot seat to walk through the eight money weeks of our 12-week Her Money Masterclass. This week the tables turn. Naomi asks Helene, our resident therapeutic coach, why she’s part of a money course at all, and Helene takes us through the four money mindset weeks that round out the course. 

She also shares her own story of making money decisions on her own fo...

Listen
Watch
Mark as Played
In 2023, Kristy Parker was 28, a mum of three young children, and building a career she’d worked hard for when she was diagnosed with motor neurone disease (MND). Three years on, she sits down with Naomi to share her story, from the first sore wrist to the diagnosis, what life and money look like for her family now, and the lessons she wants every one of us to hear. This is a money podcast, and Kristy’s story touches ...
  • Listen
    Watch
    Mark as Played
    Is it too late to save for retirement in your 50s or 60s? For most women, the answer is no. You may not need nearly as much super as you think, and the next 10 years can make a much bigger difference than you’d expect. “I’ve left it too late” and “I’m never going to have enough” are two of the most common things Naomi and Helene hear from women in the Her Money Matters community. In this ...
  • Listen
    Watch
    Mark as Played
    What is ethical investing? In a nutshell it means choosing investments based on your personal values and principles, not just the numbers. In practice, that usually works two ways: steering clear of companies involved in things like tobacco, weapons or gambling, and actively choosing to put money into companies doing something you'd stand behind, like renewable energy or healthcare. The goal is to have your money reflect what you a...
  • Listen
    Watch
    Mark as Played
    Today’s topic is a sensitive and potentially distressing topic.  If you or someone you now needs support: 1800RESPECT (1800 737 732) is Australia's national domestic, family and sexual violence counselling line, available 24/7. If you are in immediate danger, call 000.   

    This is part one of a two-part series focusing on Family and Domestic Violence.  Did you know that 27% ...

    Listen
    Watch
    Mark as Played
    This episode is sponsored by Global X. Ever wondered what is covered in a money course built specifically for women? In this episode, Helene puts Naomi in the hot seat to walk through the 8 money-focused weeks of our 12-week 'Her Money Masterclass’.  This is just the money side of the story as in the next episode, Helene takes the lead on the four money mindset topics that round out the full 12-week course. We go throu...
  • Listen
    Watch
    Mark as Played
    Dementia is now Australia's leading cause of death, yet most families still don't talk about it until they're already in crisis. In this episode, Naomi sits down with Co-Founder of Aged Care Conversations, Louise Greene to unpack what it actually looks like to support a loved one through a dementia diagnosis. Louise works alongside families every day as they navigate a dementia diagnosis, helping them find the right support through...
  • Listen
    Watch
    Mark as Played

    So often we hear "I wish someone had taught me this at school,”.  It's the single most common piece of feedback Naomi and Helene hear they are having a bit of fun with this episode and going back to their 21-year-old selves and handing over the six money lessons they wish they'd known sooner: Three from Naomi and three from Helene. 

    This is a great episode to share with your kids ...

    Listen
    Watch
    Mark as Played

    Is your trust still worth having? That's the question Naomi puts to Justine Wilson, Director at Altus Financial, in this deep dive into two of the biggest changes to come out of the May 2026 Federal Budget — the proposed 30% minimum tax on discretionary trusts, and the change to how capital gains tax is calculated on assets you already own.

    Naomi and Justine get into who these changes were desig...

    Listen
    Watch
    Mark as Played

    Almost every woman going through a divorce has this conversation. Not about the superannuation. Not about the investments. About the house. And it usually sounds something like — I don't care about anything else. I just need to keep the house.

    In this episode Helene shares her own experience — and the very real cost of the decision she made — to have an honest conversation about what's re...

    Listen
    Watch
    Mark as Played
    The 2026-27 Federal Budget delivered the biggest overhaul to property investing this country has seen in decades, and it has now passed into law. Negative gearing has been abolished for established residential properties purchased after 7:30pm on 12 May 2026, and the 50% capital gains tax discount is being replaced with cost base indexation and a 30% minimum tax on gains, both taking effect from 1 July 2027. In Naomi's first-ever...
  • Listen
    Watch
    Mark as Played

    Your super has one job — to grow your money for retirement. So how do you actually know if it's doing it?

