Retire Your Way with Dale Soutas

Dale Soutas explains why owning a successful business does not automatically create a successful retirement. The episode explores business structures, tax-efficient planning, retirement savings, family trusts and preparing younger couples for an earlier retirement.

Owning a business can provide income and independence, but it does not automatically create a secure retirement. In this episo...

Approaching your 60s does not mean your most important financial decisions are behind you. In this episode, Dale Soutas shares several powerful moves that may help you prepare for a more confident retirement. He explains the difference between simply preparing a tax return and developing a long-term retirement tax strategy. Dale discusses how Roth accounts and carefully planned Roth conversions may help reduce future taxable income...

Beyond the Portfolio: Planning for Your Whole Retirement

A retirement plan works best when income, taxes, health care costs, investments, and family wishes are considered together.

Dale Soutas begins with questions from his recent Women, Wealth & Wisdom event in Fresno. Attendees wanted to know how to...

Welcome to Retire Your Way with Dale Soutas.

When people hear the phrase “financial power moves,” they may picture someone in their 20s or 30s aggressively building wealth.

But some of your most important financial decisions can happen in your 40s, 50s and 60s.

Should you restructure your business? Are you building retirement savings outside your company? Should you consider Ro...

Retirement planning isn't about finding one universal answer—it's about understanding your complete financial picture before making major decisions. In this episode, Dale Soutas uses real client situations to explain how Roth accounts, retirement income, taxes, inheritances, trusts, annuities, RMDs, and investment risk can work together in a personalized retirement strategy.

Retireme...

Inflation may not create the dramatic headlines that a stock-market crash does, but over a 25- or 30-year retirement, its effects can be just as serious. This episode focuses on building a retirement plan designed to keep pace with rising costs while also addressing longevity, healthcare, taxes, Social Security, dependable lifetime income, and the unique financial challenges women can face...

Social Security, Taxes, Medicare, Investments & Where You'll Live

This episode is really about the major decisions retirees need to get right. It opens with Social Security timing and then works through retirement accounts, investment risk, taxes, Medicare and even where you'll live during retirement.

Retirement comes with some big decisions&m...

This episode is built around a survey of more than 10,000 Americans, with more than 60% saying they worry they could work into their retirement years and still not have enough money to meet their needs.

his week on Retire Your Way, Dale Soutas looks at a question millions of Americans are aski...

The 70%–90% Retirement Risk: Are You Prepared for Long-Term Care?

Protecting Your Savings, Independence & Legacy Before a Care Crisis Happens

Most people spend years preparing financially for retirement—but one of the biggest potential expenses is often overlooked: long-term care.

In this episode of Retire Your Way, Dale Soutas discusses why long-term care should be part of a complete retirement strategy. The progra...

No two retirement plans are exactly alike, which is why personalized financial advice matters. In this episode of Retire Your Way, Dale Soutas shares real-life retirement planning conversations with families who recently reached out for guidance. Learn how one couple discovered a Social Security strategy that could significantly increase their household income by coordinating disability be...

Life has a way of changing our plans, often when we least expect it. In this episode of Retire Your Way, Dale Soutas discusses how major life events—from career changes and layoffs to losing a spouse or receiving an inheritance—can significantly impact your financial future. Learn why retirement planning isn't something you create once and forget, but rather a living strategy t...

Retirement isn't determined by a magic age or a certain amount of money—it's determined by having a well-designed plan. In this episode of Retire Your Way, Dale Soutas discusses some of the most common retirement mistakes he sees people make and explains why many families are much closer to retirement than they realize. Learn why inflation, taxes, healthcare costs, and investment ris...

One of the biggest fears retirees have is that long-term care expenses will force them to lose their home or spend everything they've worked so hard to save. In this episode of Retire Your Way, Dale Soutas explains why many of these fears are based on outdated information and how California's estate recovery rules have changed. Learn why a properly drafted living trust can help protect you...

For decades, retirees have heard the same financial advice—but today's retirement landscape has changed dramatically. In this episode of Retire Your Way, Dale Soutas tackles some of the biggest retirement myths that continue to mislead hardworking Americans. Discover why simply planning to work forever may not be realistic and how unexpected life events, layoffs, health issues, or fa...

Many retirees spend decades saving for retirement but struggle with the transition from accumulating wealth to actually using it. In this episode of Retire Your Way, Dale Soutas discusses why so many people are afraid to spend their own retirement savings and how proper planning can eliminate that fear. Learn why retirement isn't about preserving every dollar but creating dependable income...

Planning for retirement can seem overwhelming, especially if you feel like you're behind or unsure where to begin. In this episode of Retire Your Way, Dale Soutas explains why it's never too early—or too late—to start building a retirement strategy that fits your unique goals. Learn why retirement planning isn't about reaching a magic savings number but about creating dependabl...

In this week's episode of Retire Your Way with Dale Soutas, Dale discusses a growing trend in the retirement industry as some of the nation's largest investment firms begin exploring pension-style income options inside employer retirement plans. While many workers have spent decades relying on 401(k)s, the conversation is shifting toward guaranteed lifetime income and whether retirees need more dependable retirement paychecks.

Dale...

In this episode of Retire Your Way with Dale Soutas, Dale discusses why retirement planning is about much more than investment growth. Retirement should provide confidence, flexibility, and peace of mind — not constant worry about markets, taxes, inflation, or unexpected expenses.

Dale explains the importance of creating dependable retirement income that can help support your lifestyle through changing economic conditions and...

This week on Retire Your Way with Dale Soutas, Dale discusses why retirement planning is about much more than investments and market returns. He explains the importance of building a retirement strategy centered around trust, lifestyle goals, and dependable lifetime income. Listeners will hear how personalized retirement planning differs from generic internet advice and why every retirement plan should be customized to the individu...