August 23, 2024 • 19 mins
In this episode of 'Talk Talk,' Martha Quinn is freaking out about the latest social security data breach and turns to Christie & Karena for some advice. Plus, it's back-to-school time for a bunch of kids, teachers, principals, and more so the girls share the advice they would give to their younger selves.
Martha Quinn on X @MarthaQuinn & FB @MarthaQuinnPresents
Christie on IG @ChristieLive & FB https://www.facebook.com/christie.james.712
Karena on IG & X @kvsmiley81 & FB @karenav
Martha Quinn on X @MarthaQuinn & FB @MarthaQuinnPresents
Christie on IG @ChristieLive & FB https://www.facebook.com/christie.james.712
Karena on IG & X @kvsmiley81 & FB @karenav
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Transcript
Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:00):
When the on air mic goes off, the talk Talk begins.
Speaker 2 (00:03):
It's Talk Talk with Martha Quinn.
Speaker 3 (00:06):
Here it is what are we drinking over there?
Speaker 1 (00:08):
Yeah? I mean I thought we were.
Speaker 2 (00:13):
Golfers over here.
Speaker 3 (00:14):
Right well, I think that's better than the apple. Sometimes
we get an apple or.
Speaker 2 (00:19):
I mean, ladies.
Speaker 4 (00:21):
The question today is who's watching me? Now? The I R.
Speaker 1 (00:24):
S it feels like somebody's watching you.
Speaker 4 (00:28):
You know, when Rockwell first wrote that song, it seemed like, ha, ha,
sure everybody's watching you.
Speaker 2 (00:37):
Cuckoo, cuck oo, cuck oo.
Speaker 4 (00:40):
Sure, rock Well, you are so paranoid you can't make
a move. Today. You eat a pretzel on Market Street,
somebody's got it. Somebody's security camera, you know, the Google
mapping system, somebody's got it. Somebody's always watching you these days.
Rockwell was onto something. Let's give him some props right now.
Speaker 1 (00:58):
Yeah, the other day and it was just like cameras everywhere.
Speaker 4 (01:02):
See you can't even you know, I mean, it's just
so privacy.
Speaker 1 (01:08):
Ah.
Speaker 4 (01:08):
So, welcome to episode number Christy you just told me
now forty for gone two hundred and ten of Talk
Talk with Martha Quinn featuring Christy and Karina Velaskaz. This
is when the three of us get together every week.
We sit around. We chat life, we chat what's coming
up in the world, we chat music, and we invite
you to join us. If you have any comments on
(01:29):
what we're talking about, you can always tap the talkback microphone,
which you'll see on your phone screen when you're listening
on our free iHeartRadio app. So when it comes to
things happening tech wise, Christy, I love to turn to
you because you always have, you know, really good inside
knowledge and a sense of what's going on in this
(01:51):
mysterious world of text text tech. What's it called, Christy
text or tech tech? See, this is why I turned to.
Speaker 5 (01:57):
You, perfect example, mini geek squad. I am, you know
from Best Buy?
Speaker 1 (02:03):
Yes, I know. I do tech support, I do tutorials
all of the things, and I'm happy to help.
Speaker 2 (02:09):
I love it.
Speaker 4 (02:11):
So, Okay, I've been seeing this story for a while,
but it's kind of slowly coming into more and more
of the public topic, the public conversation, which is a
while back, a data breach happened and according to KTV
you a TV station here in San Francisco. They say
it was a stunning data breach involving the personal information
(02:33):
of virtually every American, including social security numbers. And then
in this particular article they say, hey, if you want
to see if yours was involved, you go to pen
tester dot com. And then I'm going back to the
beginning of this article and seeing it says involving the
personal information of virtually every American. So Christy, I'm asking you,
(02:55):
what's the point of going to pen tester dot com
and typing in your infot to see if you're so
security number was affected? When they say it was virtually
every American.
Speaker 1 (03:03):
I mean, if you really want to know, then I
guess you could go there, But those sites always kind
of sketch me out, and then then I'm like, what
if I'm going there and then I put my information
in and I wasn't part of the breach, but now
I put my information in and I am a part
of the breach, and now they have it. So it's
best if you just want to protect yourself, maybe go
to a site like Identity Protection or some sort of
(03:24):
site like that, so that way you just get alert
if you need to know that somebody's in the mix.
So then that way you just make sure that you're
safe and you're alerted in the event that something does happen.
Speaker 4 (03:37):
Well, this is what I thought when I saw in
this article go to pentester dot com, and I did.
I clicked on it because I wanted to see saying, oh, okay,
this would be a good wellness shot. So I thought,
let me check this out. And sure enough, as soon
as I see oh, they're asking for all your information,
I'm like, well, who are these people? And then I
put in is pentester dot com safe? And people were saying, yeah, oh,
(03:58):
it's totally safe, give your information. And I'm thinking to myself,
who are these people say safe? Maybe they're hired by
pentester to go onto Reddit or wherever say oh yeah, yeah, yeah,
it's totally safe. So how do we know?