    In this episode, Naomi and Helene check this year's super fund performance against the market performance.  We explore the factors that impacted investments over the 2025/26 year, from interest rates going one way then the other, to the AI boom, to a genuine escalation in the Middle East, an...

    Listen
    Watch
    Mark as Played

    How do you negotiate salary without feeling pushy, ungrateful, or "too much"? That's exactly what this episode is about. Naomi sits down with salary negotiation coach Angela Langmann to unpack why so many women avoid asking for a raise, and the simple strategy that changes it.

    Listen
    Watch
    Mark as Played
    Most of us already know what we should be doing with money: save more, spend less, charge what we're worth, and actually look at the numbers. So why do so many smart, capable women still find themselves stuck in the exact same patterns, year after year?   In this episode, Naomi and Helene unpack the psychology behind our money habits, the automatic and often invisible patterns that are running our financial lives. They cover w...
  • Listen
    Watch
    Mark as Played
    Stephanie Duran's story is not one chapter, it is three. It begins in childhood, in a home where money was unpredictable and frightening, and where those early lessons left their mark on everything that followed. The second chapter is a marriage of twenty-one years, and then a divorce followed by the financial reckoning that comes with it. And then the third chapter: falling in love again, building a business together, and then rec...
  • Listen
    Watch
    Mark as Played

    If you are unhappy with your super fund or your super fund failed the audit from your review after episode 21, this episode is for you.

    In Episode 21, Naomi and Helene did a live super audit together and discovered Helene had two crosses out of three in the big areas that matter. So what do you do next? How do you actually find a better fund? And how do you know who to trust when the internet is full of comparison site...

    Listen
    Watch
    Mark as Played

    Did you know that only 13% of women in Australia hold an ETF compared to 27% of men? That means men are more than twice as likely to be investing in one of the most accessible, low-cost, and diversified investment options available on the ASX.  The reason that gap exists is not because women are less capable investors, it is that women tend to b...

    Listen
    Watch
    Mark as Played

    One year. Sixty episodes. And approximately four hundred "ums" in Episode 1 alone. We are putting on our party hats, popping the bubbles, ripping open a bag of party mix lollies, and we are absolutely not sharing the clinkers.

    This week, there is no homework, no super statements, no spreadsheets — just Naomi and Helene celebrating one gloriously chaotic year by pulling back the curtain on everything that actually...

    Listen
    Watch
    Mark as Played
    Naomi sits down with Maz Farrelly, the creative force behind some of the biggest TV shows on earth, including Big Brother, The X Factor, The Weakest Link, Dancing with the Stars and more, to go behind the scenes of a career built on standing out, backing herself and refusing to shrink.    Maz has a two-word mantra she has used to walk into every terrifying room, every high-stakes negotiation and every live TV crisis of he...

    Listen
    Watch
    Mark as Played

    The end of the financial year is an important point on the Australian calendar and most of us let it pass without making the most of our possible tax deductions.  

    In this episode, Naomi and Helene break down five superannuation strategies you can action before June 30, plus a quick-fire checklist of tax deductions worth having on your radar. The focus? Super, as it is a great tax-effective investment op...

    Listen
    Watch
    Mark as Played

    Popular Podcasts

      If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.

      Dateline NBC

      Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations. Follow now to get the latest episodes of Dateline NBC completely free, or subscribe to Dateline Premium for ad-free listening and exclusive bonus content: DatelinePremium.com

      The Bobby Bones Show

      Listen to 'The Bobby Bones Show' by downloading the daily full replay.

      The Joe Rogan Experience

      The official podcast of comedian Joe Rogan.

      The Clay Travis and Buck Sexton Show

      The Clay Travis and Buck Sexton Show. Clay Travis and Buck Sexton tackle the biggest stories in news, politics and current events with intelligence and humor. From the border crisis, to the madness of cancel culture and far-left missteps, Clay and Buck guide listeners through the latest headlines and hot topics with fun and entertaining conversations and opinions.

    Advertise With Us
    Music, radio and podcasts, all free. Listen online or download the iHeart App.

    Connect

    © 2026 iHeartMedia, Inc.

    • Help
    • Privacy Policy
    • Terms of Use
    • AdChoicesAd Choices