Her Money Matters

Her Money Matters

Her Money Matters is the podcast helping women take ownership of their money and shape the future they want. Hosted by Naomi Holmes, a Financial Educator and coach with over 27 years in the industry, this show is about helping women understand their financial position through education, clear guidance, and trusted insights from a community of experts. We’ll talk about everything from investing and super, to caring for parents and helping your kids financially, paying down debt, leaving a legacy, navigating death and divorce, and what’s holding you back when it comes to money. Through expert insights and personal reflections, you’ll get the information we were never taught in school - but should have. New episodes drop each week. So, tune in and hit subscribe and start building the financial future you truly own. Because... Your Money Matters.

Episodes

May 24, 2026 45 mins
Ever wondered how people seem to casually fly business class to Europe while the rest of us are still recovering financially from booking economy seats to Bali? Welcome to the slightly obsessive, highly strategic, and surprisingly entertaining world of frequent flyer points.   As we head into holiday season and everyone starts dreaming about escaping the Australian winter for sunshine, cocktails, long lunches, and a European summer...
  • Listen
    Watch
    Mark as Played

    School fees. University costs. Tutoring. Technology. Uniforms. Excursions. Somehow, every year the cost of education seems to climb even higher and for many families, it can feel like a financial treadmill that never quite slows down.

    This conversation is not just for parents currently raising children as increasingly, grandparents are stepping in too. Whether it is helping with private school fees, contributing towards university ...

    Listen
    Watch
    Mark as Played
    Self Managed Super Funds(or SMSF’s) can be seen as the next step when it comes to taking ownership of your money. They may carry a certain appeal, being more control, more flexibility, and the ability to make your own investment decisions. For some people that feels empowering however for others, it can feel complex and slightly out of reach. In this episode, Naomi and Helene unpack the reality behind SMSF's. They explore what th...
  • Listen
    Watch
    Mark as Played
    What happens to your super when your partner dies? And would you actually know what to do next? Superannuation doesn’t automatically form part of your Will, and that one detail can completely change how your money is passed on. For many women, this is the moment when they may find that they have not really engaged with super… to suddenly being responsible for it. In this episode, Naomi is joined by Maria Ganakas from Prime Supe...
  • Listen
    Watch
    Mark as Played

    This is the final episode in our three-part series where we go through end to end how to survive separation and divorce from a financial and emotional stand point.

    In Episode 32 of Her Money Matters, we unpacked what to expect emotionally and financially through divorce. In Episode 42 of Her Money Matters, we walked through property settlement and the financial decisions that come with it.

    And now… this is the rebuild phase.

    This i...

    Listen
    Watch
    Mark as Played

    This week’s episode is a special one, I am so excited that this is episode 50!  How the has flown, especially when I think back to my first recording in June last year and how far the podcast has come since then.

    In our conversation for this episode, we focus on the cost of living pressure many households are feeling from multiple angles. Fuel prices have surged, with petrol sitting around $2.50 - $3.50 per litre and p...

    Listen
    Watch
    Mark as Played

    Your 60s are a decade where everything starts to shift where for many women we are considering the next phase of life - whatever that looks like - where you potentially have the financial freedom to choose whether or not you continue to work.  There are some women who can't wait to retire and head off into the retirement sunset, and others who could think of nothing worse than stopping what they love doing and want to ...

    Listen
    Watch
    Mark as Played
    This week's episode is the second in a three-part series: last week was what women in their 40’s need to know about money, next week will be about women in their 60’s - and this episode is all about the Fabulous 50’s! Women in their 50’s tend to find a new sense of freedom. The kids are moving on in life, you have a great sense of who you are and can be much more authentic, and many women are very comfortable in their own skin an...
  • Listen
    Watch
    Mark as Played

    Your 40s are often a decade of everything. Peak earning years, peak spending years, and peak responsibility years, and normally this is all happening at once. You might be raising teenagers, supporting ageing parents, navigating a relationship or separation, and stepping up in your career or business… all while wondering, “Am I actually on track financially?”

    This is the decade where money starts to feel different. For many women, ...

    Listen
    Watch
    Mark as Played

    In today’s episode, Naomi and Helene are discussing one of the most common questions that gets asked - especially by women in their 40s and 50s.

    When you have got to the stage in life when you have some surplus cash every month, the million dollar question is ‘What do I do with this’?  Do you focus on paying down your mortgage so you can become debt free sooner, or do you contribute more to your super so it has longer ...

    Listen
    Watch
    Mark as Played

    In this episode, Helene and I dive into something that affects a lot of women when it comes to money, career, and life decisions: and that is Imposter Syndrome. 

    We explore how Imposter Syndrome shows up in the financial world, everything from negotiating salaries and charging what you’re worth, to investing, building a business, or even just speaking confidently about money. We talk about how prevalent it is and espec...

    Listen
    Watch
    Mark as Played

    In Part 1 of our International Women’s Day special, Naomi sat down with Natalie Previtera to unpack the gender pay gap and super gap and explore why women continue to retire with less. In this second episode, Naomi and Helene broaden the conversation and look at the bigger picture behind those numbers.

