55KRC Monday Show - Empower U, Smitherman, Money Monday, Dustin Dunbar

Episode Transcript

Speaker 1 (00:06):
Five o five.

Speaker 2 (00:09):
At fifty five k r C, the talk station.

Speaker 3 (00:12):
Happy Monday, suit, Well.

Speaker 4 (00:29):
If I'm want to say it like it is and
make our country great again?

Speaker 2 (00:33):
Yeah, uh, that's an uphill challenge though, isn't it? Happy
Monday folks. Brian Thomas right here, glad to be glad
to see Yourstrecorri Blongs and the Executrobrucer book, and I'm
glad you run through the rundown. Let you know what's
coming up here on the fifty five k RC Morning Show.
As always, you can feel free to call five one three,
seven four nine fifty five hundred, eight hundred eighty two

(00:55):
three talk or hit pound five fifty if you have
an AT and T phone, get you right on in,
get you on the air. Maybe there's a topic you
want to talk about. Always enjoy mixing it up. So
other than that, I have to use my editorial privilege
and decide which direction to go, which I'm going to do.
But first, what's coming up here? In Power You Seminar,
Chris Burkett going to be doing an Empower You Seminar

(01:16):
tomorrow night, seven pm on Woodrow Wilson. Woodrow Wilson greatly
expanded the powers of the presidency. Yes, he did. The
Imperial presidency began, I believe with Woodrow Wilson. Burkett Christopher
Burkett Associate Professor of Political Science and director of the
Ashbrook Scholar Program at Ashland University, where he teaches undergraduate
and graduate course in American Political Thought twenty eleven Recipidity

(01:39):
Edward and Layne Taylor Excellence in Teaching Award at Ashland
University as well. So he knows a thing or two
about Woodrow Wilson. Should be an interesting conversation.

Speaker 5 (01:48):
Again.

Speaker 2 (01:48):
That's tomorrow night, seven pm. You can log in from
the comfort and convenience of your own home. I think
it's virtual. Yeah, it is a virtual only class. So
they do have an how are you seven? In our room,
but not this one at seven twenty Every Monday we
get to hear from Christopher Smith and I enjoyed a
nice lunch with Christopher on Friday, sort of just sat back,

(02:10):
kickback and enjoyed some lunch at Jim and Jackson Are
at Jim and Jackson, We're gonna be going there in October.
My friends of Jim and Jack's been begging for us
to show up for listener lunch. This year, I've been
doing the micro brewery tour. One of my listeners been there.
It's been a lot of fun missing out on the
old spots, though. Yeah, I do miss Ron's Rust and

(02:34):
you know, some of the other places that we regularly
go to. But we'll get back to him. Just taking
it a different direction this year. So asunder brewering the
Westchester location, that's where we're going to be next Wednesday,
not this Wednesday. Next Wednesday. It's always the first Wednesday
of the month, absent conflict with a holiday or something
along those lines. About eleven thirty. For folks who regularly

(02:56):
asked me what time does it start? About eleven thirty,
it's no strict guidelines on showing up immediately at eleven thirty.
A lot of folks show up a little bit later
or early as the case. Maybe today is Monday, so
after Christopher Smith, and we're going to hear from Brian
James Monday, Monday today the topics workers claiming social security
early paran fearful of its future close print. Yeah, I

(03:21):
know we'll hear what Brian has to say about the
future of social security, but all indicators indicate it's not
looking good, and no one wants to touch it because
it's the third rail of politics like Medicare and Medicaid,
largest outlays in the government spending. Oh, which is you know,
soon to be overtaken by the interest on the debt
that we've incurred at a trillion dollars a year, So

(03:44):
you might find yourself going without. Also on topic for
Brian James, more Americans are financing groceries and nearly half
of Americans say they've given up on saving money. Geez,
gloom and doom from Brian James this morning. All reality though,
so we'll dive into what that actually means for America

(04:06):
generally speaking. Again eight h five for that, followed by
Dustin Dunbar with the book You're Doing Great and other
lies Alcohol told me apparently recovered alcoholic or recovering alcoholic.
That's the Nunbar breaking it all down, and I'm recommending
some different choices for you and alternatives to things like AA.

(04:27):
That'll take place at eight forty. So there you have it.
There's a rundown for this morning. A disturbing article I
saw was looking the Wall Street Journal, and I just
I want to bring it up because it's happening here
in Greater Cincinnati, but it may very well be. And
it's the nature of the education system of the teachers unions. Now,

(04:48):
I think most of my listeners probably agree that teachers
unions are not about the children's education, more about the
teachers unions, and you know, usually think about it in
terms of salary. They're in it for their own personal benefit.
They want, you know, more money. Basically, it's more money,
more money, more money, more money. But what was so
disturbing about this It just kind of opened my eyes

(05:10):
a little bit more to something that I was aware of.
It's how political the unions are. And it's political not
for the sake of being political to get benefits for
the unions themselves, but political in the sense that they're
well turning our children in a bunch of radical leftists
and for the sake of transforming our country and funding

(05:31):
the campaigns of a bunch of socialists and radical in
radicals and politics helped along by the likes of other
outside well moneyed, well healed multi billionaires like George Sorows
and they talk about New York's United Federation of Teachers
the UFT and Mally Smith writing the article in the

(05:54):
journal ats socialists see control in New York schools. They said,
they're you know, many things, your care aiocratic, powerful negotiations,
but never revolutionary. They've always been pragmatist. But a radical
union faction aligned with the Democratic Socialists of America making
a power bid to take over the United Federation of

(06:17):
Teachers in New York. And she writes, at the faction succeed,
the cost of New York families and taxpayers will be significant.
And it's happened before. And this is the parallel she's drawing.
It's like, this isn't new. Look what happened to Chicago?
She writes. The UFT radicals are taking their cue from
a coalition of leftist educators who took over Chicago Teachers

(06:39):
Union in twenty ten. Under its new socialist leadership, the
Chicago Teachers' Union rapidly shifted focus from classroom issues to
social justice unionism. Chicago's teachers walked out on students five
times between twenty ten and twenty one, including eleven to

(07:00):
strike over a contract in twenty nineteen and a seven
day strike in twenty twelve. But what the CTU radicals
really did was lay the groundwork for political control. The
union and its state and national affiliates Illinois Federation of
Teachers and the American Federation of Teachers spent spent circle

(07:21):
the word nearly six point five million dollars on Chicago mayoral,
City Council, and City Clerk and City treasurer candidates between
February twenty eighth, twenty two and May fourteenth, twenty three.
Basically one calendar year, six and a half million dollars
went to campaign contributions. It's done any more than one

(07:43):
point three million dollars to state politics since twenty ten,
and more than forty sitting lawmakers outside Chicago. Remember this
is the Chicago Teachers Union. They're spending money on politicians
running in races that have nothing to do with the
city Chicago and will have no impact on the education
of the children in Chicago schools. In twenty twenty three,

(08:09):
voters elected former CTU organizer Brandon Johnson mayors Chicago. Johnson
campaign with nearly two point three million in Backing from
the union. With one of its own in city hall,
the union focus drifted further from education. The ctu's inner
circle has evolved into a parallel political machine. With its

(08:30):
own aligned nonprofits ah align nonprofits. There's where your outside
money comes in. All the leftist organizations, media operations, outreach arms,
and an incubator and training program for other unions called
Bargaining for the Common Good. And also I might interject
probably an incubator and training program in the classroom to

(08:52):
advance leftist ideological goals rather than teaching children how to read, write,
and perform logic and reasoning skills. And therein lies the challenge.
They're creating a whole student body of ignorant yet useful idiots.
Under the CTCUS influenced Chicago public schools saw an academic

(09:12):
achievement crater and enrollment collapse. Thankfully, the enrollments collapsing that
means parents are smarter than and recognized perhaps the Union
for this nefarious influence on their children. From twenty twelve
to twenty twenty four, spending nearly doubled while scores drop.
Fewer than one third of students could read at grade

(09:34):
level last year. That's according to information from the Illa
State Board of Education. Even fewer were proficient in math.
Enrollment plunged by seventy seven thousand since twenty ten. At
the same time, the district budgets exploded fifty five percent. Well,
the most most recent contract will grant an average teacher

(09:57):
one hundred and fourteen thousand, four hundred and twenty nine
dollars annually. That's up from eighty six to five. Basically,
CTU campaigned aggressively and one contracts, proliferating a school model
that has created poor student outcomes, cap charter school expansion,

(10:19):
and prevented near empty schools from closing. Then the union
successfully lobbied for an amendment to the Illinois constitution that
elevated union contracts over state law. Unlike its Midwestern cousin,
New York's UTF has traditionally steered clear of open radicalism.
Their state was, in part institutional. New York has a

(10:40):
public sector strike ban enshrined in state law, while Illinois
law permits school teachers to walk out. New York teachers
risk fines, termination, and even jail for going on strike.
But even without the legal right to strike, the union's
escalating militancy will lead to the politization of New York schools.
Election costs will rise as economic outcomes plummet see Chicago.

(11:08):
New York already spends more than any other state on
education thirty six thousand dollars per student, Yet student outcomes
are mediocre At Beth that's fourth grade math and reading
scores hovered near or below national average. UFT's calls for
reduced class sizes and expanded staffing are more about money
and power to pad their ranks than about helping students.

(11:30):
If socialists succeed in taking over UFT, expect to pivot
away from academic achievement and toward political agitation. The radical
wing is already organized walkouts of a political issues having
nothing to do with education, rallying against Israel in November
of twenty three, for instance. In Chicago's similar days of

(11:52):
action are regularly used to bring students to the polls
or engage in non school policy issues. Again, you see
the focus lives of these radicals. It's raising a generation
of radicals that are stupid. She concludes. New York should

(12:14):
view Chicago's experiment with radical union power not as a
utopian ten played, but as a cautionary tale. Better schools
don't follow from increased activism. Costlier contracts and worsening student outcomes.
Do amen coming to a theater near you if it
isn't already here? What do we expect from schools? What

(12:37):
does it mean? You think about it? Parent of any
political stripe, what do you want from your school? Do
you want political agitation? Do you want mindless? Brainless kids
that come out and don't know anything about life? They
don't how to add, they don't know how to divide,
they don't know how to even read. Maybe that's the
ultimate goal. Folks, the dumber the population and the more

(13:00):
easily we are manipulated. You're inundated with propaganda every single day.
This is what I have to surround myself every day.
The propaganda is the news. There's right winging, there's left wing,
there's centrists, there's neutral reporting, and there's bias reporting. But
you know what, at least I was raised and have
an education and a foundation enough to logically and rationally

(13:21):
walk through it all and question what is written and
ask questions why? That's critical thinking? And if our students
are raised in these environments where all they are done
is being taught left wing propaganda and how to organize
and become activists, do you think they can see through
the nonsense they are parroting? Of course not. Do you

(13:42):
think they study history and can see the failures of
socialism that have just got so many illustrations of that
have gone before us, and yet we're all running down
that road. It's obviously the goal. Five nineteen fifty five
Care Steve Talk Station five three seven four nine fifty
five eight eight two three talk five five fifty on

(14:04):
at and T folts. Hope you can stick around the
events of today. Five twenty three, Happy Monday to you.
I thought this is rather interesting in local stories, the
Banks has implemented an age twenty one and over policy,
this beginning at ten pm on weekends. Friday and Saturday

(14:26):
nights began immediately. According to officials. The restrictions impact the public.
Claus On Freeman Freedom Way between Joe knuxall Way and
Marion Spencer Way slash Walnut Street restricted area ends at
Mary and Spencer Way. Launched by the Banks, the organization
of privately owned businesses who are actually funding footing the

(14:48):
bill for this. This is what I found interesting when
asked Mayor, I have to have pur Ball. He's all
in favor of this, so is since they police Chief
three strategic, but they don't have anything to do with it.
Per Ball. The Banks are a critically important respect of
our local economy. It's really the lifeblood, particularly for our
sports and our entertainment economies, and we want to do
everything we can to maintain the safety of our patrons

(15:09):
and our tourists. What's this we you're not paying for it,
According to Tracy Schwagman with the Banks, The bank's business
association applied for special event permits to allow the twenty
one over restriction and has fully funded the initiative itself.
Apparently it costs from about a quarter of a million dollars.
Schwagman said, there's a conversation we've bet him for about

(15:32):
two years. According to Swagman, ten pm Friday Saturday nights
throughout the coming several months of the bike racks, we
positioned at either end of the pedestrian plaza where the
Dora District is located. Private security firm hired by the
banks will check identification for everyone entering at Patrons who
are under the age of twenty one will be asked
to leave. There is where it is enforcement done by

