Behind the Numbers
Welcome to Behind the Numbers, the podcast that demystifies the world of accounting and taxes for individuals, entrepreneurs, and small business owners. Hosted by the experts at TC Advisors, LLC, each episode dives into the stories, strategies, and insights that live beyond the spreadsheets — helping you make smarter financial decisions with confidence. Whether you're navigating tax season, planning for growth, or just trying to understand what your accountant is really saying, we break it all down in plain English. No jargon. No fluff. Just practical advice, real-world examples, and a touch of humor to keep things interesting. Tune in and take control of your financial future — one number at a time.
Episodes
Behind the Numbers breaks down the tax basics every new earner should know: W-2s vs 1099s, how tax brackets and marginal rates work, why your paycheck is smaller (withholding and FICA), what the standard deduction does, and why a tax refund isn't “free money.”
The hosts keep it casual and funny while clearing up common myths so listeners can keep more of their paycheck and feel confident about simple tax decisions.
In this Part 2 episode of Behind the Numbers, Cody and Taylor deep dive into short-term rental tax strategies: cost segregation studies, how to document hours and bookings, audit red flags, and common mistakes to avoid.
They explain material participation rules, the importance of contemporaneous logs and booking reports, occupancy tax and licensing issues, recapture on sale, and when a cost segregation study makes sense — inc...
Welcome to Behind the Numbers by TC Advisors. In this episode, Grant and Taylor debunk the idea that tax season ends April 15—walking through the summer realities of accounting: advisory work, bookkeeping catch-ups, IRS notice responses, continuing education, and internal projects.
If you’re a small business owner, now is a great time to reach out to your accountant for planning, valuations, or advice before the fall de...
In this episode of Behind the Numbers, Cody and Taylor break down common cashflow mistakes—confusing profit and loss with cash flow, spending off of bank balances, and neglecting tax planning—that leave profitable businesses struggling.
They offer practical solutions: review monthly financials, build forecasts, time expenses and taxes, and work with advisors to turn reported profits into usable cash.
Cody and Taylor discuss common reasons people overpay taxes—treating refunds like savings, using the wrong business entity, and missing deductible expenses—and why filing alone won’t fix it.
They advocate year‑round tax planning, proper expense tracking, and choosing the right structure to reduce tax liability, and invite listeners to work with TC Advisors for proactive financial strategy.
Hosts Cody Melton and Taylor Rhoads break down why many people unexpectedly owe federal taxes, covering the most common causes: under-withholding from paychecks, multiple income streams (like side gigs and rental or 1099 income), failing to make estimated tax payments, and income changes such as raises, bonuses, or asset sales.
The episode gives practical fixes: review your W-4 and pay stub, consider withholding at “single an...
This episode explains why precise language matters in business taxes and accounting, using the example of LLC owners who casually called membership interests "stock" and faced major tax consequences during an IRS audit.
It covers how entity classification affects sales, common problem terms, and practical steps: review your operating agreement, clarify exit and ownership terms with co‑owners, involve your tax professional and atto...
In this episode of Behind the Numbers, Taylor and Cody break down how student loans and tuition affect your tax return — from the student loan interest deduction to education credits and 529 plans.
Learn the key limits and income phaseouts (including the $2,500 student loan interest cap and the American Opportunity Credit rules), what expenses qualify, how scholarships and Form 1098‑T can change your eligibility, and common m...
The team wraps up a California conference where Grant, Zach, and Cody discuss the conference highlights: AI’s growing role, practical tools to try, and the value of peer collaboration.
They share two main takeaways—prioritizing advisory work by delegating low-value tasks and using AI as a human-led tool to turn unstructured expertise into clearer, client-ready guidance—and plan firm-level changes after reflecting ...
Join the TC Advisors team recording from Huntington Beach as they mix conference insights with light-hearted conversations on AI, advisory services, tax strategy, and the perks of remote work—plus a few suitcase surprises and beach tales.
This episode breaks down Oklahoma’s most valuable tax incentives for businesses and individuals, including the Quality Jobs programs, investment and new jobs credits, workforce and industry-specific credits, patent royalty exemptions, rural and historic credits, and recent tax reform changes.
Hosts Cody Melton and Taylor Rhoads explain who qualifies, how the programs work, and why talking to a tax strategist can help you clai...