Speaker 2 (04:11):
How do we know what's safe?
Speaker 4 (04:13):
And let me ask you, Christy, does it matter if
our social security numbers have been picked up?
Speaker 2 (04:19):
Because aren't they kind of everywhere? Anyway?
Speaker 1 (04:22):
I feel like that's why I said the best thing
to do is just set up an account or some
sort of identity theft protection alert, so that way, if
there is someone opening up credit cards, if they do
have the information and they're actually trying to use it
for bad stuff. You'll be alerted. And a lot of
times now when they have these big data breaches, people
(04:44):
get information in the mail and you just kind of whatever,
throw the sheet away. But yeah, you scroll down to
the bottom of the sheet. A lot of these like
T Mobile or Unine or whatever company, they'll offer you
a year or two of free identity protection when they
have these breaches. Go down, get the get the letter
(05:06):
that they send. Sorry, we're sorry. We're doing our best
to make sure it doesn't happen again in the meantime. Yeah,
go here and use this code and we'll give you
a year's worth of this service for free. And use
that because you literally it happens all the time. You
could just get years and years of service. Yeah.
Speaker 5 (05:25):
I was gonna tell you, Martha that I know there
was a hack not too long ago too, with like
Ticketmaster or AT and T either way. So I found
out about this because hackers got my cousin, Diana's information
and somebody was opening up a bank account and her name,
and her bank notified her like, oh are you trying
to open a new account, And that's how she knew
(05:47):
that her stuff was all stolen in that data breach.
So another thing that she told me to do, and
this is I saw this actually in a few places,
that you can call your the three credit bureaus that
we have and ask them to freeze your credit so
that nobody.
Speaker 3 (06:02):
Can open anything new in your name. And that's what
she did.
Speaker 1 (06:06):
Yes, but that's after the fact, if you find out
your breach, because you don't want to just necessarily freeze
your credit.
Speaker 2 (06:12):
True, but just on the strength.
Speaker 5 (06:13):
She found out that her bank called her and was like, oh,
so you're opening a new account.
Speaker 3 (06:18):
They had her address or email all her info.
Speaker 4 (06:21):
Well, I am seeing a lot of these news outlets
that are covering these stories. When they say what should
you do, they do say freeze your credit And I
have seen what you're saying, Christy that actually that's a
step you take after you find out that your your
information has been tapped by someone else.
Speaker 1 (06:41):
So it's just all lines of defense. I feel that
the credit monsters thank you.
Speaker 5 (06:47):
I think like the best thing or the best advice,
or at least just for my opinion, is just to
be constantly just keeping an eye on your stuff, keeping
an eye on your bank account, your credit, your credit reports.
Just be vigilant about all of your info.
Speaker 1 (07:03):
The credit report thing is good and you can get
a free credit report every year at Annual Credit Report
dot com.
Speaker 3 (07:11):
Did we lose you, Martha?
Speaker 4 (07:13):
I'm just thinking that's funny that you said that.
Speaker 3 (07:16):
I heard them in the big sign.
Speaker 5 (07:21):
Here's a sign.
Speaker 3 (07:22):
I can see it in your face.
Speaker 4 (07:24):
I know you're so right. I'm so busted now. I
was speaking to myself. Or you could just be like
me and just let it, not worry your pretty head
and hope that your husband is taking care of you.
Speaker 5 (07:32):
Yeah. I was gonna say, just have Jordan do it, Martha,
You'll take.
Speaker 2 (07:35):
Care of it.
Speaker 4 (07:36):
I love Christy that you have this on the top
of your head.
Speaker 1 (07:40):
What is it now, Annual Credit Report dot Com. I
mean you should check your credit report periodically and you
can for free, so if they want to charge you
or you know, the sites to go to. The actual
government site that's set up with all three credit bureaus
is Annual Credit Report dot Com. Everyone in America who
has credit you can pull it from each of the
(08:01):
three bureaus once a year for free ninety nine And
it's a good idea to not pull all three at
the same time, but maybe pull one in January at
the beginning of the year, and they all could be different,
different things. But then you can kind of look and
see what's going on with your credit and if you
notice anything and you're like, oh snap, you can start,
you know, and then maybe halfway through the year pull
(08:22):
the other one, and then at the end of the
year kind of pull the other one so you can
kind of see how they stack up with each other.
You can pull all three at the same time. It's
all it's free from TransUnion, Equifax, and the other one
I can't never remember, but those are your experience experience.
Speaker 2 (08:41):
I think that's it.
Speaker 1 (08:42):
And then yeah, you get your your credit report for free.
Speaker 4 (08:46):
Oh please please, somebody say, Duran, Duran quick, you're somebody quick.
Somebody said deand deaf Leppard. Pour some sugar oni please No.
