It Pays To Have Good Credit

It Pays To Have Good Credit

Welcome to the It Pays To Have Good Credit Podcast, where we talk about credit scores and other financial topics. The purpose of this show is to give free credit education to those who need it the most. We also interview guests, on how they used credit to improve their business or lifestyle. Subscribe to our channel to learn everything you need to know about credit, business and many other financial topics! ๐Ÿ’ฐ๐Ÿ“Š๐Ÿ“ˆ Need a service to assist you with your credit scores? Stirgus Credit Repair www.StirgusCreditRepair.com Info@StirgusCreditRepair.com (225) 243-9700 ๐Ÿง ๐Ÿ“š Read our book to learn everything you need about credit: a.co/d/etR3Yti

Episodes

March 4, 2026 โ€ข 46 mins

๐Ÿ‘‰ In this video youโ€™ll learn: Thinking about buying your first home? In this episode, I sit down with a professional realtor to answer the most common first-time home buyer questions.

We cover:

  • What credit score you really need to buy a home
  • Should you contact a realtor or loan officer first?
  • New build vs resale home โ€” pros and cons
  • What most first-time buyers get wrong
  • Tips to make your first purchase smoother

If you're plannin...

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๐Ÿ‘‰ In this video youโ€™ll learn: Realtor Jamie Owen here in the Phoenix AZ valley, gives her opinion on ideal credit scores needed to buy a home in 2026. Tune in and take notes for this one!

If youโ€™re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see whatโ€™s possible through proper credit education and legal dispute methods.

๐Ÿ“Œ Need help with your credit? Contact Stir...

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๐Ÿ‘‰ In this video youโ€™ll learn: This episode will discuss the starting stage of home buying and who to contact first! Some consumers with great credit scores may decide to contact a realtor, while others with challenging credit history may decide to contact a mortgage lender first. Tune in and learn what's actually the pro's and con's of both!

If youโ€™re looking to fix your credit, rebuild your score, or understand how credit repair ...

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๐Ÿ‘‰ In this video youโ€™ll learn: Want to build credit at 18 or teach your teenager how to build credit the right way? In this episode, I break down 3 simple steps every young adult should follow to start building credit fast and avoid costly mistakes.

Whether you're a first-time credit card user, college student, or a parent helping your teen prepare for adulthood, these credit building tips will set you up for long-term financial suc...

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๐Ÿ‘‰ In this video youโ€™ll learn: If you want guaranteed credit card approvals, here are 4 proven tips to improve your odds and get approved fast! Many consumers (even with great credit) get denied for credit cards and become shocked when they find out. This episode will clear up all credit card misunderstandings and increase your credit card approval odds to the MAX!

If youโ€™re looking to fix your credit, rebuild your score, or under...

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๐Ÿ‘‰ In this video youโ€™ll learn: 5 proven tips to ensure you're guaranteed a car loan approval! Many people apply for auto loans at car dealerships, not knowing if they'll be approved or denied. In this episode, you'll discover every possible area to ensure you know if you're approved for an auto loan before the bank does!

If youโ€™re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode wi...

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๐Ÿ‘‰ In this video youโ€™ll learn: Rondi Lambeth and Christopher Stirgus discuss tons of helpful topics on credit and taxes. This entire episode shares helpful ways to save on your tax bill, using credit!

If youโ€™re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see whatโ€™s possible through proper credit education and legal dispute methods.

๐Ÿ“Œ Need help with your credit?...

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๐Ÿ‘‰ In this video youโ€™ll learn: Tax professional Rondi Lambeth and Christopher Stirgus discuss ways wealthy people use credit to avoid taxes!

If youโ€™re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see whatโ€™s possible through proper credit education and legal dispute methods.

๐Ÿ“Œ Need help with your credit? Contact Stirgus Credit Repair for a credit evaluation or st...

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๐Ÿ‘‰ In this video youโ€™ll learn: Tax professional Rondi Lambeth, talks to Christopher Stirgus about "credit redlining", a history of discriminatory practices used to deny mortgage applications to certain groups of people.

If youโ€™re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see whatโ€™s possible through proper credit education and legal dispute methods.

๐Ÿ“Œ Need hel...

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๐Ÿ‘‰ In this video youโ€™ll learn: Peter Burns III with Burns Funding, shares his experience with helping tons of businesses get the #1 tool they need to grow their business: MONEY!