Hosts Taylor Rhoads and Cody Melton explore how short‑term rentals (Airbnb/VRBO) can become powerful tax strategies, explaining passive vs. active rental rules, the real estate professional designation, material participation, and cost segregation/bonus depreciation.
The episode outlines how proper structure, documentation, and participation can create accelerated, non‑cash deductions to offset ordinary income, and stresses the imp...
On this episode of Behind the Numbers, hosts Cody and Taylor break down when business owners should outsource their accounting. They cover common red flags—behind books, chaotic tax seasons, spending too much time on bookkeeping, and growth without financial clarity—and explain the practical benefits of outsourcing, from payroll support and tax planning to cash‑flow analysis and strategic advice.
Listeners will learn wh...
In this episode of Behind the Numbers, the hosts from TC Advisors break down common payroll mistakes—misclassifying workers, missed tax deposits, missed deadlines, and overtime errors—that can quickly become costly due to penalties, interest, and audits.
They explain the importance of proper payroll systems, year-end reconciliations, and staying current with reporting changes, and offer practical tips: use professional ...
Hosts Cody Melton and Taylor Rhoads unpack the S‑corporation and C‑corporation debate, explaining payroll tax impacts, reasonable owner compensation, shareholder basis limits, and state tax and compliance considerations.
They offer practical thresholds for when to consider each structure, highlight IRS risks of low owner salaries, and discuss strategic benefits like fringe benefits and the qualified small business stock exclusion f...
In this episode of Behind the Numbers, the TC Advisors team reflects on their intense tax season, sharing what surprised them, how they managed heavy workloads, and memorable client moments.
They cover trends in refunds and balances due, common missing documents, extension advice, and practical tips for planning year-round rather than just in April.
The hosts also reveal stress-management habits, post-season priorities, and small w...
In this episode of Behind the Numbers we walk through the emotional five stages of tax season — from excitement and confusion to panic, regret, and acceptance — and explain why proactive tax planning matters for business owners and employees alike.
Hosts cover deadlines for pass-through entities, the difference between net profit and cash flow, withholding tips, effective tax-rate benchmarks, and practical steps to turn...
Hosts Cody Melton and Taylor Rhodes sit down with Maddie Jeffries and Jerri-Ann of Native Star Group to explore the company’s origins, its work as a women- and Native American-owned general contractor in the SBA 8(a) government contracting space, and how their construction and mechanical specialties grew from family experience into a staffed business.
The conversation covers challenges with a previous national accounting firm...
In this special family episode of Behind the Numbers, host from TC Advisors brings his sons Micah and Luke to ask curious, kid-friendly questions about money, taxes, and what grown-ups do at the office. The dad explains what taxes pay for, why paying them matters, and how investing and saving work.
Between laughs and wild million-dollar wishes, listeners get a light, clear introduction to basic financial concepts and practical advi...
In this episode Cody and Taylor break down the money habits that separate consistently successful local business owners from the rest. They cover the three key figures owners must track—cash balance, net profit, and owner distributions—why profit and cash flow are different, and how simple budgets and intentional systems prevent surprises.
The hosts also discuss practical tax and financial strategies, including timely p...
Popular Podcasts
If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.
Does hearing about a true crime case always leave you scouring the internet for the truth behind the story? Dive into your next mystery with Crime Junkie. Every Monday, join your host Ashley Flowers as she unravels all the details of infamous and underreported true crime cases with her best friend Brit Prawat. From cold cases to missing persons and heroes in our community who seek justice, Crime Junkie is your destination for theories and stories you won’t hear anywhere else. Whether you're a seasoned true crime enthusiast or new to the genre, you'll find yourself on the edge of your seat awaiting a new episode every Monday. If you can never get enough true crime... Congratulations, you’ve found your people. Follow to join a community of Crime Junkies! Crime Junkie is presented by Audiochuck Media Company.
The Clay Travis and Buck Sexton Show. Clay Travis and Buck Sexton tackle the biggest stories in news, politics and current events with intelligence and humor. From the border crisis, to the madness of cancel culture and far-left missteps, Clay and Buck guide listeners through the latest headlines and hot topics with fun and entertaining conversations and opinions.
Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations. Follow now to get the latest episodes of Dateline NBC completely free, or subscribe to Dateline Premium for ad-free listening and exclusive bonus content: DatelinePremium.com
The World's Most Dangerous Morning Show, The Breakfast Club, With DJ Envy, Jess Hilarious, And Charlamagne Tha God!