But this is why I love to talk to you, ladies,
because I know that you always I don't know, you
have a really good way of explaining this stuff. And
this is why I am passionate about financial literacy in
(09:08):
our schools, because I have literally zero financial literacy. So well,
thank you for that annualcreditreport. Dot com is where you
should go to check your credit report. Reach out to
Christy anytime. No, I'm serious, Christy, you have really good advice.
One eight sixty six nine hundred one O three seven.
(09:30):
People should call you and Karina for financial advice and
all of this stuff. You have really good information.
Speaker 2 (09:37):
Ladies. Stop it Martina.
Speaker 3 (09:39):
When it comes out the numbers and money, I go
to Christy.
Speaker 4 (09:44):
Okay, if I can call Christy, don't talk to Great
about it. One eight six nine hundred seven. So all right, ladies,
it's back to school season. A lot of kids going
back to school, and I don't care if you're the
most confident you know football, a quarterback, head cheerleader. There's
always some kind of trepidation. I would imagine, because I've
(10:07):
never been ahead cheerleader, but I would imagine that there's
some kind of trepidation going back to school because it's new.
You don't know who's going to be in your class.
You don't know how you're going to get along with
your teacher, you don't know where you're gonna maybe you're
where your locker is going to be if you get
new lockers every year. So when you look back at yourselves,
(10:27):
Christian Krena, going back to school, what pops up in
your mind. And if you were to give yourself some
advice like whisper to little Karina in her ear or
whisper to little Christy in her ear.
Speaker 2 (10:39):
What would you say, pay attention in to your homework.
Speaker 4 (10:44):
Why do you think you need to have that advice?
I think that you did that anyway.
Speaker 2 (10:48):
I could have done it better.
Speaker 1 (10:49):
Yeah, so I would just say that, pay attention into
your homework.
Speaker 2 (10:53):
Yeah, why you did that?
Speaker 1 (10:55):
No?
Speaker 2 (10:55):
Not really?
Speaker 1 (10:56):
I mean I did okay in school, but I could
have done a lot better.
Speaker 4 (11:00):
Well, let me ask you this, why do you think
this is a great This is a great question. Why,
looking back, do you wish that you had paid attention
more and done your homework.
Speaker 1 (11:08):
I would have had a better GPA. I probably would
have gone to a four year college right out of
high school versus community college. So I think my path
would have been different. Actually that may not have been better,
but it just would have been different. But I would
have still told myself to do that.
Speaker 3 (11:26):
Christie. Were you in detention a lot or you not
hardly ever got detention?
Speaker 1 (11:30):
I was in detention and Saturday school, but for being late,
not for being in trouble. Okay, I would just always
be running late, and so that would be the thing
that would get.
Speaker 2 (11:41):
Me in trouble.
Speaker 3 (11:43):
Good to see nothing's changed, Na.
Speaker 1 (11:45):
You know.
Speaker 5 (11:51):
Well, Martha, to answer your question, I would tell little
Karina to.
Speaker 3 (11:57):
That everything would be okay.
Speaker 5 (11:59):
I was bullied in elementary school by the rich girls
because you know, I have what's called handy downs, hand
me down, hand me down, had hand me downs.
Speaker 3 (12:08):
But i'll what you call it.
Speaker 5 (12:09):
So I would just say that people are going to
like you for who you are and not to worry.
I also remember going into junior high with braces and glasses,
so I was.
Speaker 3 (12:20):
Like, oh gosh, everyone's gonna hate me. I'm gonna get
picked on. But I would tell little Karina not to worry.
You are going to have a lot of friends and
just be you.
Speaker 1 (12:31):
What about you, Martha Quinn, Well, I.
Speaker 4 (12:34):
Was always very very nervous starting school. I'm not my
stomach even today, when I hear those crickets, those what
I like to call them, the back to school crickets,
they start going I can't do it, but I go, oh,
there are the back to school bugs. Oh my god.
I can feel it in my you know, just feel it.
Even though I went to the same schools through from
(12:57):
kindergarten through high school, so it's you know, but there
was always you know, transitioning from elementary school to middle
schools when the five elementary schools came into one and
there was a lot of new people, and then going
into high school and getting off the school bus and
walking past the smoking section where all these people that
(13:19):
look like extras from Saturday Night Fever, you know, are
outside smoking. I'm like a little me with my lunch
box getting off the bus. I wish that I could
whisper to myself, It's going to be okay. It seems
scary now, but it is going to be okay. And
I will say that my high school, it was a
great high school, but there was a lot of emotional
dynamics going on and there were some massive fights that
(13:43):
required school to be closed. And even so, my dad
was always asking me to go to the high school
in his area, but I was like, no, I don't
want to. Austining High School is my jam. We are marching,
always marching. I love Austin High School. And it was
at WOSS, the teeny tiny in one room radio station
(14:03):
WOSS where I actually got a taste of doing radio,
but I would say I don't know. I didn't really
have anybody saying to me, what's this like for you?
