The WinEH! Podcast is all about WINNING in Canada EH. Specifically in the world of how we work with Money, think about Money and how we can use it to ELEVATE our life experience. The Financial Philosophy that we live by is based in the use of the Infinite Banking Concept. We believe that every Canadian deserves to know there is a better way to go about the way we think and manage our money. This podcast has 3 DISTINCT SHOWS. We are sharing ONE show at a time. Each show aims to heal the financial divide created by life experience, history, government and the banks. Alright, come lean in and check out our first show, Ranch Your Way.
Clarity Over Noise: Infinite Banking and Long-Range Financial Sovereignty with Ken Shapero
In this conversation, Winnie sits down with Ken Shapero to explore his journey from early Apple innovation and Wall Street finance to a life devoted to The Infinite Banking Conce...
Paying down debt feels responsible. It feels disciplined. But is sending extra principal to the bank the most strategic move, especially if you practice the Infinite Banking Concept®?
In Episode 94, Winnie and Lacy unpack one of the most common questions we receive:
Should extra cash go straigh...
Most families start Infinite Banking.
Very few truly live it.
Fresh off a private annual gathering of Authorized Infinite Banking Practitioners from across North America, Winnie and Lacy share what separates those who simply open policies from those who build generational systems.
In this episode, we unpack:
• Why mindset matters more than mechanics
• What policy loans are really teaching you
• How financial noise disrupts long-ran...
When it comes to the Infinite Banking Concept, understanding the mechanics is only half the battle — the real transformation happens in your mindset.
In this episode, Winnie and Lacy tackle two powerful conversations:
First, they answer common questions from a business owner exploring corporately owned dividend-paying whole life policies:
Should you run all your income through your policy?
How much cash should you keep on h...
In Episode 91, Winnie Lau is joined by Chartered Professional Accountant Nigel Kennett to break down three commonly misunderstood tools in Canadian business planning: holding companies, the Capital Dividend Account (CDA), and corporate-owned life insurance.
This episode is a plain-language conversation for business owners, farmers, and ranchers who want to understand when these tools actually make sense, how they work together, an...
Once business owners start thinking long-term — beyond income and toward legacy — structure matters.
In this episode, Winnie is joined by CPA Nigel Kennett to explore how:
Holding companies help separate risk from opportunity
Trusts can protect family wealth across generations
Corporate-owned life insurance fits into broader planning (and when it doesn't)
The Lifetime Capital Gains Exemption connects directly to clean c...
In this episode of the Ranch Your Way Show, Winnie and Lacy slow things down and do something simple—but powerful.
They read and unpack the summary of Farming Without the Bank.
Why? Because most farm families don't need another sales pitch.
They need clarity.
This conversation is for:
The spouse who's "not sure yet"
The operator who knows something feels off—but can't quite name it
The family paying tens (or hundreds) of ...
In a recent episode of Growing the Future, host Dan Aberhart interviewed Canada's largest farmland owner, Robert Andjelic about what he sees coming for agriculture — tighter lending, economic pressure, and a potential capital squeeze that could impact farm families across the country.
After listening, we felt two things at the same time:
The concerns are real.
Fear is not a strate...
Most people think life insurance is just a death benefit.
That misunderstanding is costing families, business owners, and ranchers liquidity, flexibility, and long-term control.
In this episode, Winnie Lau and Lacy unpack two real conversations that revealed a deeper issue:
P...
This episode is being reshared for one simple reason—it reminds us what actually matters.
In a candid, unscripted conversation, Lacy and Reid talk about why they chose a different financial path, how it changed daily decisions on the ranch, and what it gave them during one of the hardest seasons of their lives.
This is not just a discussion about Infinite Banking.
It's about:
Creating breathing room when life doesn't go as pl...
Winter on the ranch looks different.
The work is still there — feeding cattle, checking fences — but the pace shifts. And that shift creates something rare: space to think.
In this Christmas-day episode of The Rancher Way Show, Winnie reflects on why this quiet season is one of the most powerful times to reassess how money is flowing through your operation and your life.
This conversation covers:
In this episode, Winnie and Lacy dive into the powerful overlap between cattle marketing and the Infinite Banking Concept®, inspired by their recent experience at Doug Ferguson's Master Marketers in the Making event in Alberta.
Whether you run cattle, grow crops, or are building a multi-generational operation, this conversation will help you rethink how you earn, keep, and flow money through your ranch year.
We talk about:
What ...
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