Retirement GPS Radio (Senior Retirement and Income Solutions)

The United States crossed $40 trillion in debt on August 19th — climbing about five and a half million dollars a minute. This week Retirement GPS Radio skips the outrage and talks about what it means for money you spent decades saving, and how a side-by-side look at both paths lets the math, not opinions, decide.

A deep dive on conversions and the Widow’s Penalty. This week Retirement GPS Radio uses the Tax Scorecard to show the other side of the pre-tax equation: one couple’s total retirement taxes and surcharges came to about $2.6 million through age 95, even after every deduction.

In football, the red zone is the last twenty yards — the highest-value, least forgiving real estate on the field. This week Retirement GPS Radio applies it to the years around retirement: why a plan that dominated for decades can still lose, what actual market returns do to a “safe” 5% withdrawal, and the Happiness Dividend that a retirement buffer can pay.

While paying voluntary tax is likely an insulting thought, so many retirees are setup to do exactly that. The US Treasury has a big heart and will accept voluntary taxes from retirees--but we think you shouldn't pay them. This week, we aim to inform you on how to start paying way less in taxes in retirement on your accounts and keep more of what's yours. 

Almost all retirement goals combine to one common end: peace and confidence in retirement. What retirement strategies tend to support that aim, and which--unknowingly--tend to diminish the likelihood of its achievement? Today, we how to bring your retirement assets and strategies into alignment with your goals. 

Protecting the luster of the golden years can be more challenging than most realize. The path is fraught with pitfalls and false allures, but knowing where they are gives you a distinct advantage in overcoming them. Today we cover 9 myths that can turn your retirement blue--and what to do about them. 

More yield. Better Social Security timing. Higher returns. Retirees try all of it in the quest for maximum income. Some of it works. Some of it backfires. And almost none of it compares to the one strategy that can increase what you actually keep by 30, 40, even 50 percent — without taking a single dollar of additional risk. This week — the quest for max income.

Here's the cruelest twist in retirement planning: the people most likely to get hit with IRMAA are the ones who saved the most. The harder you worked and the more you saved, the bigger the target on your back. This week we're talking about the IRMAA Ambush — what it is, how it finds you, and what you can do about it.

Think of the Retirement Red Zone as the 8 to 10 year window surrounding retirement — about 4 to 5 years before, and 4 to 5 years after. What happens during this period often has a bigger impact on your financial future than the following 20 years. Sequence of returns, withdrawal timing, and tax decisions all matter more than ever. Get the Red Zone right, and retirement can feel a whole lot more secure.

On this week's episode of Retirement GPS Radio, we take you through 7 key estate planning elements to make sure you have checked off. 

In this episode of Retirement GPS Radio, we dive into 5 high-level social security updates for 2026 and how they impact your social security decisions.

Through a case study, we explore how to make your social security potentially tax-free as well as leaving nearly 3X more to heirs while not sacrificing current life style.

Major updates and impacts are happening in the retirement landscape. Social Security cost of living adjustments, Medicare premium increases, IRMAA surcharge increases, and new taxes. How are you affected, and how you best navigate the landmines? We also explore how create a guaranteed tax-free foundation of income throughout retirement that avoid social security taxation and IRMAA surcharges on Medicare.