Is it kind of scary or what? And honestly, if
my mom had asked me that, I probably would have
been like, Mom, stop it, it's fine, it's fine. It's
not like I would have wanted to sit down and
have a hard t hurt anyway. So I guess I
(14:24):
would just do the same and say you're gonna be okay.
Speaker 2 (14:27):
It might seem scary right now, and.
Speaker 4 (14:30):
Maybe your heart is being broken by boys or whatever,
but you're gonna do okay. So it is really interesting
my overall take though, when I think of myself starting
school this particular back to school time, I don't care
if it was ninth grade, tenth grade, eleventh grade, twelfth grade,
or third grade.
Speaker 2 (14:50):
I was always nervous. Christy, how about you?
Speaker 1 (14:53):
Were you nervous somewhat? I think every student is nervous.
I don't know anyone who goes to school and is
like yeah, I mean yeah, they might say that on
the outside, but I think everyone. Anytime you start something new,
there's nerves.
Speaker 5 (15:05):
I'll say Martha that Lovey, my niece, she started seventh grade,
and she was extremely nervous because now she's doing the
sixth classes and having that much work and teachers, you know,
and so I just kept telling her, well, don't worry
about it. Also, she didn't she made one new friend, Like,
she didn't have friends leaving the sixth grade.
Speaker 3 (15:24):
So she's like, oh, what if I don't make friends.
Speaker 5 (15:26):
I'm like, you will just be yourself or be alone
for a day and you'll make friends along the way.
But for her, that was really nerve wracking. But now
she's like texting me, She's like, yeah, it's cool, it's easy.
Speaker 3 (15:36):
It's fun because now.
Speaker 5 (15:37):
I see a different teacher every hour. She's just more
worried about the homework. She's like, I know they're going
to give me homework. I'm like, just don't think about that.
Speaker 3 (15:44):
Just think about fun.
Speaker 5 (15:46):
How fun it is to have like six different classes
in a day.
Speaker 4 (15:50):
So she it used to be that she had probably
like three, she only had one.
Speaker 2 (15:54):
Oh, she was just in one.
Speaker 5 (15:55):
Yeah, she since kindergarten through sixth grades, she only had
one teacher.
Speaker 3 (16:00):
Even in middle school. Yeah, and he had one teacher.
Speaker 5 (16:02):
So this is the first time that she has six
different teachers and six periods.
Speaker 4 (16:07):
In a way, I feel like I could go back,
like for a second there. My husband Jordan took when
we first started. Gosh, this was back in like nineteen
eighty seven. He took a class at Valley College in
the San Fernando Valley. He took one class, and I
would go with him and just kind of hang around
the campus and I would kind of just sit there
and sort of imagine myself with a book bag and
(16:30):
going to the library and stuff like that. And I
did sign up also at Valley College for a French class,
and I think I went to maybe de TOI and
then that was it.
Speaker 2 (16:44):
I bailed.
Speaker 4 (16:47):
He's like, okay, enough with the book bag. But yeah,
but I get you know. They say, if you do
have children who are feeling nervous, that step number one
is just validate their feelings, sort of help them give
words to what they're feeling, because acknowledging what's going on
is your first step to being able to handle it
(17:09):
and get past it.
Speaker 3 (17:10):
I like that that's great advice.
Speaker 4 (17:12):
Anything else, ladies, what else, anything else fun going on
in your lives? Anything else going on that we should
cover before we say adieu.
Speaker 5 (17:22):
No, just shout out to all the kids going back
to school and the parents and the teachers. Yeah, you know,
there's definitely the teachers. They make a difference. The principal's
out there. We know it's a lot of hard work.
You guys are awesome.
Speaker 4 (17:35):
You know what I say. Every time I see a
skyscraper being built, I look at that. I look at
the cranes, I look at the steel girders, I look
at everybody, and I think to myself, you know who's
building this building? Teachers, Because that's a lot of math,
that's a lot of engineering, that's a lot of physics
that goes on, and I think any student who is
(17:56):
taking the time to learn all that, Karina, do you
want to talk about who is going to be our
guest next week?
Speaker 5 (18:02):
Yes, we have Oakland's Ahmed Muhammad, who is going to
talk about the annual Stemfair.
Speaker 3 (18:09):
It's a fun event. They do it every year and
STEM means science, Technology, Engineering and Mathematics. Thank you, Christy.
So yeah, we're excited to have him on.
Speaker 5 (18:18):
We're gonna play a little trivia, but he's going to
tell us about the event and that should be fun.
Speaker 3 (18:22):
I'm looking forward to.
Speaker 2 (18:22):
It me too.
Speaker 4 (18:23):
I'm so looking forward to it. He is a rockstar
kid in the Bay Area. He went to Oakland Tech
and now is at Stanford and going back now to
Oakland Tech to help the kids there and anybody in
Oakland who wants to I guess anywhere who wants to
go to this stem fair. So that is super cool.
