Money Journey: Saving, investing & building wealth

This episode of Money Journey explores the often-overlooked emotional and financial complexities of planning for one's own funeral, specifically addressing the guilt many people feel when spending money on end-of-life preparations. Host Irene Tierney shares her personal experience of comparing casket prices and feeling like a criminal for preparing for death while still alive. This narrative is designed to resonate with individuals...

In this episode of Money Journey, host Irene Tierney tackles the high-stakes emotional and financial dilemma of co-signing a loan for family members. This guide is essential for anyone facing pressure to use their credit score as collateral for a loved one’s debt, offering a clear framework to protect your financial future while navigating complex familial expectations. Co-signing is often viewed as an act of generosity, but ...

In this episode of Money Journey, host Irene Tierney explores the concept of 'The Silent Tax'—the hidden emotional and relational costs of hiding your true salary from your partner. This discussion is essential for couples navigating financial intimacy, those experiencing income disparity in their relationships, or anyone seeking to build wealth together through transparency rather than secrecy. The episode delves into why in...

In this episode of Money Journey, host Irene Tierney explores the psychological and financial traps of comparing your net worth to curated social media highlight reels. If you’ve ever felt inadequate after scrolling through posts about luxury investments, rental properties, or crypto gains, this episode is for you. We dissect why social media creates a distorted reality—showing only the 'finished paintings' while hiding...

In this episode of Money Journey, host Irene Tierney explores the devastating impact of hidden debt and financial secrecy on relationships, focusing specifically on the psychological toll of hiding gambling losses or credit card debt from a partner. This conversation is designed for individuals who are struggling with shame, isolation, and the fear of confrontation regarding their financial mistakes. It addresses those who feel tra...

In this episode of Money Journey, host Irene Tierney dissects the hidden traps of side hustles and explains why grinding for low wages often leads to spiritual and financial exhaustion rather than wealth. This guide is designed for anyone feeling stuck in a cycle of trading time for pennies, struggling with scope creep, or questioning whether their extra income efforts are truly worth the cognitive load and emotional labor involved...

This episode of Money Journey explores the overwhelming financial dilemma of choosing between essential car repairs and urgent dental care, a scenario many face but few discuss openly. Host Irene Tierney addresses the intense anxiety and shame associated with having limited funds for competing health and livelihood needs. The conversation is designed for individuals experiencing financial stress, those struggling with budgeting und...

This episode of Money Journey explores the deep-seated emotional shame many people feel when using credit cards for essential grocery purchases, offering a compassionate path to financial healing and practical wealth-building strategies. Host Irene Tierney addresses the psychological weight of 'grocery card shame,' explaining why swiping plastic for basic necessities like bread and milk often triggers feelings of failure and anxiet...

In this episode of Money Journey, host Irene Tierney explores the psychological and financial pitfalls of buying insurance out of fear rather than wisdom. Many individuals find themselves trapped in a cycle of over-insuring for unlikely events while under-insuring against actual catastrophic risks, driven by anxiety rather than logical assessment. This episode provides a clear framework for auditing your current policies, distingui...

In this episode of Money Journey, host Irene Tierney explores the deep-seated shame and anxiety that often accompany overdue utility bills. Many listeners struggle with the fear of calling their service provider, viewing financial hardship as a personal character flaw rather than a temporary liquidity issue. This conversation is designed for anyone who has ever felt too embarrassed to ask for help with basic living expenses, offeri...

In this episode of Money Journey, host Irene Tierney tackles the pervasive trap of 'social media net worth' and explains why comparing your behind-the-scenes reality to someone else’s curated highlight reel is a structural glitch in your financial mindset. This episode is designed for anyone who feels anxiety, inadequacy, or jealousy when scrolling through Instagram, LinkedIn, or TikTok images of luxury cars, brokerage accoun...

Are you tired of the monthly panic that hits when rent is due? This episode of Money Journey, hosted by Irene Tierney, dives deep into why so many people find themselves late on rent every single month and provides a compassionate, actionable roadmap to stop the cycle for good. If you struggle with financial disorganization, live in perpetual emergency mode, or feel shame around your banking app, this conversation is designed for y...

In this episode of Money Journey, host Irene Tierney addresses the intense emotional pressure of comparing your financial progress to others, specifically focusing on the tension between paying off student loans and watching friends buy new homes. This guide is designed for young professionals, recent graduates, and anyone feeling left behind in the race to homeownership or financial independence. We explore why social media highli...

In this episode of Money Journey, host Irene Tierney explores the psychological and financial toll of 'vacation flexing'—the trend of spending beyond one's means to project an image of wealth on social media. This episode is designed for individuals who feel anxious about their finances after posting or viewing curated travel content, helping them understand why they compare themselves to others and how to break the cycle of ...

Is investing inherently evil, or can you build wealth without compromising your moral compass? In this episode of Money Journey, host Irene Tierney tackles the deep-seated anxiety many conscious investors feel when staring at brokerage apps. She shares a personal story of 'moral hangover'—the nausea that comes from profiting from companies with questionable labor practices or environmental impacts—and validates the feel...

In this episode of Money Journey, host Irene Tierney explores the psychological roots of retail therapy and emotional spending, offering a compassionate roadmap for breaking the cycle of buying things to feel better. This conversation is essential for anyone who has ever used shopping as a coping mechanism for stress, loneliness, grief, or boredom, and is ready to reclaim their financial freedom and mental peace. We dissect why you...

In this episode of Money Journey, host Irene Tierney explores the psychological and financial impact of 'ghost subscriptions'—digital services you pay for but never use. This guide is designed for anyone feeling overwhelmed by recurring charges, hidden fees, or the subtle anxiety of wasted money. We dive deep into why it is so difficult to cancel apps, streaming services, and software memberships that have long since lost the...

In this episode of Money Journey, host Irene Tierney addresses the intense anxiety and dread that many people feel as April approaches, commonly known as tax season. This conversation is designed for anyone who experiences a 'hollow ache' or emotional paralysis when thinking about taxes, offering a compassionate roadmap to rewire your relationship with financial obligations. Instead of viewing tax season as an annual punishment or ...

In this episode of Money Journey, host Irene Tierney explores the emotional and psychological impact of being excluded from group gifts, a common social dilemma that often triggers feelings of invisibility and rejection. This guide is designed for individuals who struggle with workplace dynamics, friend group logistics, or the anxiety of missing out on collective gestures like birthday collections, baby showers, or retirement prese...