(15:54):
a private security firm funded by the owners of the
bank's businesses, who probably headed up to the ryeballs with
people under the age of twenty one showing up in
mass groups and driving people crazy and creating an unsafe environment.
They say it's already engaged in these safety improvement efforts,

(16:15):
after already adjusting lighting, cameras and landscaping. They say, right
now the initiative is set up to run for at
least the next since six months, so that's how long
the permit the bank's obtained runs. Schwegman said once that
time period is up, there'll be a conversation about whether
to keep the policy in place permanently, depending on his success.
Chief Fiji said the age restriction will likely free up

(16:38):
Cincinnati Police officers to patrol other nearby areas MM because
the private security firm will be handling IDs in the
Dora district, freeing up police resources. Scarce I might add
police resources, Fiji said those not involved those involved in

(17:02):
the banks came up with a plant specifically worked for
them to improve the area curveall call to move proactive,
and this is where I really kind of glombed onto
this thing, wcpos Felicia Jordan among others reporting. But that
doesn't mean that similar initiatives won't be looked at for
other areas in the city, like over the Rhine Police

(17:24):
chiefdigi quote, we got this one across the finish line.
We're gonna evaluate it at the end of the summer
and see how things went, and then we'll take conversations
from there close quote, all right, who's gonna pay for
the private security firms we're hiring outside muscle to enforce curfews. Now,

(17:47):
what if they expanded the curfewed over the rine. Wouldn't
that require police involvement and something separate from private dollar funding.
The Dora district down by the banks is a finite space,
as the indicators, the is the the the geographic limitations
point out over the line a little bit more of

(18:07):
a challenge. And what about all the other neighborhoods in
the city. Phase one for a permanent curfew and then
more obligations for police and more opportunities for interaction between
the police and our youth. You can see where this
is leading. At least that's my sort of general perception.

(18:28):
Five twenty seven fifty five K see the talk stations
local stories, more local stories be right up next. It's
five thirty one. Feel free to call five one, three,
seven and two three Talk on five fifty on ET
and T funds. Yeah, Joe and I are just talking
about this curfew for the Dora district around the banks
age twenty one and older only with a private security

(18:49):
firm checking IDs. Private security firm can issue tickets. It's
not a violation of the law. It's a permit requirement.
So who's held accountable if there's some sort of I
don't know violence that occurs during this how many security

(19:11):
officers will have to be present in order to enforce
this ID check? And what if a large mass of
unruly teenagers shows up, potentially overwhelming the private security firm.

(19:31):
You know, it's complicated. And will the public be receptive
to their having to have their IDs checked in order
to get into the area or might they just otherwise
avoid it because it's a pain in the ass. Just
throwing out ideas well. I spent a lot of time
at Crosley Tower at U See because that's where a
lot of my classes were. You know, that's that tall,

(19:53):
weird looking building that emerges out of the ground like
some sort of odd giant, I don't know tree. Anyway,
they're knocking it down part of a fifty million dollar
project demolition of Crosley Tower schedule to start January at
twenty six, expected to be completed by the end of
the year, and it's going to be transformed into a
new STEM facility. Construction of that facility starting in January

(20:16):
twenty seven, with the hope that'll be done by June
of twenty nine. So the iconic Crosley Tower, called by
many the ugliest building ever made or built, uh is
no longer going to be there. Sixteen year old boy
shot near universe speaking of the University of Cincinnati, shot
near UC in Coryville early yesterday morning. Court of Lieutenant

(20:37):
Jonathan Cunningham with the CINCINNT Police Department Seth Gabilier. Gabile Ar,
Sorry if I'm pronouncing it incorrectly. You see student shocked,
he says, speaking with Fox nineteen. So it can be anyone, really,
which is kind of sad to say. True. Two weeks
after a fifteen year old allegedly shot and killed a
twenty five year old a few streets away, es one

(21:05):
person killed and suspect arrested after a shooting in Madisonville
Sunday afternoon. According to since At Police dispatchers, they identified
the victim of sixty six year old Clyde Beard since
they police say officers arrived at the forty one hundred
block of Homer Avenue one twenty pm Sunday. Police say
Beard found with a gunshot wound. Since they fire personnel
attempted to save his life, but he was declared dead

(21:26):
at the scene. Not clear what led to the shooting,
police say, since a police department homicide unit is investigating,
and we have a woman arrested after a shooting in
Green Hills yesterday afternoon, that's three in one day, Joe
thinks that private security might have prevented this from happening.

(21:50):
It's called the Second Amendment. Joe, we are all part
of the private security force. Corner. Press release from Greenhells
Police Department. Officer dispatially the area Wenton Road at five
four point fifty three pm of reports of his shooting.
Please report the Prior to the shooting, Kennisha Kenny, twenty
nine years old, have been involved in a physical altercation

(22:12):
with the victim that resulted in both individuals driving separately
northbound on Wenton Road. While traveling on Winton, Kenny fired
a weapon at the victim's vehicle, hitting it. Police report
the victim had two other people in the car. Victim
provided officers with Kenny's name and a description of her vehicle.
Officers determined the vehicle's license plate number as part of
the investigation. With the assistance of Springdale and Westchester Police departments.

(22:35):
Of officers located Kenny's vehicle near her residence and subsequently
located Kenny at the residence, arrested, charged with three counts
of Flowoni's assault, and transport to the Hamlin County Justice Center.
No injuries reported as a result of the shooting. Five
point thirty five fifty five kre CD talk station. It's

(22:57):
a happy talk this morning in the news. Huh, it's Monday.
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can help you live your best life. Five one three
eight four seven zero zero one nine. Five one three
eight four seven zero zero one nine. That's five one
three eight four seven zero zero one nine.

Speaker 6 (24:30):
This is fifty five KRC an iHeartRadio station.

Speaker 2 (24:35):
By forty fiftyouve KRC detalk station Happy Monday. I see
Joe on a video screen and we don't have direct
out loud communication back and forth unless we hit a
talkback button. You can tell a lot from a person's
facial expression. That's all I'm telling you right now. And

(24:57):
for the prayerful out there among you, the I am
requesting that you maybe say a little prayer or throw
some positive vibes toward our our resident Samoyer Keegan Corcoran,
who is in Portland, Oregon preparing or yeah, actually I
believe his test is today. It is the Master Somolier test.

(25:18):
That's the highest level some of it on the planet.
He's one tier below that, so he's taken it. He's
the first part is an oral exam about what is
called old world material. Fifty percent of the subject matter
does not include any of the possible questions, so he
has no idea. He can be questioned on wine anywhere
on the planet, as well as beer and liquor. No

(25:40):
one knows what the questions are. And he's got to
get a seventy five or better. So you got its
oral exam before three Masters's. It takes an hour. Then
they stuff him in a back room while everybody else
is taken the exam till everybody's finished. And last year
only three people passed part one. And that's only part
one wine theory. It's a three part testing process. You

(26:03):
got to pass that part, then you go on to
take the remaining two parts, which are blind tasting and service.
So he hasn't made it on a couple of prior
at times. I got the information from his dad, so
I'm just sending out, please keep your fingers crossed. He's
just such a wonderful guy. Love the guy to death,
and I want him to succeed in life, and who wouldn't.

(26:25):
Let's see here. Before I get to the phones, my
wife probably turned the radio off. I got an earfull
for my wife. Apparently, Joe, you and I crossed the
line with the stack of stupid last week. She said,
you're gone too far, Brian, She goes, I don't even
like to listen anymore. It's like we had a couple
of rather.

Speaker 7 (26:44):
I know.

Speaker 2 (26:45):
I threw my hands up too, I said, Honey, I
get a kick out of it, and it cracks me up,
and it keeps me through the five o'clock hour. I
think this one will pass moster with the wife Gray
on Gray Crime, eighty eight year old woman's accused of
fleeing the scene after plowing her SUV into the mobility
schooler of a seventy seven year old victim who was
thrown from the electric vehicle and hospitalized with their injuries.

(27:07):
Dear what hecked Carolyn Segers driving the parking lot of
the Sam's Club in Clearwater, Florida around eight thirty a m.
At the time of the crash, cops charged Secrets struck
Laverne Hampton's mobility school to the front of her Buick Envision.
Hampton was thrown from the scooter and was hospitalized from
her injuries. According to the restabit, David Secrets did not

(27:28):
stop at the scene of the crash to render aid
or exchange in for makenation. Court records do not reveal
the extent of the injury suffered by Hampton. Hours after
the incident, police arrested the retired occagenarian for leaving the
scene of the crash involving serious injury, which is a felony.
Booked into the County jailn scheduled for initial court appearance.
She lives about four miles from the Sands Club in

(27:49):
a condo she purchased from her husband. See what Pete's
got real quick, Pete, what's up? Welcome to the Morning Show.

Speaker 5 (27:57):
Hey, your marm Brian segment about the Door district, it
seems doesn't seem right that you can prevent like citizens
that pay tax is the best city property, keep people
under twenty one out?

Speaker 8 (28:12):
What if a guy's wife is twenty and he's twenty three.

Speaker 9 (28:16):
Or but I hear you.

Speaker 2 (28:19):
Issues, But you got to remember the door is a
drinking area and bars all down there are bars, and
it's a twenty one minimum drinking age. The bars claim
in enacting this. And again it's a temporary, temporary permit.
So you could go apply for a permit and have
a you know, a party someplace, and if you dottle
the i's and cross all the t's and you get

(28:40):
your permit, you can have certain restrictions apply. And that's
what they've applied for here within the confines of the
drinking open in the street district. So I think from
a legal perspective, it's okay it does. See but your point,
See to your point, it presents complications and challenges for
some people who might want to be able to get
down there. Maybe exactly the situation you talk about. You

(29:01):
got a twenty year old married to a twenty three
year old. They want to go down to the banks
and hang out of the Holy Grail or whatever. They
can't do it now, so it's an impediment. They're going
to iron out all the details over time.

Speaker 1 (29:11):
Pete.

Speaker 2 (29:11):
But I just thought more interesting that it's private security
that's going to be doing it, which presents its own
challenges and complications. And how strictly can you actually enforce
that zone. Are they going to be gates up all
around it? I don't know. I don't know, multiple layers
in that one. Appreciate the call five forty five fifty
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Speaker 6 (30:24):
Two fifty five krc if thinking.

Speaker 2 (30:26):
About KRCV talk station in Happy Monday. Kiggins's dad sent
me to list of questions for this exam, fifty eight
pages of single space questions. It's I don't know, I
don't know who could possibly know? I mean, these questions

(30:47):
are insane. In the coach to do province, which variety
is less planted kerrigan than sin salt or moved are
tiber and I don't you can't pronounce the words and
you got This is one question of like five hundred
and fifty go a see justays how does the acid

(31:14):
compare between twenty fifteen and twenty twenty one for Left
Bank BDX named two producers who've opted out of the
twenty twenty two Saint Emil classification. I mean, this is
on and on and on and on. One question gets
more confusing than another. I couldn't answer a single question
on the list, and those are just questions for the

(31:34):
region of France. And then you go to Germany, and
you go to Japan. This all over the world. How
could anyone possibly know all these That's why it's only
a handful of people who ever done it. Okay, back
to one that might defend my wife. But since we
have I heard media aviation expert Jay Rattlefan, why not
go with an aviation story. Female passion on a Southwest

(31:55):
Airline flight Chicago allegedly stripped naked and defecated on her
seat as the plane landed. Why are you doing that?
I don't think we'll ever find out, Police officers College
Chicago Midway Airport. Saturday flight four eighteen from Philly arrived
with one passenger shocking the cabin by taking off all
over clothes and again defacating on the seat. Southwest in

(32:17):
a statement, Our teams are reaching out to those on
board to apologize for the situation and any delay to
their travel plans. Nothing's more important to the Southwest and
the safety of our customers and employees. We appreciate the
professionalism of the freight. Clue says it's not clear what
happened to the passenger plane taking out of service for cleaning.

(32:39):
See Sadly they don't know he's act I don't answer
the question enough, why are you doing that? Mayor front
runner Andrew Cuomo ambushed by profane performance artist Crackhead Barney.