We're really excited about that. So that finishes up episode
number two hundred and ten of Talk Talk with Marth Quinn.
(18:45):
Please leave us your comments by tapping the red microphone
on our free iHeartRadio app. It lives there on your
phone when you're listening to the station. And until next week,
I'm Marth the Quinn.
Speaker 2 (18:58):
I'm Christy Arena, Alaska. Miss here Ready
When the on air mic goes off, the talk Talk begins.
Speaker 2 (00:03):
It's Talk Talk with Martha Quinn.
Speaker 3 (00:06):
Here it is what are we drinking over there?
Speaker 1 (00:08):
Yeah? I mean I thought we were.
Speaker 2 (00:13):
Golfers over here.
Speaker 3 (00:14):
Right well, I think that's better than the apple. Sometimes
we get an apple or.
Speaker 2 (00:19):
I mean, ladies.
Speaker 4 (00:21):
The question today is who's watching me? Now? The I R.
Speaker 1 (00:24):
S it feels like somebody's watching you.
Speaker 4 (00:28):
You know, when Rockwell first wrote that song, it seemed like, ha, ha,
sure everybody's watching you.
Speaker 2 (00:37):
Cuckoo, cuck oo, cuck oo.
Speaker 4 (00:40):
Sure, rock Well, you are so paranoid you can't make
a move. Today. You eat a pretzel on Market Street,
somebody's got it. Somebody's security camera, you know, the Google
mapping system, somebody's got it. Somebody's always watching you these days.
Rockwell was onto something. Let's give him some props right now.
Speaker 1 (00:58):
Yeah, the other day and it was just like cameras everywhere.
Speaker 4 (01:02):
See you can't even you know, I mean, it's just
so privacy.
Speaker 1 (01:08):
Ah.
Speaker 4 (01:08):
So, welcome to episode number Christy you just told me
now forty for gone two hundred and ten of Talk
Talk with Martha Quinn featuring Christy and Karina Velaskaz. This
is when the three of us get together every week.
We sit around. We chat life, we chat what's coming
up in the world, we chat music, and we invite
you to join us. If you have any comments on
(01:29):
what we're talking about, you can always tap the talkback microphone,
which you'll see on your phone screen when you're listening
on our free iHeartRadio app. So when it comes to
things happening tech wise, Christy, I love to turn to
you because you always have, you know, really good inside
knowledge and a sense of what's going on in this
(01:51):
mysterious world of text text tech. What's it called, Christy
text or tech tech? See, this is why I turned to.
Speaker 5 (01:57):
You, perfect example, mini geek squad. I am, you know
from Best Buy?
Speaker 1 (02:03):
Yes, I know. I do tech support, I do tutorials
all of the things, and I'm happy to help.
Speaker 2 (02:09):
I love it.
Speaker 4 (02:11):
So, Okay, I've been seeing this story for a while,
but it's kind of slowly coming into more and more
of the public topic, the public conversation, which is a
while back, a data breach happened and according to KTV
you a TV station here in San Francisco. They say
it was a stunning data breach involving the personal information
(02:33):
of virtually every American, including social security numbers. And then
in this particular article they say, hey, if you want
to see if yours was involved, you go to pen
tester dot com. And then I'm going back to the
beginning of this article and seeing it says involving the
personal information of virtually every American. So Christy, I'm asking you,
(02:55):
what's the point of going to pen tester dot com
and typing in your infot to see if you're so
security number was affected? When they say it was virtually
every American.
Speaker 1 (03:03):
I mean, if you really want to know, then I
guess you could go there, But those sites always kind
of sketch me out, and then then I'm like, what
if I'm going there and then I put my information
in and I wasn't part of the breach, but now
I put my information in and I am a part
of the breach, and now they have it. So it's
best if you just want to protect yourself, maybe go
to a site like Identity Protection or some sort of
(03:24):
site like that, so that way you just get alert
if you need to know that somebody's in the mix.
So then that way you just make sure that you're
safe and you're alerted in the event that something does happen.
Speaker 4 (03:37):
Well, this is what I thought when I saw in
this article go to pentester dot com, and I did.
I clicked on it because I wanted to see saying, oh, okay,
this would be a good wellness shot. So I thought,
let me check this out. And sure enough, as soon
as I see oh, they're asking for all your information,
I'm like, well, who are these people? And then I
put in is pentester dot com safe? And people were saying, yeah, oh,
(03:58):
it's totally safe, give your information. And I'm thinking to myself,
who are these people say safe? Maybe they're hired by
pentester to go onto Reddit or wherever say oh yeah, yeah, yeah,
it's totally safe. So how do we know?
Speaker 2 (04:11):
How do we know what's safe?
Speaker 4 (04:13):
And let me ask you, Christy, does it matter if
our social security numbers have been picked up?
Speaker 2 (04:19):
Because aren't they kind of everywhere? Anyway?