    International Women’s Day is a moment to recognise progress, but also to acknowledge the structural and societal factors that still...

    Listen
    Watch
    Mark as Played
    This is a special podcast episode - one of a two-part series - marking International Women’s Day 2026.  I am joined by Natalie Previtera, CEO of NGS Super, and we focus on the United Nations theme for 2026, “Balancing the Scales” and what that means for women’s superannuation in Australia. Natalie shares both her professional insights and her personal story. We talk about leadership, confidence, Jon Bon Jovi, and how to bridge th...
    Listen
    Watch
    Mark as Played
    In Part Two of our Divorce, Money and Mindset series, we dive into the chapter that begins after the lawyers leave and the settlement is finalised. This is the phase that often looks “resolved” from the outside, yet internally you can feel very lost, lonely, unsure about the future and do not know who to turn to. We unpack the psychological and financial patterns that often show up after property settlement, including avoidance, ...
    Listen
    Watch
    Mark as Played
    SUPPORT OVARIAN CANCER AWARENESS: BUY YOUR TEAL RIBBONS FROM ANY TERRY WHITE CHEMIST OR THE OVARIAN CANCER WEBSITE In this important episode, we shine a light on Ovarian Cancer Awareness Month and Teal Ribbon Day, observed in Australia on 26 February. Ovarian cancer remains the most lethal female cancer in Australia, with around 1,500 women diagnosed each year and a five-year survival rate of just 49 percent. Despite these confro...

    Listen
    Watch
    Mark as Played

    Most women are already investors however many don't actually realise it. If you have a super fund, you are invested. The real question is whether your investments are structured in a way that supports what is important to you and where you are comfortable investing.

    In this episode, we unpack one of the most important principles in investing: diversification. Before you start choosing specific investments, before you e...

    Listen
    Watch
    Mark as Played
    At some point in midlife, many women begin to feel unsettled in their career.  It may start with a little bit of restlessness, maybe it's a shift in energy drawing you towards something else, or even a sense that the career that once fit so well no longer reflects who you are today. In this episode of Her Money Matters, Naomi is joined by Pamela Lynn, Founder of The Pivot Space, to explore what it really means to consider a caree...
  • Listen
    Watch
    Mark as Played

    Lunar New Year is a time of renewal, intention and fresh starts, and in 2026 we step into the Year of the Fire Horse – a year symbolising courage, independence and forward momentum. In this episode, we explore what Lunar New Year traditions can teach us about money, and how to use this energy to get your financial independence moving in practical, grounded ways.

    We open with a pop-culture moment that captures the Fire ...

    Listen
    Watch
    Mark as Played
    Selling a property is one of the biggest financial decisions most of us will ever make, It's one of those things that most people will only do a handful of times in their lifetime. In this episode of Her Money Matters, Naomi is joined by Neville Katz, Founder of Katz Vendor Advocates, to unpack a role many sellers don’t even realise exists — the Vendor Advocate. Neville is the podcast’s first ever male guest (a milestone in its...
  • Listen
    Watch
    Mark as Played

    In this episode of the Her Money Matters podcast, Naomi and Helene unpack why so many women avoid money, what’s really going on underneath that avoidance, and why it has nothing to do with intelligence or being “bad with numbers.” More often than not, it’s about feeling like it is a discipline or something you 'should' do, and that very often there are so many other things happening in your life that you just don't hav...

    Listen
    Watch
    Mark as Played

    Popular Podcasts

      Hey Jonas! The official Jonas Brothers podcast. Hosted by Kevin, Joe, and Nick Jonas. It’s the Jonas Brothers you know... musicians, actors, and well, yes, brothers. Now, they’re sharing another side of themselves in the playful, intimate, and irreverent way only they can. Spend time with the Jonas Brothers here and stay a little bit longer for deep conversations like never before.

      Crime Junkie

      Does hearing about a true crime case always leave you scouring the internet for the truth behind the story? Dive into your next mystery with Crime Junkie. Every Monday, join your host Ashley Flowers as she unravels all the details of infamous and underreported true crime cases with her best friend Brit Prawat. From cold cases to missing persons and heroes in our community who seek justice, Crime Junkie is your destination for theories and stories you won’t hear anywhere else. Whether you're a seasoned true crime enthusiast or new to the genre, you'll find yourself on the edge of your seat awaiting a new episode every Monday. If you can never get enough true crime... Congratulations, you’ve found your people. Follow to join a community of Crime Junkies! Crime Junkie is presented by Audiochuck Media Company.

      The Breakfast Club

      The World's Most Dangerous Morning Show, The Breakfast Club, With DJ Envy, Jess Hilarious, And Charlamagne Tha God!

      Stuff You Should Know

      If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.

      The Joe Rogan Experience

      The official podcast of comedian Joe Rogan.

    Advertise With Us
    Music, radio and podcasts, all free. Listen online or download the iHeart App.

    Connect

    © 2026 iHeartMedia, Inc.

    • Help
    • Privacy Policy
    • Terms of Use
    • AdChoicesAd Choices