(33:01):
This happened outside of Brooklyn Church yesterday at court to
the footage and foulmouth attack, the ex governor strolled outside
Bethesda Healings centered his car in the parking lot. The
attention seeking internet personality shouted at Cuomo from several yards
away about the sexual harassment allegations that fueled his resignation
from office back in twenty one. Sexually harassed me, Cuomo said,

(33:25):
Crackhead Barney, Come on, Cuomo, sexually harassed me Cuomo. Cuomo
ignored the comments. It apparently got grew worse. Got behind
the driver's seat of his car while a couple of
men from the church confronted the woman, who goes again
by the name Crackhead Barney. She then shouted to Cuomo

(33:48):
rape me, which the article points out the Democrat has
never been accused of. Cuomo left the church parking lot,
driving away Crackhead Barne. He also posted a social media
video of herself screaming at the former governor when he
entered Bethesda again, with a quote, come on, Cuomo sexually

(34:10):
harassed me. You can sexually assault me for permission? What
I think it must be the crack.

Speaker 5 (34:22):
Yeah?

Speaker 2 (34:22):
Are you following? Are you following crackhead Barney on social media? Joe,
you are now Saint Lucie County, Florida judge who oversees
the substance abuse cases in the state's nineteenth Circuit Court.
You know it's coming. Arrested for driving under the influence
and possession of drug paraphernalia.

Speaker 1 (34:41):
Do what the heck?

Speaker 2 (34:43):
Judge Brett Wara Niki, forty six years old, pulled over
in Jensen Beach after the officer observed him swerving in
and out of lanes driving his Ford F one point fifty.
He failed to maintain a single lane and was striking
the fog line multiple times. Accord to the rest report.
When speaking with Warnaki, a detective of served him to
have bloodshot, watery eye, slurred speech, and the odor of

(35:04):
an unknown alcoholic beverage emitted from his breath. Local news
WPTV reported police received a tip of Thatt alleged drug
activity involving the judge a few weeks ago. Miami Unny
Sheriff's undercover narcotics unit was investigating Warnachy for weeks before
the arrest. Canine brought out the search the F one

(35:25):
fifty and the vehicle resulted in the judge being in
possession of what appeared to be cocaine residue in his wallet.
As this tradition to other passengers of the nicle also
cited for possession of cocaine Ornachi. The judge refused the
field sobriety test and refuse a breathalyzer because he said
he did nothing wrong. Five six I guess will he

(35:47):
appear before himself? Joe fifty five K see de talk stations,
stick around what we're talking about the six o'clock hour.
You can feel free to steer the direction of the
conversation by giving me a call. I'll be back after
the news. This happens fast and stay up to date
at the top of the hour.

Speaker 10 (36:03):
Not gonna be complicated, It's gonna go very fast.

Speaker 2 (36:06):
Fifty five krz the talk station, did you know? Even
talkstation by time's fishing. Every one a happy Monday. Try
to make it so anyway, and enjoy the nice weather
while we've got it. And uh, don't get behind the
eight ball of the grass. Just like you've got a lawn,
better cut it today or tomorrow. So apparently the rest
of the week is going to be rainy. And if
your lawn's anything like mine, it grows like you can

(36:28):
stare at it and watch it. It'll just grow right
in front of your very eyes. Like damn, it just
grew an inch. So, uh, just a little word of caution.
Mine was so long I could barely get through it
the other day, aniehow what is coming up? Fast? Forward
an hour and empower use seminar with Chris barket On

(36:48):
Woodrow Wilson. Yeah. Christopher Smithman at seven twenty, former Vice
mayor of the City of Cincinnati. Every Monday at seven
twenty for the smith Event Monday Monday, Brian James, some
sad and depressing topics, speaking of what is the wrong
track you are at that survey and if Donald Trump's
approval rating is dropping, I guess you know, world of

(37:08):
instant gratification, you can't instantly gratify everybody. And obviously there's
a lot of stirring of the pot of descent out there.
So workers claiming social security early fearful of its failure.
You might think the country is on the wrong track
because congress congressional inaction results in social securities demise. If
you don't fix it or change it, I'm sorry, it's
not gonna be around anymore. So people are genuinely fearful

(37:30):
of its future. We'll talk about that with Brian. More
Americans are financing groceries. The concept of financing groceries that
in and of itself is depressing, may put you on
believe the country is on the wrong track if youve
got to, you know, put your groceries on a credit
card and not be able to play your credit card
bounce off. And finally, topic number three in depression Money Monday,
nearly half of Americans say they've given up on saving

(37:53):
money see the foregoing topic. Then Dustin Dunbar's joined the program,
you're doing great and other lies alcohol told me. So
that should be rather interesting. But yeah, think about it.
What if you're asked a question and it seems like
a simplistic and almost stupid question, we can try to
boil it down. I'm sorry, sir, I'm here from Polster XYZ,

(38:15):
and I'd like to ask you is the country on
the right track or wrong track? So more and more
people say it's on the wrong track. Well, what are
you thinking about at the time you answer that question.
I could say it's on the wrong track. Look at
our deficits spending, look at these idiots and Congress who
are fighting over it. And now there's some concern that
GOP lawmakers might sink the so called big beautiful tax bill,

(38:37):
the one that will enshrine the twenty seventeen tax cuts.
Roomor on the street. Donald Trump and some of his
comments that he may raised income tax on those making
high earnings to satisfy maybe some of the minions out there.
He used the class warfare argument all the time. But
if he allows the taxes to go up to let's say,
thirty nine percent of folks over a million dollars, do

(38:58):
you think the left is going to be satisfied with that.
Let me screaming about a forty five percent tax. That's
not enough, it's not enough. But you got all this division. Okay,
So I might say the country's on the wrong track
and has been so since jeeves, prior to my birth,
because we keep spending more than we then, more than

(39:18):
we take in. And if you try to raise the
taxes in order to overcome the challenges of the deficit spending,
it just makes matters worse because less tax are everne
flows into government the higher the taxes are. Look at
history as your guide. Are you upset with immigration? That's
a big devisive topic these days. People were that Donald

(39:39):
Trump got elected because of the open borders, open borders
which led to just chaos and disaster and crime rates
increasing and all this terrible, terrible outcomes. Oh and then
now the weepers and moners and whalers and Nashtar's teeth,
you know, not thinking about how we got here with
Biden's open border policies, not caring about that, not caring

(39:59):
about the finite amount of money these cities have, and
the billions of dollars they're going into debt to cover
the cost of illegal immigration. Donald Trump steps up, closes
the border almost instantaneously, and then begins cracking down on
gang members. And that's stirring a pot of division in
this country. Where did gang members supporters come from? Where's

(40:23):
the logic and reason in supporting them or ROUMP. It's
an MS thirteen gang banger. They're basically an organized crime syndicate.
They haven't declared a terrorist organization. And you're angry that
Trump is kicking them out of the country. Well, that
may be first and foremosts on your mind. Country is

(40:44):
on the wrong track. Tariffs. I don't even think the
tariffs have really had an impact yet. I haven't seen
it personally. I know the grocery bills are through the roof.
Going back to one of the topics with Brian James,
I go to the grocery store every week with my wife.
I see it for myself. Rice of beef gone through
the roof. For a variety of reason, that it may
get worse because apparently we're gonna be restricting livestock imports

(41:06):
from Mexico because there's a screw worm infestation. Led that
to the plague update. Are you mad about foreign policy?
The situation in Ukraine. Trump hasn't be able to lay
hands and solve that problem. How about Iran? Are we
gonna bomb Iran or not? He got half the politicians

(41:27):
saying we should start launching a war against Iran over
the nuclear thing. Donald Trump wants to sit down and
negotiate with him. Are you mad over that? Are we
on the wrong track with that one? Foreign policy? Generally speaking?
Are you upset that the Trump administration is trying to
pair back the size and scope of government by getting
what are fraud, waste and abuse. Who's in favor of that?

(41:48):
I would like to think everyone, yes, good idea. The
government's grown too large. Look at the price tag of it.
We've got dead people on the social security roles. Wouldn't
it be a good iay to get rid of them? I mean,
what's wrong with that? And then you have the useful
idiots probably brought about by that education system I was

(42:08):
talking about in the first hour, who are running around
saying Donald the Elon Musk is a Nazi Because while
he's getting rid of some fraud, wasting, abuse, not nearly
enough numbers coming in about one hundred and fifty billion
dollars worth of cuts. He was trying to hit a trillion.
Lord knows, there's probably more than two trillion dollars in fraud,
wasted abuse that could be cut out of government. But anger, anger, resentment, resentment.

(42:31):
Elon Musk is a Nazi, and you got the federal
courts shutting down the efforts to pair back the size
and scope of government. So who's right on that one?
Is that why the country's on the wrong direction? It's
just a weird question. You can ask a conservative, you
can ask a liberal, you can ask an independent whether

(42:52):
or not the country's on the right direct going in
the right direction, and every single category across the political
spectrum will have a reason to make a claim that
the country's going to the wrong direction. And speaking of
GOP lawmakers, in terms of this reconciliation package, and we

(43:14):
talked with donovanil for Americans for Prosperity, the House version
calls for at least one point five trillion in spending
cuts over a decade, which, when you think about we
blow through more than two trillion dollars beyond what the
government takes in every calendar year. Cutting one point five
trillion seems like a very small ask. Although the Senate

(43:35):
version only cuts forty billion dollars or something like that
over ten years. But because it's only one point five trillion,
the budget hawks which would be me if I was
in elected official, and no, I'm never going to run
for elected office, I would be asking for a hell
of a lot more than that. So you have that
group of folks who could stand in the way of
this budget being passed. It's not enough cuts Senate split

(43:59):
fifty three seven, the House twenty two twenty to two thirteen,
So any small group of Republicans in the House could
block this from moving forward. Then you got folks concerned
about Medicaid Republicans too. Now the Democrats are uniform in
their opposition to any fix to Medicaid, like maybe a

(44:21):
work requirement for able bodied Americans who could be in
the workforce, a workforce that still is screaming out loud
for folks to join it. But there's a bunch of
Republicans warning the deep reductions in coverage will hurt constituents
in their districts and make the GOP efforts to keep
the House majority in twenty twenty six difficult. They're already

(44:42):
worried about twenty twenty six. They're worried about their fony,
blowney jobs. They won't fix anything. See, there's a reason
to think we're going in the wrong direction. Representative David
Valdado in California, Rob Burn Shananhan in Pennsylvania described both
in battleground district seats. They're worried about getting re elected.

(45:06):
So we all you know this of Vallado guy, his
constituency among the highest levels of Medicaid recipients in the nation,
and he is a Republican and he's arguing against dealing
with Medicaid. The reality is Medicaid plays a huge role
in my district. I guess he's got too many people

(45:29):
on Medicaid in your district. It's also pointed out many
Republicans in safe red districts also have among the highest
number of Medicaid users nationwide, including Speaker Johnson. Then there's
the state and local taxtion tax deduction. Do A group

(45:52):
a group of Republican lawmakers want the Trump tax bill
to increase the salt which is limited ten thousand dollars. Remember,
and these are going to be Republicans that come from
insane high tax states like New York, New Jersey and California,
and when they got the salt cap put in, they
were denied the opportunity to write off or deduct rather

(46:13):
their property tax, or rather the interest that they pay
on their mortgages, which are outrageous. You know, it's like
nine hundred thousand dollars to afford the average house in California.
Can you imagine what the interest rate is on the
loan on that on a month basis, and you can't
write it off like you used to. At least it's
cap to ten grand. That really walloped a lot of
these big tax states. But they're the ones that put

(46:35):
themselves in that position. And then there are Republicans. And see,
I'm venting my ire and my spleen toward Republicans because
you'd think that they'd all be interested in fixing the
problems that we face, the overspending, the fraud, waste, and abuse,

(46:57):
that they would be defenders of lower taxes and try
and trying the twenty seventeen tax cuts into law permanently,
which would require future Congress to actually vote to raise
your taxes and run on raising taxes, which is never
a popular thing to run on. But there are Republicans
whose districts receive billions of dollars for clean energy projects

(47:21):
that Biden's Inflation Reduction Act created. Inflation Reduction Act, Mike Keister,
there's a Green New Deal program. So they get these
tax benefits and write offs and all these infusions of
cast thanks to Joe Biden's Inflation Reduction Act, and so
they don't want to deal with clawing back the funding.
They don't want to limit the tax credits that provide

(47:42):
the incentives, all leading to ultimately good luck. I'm not
sure what's going to happen with this reconciliation bill, but
you see, it's like NIMBI lawsuits. Not in my backyard.
Oh it's a great idea when somebody else does it,

(48:03):
But mooy you come coming from my state. No way, boy,
That Inflation Reduction Acts a big boondogg will build billions
of dollars throwing a green energy products, if not trillions.
But if you start trying to call back the ones
from heisty whoa whoa whoa.

