Something More with Chris Boyd

Alternative Assets in Retirement Plans: Good or Bad Idea?

In this episode of Something More, Chris Boyd is joined by Jeff Perry and Russ Ball to unpack the hidden world of private equity and private credit. Following President Donald Trump signing an executive order that clears a path for alternative assets to be added into 401k’s, the trio discuss how these off- exchange assets differ from familiar public stocks and bonds highligh...

Boomers, Benefits & the Budget: What’s Next for Social Security?
In this timely and informative episode of Something More with Chris Boyd, Social Security
expert Marcia Mantell (see link below) returns and joins Chris Boyd and Jeff Perry to unpack
recent legislative changes, dispel common myths, and offer practical guidance for retirees,
widows, and public employees navigating the evolving Social Security landscape. Highlights
from...

Taxes, Tech & Tangents- A Financial Mishmash-n this eclectic and engaging episode of
Something More with Chris Boyd, Chris Boyd and Jeff Perry cover a wide range of timely
topics- from nostalgic movie favorites to serious financial planning insights. Topics include:
-A preview of the upcoming webinar on managing your digital footprint and estate
planning in a tech-driven world (see link below to register).
-A timely reminder about ...

Long-term Care Insurance: One size does not fit all

 Linda Thalheimer of Long Life Planning (see website link below) joins Jeff Perry and Russ Ball to dig into the topic of long-term care insurance. The podcast begins with a detailed discussion of who needs long-term care insurance. Linda answers questions regarding how these policies work, what they cover, and typical limits. The conversation shifts to an in-depth conversation abo...

Mail Bag: Avoiding beneficiary IRA taxes, OBBB, tax deductions, and 529 planning 

Jeff Perry and Russ Ball tackle questions from listeners and clients.

To start this episode, Jeff and Russ discuss options for beneficiaries of IRAs who wish to avoid income taxes.

Next up is a series of questions resulting from the passage of President Trump’s “One Big Beautiful Bill’ to include how the new senior tax deduction works and the details...

Portfolio Pitfalls: 5 Mistakes You Can’t Afford to Make – Timing the market, lack of
international equity exposure, taking on too much investment risk, attempting to predict the
movement of interest rates, and lacking protection against inflation are just some of the mistakes many investors can make. Chris Boyd, Jeff Perry, and Russ Ball offer advice on these issues and others as they explore how common portfolio mistakes can derai...

Memories Over Money: A New Take on Wealth Transfer – Chris Boyd, Russ Ball and Jeff
Perry dig into a wide variety of issues and conflicts concerning how people plan and spend, or
don’t spend their accumulated wealth. Topics include funding a college education, paying for
long-term care, or simply treating your family with gifting; there are plenty of ways to use your
hard-earned wealth. In the context of a comprehensive financial p...

When to Buy Municipal Bonds – Municipal bonds are debt securities issued by governmental
entities to finance public projects like schools, highways, or water systems. For investors seeking
stability and tax advantages, municipal bonds can be an appealing component of a diversified
portfolio. However, as with any investment, they are rarely a good choice as their suitability
depends on individual circumstances, risk tolerance, and b...

OBBB Is Law, So What’s In It? – Chris Boyd and Jeff Perry get into the weeds of the One Big
Beautiful Bill recently signed by President Trump. The episode begins with a broad overview of
the Trump agenda that was included in the OBBB, including additional funds for the military,
border security, and an extension of the tax cuts. Jeff highlights that many provisions of the
OBBB are favorable towards the low and moderate income workf...

Focus on the 2nd Half – As we enter the second half of 2025 with the stock market at record high
levels, Senior Portfolio Manager Brian Regan joins Chris Boyd and Jeff Perry for a detailed
review of the first half of the year and an outlook for the remainder of 2025. With a focus on
valuation metrics, Brian offers general commentary on the stock market as well as specific
sectors, including utilities and semiconductors. Brian also ...

• Why tax planning is more than just filing—it’s about lifet...

• Market performance ...

The Purpose Code – Worried about your purpose? Most people are. But no one has to be Chris Boyd and Jeff Perry welcome Dr. Jordan Grumet, M.D. (see website link below) for a lively discussion about Dr. Grumet’s self-improvement book “The Purpose Code” which shows how to make your mark and how to set goals in life without falling into the anxiety traps of
conventional success principles books. Dr. Grumet shares his own compelling pe...

Climbing the Wall of Worry – In the context of the endless news cycle of significant political, economic, and geo-political events, Chris Boyd, Jeff Perry, and Russ Ball discuss what an investor should do with all the external market risks, while at the same time, we are reaching record high levels for several market indices.  Topics covered include tariffs, debt-ceiling, Iran, immigration, and the Big Beautiful Bill.  While...

Time to Open the Mailbag – Chris Boyd and Jeff Perry open the Mailbag and answer listener
and client questions. The episode opens with a listener question asking, I have multiple IRAs,
how many RMDs do I need to take each year? Chris and Jeff next answer what is the Rule of
25? The next topic is one based on television and radio commercials selling Home Title Lock
Insurance – Chris and Jeff explain what it is and what it is not. Fi...

IRA Age Milestones – If you have an Individual Retirement Account (IRA), are you aware of
the many key age milestones? Chris Boyd and Jeff Perry take you through a chronological
timeline from childhood to your mid- seventies as they discuss twelve key ages and relatively
unknown opportunities related to your IRA that could boost your savings and reduce your
income taxes.
Click the link below to register for our upcoming webinar, “D...

Things to consider before buying a second home – Chris Boyd and Jeff Perry are joined by Britta Ferguson CFP®, CEPA® who is a Senior Vice President, Financial Advisor with Wealth Enhancement to explore the pros and cons of owning a second home (vacation home). The discussion begins with “try before you buy” advice and the distinction between an investment
property that you may use part-time compared to a true second home that is un...

Targets of Fraud – World Elder Abuse Awareness Day is June 15 and according to the World Health Organization, one in six people 60 years and older experience financial fraud or abuse each year. Elder fraud reports to the FBI’s Crime Complaint Center have risen by 14%, with an average loss of $34K (see link below). Chris Boyd, Jeff Perry, and Russ Ball dig into
the statistics and discuss the most common types of fraud. The trio also...

Best Books? – Chris Boyd opens this episode with a story from his most recent trip to the
dentist where the hygienist was asking for financial planning book recommendations and
advice as to how she should go about finding a financial planner who is willing to work
with someone who has a modest income and assets. Chris and co-host Jeff Perry suggest
a wide variety of books for people at various stages of their financial journey. The
...