WinEH! Podcast

WinEH! Podcast

The WinEH! Podcast is all about WINNING in Canada EH. Specifically in the world of how we work with Money, think about Money and how we can use it to ELEVATE our life experience. The Financial Philosophy that we live by is based in the use of the Infinite Banking Concept. We believe that every Canadian deserves to know there is a better way to go about the way we think and manage our money. This podcast has 3 DISTINCT SHOWS. We are sharing ONE show at a time. Each show aims to heal the financial divide created by life experience, history, government and the banks. Alright, come lean in and check out our first show, Ranch Your Way.

Episodes

March 12, 2026 56 mins

Clarity Over Noise:  Infinite Banking and Long-Range Financial Sovereignty with Ken Shapero

In this conversation, Winnie sits down with Ken Shapero to explore his journey from early Apple innovation and Wall Street finance to a life devoted tThe Infinite Banking Conce...

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Paying down debt feels responsible. It feels disciplined. But is sending extra principal to the bank the most strategic moveespecially if you practice the Infinite Banking Concept®?

In Episode 94, Winnie and Lacy unpack one of the most common questions we receive:

Should extra cash go straigh...

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Most families start Infinite Banking.

Very few truly live it.

Fresh off a private annual gathering of Authorized Infinite Banking Practitioners from across North America, Winnie and Lacy share what separates those who simply open policies from those who build generational systems.

In this episode, we unpack:

• Why mindset matters more than mechanics
• What policy loans are really teaching you
• How financial noise disrupts long-ran...

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When it comes to the Infinite Banking Concept, understanding the mechanics is only half the battle — the real transformation happens in your mindset.

In this episode, Winnie and Lacy tackle two powerful conversations:

First, they answer common questions from a business owner exploring corporately owned dividend-paying whole life policies:

  • Should you run all your income through your policy?

  • How much cash should you keep on h...

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In Episode 91, Winnie Lau is joined by Chartered Professional Accountant Nigel Kennett to break down three commonly misunderstood tools in Canadian business planning: holding companies, the Capital Dividend Account (CDA), and corporate-owned life insurance.


This episode is a plain-language conversation for business owners, farmers, and ranchers who want to understand when these tools actually make sense, how they work together, an...

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Once business owners start thinking long-term — beyond income and toward legacy — structure matters.

In this episode, Winnie is joined by CPA Nigel Kennett to explore how:

  • Holding companies help separate risk from opportunity

  • Trusts can protect family wealth across generations

  • Corporate-owned life insurance fits into broader planning (and when it doesn't)

  • The Lifetime Capital Gains Exemption connects directly to clean c...

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In this episode of the Ranch Your Way Show, Winnie and Lacy slow things down and do something simple—but powerful.

They read and unpack the summary of Farming Without the Bank.

Why? Because most farm families don't need another sales pitch.
They need clarity.

This conversation is for:

  • The spouse who's "not sure yet"

  • The operator who knows something feels off—but can't quite name it

  • The family paying tens (or hundreds) of ...

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In a recent episode of Growing the Future, host Dan Aberhart interviewed Canada's largest farmland owner, Robert Andjelic about what he sees coming for agriculture — tighter lending, economic pressure, and a potential capital squeeze that could impact farm families across the country.

After listening, we felt two things at the same time:

  • The concerns are real.

  • Fear is not a strate...

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Most people think life insurance is just a death benefit.

That misunderstanding is costing families, business owners, and ranchers liquidity, flexibility, and long-term control.

In this episode, Winnie Lau and Lacy unpack two real conversations that revealed a deeper issue:
👉 P...

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This episode is being reshared for one simple reason—it reminds us what actually matters.

In a candid, unscripted conversation, Lacy and Reid talk about why they chose a different financial path, how it changed daily decisions on the ranch, and what it gave them during one of the hardest seasons of their lives.

This is not just a discussion about Infinite Banking.
It's about:

  • Creating breathing room when life doesn't go as pl...

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Winter on the ranch looks different.

The work is still there — feeding cattle, checking fences — but the pace shifts. And that shift creates something rare: space to think.

In this Christmas-day episode of The Rancher Way Show, Winnie reflects on why this quiet season is one of the most powerful times to reassess how money is flowing through your operation and your life.

This conversation covers:

  • Why Infinite Banking is a mind...
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In this episode, Winnie and Lacy dive into the powerful overlap between cattle marketing and the Infinite Banking Concept®, inspired by their recent experience at Doug Ferguson's Master Marketers in the Making event in Alberta.

Whether you run cattle, grow crops, or are building a multi-generational operation, this conversation will help you rethink how you earn, keep, and flow money through your ranch year.

 

We talk about: 

What ...

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Hey There,

We've got something special for you this week. We had the pleasure of being guests on Tracy Brunet's podcast, The Impact Farming Show earlier this year to share our passion for helping Canadian farmers and r...

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Are the stories you tell yourself about money helping you… or quietly hurting you? In this honest and eye-opening episode, Winnie and Lacy dig into the three most common lies people believe about money and how those lies can derail even the best financial intentions — especially for families, ranchers, and anyone trying to build long-term financial freedom.

Together they unpack: 

Why "I'll save when I make more money" is a trap

Why...

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If your IBC policy isn't performing the way you expected

This episode tells you exactly why.

Fresh off an intimate private session with Farming Without the Bank author Mary Jo Irmen, Winnie and Lacy break down one transformational challenge she gave a client:

Stop paying only the required premium.
Start paying the full premium.

In this episode, we explore:

• The psychology behind minimal vs. max...

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 and Lacy sit down on the first snowy day of 2025 to talk about something stirring up emotion across the ag community: cloned meat hitting the Canadian marketplace. They share their own reactions, the concerns they're hearing from families, and the very real question—what can we actually do about it?

This heartfelt conversation moves from fear and frustration to empowerment, highlighting the role of financial self-reliance, small d...

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In this episode of Ranch Your Way, Winnie and Lacy open up about the truth behind life insurance—why it's so misunderstood, and what happens when you wait too long to apply. Lacy shares her own story of being diagnosed with cancer and how having coverage before that diagnosis gave her peace of mind and financial stability. Together, they unpack why insurability isn't guaranteed, what "qualifying" really means, and how families can ...

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Your money works hard—don't let hackers steal it. In this episode, Winnie and Lacy reveal how digital thieves target everyday Canadians, share practical cybersecurity habits you can start today, and explain how life insurance companies protect your information. Tune in for real examples, relatable insights, and a healthy dose of "choose your hard" motivation to take your online safety seriously.

 

Fo...

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One ranch family thought $270/month was too expensive—until an accident changed everything. Instead of income protection, overhead coverage, and funds for an accessible home, they faced selling half their herd, unexpected medical bills, and years of financial strain. In this episode, we unpack how small, affordable policies could have replaced lost income, covered business expenses, and kept their operation afloat. Learn how to pro...

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In this Ranch Your Way Read more

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