Cash Or Card

Cash Or Card

The podcast will focus on highlighting the small business journey. Hear from business owners about starting their idea, challenges, wins, growth and future plans. The conversations will be around the business, as well as the personal story and behind the scenes of running a business part-time to full time.

Episodes

December 22, 2025 51 mins

In our final episode of Season One, Lori shares the planning that happens behind the scenes at Lavender Creek Loft, which we don't see when attending events there. Setting up back to back events from a large scale show to a kids birthday party the next day, she's able to pivot the entire space to cater all types of events. 

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In this episode the Black Box Print Shop duo, Jordan and Andressa take us on the journey of starting their print shop. What began as random orders, grew into a full business and brand today. It started in their home but they quickly became busier and needed a new space to accept larger orders and fulfill customer demands. 

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In this episode, Sangeeta shares her personal journey before the business started. She was given a candle at a time of need which was a beacon of hope. Her engineering background has influenced the candle making process today and her business encourages and empowers women to share their story and remain strong through difficult times. 

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In this episode, Terry shares the story on how the pepper sauce brand got started. His products, marketing and culture in his business represent the caribbean islands with authentic flavours. Terry spent years in the corporate CPG world before and now transfers his skills and knowledge into his own business today.

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In this episode Rookz takes us back to the beginning on how the early days started and her journey through building multiple businesses in different industries, from recording studios to a patty shop.

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Vanessa takes us back to the days growing up in her parents' Italian bakery. The moments where helping her parents out would eventually shape the idea for a cannoli business decades later. If you're in the food business, a home baker, or have the ambition to start a business, this episode takes you on the journey of starting one. 

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Sunil takes us on the journey of franchising his first location and the challenges that came with it. He shares how the franchise model provides a turnkey opportunity to those interested in owning a business. Sunil and his wife Jas are already launching their second location of Bone & Biscuit in late 2025. Want to learn more about the franchise model, the pet nutrition business or how to scale to multiple locations? This is the...

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Sara takes us through her road trips across Canada that inspired her Canada Candle Collection. With almost a decade of experience, she shares how she grew her business into over 50 retail locations, manages wholesale and launched private label scents to grow her business. 

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In this episode we sit down with Christine, one of three sisters who founded Cubed Style out of their needs. She shares the behind the scenes of running a family business, the growth of the brand though several awards, recognition and grants. Christine gives us insight into how the business works with each family member taking on a specific role based on their talents. Learn tips about grant writing and how your brand story plays a...

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On our first guest episode we explore the journey behind Unsalted Honey Jewelry. Tiffany takes us behind the scenes on how it all started, the early days of running a business, learning the ropes and using the resources available to her at the time. Fast forward she has grown the brand with new collections, pop ups, international customers and more.

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September 18, 2025 11 mins

Host of the podcast and co-founder of Local MRKT, Richard Ramsuchit introduces Cash Or Card. He explains what the podcast will be about, who the guests will be and what to expect as a listener. This podcast is powered by CIUT89.5FM and recorded at The University of Toronto.

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