Speaker 11 (48:16):
Whoa whoa whoa.

Speaker 2 (48:17):
Boy, our local economy really depends on this Inflation Reduction
Act projects and tax credits and stuff. So nah, we're
not going to be dealing with those Charlie Foxtrot, that's
the way I'm looking at it. Six eighteen five point
three seven four nine fifty five hundred, eight hundred and

(48:38):
eight to two three talk go with pound five fifty
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(49:00):
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Zimmer dot.

Speaker 6 (49:21):
Com fifty five KRC.

Speaker 1 (49:25):
Facing a cancer Diagnosis.

Speaker 2 (49:27):
KI, it is six twenty three here fifty five kr
CD Talk Station. Your calls are always welcome five one, three,
seven four nine fifty five hundred eight hundred eighty two
three talk com FI fifty on HiFD fens and I
always remember, never forget to get over to fift five
KRC dot com for the podcast, the information and the books.
Be a poll worker. Jerry Pole was on last week
Demand asking please please please register and sign up to

(49:49):
be a poll worker. Be the waight behind the spear.
Josh mcconkey's book Good Guy. He is a very inspirational book,
and he got the Kidney Walk that's coming up on
May eighteenth. So materials there to check out and get
your heart mediapphire there. It's going to the phones who
have Bobby's got this morning, Bobby, Happy Monday too, Thanks
for calling.

Speaker 9 (50:09):
Good morning, my brother. Keep that torture Freedom up high
and bright. It's dark outside.

Speaker 2 (50:14):
It is kind of dark outside, isn't it. See that
You might say Bobby's thinking the country's going in the
wrong direction. If I asked him, I'm sure that's what
he'd say, right Bobby. If I read have I ever
read you right.

Speaker 9 (50:24):
Well, I'll tell you what, my brother. We can talk
about a ram, you can talk about Europe and all
everything else since talk about Cincinnati, all right? Are we calling?
Are they crying about the spilt milk when they put
these people in office and now they hide park people
crying the blues they put these people in office. If

(50:45):
you look at the how they vote and everything, that's
what they get.

Speaker 2 (50:50):
Yeah, but none of them can none of them campaign,
None of them campaign on denying Hyde Park. It's it's
it's decision making of its own future and its own
zoning laws. You think they would have voted for someone
who says, no, we're going after Hyde Park and we're
not going to allow them to direct their own future
when it comes to zoning. They would have voted for
those people. This is what you get. I mean, I

(51:13):
don't know if this bears a political stripe what the
City of Cincinnati did. I just think it deprives residents
of the ability to chart their own destiny, which I'm
wholly against. And that's why I'm not a big government,
micromanagement of your life kind of guy. But that's typically
what you get with Democrats, Bobby, when.

Speaker 9 (51:32):
You have eighty eight counties in this state, and eight
of them are the main counties, and they're all run
by Democrats, mayors, Democrats, city councils, all of them.

Speaker 2 (51:44):
That's what you get, Yes, it is. Maybe some days.

Speaker 9 (51:48):
Keep supporting you keep supporting the lay up. That's exactly
what you're going to get to. Quit crying the blues
and change your director. That's it.

Speaker 2 (51:56):
There you go, Bobby, just ton it like it is,
hold it down, problems solved. But then what do you
do about all these Republicans, like the congressional Republicans, who
refuse to well right this ship themselves. I think the
problem generally is politicians, Bobby, and they got too much
power and too much ability to dictate the terms of
conditions of our lives, regardless of what political stripe they are.

(52:17):
So maybe we need to just get smaller government that
has less control over ourselves. And I'll vote for that
all day long. You take care, Bobby, keep flying the
flag of freedom. Six twenty six fifty five k C
detalk station otor eggs will get rid of the stench
of everything. Step politics to point that out. Stensia politics
one that cannot be eradicated. But odo exit if you've

(52:39):
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These products are made right here in the city of Cincinnati.
They've been in business more than twenty five years, and
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(53:00):
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satisfaction guarantee. To order the products or buy them locally.
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They can't guarantee overnight, but usually overnight, but it'll arrive
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(53:23):
five the talkstation six thirty fifty five KR City Talkstation.
Happy Monday too. Looking forward to Christophsmithman and joining the
program at seven twenty as I always look forward to
and preceding him, Chris Burkett's going to be doing to
empower you Summar tomorrow evening seven pm. It's a login
only so easy to do that. Empower you America dot
org on Woodrow Wilson, So there you have it. Over

(53:49):
the local stories and the absence of phone calls. The
banks have now implemented a twenty one over policy. I
got a kickout of complicated. I think it probably will
be We'll see how it all works out. But a
coalition of the bank's business owners have secured a permit
to limit the Dora area around the banks to people

(54:09):
twenty one and older after ten pm on Friday and
Saturday nights, and that's already in effect and it's going
to continue through the balance of the summer of six months.
I think restrictions impact the public plaza area on Freedomway
between Joe Knuxall and Marion Spencer Way's aka Walnut Street,
and that's where the restricted area ends Mary and Spencer Way.
Launched by the banks and the privately owned businesses there

(54:32):
who are actually footing the bill for this, They've been
working on this for a long time. The bank's business
Association applied for the special events permit to allow the
twenty one and over restriction and has fully funded the initiative.
Itself through private funds. According to the spokesperson for the organization,

(54:52):
Tracy Schregman, it's a conversation we've been having for about
two years. She said. The overall will likely cost the
association a quarter of a million dollars. And listen to
Aftab Perval chiming in on this one. Did you hear
Aftab suggest this ever? No, it was the bank's business owners.
For his part, Asset says, well, the banks is a
critically important aspect of our local economy. It's really the lifeblood,

(55:15):
particularly of our sports and our entertainment economies, and we
want to do everything we can to maintain the safety
of our patrons and our tourists. So bike racks will
be positioned at either end of the pedestrian plaza where
the door district's located. According to Schwegman from their private

(55:36):
security firm hired by the banks will be checking identifications
for everybody entering, and patrons under the age of twenty
one will be asked to leave. Schregmann said businesses within
the banks will also still be doing their own ID
checks at bar doors. She said, it really is a
certain point in the evening the offerings of these establishments

(55:56):
are solely geared toward twenty one and overs, so we
want to make certain that the folks that are coming
down to patronize those businesses are of age and can
do so in a safe, fund vibrant area. They've been
trying to improve the safety down there, apparently have changed
me changes to lighting cameras as well as landscaping. So
the initiative set to run for the six months and

(56:19):
then they'll figure out later if they want to try
to extend it. For our part. Tresa THIGII, police chief,
said the age restrictions will likely free up since a
police officers who patrol other nearby areas to patrol other
nearby areas more heavily. Since the private security firm be
handling IDs and security at the bank's Dora district, she

(56:39):
said that she hopes the CPD officers can focus elsewhere,
so without the throngs of teenagers shown up and interrupting
everybody's lives down there, presumably this police department will be
relieved a little bit. I just kind of wonder how
about the implementation of this. It's a permit, so what
are the legal repercussions if you sneak in or otherwise

(57:01):
ignore the security officers, who I'm going to guess are
probably not armed, and how many of them will. There
be a lot of sort of open questions which I
suppose implementation will reveal whether or not this is actually
going to work. Say, barricades might not go up right
at ten PM where there is a late ballgame, so

(57:24):
families can still move through. But even if they're up,
Schwegman said families will be allowed through the plaza ahead
of the parking garages or make it back to their
vehicles or homes in the evening notice. She pointed to
families as opposed to random teenagers who also may be
attending a ballgame. Fisher said the areas around Great American

(57:44):
Ballpark and both sidewalks at Joe Knuxallway are not part
of the public plaza, so they will not be restricted.
Six thirty five fifty five airc Detalk station Devil's in
the Details, Corey says checking of IDs is completely unconstitutional,
well unless you have a permit that you've received, in
which case permits come with rules and parameters and ramifications.

Speaker 5 (58:11):
I don't know.

Speaker 2 (58:12):
Something inside me tells me this probably will not work out,
as they are hoping. I know that what will absolutely
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Speaker 6 (59:38):
This is fifty five KRC, an iHeartRadio station, thinking about
Buck Talk station.

Speaker 2 (59:43):
Going to head over to the phone. He's got a
couple of callers online. We'll take them in the order
on what they receive. You can join the list five
one three, seven four nine fifty five hundred, eight hundred
and eighty two to three Talk Henk, thanks for calling
this morning. Welcome to the program.

Speaker 11 (59:55):
Hey by Thomas, Thanks for taking my call. Brother, happy
to hey listen. I wanted to get your experience here
about the laws and everything, because you hadn't got a
bunch of crazy steffs happened in these protests. People throw
a lot of bottles.

Speaker 7 (01:00:10):
You know.

Speaker 11 (01:00:10):
It's a swastika thing that happened over the side of
Cincinnati not long ago. So I don't know how this
might conflict with the constitutional rights of people who protest.
That we pass a law of it says you got
the right to protest, but you don't get to hide
your identity when you are at a public protest. So

(01:00:32):
I'll hang up and listen. And also if you can
repeat the location of a listener launch next.

Speaker 2 (01:00:36):
Week Sonder Brewery, Westchester, Hank Sounder Brewery, Westchester. That's next Wednesday.
I'm looking forward to it too. If you check the
menu out, it is quite appetizing, at least it appears
to be. So it makes my mouth water every time
I look at it. In so far as having to
expose your your your face, I'm not you know, I
don't know that that's ever been tested from a constitutional standpoint,

(01:00:58):
And you can make arguments that it's unconstitutioned. What right
do you have to tell me what I can and
cannut wear? But then you get the whole issue of
being able to identify folks who commit acts of violence,
you know, And that's where you know it's I would argue,
ad minimum, it's a gray area. I mean, I always
have to observe, I question the motives of people who
show up all covered up in masks in order to

(01:01:20):
engage in protests. But you also have to look at
the other side of it. You know, it's like, wait
a second, are you afraid to show your face your identity?
And the answer is probably yes, especially in a society
where we have the ability by virtue of computer software
to identify people's faces. I mean it's simple to do
these days. You don't even need to have, you know,
a real expensive system to do facial recognition software. You

(01:01:44):
can run it through your search engine to figure out
who somebody is. So we've lost an element of privacy
that we once had. But then again, it goes back
to the question, well, if you're engaging in protests, then
why should you be covering your face up. Well, maybe
it's because you don't want to get docked online. If
I showed up in an anti tax conservative protest or something,

(01:02:04):
you know, a libertarian protest, there may be people who
hate me. And there probably are a bunch of people
out there that hate me anyway for my political views,
and you know that's the world we live in. But
that you might get attacked for stating your political views
certainly an argument that, well, I don't want people to
see my identity. I just want my message to come out.

(01:02:25):
But you don't enjoy any right to privacy when you're
out and about so the only way to preserve that
right of privacy is to basically cover your face up.
But you can't. I mean, it's one thing to advocate
for the Nazi Party or the National Social System, or
for any political wing or any political message that's protected speech.

(01:02:48):
It's another thing to chuck a frozen water bottle at
a cop. That's criminal activity. And I bet the vast
majority of people who are throwing water bottles, frozen water
bottles or cops and chucking fireworks at groups of police
officers during the various protests that are out there, something
tells me they probably had their faces covered up. Don't

(01:03:08):
know how to answer that question. There's a constitutional scholar
out there that knows that can can analyze that better.
Please feel free to call west Side Jim, Welcome to
the program. Great scene at Jim and Jackson Friday brother.

Speaker 8 (01:03:21):
Yeah, that was very nice, Brian to spend a little
time with mister Smitherman and yourself.

Speaker 5 (01:03:25):
That that was pretty good.

Speaker 2 (01:03:26):
It was really enjoyed it that you had the fish.

Speaker 5 (01:03:30):
Sand or a fish, didn't you?

Speaker 2 (01:03:32):
I did, sands Bun.

Speaker 5 (01:03:34):
Yes, I think their fishes is one of the best around.

Speaker 2 (01:03:38):
The personal opinion, Yeah, we'll be down there in October
for listener to lunch right.

Speaker 5 (01:03:44):
Now.

Speaker 8 (01:03:44):
Before I came down there Friday to visit with you guys,
I stopped at Corey Bowman's shop, which I've been to
several times. And the ironic thing I was talking to
Corey Saturday and he gave me a little bit of
information that and I won't mention the name of the gentleman,
but this guy walks in and there was I mean,
the place was packed, including some police officers, and there

(01:04:07):
was a gentleman walking with his wife and it was
a Democrat city councilman.

