Making Money Personal

Buy Now Pay Later is a short-term loan that allows consumers to pay for their items in small installments over time. However, due to the popularity of Buy Now Pay Later, there has been an increase in what many have started to label “phantom debt”. 

Links:

• Learn more about this Money Tip's sponsor: New England Royal Service
• Explore debt consolidation loan options from Triangle Credit Union
• Watch our Financial Freedom webinar fo...

Have you ever wondered what it takes to become a truly impactful leader? In this episode, we'll explore practical strategies for cultivating leadership skills that can transform both your personal life and your professional life. Join us as we discuss some actionable insights and a few stories to help you become a more effective and influential leader. 

Links:

• Leaders Eat Last by Simon Sinek
• Dare to Lead by Brené Brown
• Winning...

Struggling with debt can feel overwhelming, but with the right strategies, it's possible to regain control and build a more secure financial future. Fortunately, there are practical and proven methods to reduce and manage debt effectively, no matter your financial situation.   

Links:

• Check out NerdWallet's Top Budget Apps for 2025
• Learn more about Triangle's personal loan options for debt consolidation
• Financial webinars fo...

Figuring out where to live is a significant and costly decision everyone has to make at some point. If you want to purchase a property to make your home, condominiums, and houses are what you want to look at.

Each has pros and cons, and depending on your lifestyle, you may lean towards one over the other. Keep listening to learn which option is right for you.  

Links:

• Learn more about Triangle's mortgage products
• Check out TC...

What does it take to become a great leader? Leadership skills aren't only for high-ranking executives and key decision makers. They can be used by people in all stages of life and occupations, from teachers and household managers to small business owners and team leaders.

In this episode, we welcome back Adriana Torres, a dedicated SCORE volunteer and successful entrepreneur, to share her insights and some practical tips on how all...

Recession, crisis, tariffs, inflation—all these words circulating around the media and internet for the past few weeks have made many people uneasy and a little frightened about the future. Stories of an alarming nature are circulating daily, so if you're beginning to feel spooked, you're not alone.

Whether or not a real economic crisis will happen is hard to predict, but setting some safeguards for your financial future can give ...

With cryptocurrency's increasing popularity, it's crucial to be aware of the prevalence of crypto scams. Cryptocurrency is a digital currency that uses cryptography to secure transactions. However, the rise of crypto has also led to a surge in scams. It's important to stay alert to spot these scams and avoid falling victim to them.   

Links:

• Report any crypto scams you encounter to any or all of the agencies below:
  • https:...

Managing personal finances can be daunting in today's fast-paced world. However, with the emergence of personal finance apps, individuals now have powerful tools to simplify and enhance their financial management. These apps transform financial habits and empower users to take control of their overall financial health. This tip will delve into the top benefits of using personal finance apps, shedding light on how they can put you i...

Insurance is a common expense for many people but understanding the ins and outs of coverage can be challenging. In this episode, we delve into the vital role of the New Hampshire Insurance Department in safeguarding your personal and financial well-being.

Join us as Deputy Insurance Commissioner Keith Nyhan shares insights on common insurance issues essential coverage tips and the many resources available to help you navigate the...

Spring is finally here! With renewed energy and brighter, warmer days, you might be motivated to do spring cleaning. Of course, this time of year is a great time to organize, refresh, and clean around your home, but this season, take some time to do the same with your finances.  

Links:

• Learn more about checking your credit score with the Better Checking Account app
• Set up automatic savings goals with the Goal Builder tool in ...

Today, overconsumption has grown pervasively in many of our lives. Or at least the temptation to overconsume. In this time of influencers, shopping hauls, and restocking videos, it's important to remember the effects that overconsumption can have on not only our lives but also the lives of others and, ultimately, the environment.

If you're hoping to combat overconsumption habits in your own life, there are ways to recognize and ba...

In today's media, it is impossible not to see an ad for the latest gambling service. If you don't already know, gambling is risking money or something of value on an event with an unknown outcome and can be done both online and in-person, on anything from slot machines to a sports game. While it may seem fun to win some money on something, gambling comes with a bunch of risks, and it's not just losing money.   

Links:

• If you o...

Understanding financial aid and student loans is crucial for anyone planning to fund higher education, whether you're a student, parent or even an educator, having someone available to help you navigate the complexities of funding higher education is essential.  

In this episode, we're chatting with Shawn Kithcart-Bulk, Education Funding Specialist at Granite Edvance, about the different types of financial aid available, how to app...

Your credit score is an important factor in your financial journey as it represents your potential risk of repaying your loans to lenders and creditors. Your credit score may also impact loan interest rates and term lengths which is why it’s crucial to be aware of your credit score and any changes that may occur. 

Links:

• Learn more about the benefits of a Better Checki...

What do you think has more impact on your financial decisions, your income or your mindset? Would you believe that how you view and think about money matters more than how much money you make? If you’re striving for financial success and want some insight into how your thinking impacts your probability of building wealth, then I have a book for you! 

Links:

• The Psychology of Money by Morgan Housel
• Check out TCU University for ...

Buying a car is a big deal. Unless you live in a walkable area, your car is likely the primary method of transportation used to get around. If so, you’ll want something reliable as well as affordable. Many factors affect the price of vehicles from inflation, chip shortages, supply chain interruptions, and even the possibility of looming tariffs.

At the time of this recording the average new car price is around $48,000 and with a p...

You want to find that perfect home, but how do you know where to start? The home-buying process can be tricky and confusing. That's why it's essential to understand the right things to consider before you begin the mortgage process.    

  Links:

• Find out how much you may qualify to borrow. Get a mortgage pre-approval now!
• Check out current mortgage rates and other special offers
• Check out TCU University for financial education...

It’s important to make good financial decisions, especially as a young adult. If you set yourself up for success while you are younger, you’ll thank yourself later in the future. If you’re a young adult, here are some tips to get you started. 

Links:

• Explore a variety of financial resources at mycreditunion.gov
• Learn more about Triangle's financial planning services
• Check out TCU University for financial education tips and res...

Saving doesn’t have to be boring. If you’re looking for an enjoyable way to save money, try a savings challenge. Whether you’re planning to build an emergency fund, save for a dream vacation, or develop better money habits, savings challenges can transform your saving journey and set you on a rewarding path to achieve your financial goals.  

Links: 

• Download the Roll-the-Dice Savings Challenge tracker
• Download the 100 Envelope...