Speaker 1 (04:22):
I feel like that's why I said the best thing
to do is just set up an account or some
sort of identity theft protection alert, so that way, if
there is someone opening up credit cards, if they do
have the information and they're actually trying to use it
for bad stuff. You'll be alerted. And a lot of
times now when they have these big data breaches, people
(04:44):
get information in the mail and you just kind of whatever,
throw the sheet away. But yeah, you scroll down to
the bottom of the sheet. A lot of these like
T Mobile or Unine or whatever company, they'll offer you
a year or two of free identity protection when they
have these breaches. Go down, get the get the letter
(05:06):
that they send. Sorry, we're sorry. We're doing our best
to make sure it doesn't happen again in the meantime. Yeah,
go here and use this code and we'll give you
a year's worth of this service for free. And use
that because you literally it happens all the time. You
could just get years and years of service. Yeah.
Speaker 5 (05:25):
I was gonna tell you, Martha that I know there
was a hack not too long ago too, with like
Ticketmaster or AT and T either way. So I found
out about this because hackers got my cousin, Diana's information
and somebody was opening up a bank account and her name,
and her bank notified her like, oh are you trying
to open a new account, And that's how she knew
(05:47):
that her stuff was all stolen in that data breach.
So another thing that she told me to do, and
this is I saw this actually in a few places,
that you can call your the three credit bureaus that
we have and ask them to freeze your credit so
that nobody.
Speaker 3 (06:02):
Can open anything new in your name. And that's what
she did.
Speaker 1 (06:06):
Yes, but that's after the fact, if you find out
your breach, because you don't want to just necessarily freeze
your credit.
Speaker 2 (06:12):
True, but just on the strength.
Speaker 5 (06:13):
She found out that her bank called her and was like, oh,
so you're opening a new account.
Speaker 3 (06:18):
They had her address or email all her info.
Speaker 4 (06:21):
Well, I am seeing a lot of these news outlets
that are covering these stories. When they say what should
you do, they do say freeze your credit And I
have seen what you're saying, Christy that actually that's a
step you take after you find out that your your
information has been tapped by someone else.
Speaker 1 (06:41):
So it's just all lines of defense. I feel that
the credit monsters thank you.
Speaker 5 (06:47):
I think like the best thing or the best advice,
or at least just for my opinion, is just to
be constantly just keeping an eye on your stuff, keeping
an eye on your bank account, your credit, your credit reports.
Just be vigilant about all of your info.
Speaker 1 (07:03):
The credit report thing is good and you can get
a free credit report every year at Annual Credit Report
dot com.
Speaker 3 (07:11):
Did we lose you, Martha?
Speaker 4 (07:13):
I'm just thinking that's funny that you said that.
Speaker 3 (07:16):
I heard them in the big sign.
Speaker 5 (07:21):
Here's a sign.
Speaker 3 (07:22):
I can see it in your face.
Speaker 4 (07:24):
I know you're so right. I'm so busted now. I
was speaking to myself. Or you could just be like
me and just let it, not worry your pretty head
and hope that your husband is taking care of you.
Speaker 5 (07:32):
Yeah. I was gonna say, just have Jordan do it, Martha,
You'll take.
Speaker 2 (07:35):
Care of it.
Speaker 4 (07:36):
I love Christy that you have this on the top
of your head.
Speaker 1 (07:40):
What is it now, Annual Credit Report dot Com. I
mean you should check your credit report periodically and you
can for free, so if they want to charge you
or you know, the sites to go to. The actual
government site that's set up with all three credit bureaus
is Annual Credit Report dot Com. Everyone in America who
has credit you can pull it from each of the
(08:01):
three bureaus once a year for free ninety nine And
it's a good idea to not pull all three at
the same time, but maybe pull one in January at
the beginning of the year, and they all could be different,
different things. But then you can kind of look and
see what's going on with your credit and if you
notice anything and you're like, oh snap, you can start,
you know, and then maybe halfway through the year pull
(08:22):
the other one, and then at the end of the
year kind of pull the other one so you can
kind of see how they stack up with each other.
You can pull all three at the same time. It's
all it's free from TransUnion, Equifax, and the other one
I can't never remember, but those are your experience experience.
Speaker 2 (08:41):
I think that's it.
Speaker 1 (08:42):
And then yeah, you get your your credit report for free.
Speaker 4 (08:46):
Oh please please, somebody say, Duran, Duran quick, you're somebody quick.
Somebody said deand deaf Leppard. Pour some sugar oni please No.
But this is why I love to talk to you, ladies,
because I know that you always I don't know, you
have a really good way of explaining this stuff. And
this is why I am passionate about financial literacy in
(09:08):
our schools, because I have literally zero financial literacy. So well,
thank you for that annualcreditreport. Dot com is where you
should go to check your credit report. Reach out to
Christy anytime. No, I'm serious, Christy, you have really good advice.
One eight sixty six nine hundred one O three seven.