Speaker 5 (01:04:15):
And do you think he's like wanting to talk to
his next boss? Could that possibly have been? Oh?

Speaker 2 (01:04:22):
I can only get some optimism off of that kind
of statement, Jim.

Speaker 5 (01:04:26):
I was just doing a tongue in cheek for a
Monday Brian. I know you were.

Speaker 2 (01:04:30):
That is funny. That's funny way of looking at it.

Speaker 1 (01:04:32):
It really is.

Speaker 8 (01:04:34):
But he said he had a nice little conversation with him,
so that that worked out. But in this morning's paper
paper which Joe's looking up trying to find him online,
the campaign finance report was put out by Scott Whartman
and it's kind of ironic. Furball has the same cast
of characters. Of course, the Union's Jeff Berning and you
know the same people that always donate to the Democrats.

(01:04:56):
And Corey Bowman was behind, of course because it is
the prime and he's saving his big guns. It's all
the primary, but only three large diet donors. But it's
gonna be a lot better. He's got that ground, ground
swarm of people giving you know, ten dollars, twenty dollars,
fifty dollars kind of a thing. Yeah, But the other
Republican candidate, he had three donations. One one was his,

(01:05:22):
one was his brothers, and then that Jim Burns guy
gave ten dollars, so.

Speaker 7 (01:05:29):
That it gave me a.

Speaker 5 (01:05:30):
Chuckle, to be quite honest with you about the ten
dollars thing.

Speaker 2 (01:05:34):
It's symbolic.

Speaker 5 (01:05:37):
I guess. I guess he wanted to see his name
in the papers.

Speaker 2 (01:05:41):
Well, and I guess given the epaucity of donors to
his campaign, he knew he was going to get his
name of the paper with a ten dollar contribution.

Speaker 1 (01:05:49):
Wow, I can't so that.

Speaker 8 (01:05:52):
That's my my so called report for today. But I
think it's kind of ironic that the police officers. I
was talking to him inside and outside, and they absolutely
love Corey. I mean they told me down, up and
down the line that, of course the morale and what
they're not happy with with the city and the way
it's run. But these people are really really enthused about

(01:06:14):
the fact of Corey Bowman.

Speaker 2 (01:06:15):
Well, I'm glad to hear that, and that comes actually
is really no surprise. I mean that the mayor and
this council has really done nothing to support the police.
It's one thing to ignore them and say nothing about it,
but it's another thing to come out loud and actually
support them, praise the work that they do, dangerous as
it is every single day, putting their lives on the line,

(01:06:35):
and actually getting out and engage in community, be more
supportive of police, for the police force generally speaking.

Speaker 5 (01:06:42):
So well, they feel like you've got somebody that he
has their back.

Speaker 2 (01:06:45):
Yeah, well, everything Corey said, that's exactly what they're going
to get in Corey Bowman.

Speaker 8 (01:06:52):
And he did say that he really appreciates what you
guys do for him too, and of course he loves
coming on the radio.

Speaker 5 (01:06:59):
I'm not as an egotistical part of his life.

Speaker 8 (01:07:02):
It's just the fact that elis get the word out
there and he knows what kind of listeners.

Speaker 7 (01:07:06):
That you have.

Speaker 2 (01:07:07):
Yeah, well, I'm happy to be able to do it
and be in a position to do it. He's a
good guy. I mean, you know, you don't throw out
the good for this for the sake of trying to
find the perfect. You're never gonna find perfect. But in
terms of choices, are concerned versus AFTAB pervoal and a
continuance of the current administration. I go with Corey Bowman
all day long. I can't argue with you on that one. Brian, Well, great,

(01:07:31):
thanks again, buddy, Thanks for Colin brother. I always enjoy
hearing from you. And again it's good seenior at lunch
on a Friday. Great way to kick the weekend off.
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(01:09:17):
C DE talk station regular listeners know it must be
time for the plague update. Anthrax cottonamash our anointed bumper
music song for in today's plague update. The screw worm Yeah,
New World screwworm, and I mentioned in the context of

(01:09:38):
meat prices going through the roof. Apparently, the US Department
of Agriculture UH said in the release a couple of
days ago it's going to restrict livestock imports from Mexico
if Mexico does not ramp up its fight against a
threatening pest known as the New World screw worm. Screw
worms known to infest livestock, wildlife, and in some cases

(01:09:59):
rare cases. Thank you God, humans squawworm fly maggots burrow
into the skin of living animals and can sometimes inflict
serious or fatal damage. Signs and symptoms of an infestation
include irritated behavior, headshaking, and the smell of decay. Accord
to the Agriculture Sectory Secretary of Brooke Rawins, in this

(01:10:20):
letter sent to the Mexican Secretary of Agriculture Judio Antonio
Barduigwe Suckristan that's a long name anyway, warned the United
States would restrict the importation of animal commodities, including live cattle, bison,
and eckwine if the issues are not resolved by the
thirtieth of April. We are now at a critical inflection
point in our shared campaign against the pest, and I

(01:10:42):
am very concerned about our collaboration. He said. Mexico had
allowed only one of the companies hired to carry out
aerial spraying for the killing of the pest to fly
six days a week, while also imposing what he called
burdensome custom duties on parts required to keep its planes
in the air. Of course, this all happens amid trade

(01:11:06):
tensions between US and Mexico after the Trump administration. Levy
the twenty five percent tariffs. Good subject to the US
Mexican Canon Agreement are except from the tariffs. Though screw
worm apparently endemic in Cuba, Haiti, and the Dominican Republic
and South American nations. In recent years, however, the cases
have spread to Costa Rica and Nicaragua, Honduras, Guatemala, and

(01:11:27):
now Mexico. Before the discovery of screw worm, Mexico is
the largest supplier of cattle to the United States. So
again red flag about where the price of beef is going.
It looks like it probably is going to go up
even further, and that's amid reports the US currently has
the lowest heads of cattle it has had since like

(01:11:47):
the nineteen fifties or something, a huge reduction of the
number of livestock here in the United States, and it's
going to take quite a long time to rebuild those herds,
if the farmers can even rebuild them, because the costs
raise cattle has gone through the roof thanks to in
large part, regulatory burdens shouldered upon those farmers by the
federal government and sometimes state governments. So if you want

(01:12:10):
to be angry about food prices, at least in terms
of the beef. You know you can look to your government,
your various governments six fifty six. Right now, Woodrow Wilson,
you may have heard of him. We're going to be
having a Power Use seminar presenter Chris Burkett the seminar
tomorrow night, seven pm. He's going to join the program
after the news, followed by Christopher Smith Aman at seven
to twenty. I sure hope you can stick around. News

(01:12:31):
happens fast, stay up to date.

Speaker 6 (01:12:33):
At the top of the hour, we're moving very quickly.

Speaker 2 (01:12:36):
Fifty five KRC the talk station. This report is sponsored
by r It's seven oh six. Here fifty five kr
C detalk station. Happy Monday to you. Christopher Smithvan coming
up in the next segment to the Smith event. In
the meantime, please welcome to the fifty five KRC Morning

(01:12:58):
show Man. He's going to be doing a Power Use
semin or tomorrow evening seven pm. Empower Youamerica dot org.
It's virtual only. All you need to do is go
empower you America dot org and just register and log
in at seven pm. Christopher Burkett, He's Associate professor of
political Science and director of Ashbrook Scholar Program at Ashland University,
where he teaches undergraduate and graduate courses on American political thought,

(01:13:19):
including the American Founding and the Progressive Era. Author of
numerous articles in his area of expertise, Welcome to the program.
It is a pleasure to have you on. Christopher Burkcat.

Speaker 12 (01:13:31):
Good morning, Brian, Thank you, glad to be here.

Speaker 2 (01:13:33):
Pleasure and pleasure talking about Woodrow Wilson, probably one of
the least liked presidents among my listening audience. We have
him to thank for the income tax, don't we we do,
among a number of other things.

Speaker 7 (01:13:46):
Yeah.

Speaker 2 (01:13:47):
So, now my understanding is that part of Woodrow Wilson
the presidency really wasn't yeah, I don't want to say
that powerful, but an equal, coequal branch of government. It
wasn't sort of like the imperial presidency that we seem
that he created and used and used the authority the
office of president to accomplish a lot. Was very activists

(01:14:09):
along those lines. In what ways did Wilson transform the
nature of the office that had real long lasting implications.

Speaker 12 (01:14:19):
Yeah so he of course, Sorry, the Spanish American War
had a big impact on increasing the president's powers with
regard to foreign policy, but it was really Wilson who
came up with a sort of blueprint or a vision
for what the president should be domestically in terms of

(01:14:39):
taking the lead and formulating policies and pushing laws, pushing
Congress to pass reform laws. And the unique thing about Wilson,
long before he was president, he was a college professor,
as you know, and he had been writing about what
he thought presidential leadership should be like for about thirty
years before he ever became involved in politics. So as

(01:15:02):
an undergraduate student, a graduate student, and then a college
professor and president at Princeton, he was he was really
laying out a kind of blueprint for what he thought
presidential leadership should look like. And then, of course he's
elected the office, and so he shaped the idea of
the powers of the president both from a kind of

(01:15:23):
academic and theoretical standpoint, and then had a chance for
two terms to try to put those ideas into practice.
So really a unique figure in that sense.

Speaker 2 (01:15:33):
Well, he was an academic, as you know, But it
wasn't he, if I can boil it down at simple terms,
wasn't he pretty much full of himself in the sense
that he thought experts in government knew better than what
the day to day folks living their lives knew by
way of you know, making decisions.

Speaker 12 (01:15:48):
Yeah, one hundred percent.

Speaker 5 (01:15:50):
Yeah.

Speaker 12 (01:15:51):
So he always claimed that, look, democracy is inevitable, We're
going to have democracy in this country. But what you
really need to make democracy work his really strong executive leadership, because,
as he famously wrote, in democracies, and especially in American democracy,
the people are what he called rigidly unphilosophical, which was

(01:16:13):
this sort of nice way of saying, people just aren't capable.
The people aren't capable of governing themselves.

Speaker 2 (01:16:18):
Well, I just so I have a profound disdain for
people who have that mindset, my friend, I really do.

Speaker 12 (01:16:26):
Yeah, well, a lot of people do. And you mentioned
he was described him a sort of full of himself.
A lot of people may not know this, but Simund
Freud did a psychoanalysis of Wilson after he passed away
and found that he was one of the most extreme
cases of messianic complex we've ever seen. So, yeah, he

(01:16:48):
was absolutely confident in his that he was He had
this vision of where the United States should go, of
what our constitutional government should look like, and he was
unshaken ble in his faith that he could reform transform
American politics into this this great vision of of democracy

(01:17:08):
as he understood democracy.

Speaker 7 (01:17:10):
So well.

Speaker 2 (01:17:11):
He's also a racist too, I understand.

Speaker 7 (01:17:14):
He was.

Speaker 12 (01:17:15):
Yeah, and he uh infamously resegregated Washington, d C. In
terms of you know, people working for the civil service
and bureaus and things. And his argument was, uh, we're
just not We're just not there yet sort of historically
we were not ready. We're getting ahead of ourselves. Someday

(01:17:36):
maybe we can have you know, perfect desegregation and but
not yet. So yeah, he was not a not a
very popular move today on Wilson's part.

Speaker 2 (01:17:46):
No, I understand, Uh, a lot a lot of people
are really thrilled with his view of women either. I
guess he would have been one of those guys that
would have denied women the right to drive since he
didn't want them to have the right to vote.

Speaker 12 (01:17:57):
Yeah, he was very He was a luke warm is
a generous term to describe his his sort of agreement
to let the amendment go forward, right, the Nineteenth Amendment,
But yeah, he was not a very strong supporter of
that for the same reasons that he was in favor
of segregation. He argued that women just weren't ready yet

(01:18:19):
to exercise political equality. We're just not there yet. So
someday maybe, but not in his not under his watch.

Speaker 2 (01:18:26):
So well, I guess also interesting from his his foreign
policy standpoint was a little different than in Transformative. I know,
he was responsible in large part for the creation of
the League of Nation that was a failed exercise.

