SMALL BUSINESS FINANCE– Business Tax, Financial Basics, Money Mindset, Tax Deductions

In this episode, I sit down with Brett Swarts, founder of Capital Gains Tax Solutions, to talk about how business owners can legally avoid big tax bills when they sell their business, real estate, or even Bitcoin. Brett shares how a smart tool called the Deferred Sales Trust helps people keep more of their money — and not hand it over to the IRS. He shares powerful stories, including how one mistake cost a family $50 million and ho...

Ever wonder why you still feel broke—even when you make good money? It might not be your income. It could be your thoughts.

In this episode, we break down 20 toxic money beliefs that are keeping people stuck. From “money is the root of all evil” to “I’ll start saving when I earn more,” we show you how these thoughts sneak in and hold you back.

You’ll hear real-life examples, smart money tips, and one belief change that helped a cli...

What if the IRS took 40% of your next million? That’s not just a scare—Congress is working on a bill that could make it real. In this episode, we break down what H.R. 2534 means for business owners, high earners, and anyone with big income plans. You’ll learn what’s in the bill, how it could raise your taxes, and what smart people are doing right now to stay ahead.

We’ll talk about timing, income planning, and powerful tax tools yo...

Is your business growing—or just getting more expensive?

In this episode, we talk with Hillary Seiler, aka Coach Hill, a money coach to NFL teams and small business owners. She shares why cash flow—not sales—is the real key to business success. Hillary breaks down how to find where your money is going, what’s actually bringing in revenue, and how to stop wasting money on things that don’t grow your business.

You’ll learn the same c...

What if your tax bill could drop by thousands—just because of where you live? In this episode, we break down a new tax law being written in Washington that could raise the SALT deduction limit from $10,000 to $25,000. That’s big news for folks in high-tax states like California, New York, and even Texas. We explain what this change means, who could save the most, and how it may affect your next tax return. Whether you’re a homeowne...

Most business owners are paying way more in taxes than they should—and they don’t even know it. In this episode, we reveal the #1 mistake that’s costing entrepreneurs $10,000 to $20,000 (or more) every single year: picking the wrong business structure. Whether you're an LLC, S-Corp, or C-Corp, your setup could be helping or hurting your bottom line.

You’ll learn the truth about how each entity is taxed, how to know when it’s time t...

What if your money problems aren’t just about money?

In this episode, we sit down with Shang, founder of Save My Cents and author of Wealth is a Mindset, to explore how your thoughts and feelings about money can shape your financial future. Shang shares her own journey—from growing up in a frugal immigrant household to reaching financial freedom by age 38.

We talk about how stress, anxiety, and even childhood experiences affect the...

What if I told you Harvard’s free tuition wasn’t about kindness—but taxes?

In this episode, we dive into a new bill called H.R.1128 that could cost big schools like Harvard and Yale hundreds of millions in taxes. To avoid the hit, Harvard made a big move: free tuition for families making under $200K. Sounds nice… but it was all strategy.

So why should you care? Because this bill is just the beginning. If you’re a business owner or ...

Are you missing out on free money from the IRS? In this episode, we break down the most overlooked tax credits that could put thousands of dollars back in your pocket. You’ll learn who qualifies, how to claim these credits, and why most small business owners don’t even know they exist.

We share real stories—like Lisa, who overpaid $50,000 just because no one told her about these credits.

We also explain the difference between tax d...

What if using cash could land you on a government watch list? In this episode, we break down a new rule that forces some businesses to report cash transactions over just $200. That’s a huge shift from the old $10,000 limit—and it could affect everyday people, not just criminals.

We talk about how this rule started, who it really impacts, and what it means for small business owners, families, and anyone who still uses cash. We’ll al...

In this episode, we sit down with Jason Berube from Cornerstone to talk about a topic many business owners ignore—estate planning! Jason shares why planning for the future is key, especially if you own a construction or family business. We cover how to protect your wealth, avoid family fights, and make sure your business doesn’t disappear when you're gone. You’ll learn simple first steps like checking your beneficiary forms and why...

Did you just get hit with a huge tax bill—and wonder how it happened? You’re not alone. In this episode, we talk about the five biggest tax mistakes small business owners make that can cost you thousands of dollars every year. You’ll learn why your CPA might not be saving you money, how the wrong business structure could be hurting your bottom line, and what tax deductions and strategies most people miss. We’ll break it down in sim...

Are you working hard but still shocked by your tax bill every year? You’re not alone—and you don’t have to keep overpaying the IRS. In this episode, we’ll show you how to keep more of the money you earn by using smart, legal tax strategies. You’ll learn the big mistakes most business owners make, why your CPA might not be saving you money, and how the rich pay less in taxes without breaking any rules. We’ll also share three powerfu...

Are you running a business, or do you just own a job? Too many business owners get stuck in the daily grind, making it impossible to scale or eventually sell their company for real wealth. In this episode, we dive into how to build a business that works without you so you can grow, take time off, and even plan a profitable exit.

You’ll learn: ✅ The biggest mistake business owners make that keeps them stuck ✅ How to delegate and bui...

Thinking about selling your business? The 2026 tax changes could cost you big if you don’t plan ahead. In this episode, we uncover a little-known strategy that helps business owners sell their companies tax-free while protecting their employees and legacy—Employee Ownership Trusts (EOTs).

You’ll learn: ✅ Why selling to private equity or a competitor could hurt your business ✅ How an EOT can help you cash out without paying capital ...

Are you paying yourself the wrong way? Most business owners take a salary, thinking it’s the smart move—but it’s actually a tax trap! In this episode, we reveal how the wealthy pay themselves strategically to keep more money and give less to the IRS.

You’ll learn: ✅ Why salaries cost you more in taxes than you think ✅ How S-Corp owners use distributions to save thousands ✅ Simple tax-free perks that pay for your lifestyle legally ✅...

Are you building a business you love—or one that’s running you into the ground? In this episode, I sit down with serial entrepreneur and financial expert Taylor Kovar to talk about the real cost of success and how to create a business that actually supports your life (not the other way around).

You’ll learn: ✅ The 5 money personalities and how they shape your financial decisions ✅ Why some entrepreneurs burn out—and how to avoid it...

What if the IRS could help pay for your next vacation? Sounds crazy, right? But wealthy business owners have been using this legal tax strategy for years—and now, you can too! In this episode, tax strategist Tiffany Phillips reveals how to turn your travel expenses into business deductions, cutting your vacation costs by 40%, 50%, or even more.

You’ll learn: ✅ How to legally deduct flights, hotels, and meals ✅ The simple formula to...

Tired of QuickBooks? Feeling overwhelmed by bookkeeping? You’re not alone! In this episode, I sit down with Lawrence Levinson, VP at Wave Accounting Software, to talk about simple, stress-free accounting for small business owners.

We’ll break down:

• Why so many business owners struggle with QuickBooks (and if there’s a better option).
• How to make bookkeeping and tax prep easier – even if you hate numbers.
• Simple habits that wil...