(09:30):
People should call you and Karina for financial advice and
all of this stuff. You have really good information.
Speaker 2 (09:37):
Ladies. Stop it Martina.
Speaker 3 (09:39):
When it comes out the numbers and money, I go
to Christy.
Speaker 4 (09:44):
Okay, if I can call Christy, don't talk to Great
about it. One eight six nine hundred seven. So all right, ladies,
it's back to school season. A lot of kids going
back to school, and I don't care if you're the
most confident you know football, a quarterback, head cheerleader. There's
always some kind of trepidation. I would imagine, because I've
(10:07):
never been ahead cheerleader, but I would imagine that there's
some kind of trepidation going back to school because it's new.
You don't know who's going to be in your class.
You don't know how you're going to get along with
your teacher, you don't know where you're gonna maybe you're
where your locker is going to be if you get
new lockers every year. So when you look back at yourselves,
(10:27):
Christian Krena, going back to school, what pops up in
your mind. And if you were to give yourself some
advice like whisper to little Karina in her ear or
whisper to little Christy in her ear.
Speaker 2 (10:39):
What would you say, pay attention in to your homework.
Speaker 4 (10:44):
Why do you think you need to have that advice?
I think that you did that anyway.
Speaker 2 (10:48):
I could have done it better.
Speaker 1 (10:49):
Yeah, so I would just say that, pay attention into
your homework.
Speaker 2 (10:53):
Yeah, why you did that?
Speaker 1 (10:55):
No?
Speaker 2 (10:55):
Not really?
Speaker 1 (10:56):
I mean I did okay in school, but I could
have done a lot better.
Speaker 4 (11:00):
Well, let me ask you this, why do you think
this is a great This is a great question. Why,
looking back, do you wish that you had paid attention
more and done your homework.
Speaker 1 (11:08):
I would have had a better GPA. I probably would
have gone to a four year college right out of
high school versus community college. So I think my path
would have been different. Actually that may not have been better,
but it just would have been different. But I would
have still told myself to do that.
Speaker 3 (11:26):
Christie. Were you in detention a lot or you not
hardly ever got detention?
Speaker 1 (11:30):
I was in detention and Saturday school, but for being late,
not for being in trouble. Okay, I would just always
be running late, and so that would be the thing
that would get.
Speaker 2 (11:41):
Me in trouble.
Speaker 3 (11:43):
Good to see nothing's changed, Na.
Speaker 1 (11:45):
You know.
Speaker 5 (11:51):
Well, Martha, to answer your question, I would tell little
Karina to.
Speaker 3 (11:57):
That everything would be okay.
Speaker 5 (11:59):
I was bullied in elementary school by the rich girls
because you know, I have what's called handy downs, hand
me down, hand me down, had hand me downs.
Speaker 3 (12:08):
But i'll what you call it.
Speaker 5 (12:09):
So I would just say that people are going to
like you for who you are and not to worry.
I also remember going into junior high with braces and glasses,
so I was.
Speaker 3 (12:20):
Like, oh gosh, everyone's gonna hate me. I'm gonna get
picked on. But I would tell little Karina not to worry.
You are going to have a lot of friends and
just be you.
Speaker 1 (12:31):
What about you, Martha Quinn, Well, I.
Speaker 4 (12:34):
Was always very very nervous starting school. I'm not my
stomach even today, when I hear those crickets, those what
I like to call them, the back to school crickets,
they start going I can't do it, but I go, oh,
there are the back to school bugs. Oh my god.
I can feel it in my you know, just feel it.
Even though I went to the same schools through from
(12:57):
kindergarten through high school, so it's you know, but there
was always you know, transitioning from elementary school to middle
schools when the five elementary schools came into one and
there was a lot of new people, and then going
into high school and getting off the school bus and
walking past the smoking section where all these people that
(13:19):
look like extras from Saturday Night Fever, you know, are
outside smoking. I'm like a little me with my lunch
box getting off the bus. I wish that I could
whisper to myself, It's going to be okay. It seems
scary now, but it is going to be okay. And
I will say that my high school, it was a
great high school, but there was a lot of emotional
dynamics going on and there were some massive fights that
(13:43):
required school to be closed. And even so, my dad
was always asking me to go to the high school
in his area, but I was like, no, I don't
want to. Austining High School is my jam. We are marching,
always marching. I love Austin High School. And it was
at WOSS, the teeny tiny in one room radio station
(14:03):
WOSS where I actually got a taste of doing radio,
but I would say I don't know. I didn't really
have anybody saying to me, what's this like for you?
Is it kind of scary or what? And honestly, if
my mom had asked me that, I probably would have
been like, Mom, stop it, it's fine, it's fine. It's
not like I would have wanted to sit down and
have a hard t hurt anyway. So I guess I
(14:24):
would just do the same and say you're gonna be okay.
Speaker 2 (14:27):
It might seem scary right now, and.