Speaker 12 (01:18:42):
Yeah, so when Wilson, you know, Wilson ran for reelection
in nineteen sixteen, and he ran on this platform of neutrality, right,
we weren't going to get involved in World War One,
and then a year later he flip flops and said, oh,
now we've got to get involved. And I think the
reason he did that was because he saw an oppertunity.
If the United States were to get involved in the war,

(01:19:03):
that would give him a footing in the peace talks. Eventually,
that would allow him to push for the creation of
the League of Nations. And so when Wilson went over
to Paris for the peace talks during the Armistice at
the end of World War One, he was pushing to
get the League of Nations created. He made a big mistake,
which is sort of ironic given him all the things

(01:19:23):
he had written about what good presidential leadership looks like.
He didn't take a single Senator with him to the
peace talks, and he didn't take a single Republican. Republicans
had won the Senate back in the nineteen eighteen election,
and he knew full well the Senate would have to
ratify the League of Nations, but he was so confident
in his ability to just sort of push things through

(01:19:44):
he neglected to do the sort of ordinary political legwork.

Speaker 5 (01:19:47):
And it failed.

Speaker 2 (01:19:48):
Yeah, reject Going back to Freud's conclusions, well, yeah, in
addition to being responsible for the income tax, he also
is responsible for the creation of the Federal Reserve as well.

Speaker 12 (01:20:02):
Right, yeah, yeah, Federal Reserve, and pointed Louis Brandeis Louis
as the first chair of the Federal Reserve who went
und to be a Supreme Court justice.

Speaker 2 (01:20:13):
So you know, all this got past what was his motivation?
I mean, in terms of breaking it down, why was
he in favor of creating the Federal Reserve and the
Federal Reserve Act in the first instance.

Speaker 12 (01:20:25):
Well, I don't want to get too abstract and philosophical,
but Wilson had Wilson had studied in college under professors
who had in turn studied and gotten their PhDs from
German university, and so they brought back in the eighteen

(01:20:46):
seventies eighteen eighties allowed these German Prussian mode of regulating
economies through pretty strong, you know, powers of the state.
And Wilson, I think dran that wine pretty deeply, so
to speak, in college.

Speaker 7 (01:21:03):
And so.

Speaker 12 (01:21:05):
The idea of an unregulated economy was ironically sort of
foreign to Wilson. I mean, just made sense that you
had to get to regulate these things. But he thought
that the Federal Reserve would be a good substitute for
a national bank in terms of regulating inflation and dealing
with either low prices or overinflated prices for industrial goods. So, yeah, Reagan,

(01:21:28):
I'm sorry, Wilson is all about government regulation of just
about every avergect of the economy.

Speaker 2 (01:21:35):
Well, and you got there from the Germans. The only
job to have in those days was a government job, right,
I mean, it was part of the government. If you
didn't have a government position, then I guess society sort
of looked.

Speaker 5 (01:21:48):
Down on you. Yeah, that's right.

Speaker 12 (01:21:51):
Yeah, it became a sort of manner a matter of honor.
Oddly enough, again because the Prussians. The Germans, especially the
Prussians at that time, were an honor. Since you could
no longer earn that honor through sword fighting, I guess
you had to do it by getting a job with
the state in the gureacracy.

Speaker 2 (01:22:08):
So, yes, we all know what happened as a consequence
of the Prussian bureaucracy collapsed on itself, and how it's
been an interesting little tidbit taste of what we're going
to get tomorrow night at seven pm Empower Youamerica dot or,
where Christopher Burkett's going to break down more about the
what I would argue failed presidency of Woodrow Wilson. I
understand his wife, like Joe Biden, took over the affairs

(01:22:28):
after he had a stroke. This was before the twenty
fifth Amendment.

Speaker 12 (01:22:33):
Yes, that's right, Yeah, he had a stroke, and then
despite the fact that his wife was basically taking over
his affairs, he pushed really hard to keep to be
reelected for a third term, but the Democratic Party rejected him.

Speaker 2 (01:22:46):
So, like Joe Biden, there's some parallels to be drawn. There,
a lot of parallels. Christopher, it's been great having you
on the program this morning and enjoyed the seminar tomorrow night,
and I'll encourage my listeners to again log in virtually.
It's so easy to do and it's so easy to register.
Empower you America dot org. Take care, Chris, great having
any show this morning.

Speaker 12 (01:23:06):
Thanks Brian, It's gonna be fun.

Speaker 2 (01:23:07):
Take care my pleasure.

Speaker 5 (01:23:08):
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Speaker 6 (01:24:14):
This is fifty five krc an iHeartRadio station.

Speaker 5 (01:24:18):
We need.

Speaker 2 (01:24:20):
It's seven twenty one if you have krc DE talk station.
A very happy Monday to you, always made extra special.
Happy business is the time of week we get to
hear what we call the Smith Event former vice mayor
of the city since St. Christopher Smithman, friend of the
show and a friend of the community, logic and reason
and he's always got something'stue in the back of his
head to talk about. Welcome back, chrisp for my friend.
I just want to start by Sam, was a real

(01:24:41):
pleasure having lunch with you last Friday. I really enjoyed that.

Speaker 7 (01:24:45):
All I enjoyed it too. Is great seeing you and
I tell you I'm so fired up this morning, like
like I normally am, and I just want to start
with just an important note. You know, we we're in
the middle of a primary race in Cincinnati, and Corey
Bowman is on the ballot running for mayor, and therefore

(01:25:06):
people there, the top vote getter, the top two vote
getters that come off that ballot run for mayor. And
so I've heard your callers this morning talking about High
Park and that development project, and at the end of
the day, you know, city council decided that they were
not going to follow their own rules. Meaning the issue

(01:25:26):
here is that there was a zoning plan in place
and city Council basically decided to throw that out of
the window and allow the developer to do whatever they
wanted to do. That's really the heart of the issue.
And what Hyde Park can do now is show up
in a primary people are voting every day at the
Board of Elections and casts a vote for Corey Bowman.

(01:25:50):
I mean, that's what they can do right now. That
is that is a very up, you know, very action
oriented thing they can do. And people have to realize
that they can't. They can't just sit around Brian Thomas
and talk and talk and talk. They actually have to
do something. And I think that's what your caller was
was honing in on.

Speaker 2 (01:26:11):
Yeah, I agree, and you know it's not this thing
may have been court. We never know. I don't know
what kind of financial situation the Hyde Park residents are
in as far as retaining council. There may be somebody
out there willing to do it on a pro bono basis,
somebody who's got a chip on their shoulder over the
whole idea of the city imposing its ideas on local

(01:26:32):
communities without the community's input or outright rejecting the community's input.
That's what it's so damn insulting about all this. They're
elected to represent their constituents. Their constituents are screaming at
the top of their lungs, obviously a majority of them
saying no, no, no, no, no no, We're not against development.
We just want to control our own destiny. And the
city since they raises its metaphorical middle finger and says no,

(01:26:53):
you don't get to say. I mean, it's insane.

Speaker 7 (01:26:58):
And the question is are they gonna go down, whether
it's Hyde Park, mount Lookout, Bond Hill, Evingston Roseline, you
name it Camp Washington Price Hill. You get what I'm saying.
Are they gonna go and do the same thing? And
if they do, and I think this is what your
caller was saying, they're gonna get the same result. So
then just don't come around complaining, right, don't sit back

(01:27:19):
when we get to November and you did the exact
same thing, and expect that you're not gonna get the
exact same result. A council and a mayor that will
not listen to you, and most importantly won't follow their
own rules, their own laws because the zoning said this
is what the height should have been, and that's where
it should have been.

Speaker 2 (01:27:39):
Well, Kristy Berry and I got I cannot let this
conversation go by with that first pointing out they've already
done it to all of the communities by shoving connected
communities down everybody's throat. They've already denied them the right
to control their own destiny. From a zoning perspective and
a planning perspective, Connected communities boom. Everybody in Cincinnati's under

(01:28:00):
it now. Sorry sucks to be you, local neighborhood.

Speaker 7 (01:28:03):
And that's why so many neighborhoods were against it, you know,
as they were pushing that, pushing that connected community's agenda.
But at the end of the day, right we are
in the middle of a primary, and I just want
to continue to highlight that because there's something people can
do right now. Imagine after this primary in May, right,
they wake up and Corey Bowman wins the primary.

Speaker 2 (01:28:26):
That's what I'm hoping, this number one vote getter.

Speaker 7 (01:28:28):
And you even bad Now we're on CNN right now,
we're out there on MSNBC and they're saying, what has
just happened this Corey Bowman just beat the incumbent in
the primary. If they want to send a message, just
go down and cast some votes where the voting you
know is going to be low, it's going to be
send voting. This is where they could have the greatest

(01:28:51):
impact in sending a message to all members of council
and the mayor.

Speaker 9 (01:28:54):
We're coming.

Speaker 2 (01:28:55):
Amen, Amen, brother, And when you're a church on Sunday,
light of candle that that happens. Let's bring Christopher bag
We'll talk to a couple more segments, as we always
do on a Monday, the seven thirty on a Monday,
talking with former Vice mayor of the city since Saint
Christopher Smith and getting the smither vent What else on
your mind? Christopher?

Speaker 7 (01:29:16):
Hey, Brian, you know this White House Correspondent's dinner where
the reporter on the mic, you know, acknowledged that quote
they had missed President Biden's health status. And you know, Jess,
I pondered that. You know, I'm a active listener to

(01:29:36):
your show all during the week right and you've been
talking about, you know, the health of the president for
four years. This is this is not a new story
that there was something. Anybody who could look at the
president here, the president, any of that knew that he
had a health status crisis that was going on. And

(01:29:57):
so this mission by this re porter at the White
House Correspondence dinner this weekend just didn't move me. I
even thought that was fake. What would have like impressed
me if he would have said, why why were they
hiding the fact that President Biden's health status was poor?

(01:30:18):
That clearly he's suffering from some mental issue. You know,
we don't know exactly what it is, but we'll know
in the next two to three years. Clearly what was
happening with him. But the reason why is that they
had their thumb on the scale. They were pushing an
agenda for the win. They didn't want Trump to win,

(01:30:40):
and they decided, as the mainstream media, that they were
going to lie, just like Russia lies, just like Cuba lies, right,
just like North koreaize the things that we talk about
that we're so concerned about in the media and in
a communist country is what they were at absolutely doing

(01:31:01):
to the public. And so we could see Biden falling over,
We could see a bunny rabbit pushing him away from
the crowd or hearing him slur or all the way
to the debate where everybody understood that he had a
mental issue when he did that debate. But the why
is what blows me away is the media was in
the bag trying to push a particular candidate to win,

(01:31:25):
to stop President Donald Trump to win that to win
that election. That's what really got me when I heard
that that at the right, the White House Correspondence Center,
That's what got my goat.

Speaker 2 (01:31:37):
Yeah, it really is a sad, sad thing to behold.
And you know, I was thinking about this article I
read about the New York school systems getting ready to
be radicalized, like the Chicago school system, and they don't
teach the children in education anymore. They teach him to
be basically little useful idiots that don't have logic and
reasoning skills, and then perpetuate their leftist agenda and go

(01:32:01):
fund campaigns like for example, in Chicago outside of the
city of Chicago that have nothing to do with the
education of the children are throwing millions of dollars out
to get leftist elected. Well, I don't know when it happened,
but clearly the indoctrination camp that is college college campuses
has created a bunch of reporters that are absolutely biased

(01:32:21):
toward the left side of the Ledger. And it reminds
me of the Nikita Krushev comment, we will will destroy
you from within. I mean, once you inbed all these
leftists and Marxists into the institutions that should be politically neutral,
you end up creating a whole bunch. It's a singular
mindset that's in favor of all this leftist agenda. That's
what's going on. The media is already part of it.

Speaker 7 (01:32:44):
And they're in the bag. And what people have to understand,
and I know you understand this is politics are local
So as we look at the local election, guess what
the media is going to do the same thing to
Corey Bowmen. They're going to be pushing the current mayor,
the incumbent mayor, because they want access to him, right.
They want to be able to say, oh, I went

(01:33:05):
to the mayorag's house for dinner, or I went to
his office and sat around his conference table and he
gave me an interview. The local media is in the
bag for the incumbent, and this is what's going to
make the race difficult for Corey Bowman. He's climbing a heel.
That's unfair. The same deep state that we talk about

(01:33:26):
that was happening nationally is the same deep state that's
right here in our city.

Speaker 2 (01:33:31):
You know the predict that you just said that you
know somebody, you know they're going to have access to
the mayor as if they have access to have to
have purvol you know they're going to have access to
Corey Mowman. He'll talk to anybody. He has an open
door policy. He will talk and engage with people of
other political stripes. Ask him, walk up to him to
shake his hand. You'll find out he's that kind of guy.