0:00 Intro

0:12 Greeting Peter Burns III from Burns Funding

8:00 Christopher Stirgus journey using personal funding to start Stirgus Credit Repair

25:45 What is the perfect business for funding

36:00 How much capital can a business apply for

40:40 Different typ...

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๐Ÿ‘‰ In this video youโ€™ll learn: Peter Burns III with Burns Funding explains the process for business owners receiving funding. Full episode will release on 2/11/26 at 6am MST.

If youโ€™re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see whatโ€™s possible through proper credit education and legal dispute methods.

๐Ÿ“Œ Need help with your credit? Contact Stirgus Credit Re...

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๐Ÿ‘‰ In this video youโ€™ll learn: The first question we hear from people is, "are there 0% funding options for businesses?" Well, in this episode, I asked the guy who's in charge at Burns Funding!

If youโ€™re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see whatโ€™s possible through proper credit education and legal dispute methods.

๐Ÿ“Œ Need help with your credit? Contac...

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February 7, 2026 โ€ข 4 mins

๐Ÿ‘‰ In this video youโ€™ll learn: What a 4 credit score means. Many people laugh, thinking its a low or horrible credit score, but don't fully understand the meaning behind this.

If youโ€™re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see whatโ€™s possible through proper credit education and legal dispute methods.

๐Ÿ“Œ Need help with your credit? Contact Stirgus Credit R...

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๐Ÿ‘‰ In this video youโ€™ll learn: Oz Konar and his team at Business Lending Blueprint (BLB) reached out to Christopher Stirgus, to go over how business funding works, funding amounts for both startup and established businesses, things lenders look for, and all other funding options or requirements! Tune in to this episode and learn what Oz Konar has to offer!

If youโ€™re looking to fix your credit, rebuild your score, or understand how ...

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February 5, 2026 โ€ข 3 mins

๐Ÿ‘‰ In this video youโ€™ll learn: Full episode drops 2/6/26 at 5pm MST. This short clip goes over the different types of business funding, answer by the direct source, Oz Konan with Business Lending Blueprint (BLB).

If youโ€™re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see whatโ€™s possible through proper credit education and legal dispute methods.

๐Ÿ“Œ Need help with ...

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February 4, 2026 โ€ข 5 mins

๐Ÿ‘‰ In this video youโ€™ll learn: All necessary credit tips to achieve a 700+ credit score! This episode goes over credit cards, negative accounts, hard inquiries and much more.

If youโ€™re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see whatโ€™s possible through proper credit education and legal dispute methods.

๐Ÿ“Œ Need help with your credit? Contact Stirgus Credit Rep...

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๐Ÿ‘‰ In this video youโ€™ll learn: Full episode drops on 2/6/26 at 5pm MST. This short clip goes over the requirments needed for business funding, as far as minimum credit scores, bank statements and whatever else you may expect. We asked the direct source, Oz Konan with Business Lending Blueprint (BLB).

If youโ€™re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see what...

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February 2, 2026 โ€ข 5 mins

๐Ÿ‘‰ In this video youโ€™ll learn: How credit scores are calculated, especially those who have zero credit and those who have perfect credit!

If youโ€™re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see whatโ€™s possible through proper credit education and legal dispute methods.

๐Ÿ“Œ Need help with your credit? Contact Stirgus Credit Repair for a credit evaluation or start ...

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January 31, 2026 โ€ข 11 mins

๐Ÿ‘‰ In this video youโ€™ll learn: 3 credit tips to ensure you automatically get approved for a home this year!

0:00 Intro

0:18 First tip

4:02 Second tip

8:10 Third tip

If youโ€™re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see whatโ€™s possible through proper credit education and legal dispute methods.

๐Ÿ“Œ Need help with your credit? Contact Stirgus Credit Repair for a ...

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๐Ÿ‘‰ In this video youโ€™ll learn: We discuss Donald Trump's claim to CAP credit card interest rates at 10% APR. A few weeks ago, Trump claimed by January 20th 2026, Americans will no longer pay high interest on credit card balances. Well.....here we are 2 days after, and credit card rates are still over 20% APR. What are your thoughts on this?

If youโ€™re looking to fix your credit, rebuild your score, or understand how credit repair w...

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