Speaker 4 (14:30):
Maybe your heart is being broken by boys or whatever,
but you're gonna do okay. So it is really interesting
my overall take though, when I think of myself starting
school this particular back to school time, I don't care
if it was ninth grade, tenth grade, eleventh grade, twelfth grade,
or third grade.
Speaker 2 (14:50):
I was always nervous. Christy, how about you?
Speaker 1 (14:53):
Were you nervous somewhat? I think every student is nervous.
I don't know anyone who goes to school and is
like yeah, I mean yeah, they might say that on
the outside, but I think everyone. Anytime you start something new,
there's nerves.
Speaker 5 (15:05):
I'll say Martha that Lovey, my niece, she started seventh grade,
and she was extremely nervous because now she's doing the
sixth classes and having that much work and teachers, you know,
and so I just kept telling her, well, don't worry
about it. Also, she didn't she made one new friend, Like,
she didn't have friends leaving the sixth grade.
Speaker 3 (15:24):
So she's like, oh, what if I don't make friends.
Speaker 5 (15:26):
I'm like, you will just be yourself or be alone
for a day and you'll make friends along the way.
But for her, that was really nerve wracking. But now
she's like texting me, She's like, yeah, it's cool, it's easy.
Speaker 3 (15:36):
It's fun because now.
Speaker 5 (15:37):
I see a different teacher every hour. She's just more
worried about the homework. She's like, I know they're going
to give me homework. I'm like, just don't think about that.
Speaker 3 (15:44):
Just think about fun.
Speaker 5 (15:46):
How fun it is to have like six different classes
in a day.
Speaker 4 (15:50):
So she it used to be that she had probably
like three, she only had one.
Speaker 2 (15:54):
Oh, she was just in one.
Speaker 5 (15:55):
Yeah, she since kindergarten through sixth grades, she only had
one teacher.
Speaker 3 (16:00):
Even in middle school. Yeah, and he had one teacher.
Speaker 5 (16:02):
So this is the first time that she has six
different teachers and six periods.
Speaker 4 (16:07):
In a way, I feel like I could go back,
like for a second there. My husband Jordan took when
we first started. Gosh, this was back in like nineteen
eighty seven. He took a class at Valley College in
the San Fernando Valley. He took one class, and I
would go with him and just kind of hang around
the campus and I would kind of just sit there
and sort of imagine myself with a book bag and
(16:30):
going to the library and stuff like that. And I
did sign up also at Valley College for a French class,
and I think I went to maybe de TOI and
then that was it.
Speaker 2 (16:44):
I bailed.
Speaker 4 (16:47):
He's like, okay, enough with the book bag. But yeah,
but I get you know. They say, if you do
have children who are feeling nervous, that step number one
is just validate their feelings, sort of help them give
words to what they're feeling, because acknowledging what's going on
is your first step to being able to handle it
(17:09):
and get past it.
Speaker 3 (17:10):
I like that that's great advice.
Speaker 4 (17:12):
Anything else, ladies, what else, anything else fun going on
in your lives? Anything else going on that we should
cover before we say adieu.
Speaker 5 (17:22):
No, just shout out to all the kids going back
to school and the parents and the teachers. Yeah, you know,
there's definitely the teachers. They make a difference. The principal's
out there. We know it's a lot of hard work.
You guys are awesome.
Speaker 4 (17:35):
You know what I say. Every time I see a
skyscraper being built, I look at that. I look at
the cranes, I look at the steel girders, I look
at everybody, and I think to myself, you know who's
building this building? Teachers, Because that's a lot of math,
that's a lot of engineering, that's a lot of physics
that goes on, and I think any student who is
(17:56):
taking the time to learn all that, Karina, do you
want to talk about who is going to be our
guest next week?
Speaker 5 (18:02):
Yes, we have Oakland's Ahmed Muhammad, who is going to
talk about the annual Stemfair.
Speaker 3 (18:09):
It's a fun event. They do it every year and
STEM means science, Technology, Engineering and Mathematics. Thank you, Christy.
So yeah, we're excited to have him on.
Speaker 5 (18:18):
We're gonna play a little trivia, but he's going to
tell us about the event and that should be fun.
Speaker 3 (18:22):
I'm looking forward to.
Speaker 2 (18:22):
It me too.
Speaker 4 (18:23):
I'm so looking forward to it. He is a rockstar
kid in the Bay Area. He went to Oakland Tech
and now is at Stanford and going back now to
Oakland Tech to help the kids there and anybody in
Oakland who wants to I guess anywhere who wants to
go to this stem fair. So that is super cool.
We're really excited about that. So that finishes up episode
number two hundred and ten of Talk Talk with Marth Quinn.
(18:45):
Please leave us your comments by tapping the red microphone
on our free iHeartRadio app. It lives there on your
phone when you're listening to the station. And until next week,
I'm Marth the Quinn.
Speaker 2 (18:58):
I'm Christy Arena, Alaska. Miss here Ready
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