Speaker 7 (01:33:52):
He's absolutely that kind of guy. But it gives us this,
you know again, at this White House correspondence dinner, the
active as this as if this was some one off.
It isn't a one off. It's still going on right now.
They're still not telling the truth about what's happening. They're
still rooting for China and not the United States. I mean,

(01:34:14):
it was like this this headline President of the United
States blinks to China. Who puts that in the United States? Guy?
Who are what team are you on? The reality of
it is we have a globalist elected body in our
country and they continue to push this agenda. And I
just want to underscore that. Look, the deep state is

(01:34:36):
right here in the city of Cincinnati, is right in Dayton, Ohio.
It's in Cleveland, right it is down in Tampa, Florida.
It's your local elections right now. And what happens here
is that the deep state wants to control what's happening
locally because politics are local, and so right now you're
watching them kind of gives a Corey Bowman the hand,

(01:34:59):
giving him, pushing him out, keeping him in the darks
while they elevate the incumbent mayor. This is what's happening
right now in front of us. I'm gonna I'm gonna
try to level that playing field as we go into
this primary and tell that the news people at the
correspondence dinner saying, guy, we're onto you. We know that
you've been lying to us for decades. We know that

(01:35:21):
you're deep embedded. Whether it's MPR or whether it's the
Cincinnati Inquirer who doesn't tell the truth about what's happening
in our city and in our region well, whether they
want to push a Bengal Stadium or a Red stadium
or an FC stadium and try to tell us it's
good while we know economically the Hamilton County taxpayers are

(01:35:42):
getting screwed. The reality of it is we've got a
deep state locally that we've got to deal with, and
it starts to meet with Corey Bowman in this race
and the primary that we're in right now.

Speaker 2 (01:35:54):
Let's bring Christopher back for one more seven thirty seven
right now. If you have KCD talk station first h
to seven here, I think you about care CD Talk
station Brian Thomas with Christopher Smithman every Monday for a
few segments. We can let him get it out of
his system so you can have a successful work week.
What else is on your mind, Brian, Let me tell you.

Speaker 7 (01:36:16):
As this weather warms up, every police officer, every peace
officer in the country understands that they their workload goes higher.
And first of all, let me just extend my support
to peace officers across the United States of America who
are listening to your show, and that you and I
and you're listening audience to understand that they have very

(01:36:36):
hard and complicated jobs. You know, we salute her sister
who's a retired Cincinnati police officer and her service to
our city. Here's the bottom line, man, As these young
people finish school, finish their proms. Now they're in the
summer and they're rolling downtown in Cincinnati at the banks
or whatever like, we need see any council members, mayors,

(01:37:02):
governments across our country that support our police. At the
end of the day, they need somebody that will wake
up the next day and say, listen, we support you.
We need you to do proactive policing. It's okay to
walk up to a group of teenagers and say, Hi,
what are you doing. It's eleven o'clock at night, what's
happening down here, don't we don't we to have police

(01:37:24):
officers that are willing to ask questions, but their feary
is that they'll have a mayor like Mayor pure Ball,
who they know will destroy their lives, that will destroy
their families if they make one error out here. Somebody
doesn't have a real gun. They got a pellet gun
that looks like a gun and is pointing at them,
and an officer says, I'm going to take a life

(01:37:45):
because I get to go home at the end of
the day. We have to put together governments man that
have commonsens and understand. At the at the brunt at
the head of all of us being saved is a
very good, proactive police department. And I just hats go
off to them. As we come to the summer months,
and we know as it heats up in our downtowns

(01:38:06):
across the United States of America, Brian Thomas, we're gonna
have problems. And the only thing that separates what's happening
in some of these areas with some of our youth
is our Cincinnati, our Cleveland, our Camp of Florida, whatever
our Madeira police officers that are out there every day
doing the very best job they can do. Now, am
I saying that they're perfect? They? Am I saying. Are

(01:38:28):
you saying that there's a blank check?

Speaker 13 (01:38:30):
No.

Speaker 7 (01:38:30):
But what we are saying is that the super super
super super majority of law enforcement officers get out there
every day and they're just trying to do their damn job.
Let them do their job. Let them protect us and
support us, and not have weak mayors and meek, weak
council members in place that will just destroy their lives
because they're out there just saying listen, man, they put

(01:38:51):
they had a knife and they charged me, and I
took my weapon and I had to shoot somebody. They
feel horrible about that, But the next morning it's like, oh, man,
we've got this racist cop that just destroyed the whole world.
It's like, no, why don't you know your child without
out at three o'clock in the morning, who was thirteen
years Yeah, if a parent is listening to me, know

(01:39:13):
where your children are. If you've got a thirteen year
old and they're in the street and it's three o'clock
in the morning, that's not the problem of our police departments.
That's your household, that's mom, that's dad, that's grandparent. We
put too much responsibility on our cops out here as
we move into these summers, as these kids now are

(01:39:34):
no longer going to be in school, We've got to
lift up our police officers, but our peace officers across
the United States of America and say we support them.

Speaker 2 (01:39:42):
Brian Thomas, Amen, And I'm glad you brought up the family,
because that's where it all starts, you know, having discipline
and respect and curfeus within your own home. I mean,
they just passed this twenty one and over policy for
the banks, and the local businesses are paying for it
to hire private security to keep people over the under
the age of twenty one outside of this Dora district

(01:40:02):
in the banks because of all the problems that they
were causing. And you know, I feel for those business
owners there. What's an eighteen year old, seventeen year old,
sixteen year old doing hanging outside a bunch of bars.
But you know, is it right that they have to
spend a quarter of a million dollars of their own
money to hire a private security firm to check IDs
when if we had better family structure and parents that

(01:40:24):
were concerned and minded and had some repercussions for children
who violated the home curfew rules. I don't think we'd
have near as much of a problem. The society breakdown
is coming from the breakdown of the family.

Speaker 7 (01:40:36):
It's so true, Brian. And there's so many great and
awesome American families out here that are know where their
kids are, that they're making sure that their kids are
involved in things this summer whatever is going on. But
you and I know that what is happening in the
family is absolutely exploding in our classrooms during the academic

(01:40:59):
year with our wonderful teachers that are trying to teach math,
they're trying to teach reading, they're trying to teach English,
but they have these kids. It might be four out
of thirty. But you have a system. You have systems
across the country that will not get rid of those kids.
Now I'm tough talk. I mean when I say get
rid of them, I'm not talking about like we make

(01:41:20):
sure they don't they don't get a second chance. But
when you punch a teacher in the face, or you
push a teacher, are you assault a teacher, whatever word,
you shouldn't go back to that school. Those teachers deserve
to be safe, and so what the teachers are seeing.
The teachers are seeing this now. The schools are ending. Now,

(01:41:40):
those kids are going to be out in our streets
at two or three o'clock in the morning, breaking curfew
like you just described. And we're going to put all
of that on our police departments across the country and say, hey, man,
we need you to be uncle, we need you to
be Grandpaul, we need you to be dad. That's not
what they're there for. You are the parent. If you're
listening to me, nowhere your children are. They should not

(01:42:01):
be thirteen years old and in the street. And Brian Thomas,
let me tell you, there was no way I could
come back to my house beyond nine o'clock when the
sun was down into my house without my parents breaking
my back. It would never happen. I understood it was.
It was not something that they even had to say.
And by the way, if I got into trouble, if

(01:42:23):
I was sassy with the teacher, they said the teacher
was right.

Speaker 5 (01:42:29):
Period.

Speaker 7 (01:42:29):
There wasn't this parent that would go to the school
and say, oh man, my child was right over what
you said. They would always support the school system. We've
got families out here who are always blaming the cops,
blaming the teachers, when the reality is the family homes
are broken. And all I'm saying to our law enforcement
officers as they listen to me right now, we support you.

(01:42:52):
You got to get out there. We want you to
do your job. I know Brian Thomas supports you. I
know is listening audience supports you. And we've got to
push back in this primary and make sure that this
mayor and this council understands we don't want this woke
stuff around law enforcement. We want law enforcement to get
out there and do their job.

Speaker 2 (01:43:10):
And if they did their job and busted their hump
twenty four to seven, like most of them do, and
they had a better attitude about it, or they would
have a better attitude if the other leg of the
judicials or the criminal justice system, the judicial system would
follow through and hand out punishments rather than slapping kids
on the hands who commit crimes. Examples need to be made.
That's what one of the founding principles of the criminal

(01:43:32):
justice system is all about. You face consequences if you
break the law.

Speaker 7 (01:43:38):
I agree with that the accountability is just not in
the system at so many different levels, and we're getting
caught up. And by the way, millennials are not caught
up like generations before on this race stuff. And that's
why you're seeing them move away. You know, as we
look at picking a pope, as you know, I always say,
I am Catholic, I am watching this. I think that

(01:44:01):
you're going to see a pope that's more conservative than
the previous pope. I came up under Jesuit precept Bellaman Chapel,
but I understand that right faith and these things that
we've been seeing in our country. I'm predicting that the
next pope will be more conservative than the pope that
we just lost. That's what I believe that. I think

(01:44:22):
it's for all these things that we're talking about that
we need society, a society with accountability. There is a God, right,
we have more people saying there isn't a God. I'm
saying to you. We have young people now that are
moving back to their faith, and we want accountability in
the system. And we don't want parents and families to
say it's the police officer's fault, it's the teacher's fault,

(01:44:44):
it's society's fault. It's because I was black. It's because
I was white, It's because I was a Latino, it's
because I was Asian that I didn't make it in life. No,
you didn't get up and do the work. You didn't
handle your business, you didn't do what you were supposed
to do. That's where why you are where you are.

(01:45:05):
Stop blaming the whole world for your poor decisions and
the choices that you made. And we got to send
that message to all of our school systems so that
when our police officers are having contact with these youth,
they understand who the boss is. They aren't the boss.
The police are the boss. And if the boss says,
I'd like you to show me your identification or I'd
like you to tell me who you are, or if

(01:45:27):
I stop you and I say, please provide me your
identification and you tell me, hell no, I'm gonna arrest you,
and I'm gonna put you in jail.

Speaker 2 (01:45:37):
John and I weather forecast, get the grass cut today
or before six pm tomorrow, then you're out of time. Today.
It's gonna beautiful day, sunny skies and I high have
eighty overnight, some clouds in sixty three tomorrow, mostly clotty
all the weap until six when the rain shows up.
Eighty one for the high tomorrow, then rain overnight fifty
eighth low the storm system. They say, we'll stall over

(01:45:57):
the Ohio Valley. So we're going to have rain Wednesday
through the end of the week. Seventy seven degrees for
the high Wednesday, it's fifty two and it's hyper traffic.

Speaker 4 (01:46:06):
From the UCL Tramping Center you see Healthwaight Loss Center
offers comprehensible BCD Karen advanced surgical expertise called five.

Speaker 1 (01:46:13):
One three nine three nine two two sixty three.

Speaker 4 (01:46:16):
It's nine three nine twenty two sixty three out found
seventy five break lights now out of Florence into downtown
will cost you an extra ten sathbound seventy five.

Speaker 2 (01:46:25):
That's over a five minute delay.

Speaker 4 (01:46:27):
And in Adam Auckland southbound seventy one brank flights build
a bit more from above two seventy five pass fight
for Chuck Ingram on fifty five krs.

Speaker 2 (01:46:36):
The talk station seven fifty four fifty five Carsit talk station,
Happy Monday, get a new money Monday at the top
of the UR News and then Dustin Dunbar with the
book You're doing Great and other lies alcohol told me
that'll be at eight forty and I'm just I'm just
so happy to be involved with the Cure starts now

(01:46:58):
in organization, initially with the hope of finding a cure
for pediatric brain cancer, and I've been helping them out
with their gala for quite some time that decade or
maybe a little bit longer, but it's I'm just so
proud of the work that they do and just it's
a joy for me to be affiliated with them in
any way, shape or form. They the gala, which was

(01:47:18):
several weeks ago, one night, one event, and thanks to
everybody who was there and everybody who helped out, the sponsors,
including Greater's ice Cream, seven hundred and seventy five thousand
dollars one night, and all that money's going to go
to help find a cure for that what they call
the home run cure. They're sharing their research. They got

(01:47:40):
doctors around the entire globe sharing and consulting with each other,
and the hopes to find what they call the home
run cure, because if you can cure pediatric brain cancer
as aggressive as it is, then the hope is that
well maybe there's hope for everybody out there with cancer.
So God bless the folks with the cure and everybody
who helped with the gala and participated and was there.
You know you had a great time. Get your tickets

(01:48:01):
for next year's event. It will sell out again. Seven
hundred and seventy five thousand dollars. Stick around, folks. Speaking
of money, Money Monday with Brian James, after the top
of the our news covering Trump's first one hundred days.

