The PayPod

Canada is flipping the switch on 24/7 banking, but the real challenge isn’t the tech—it’s the strategy. When the "9-to-5" window closes for good, how does your institution stay ahead? 

This expert panel moves past discussions of technical details to talk about what actually matters in a world of real-time payments: market implications, product strategy, keeping money moving and staying competitive in a world t...

What happens when your favourite ride-sharing, shopping or accounting app starts offering a debit card, credit line or instant payment feature? Welcome to the era of banking in disguise - where financial services are no longer delivered by “banks,” but by the apps Canadians already use every day. The rise of embedded finance is redefining who controls the customer relationship in banking. Retailers, tech platforms and s...

This episode is an important conversation around financial crime prevention in a rapidly evolving landscape. Experts from Feedzai and top financial institutions explore the paradigm shift toward unified decisioning, emphasizing advanced fraud controls and the deployment of actionable risk intelligence. 

Panelists  examine the role of industry collaboration and trust in combating fraud effectively, particularly at the point...

We are entering the era of agentic autonomous fnance, where AI agents are transitioning from simple digital assistants to active financial participants. As these agents begin to negotiate, transact, and manage complex workflows independently, the financial system faces a critical shift in how it handles identity, trust, and control. Traditional credential-based models and manual approval chains are no longer sufficient for the high...

Supported by regulation and fueled by innovation and investment, open banking has fundamentally reshaped the UK's financial landscape, establishing it as a global leader and a vibrant hub for fintech innovation. This panel will explore the concrete experiences of three UK-based fintechs that have successfully leveraged this framework, drawing out key takeaways and discussing their potential applicability to Canada’s open bank...

This summer on The PayPod, we're bringing you some of the most popular and best reviewed sessions, from the deep dives and breakout stages at The 2026 SUMMIT. We're calling it The SUMMIT Summer series.

This session brings together industry leaders to demystify the Real-Time Rail (RTR) onboarding journey for system participants. The panel will discuss options for connectivity and settlement, the questions participants need to ask to ...

In anticipation of The SUMMIT, Payments Canada's annual event coming to Toronto this May, we're exploring this year's theme: accelerating economic growth. 

To do that, we brought together leading experts for a panel on how payments are essential to a thriving economy, enabling new services that deliver value to both businesses and consumers. 

Guests:

• Janet Lalonde, Vice President of Business Program Delivery, Payments Ca...

Billions of dollars are held by Canadian financial institutions and every day, money is sent and received between bank accounts, safely. But how is your money so safe? In this episode of The PayPod, Payments Canada’s CIO is joined by CDIC’s CEO to discuss the role each organization plays in keeping Canadians’ money safe. 

About The PayPod
The PayPod is Payments Canada’s multi-episode podcast that expl...

Revisiting a main stage panel discussion from The 2025 SUMMIT, Payments Canada’s Chief Financial Officer Kristina Logue interviews global industry leaders at the forefront of payment transformation as they share the innovations, challenges and milestones of modernizing payment systems at the national level in their respective countries. 

About The PayPod
The PayPod is Payments Canada’s multi-episode podcast that ...

As a follow-up to last year's The SUMMIT main stage panel, Payments Canada's Chief Delivery Officer, Jude Pinto interviews executives from our Real-Time Rail delivery partners, IBM, Interac, CGI and Deloitte on the tremendous progress made on the program since The 2024 SUMMIT, and discusses the upcoming critical milestones that will bring the RTR to go-live. 

About The PayPod
The PayPod is Payments Canada’s multi-episo...

Earlier this year, Payments Canada issued a public consultation on policy proposals in relation to membership expansion, with the intention of collecting responses to inform drafting instructions for amendments to Payments Canada by-laws. In this episode of The PayPod, Payments Canada’s Director of Policy discusses why Payments Canada initiated this public consultation, what key themes emerged and how we will incorporate this...

From the renewed momentum of the Real-Time Rail payment system, to the Retail Payments Activities Act, to open banking legislation and Canadian Payments Act amendments receiving Royal Assent, 2024 was a year of great change for payments in Canada. How will 2025 further advance modern payments for Canadians? 

About The PayPod
The PayPod is Payments Canada’s multi-episode podcast that explores the trends and topics influ...

Payments Canada released its annual Canadian Payment Methods and Trends report in early October, which analyzes retail payment transactions. In 2023, that number was 21.7 billion. The report compares year-over-year payment method trends and also focuses on how payment innovation has evolved Canadian purchasing behaviours and preferences. Wearables, Generative AI (GenAI) and home device and social platform purchases figured prominen...

The real-time movement of money enabled by the RTR will give Canadians more control over their finances by allowing payments to be cleared and settled in seconds and providing greater confidence that payments have been finalized. In this episode of The PayPod, Payments Canada and the RTR’s strategic partners discuss collaboration, security, resiliency and how the made in Canada RTR system will change payments for all Canadian...

From commercialization opportunities in real-time payments, to harnessing the power of ISO 20022, to the game-changing potential of AI, innovation is everywhere across today’s payment ecosystem, in Canada and around the globe. In this episode of The PayPod, we revisit a main stage discussion from The 2024 SUMMIT, where panelists explored the biggest developments in payments and predicted what we’ll be talking about in 2...

The High Value Payment System Plus (HVPS+) group, whose mission is to drive best practices and proper usage of payment messaging standards for interoperability and harmonization across high value payment systems, has developed an ISO 20022 Interoperability Charter, which Payments Canada has declared support for.

The charter outlines objectives and principles designed to enable evolution and interoperability of the ISO 20022 standard...

Payments are becoming increasingly easier, smarter and safer for Canadian businesses and consumers. There are multiple enablers for this change - technology, innovation, consumer demand - but the real reason payments keep getting better and better are the rules and by-laws that form their foundation. How does a payment rule get created? Once it’s created, who governs it and who enforces it? Can a rule be changed? How many pay...

Modern payments is an evolution, it will always continue to progress. Join The PayPod’s guests Tracey Black, President and CEO of Payments Canada and her former colleague and mentor, senior financial services executive John Ambrose as they discuss mentorship, how far we’ve come in the evolution of payments and what still needs to be done to reposition Canada as a leader in the global payments ecosystem.

About The PayPod<...

In the 2023 Fall Economic Statement (FES), the federal government committed to amendments of the Canadian Payments Act (CP Act). This is tremendous news for the Canadian payment ecosystem, because we are now on the path to expanded Payments Canada membership and participation in our national payment systems. Expanded access means more opportunities for regulated entities and more choices for Canadians. So now what?

About The PayPod<...