Speaker 5 (01:48:14):
Every day, every.

Speaker 2 (01:48:14):
Day, Promises made, promises kept. Fifty five KRC the talk station.

Speaker 14 (01:48:20):
Make us your number one preset for instant access. It's
my go to fifty five KRC the talk station, you know,
six fifty five kr CD talk Station.

Speaker 2 (01:48:32):
Happy Monday, It's Monday, It's ato six, which meets is
time for all worth Financials. Brian James and another edition
of Money Monday. Brian, welcome back up. You had a
nice weekend, my friend. Your microphone's off, Brian. Wow, that's
two weeks in a row, Brian, that's two weeks in
a row. I got to put another dollar in the jar.

Speaker 5 (01:48:52):
My bad.

Speaker 1 (01:48:54):
Good morning, Brian. Good morning, mister Thomas.

Speaker 14 (01:48:56):
How are you?

Speaker 1 (01:48:56):
Can you hear me loud and clear of a time.

Speaker 2 (01:48:58):
Loud and clear. It's working fine.

Speaker 7 (01:49:00):
Now.

Speaker 2 (01:49:00):
So anyhow, it's not the smart thing to do take
your Social Security BEN benefits earlier. But I guess, at
least based on the article reporting in the Wall Street
Journal that you provided for the context of this conversation,
fear mongering has driven people to claim benefits earlier and
bad idea. So what's the story behind this one, Brian James.

Speaker 10 (01:49:22):
Now, the story is whenever people get nervous about Social Security,
and we had this during the first Trump administration as well,
whenever people get nervous, the answer is always, well, I'll
just go turn on my benefits now. That way, I'll
be as guaranteed as I possibly can. They're really let's
cut to the chase here. There isn't any evidence at
all showing that that Trump has it in his sights
in terms of actual action. But I will say I

(01:49:45):
can confirm just from my normal day to day I'm
getting a lot of questions about this, and I have
had clients that have decided, you know, what the heck
with it. I just want to, you know, burden the
hand versus two in the bush. I want to go
ahead and turn on this bigot our position at all
worth as we're having clients, you know, do doing our
planning processes and all that has not changed. Which is
that so security is not in a good spot. But

(01:50:06):
that is not That's been something I've talked about all
three decades of my career. The congressions really been in
a good spot. The math has really never worked.

Speaker 2 (01:50:12):
It's never worked. Congressional Office, the Budget Office comes out
with it every year. Tell you how much longer it
has before it's going to collapse on itself. This has
got nothing to do with the Trump administration, the Biden
administration and Bob administration. Has everything to do with Congress
not taking steps to correct the problem or fix it
in some way.

Speaker 1 (01:50:30):
Yeah, and this goes back to the forties.

Speaker 10 (01:50:32):
So I think the real issue here was that we
decided in the nineteen forties that we were going to
carve an eight percent increase in stone. That eight percent
you get every year you don't file for Social Security
has been in stone since the early forties when it
was first put in place. It does not react inflation,
that does not react to interest rates. So when we
went through so scurity had a problem anyway before we

(01:50:53):
went through twenty years of the lowest interest rates the
world had ever seen. But so security kept going up
by eight percent like clockwe every single year. So that
accelerated the problem. But nothing has changed just because Trump
is in office. The mask still says and as you mentioned,
the CBO looks at this every year, and the mask
still says that the quote unquote, we got to qualify this.
The quote unquote trust fund is going to run out

(01:51:15):
by twenty thirty one, twenty thirty two, thirty three, something
like that. Now, let's make sure everybody understands that does
not mean that a pile of money is going to
go poof.

Speaker 1 (01:51:23):
That is not what that is.

Speaker 10 (01:51:24):
That simply means that for all of us. You know,
I'm sitting here at work, You're working, I see Joe
working hard.

Speaker 1 (01:51:29):
There's a lot of people out there on the highway
trying to get to their jobs.

Speaker 10 (01:51:32):
All of us are going to get a paycheck sometime
the next two weeks and it will say FIKA on it,
and there will be a deduction that's you paying for
your Social Security benefits. That is going to continue well
past twenty thirty three, twenty thirty four, whatever the magic
year is. So as long as money is flowing from paychecks,
it's going to reach beneficiaries. If they change nothing, then
benefits will need to drop by about seventy percent, because

(01:51:55):
that's what we will be bringing in from current workers
to pay beneficiaries. Right now, we're bringing in more. That's
the trust fund.

Speaker 2 (01:52:02):
Well, and as the article reflects, it really is prudent
to put it off as far as you can, because
benefits starting at age seventy are seventy six percent higher
than if you started drawing at sixty two. That's a
substantial difference.

Speaker 10 (01:52:19):
Yeah, it's a substantial difference, but I'm not going to
call it prudent because that it could be different for
anybody if you are a person who sometimes the math
just doesn't work and there are no other resources for income,
that kind of thing. So I don't want people thinking
it's black and white. I got to wait till seventy.

Speaker 1 (01:52:31):
I it's not the case.

Speaker 10 (01:52:32):
However, if you do have longevity, you expect to get
past your you know, your early to mid eighties and
whenever your relatives passed away. Isn't necessarily the only only factor,
because there's a lot of people in their nineties at
nursing homes that didn't expect they were still going to
be around. But that is a very personal specific decision
based on your own financial circumstances. So just because it's

(01:52:53):
the highest number doesn't make that the answer. What other
resources that you have that you could tap into? And
I'll tell you where the pivot point is, Brian. If
you're somebody who has resources, you've got your own savings,
that kind of thing. When I do the math for clients,
it tends to be what is the tax treatment of
your various other resources?

Speaker 5 (01:53:08):
Right?

Speaker 1 (01:53:08):
If you have all four oh.

Speaker 10 (01:53:09):
One k, like many of us do, lots of us
work for companies in this area that support that either
are or support Fortune five hundred companies, that means we've
got a boatload a four oh one k money that
probably has not been taxed yet. That tends to be
the pivot point where if you're going to get taxed
earlier in your early sixties, if you have to draw
on your four oh one K, that might say, you
know what, go ahead and turn on social Security first. However,
if you've inherited a pile of money, or perhaps you've

(01:53:31):
built up a significant amount of raw iraa is not taxed,
that tends to favor pushing social security out a little bit.

Speaker 2 (01:53:38):
That's a really important point you make there, and not
already has the resources like in a four oh one
K to cover themselves adequately. You got to take this
so security when you can, when you need it. So
I guess the other component of this is, you know,
people are living longer, which suggests and I think the
statistics bear this out, they're choosing to work longer. And

(01:53:58):
if you're genu employment, you've got that steady revenue stream
in there. Maybe you can continue to contribute to your
WROTH or maybe continue to contribute to your four oh
one K, but that also will help you allow delay
that social security draw for a while longer.

Speaker 10 (01:54:11):
Yeah, a lot of people are always on the fence, Brian,
when it's time to retire, because it's a big commitment.

Speaker 1 (01:54:17):
We know, we all kind of hide behind the money.

Speaker 10 (01:54:19):
But once we realize, you know, for people who are
in a good, fortunate situation and have worked hard, then
they realize, you know what, I've never thought about whether
I actually want to work, or you know, maybe it's
important to me to have a place to go to
get out of bed and have some you know, some
purpose and that kind of thing. Not everybody's dying to
get away from work in general. They just haven't been
able to pull the trigger yet. Those folks are definitely
saying I'm going to just keep working for a little

(01:54:40):
while long.

Speaker 1 (01:54:40):
I was on the fence anyway, but now this, you know,
I just don't deny.

Speaker 10 (01:54:44):
I might totally turn on Social Security if the math works,
but I'm definitely still going to keep working. Now, let's
talk about that situation for a little bit, because there
is a bit of a bite you can take. I
would be very very very careful just running down to
Social Security. If you are between age sixty two and
your full retirement, which will be somewhere between sixty six
and sixty seven, depending when you're born. If you are
between those ages and you turn on Social Security while

(01:55:07):
you're working, you're gonna give a chunk of that back.
There is there's something called the earnings test that will
take away a chunk of that Social Security payment.

Speaker 2 (01:55:15):
And that Isn't that something that Trump has talked about,
like not taxing Social Security because you know already who've
used that. It's sort of it seems outrageous. Wait a second,
you know I paid all the taxes, and you know,
I had income tax at the time, and they took
out my FIKA, and you know, here I am getting
taxed on what I basically quote unquote invested in throughout

(01:55:35):
my life. I get it with the four oh one
K because it's pre tax earnings. But this doesn't seem
quite right about taxing social security benefits.

Speaker 10 (01:55:43):
Yeah, and that's a good point, but that's slightly different.
What I was referring to is the fact that you
will take a haircut on your Social Security payment if
you are going to generate W two income somewhere around
twenty some thousand dollars as if you're still working and
you're under that age sixty seven. What you're referring to. Yes,
Trump has talked about we're not going to tax social
Security at all, but that so far is nothing more
than a campaign promise, and we are, in fact, we've

(01:56:07):
actually been draining the social security tanks a little bit
more quickly. One of the recent changes was the Social
Security Fairness Act that would that came forward under Trump,
but it was it was basically put into law by Biden,
which is removing something called the windfall Elimination Provision, which
took away dollars from somebody who had a in this area.
We have a lot of people who were state teachers

(01:56:29):
in some of the state sponsored pension plans. If you
paid into Social Security earlier in career and then you
spent the rest of your career on paying into a
state plan, then you had to take a haircut on
your Social Security payment. There that has now been removed
and if you are in this situation that so Security
is reaching out right now to confirm with people and
tell them what their payment is going to be increasing

(01:56:51):
to the windfall elimination provision has been removed. That's good news,
but that is we've just widened the drain on Social
Security just a little bit more. So next time CEO
talks about this, it's going to have to reflect the
fact that there are bigger payments going to people you
know that weren't receiving them before, and that's not in
the mask.

Speaker 5 (01:57:08):
Yeah.

Speaker 2 (01:57:08):
I guess the takeaway I have from the article is,
you know, if everyone was saying, you know, I'm going
to start tapping into it early because I think it's
going to disappear through mismanagement by our federal government. The
whole programs on ice. That makes more sense than saying, oh,
my god, evil Trump is going to get rid of
Social Security. That I mean, there's no truth at all
to that, So that someone would make a life changing

(01:57:29):
decision to start taking this draw early because of say, oh,
evil Orange Man. I mean that the level of ignorance
that suggests is just to me mind boggling.

Speaker 1 (01:57:40):
Yeah, and a lot of it comes from me.

Speaker 10 (01:57:41):
There are voices in the Republican Party that, of course
want to reduce Medicaid benefits, and that is not germane
to this particular conversation.

Speaker 1 (01:57:48):
However, I think.

Speaker 10 (01:57:49):
People come back and they say, well, if he's coming
after Medicaid, it'll come after everything else. Therefore, I'm just
going to turn on this big and be done with it.
That's not there's no more truth of that than anything else.

Speaker 2 (01:57:57):
Well, apparently Americans are dancing groceries not a positive signal.
We'll talk about that with Brian James coming up next.

Speaker 1 (01:58:05):
First.

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If you about GARCD talk station, oh or financials. Brian
James joins the program every Monday beginning get eight to five.
We do a few segments together to talk about money
issues and hopefully get instilling folks some responsible money management.

Speaker 7 (01:59:31):
Uh.

Speaker 2 (01:59:31):
And we'll get to a little bit more of that next.
But now, Brian, let's start with an acknowledgment from Brian Thomas.
I'll behalf of the Thomas family. We got grocery shopping
every week, right, and I got an Emory Federal Credit
Union credit card, charge ther Grocer's on the credit card,
and then I pay the bill off at the end
of the month. Isn't that buy now pay later.

Speaker 1 (01:59:54):
In a roundabout way? Yet pretty much is yes.

Speaker 2 (01:59:57):
So I did reading all these articles about buy now,
pay later, and I always thinking to myself, what the
hell's buy now, pay later versus putting on a credit card?
You need to pay the ballance over you don't.

Speaker 10 (02:00:09):
Well, the folks who this is affecting are the people
who can't get credit cards because they have not enough fans,
resources or bad credit or so.

Speaker 2 (02:00:19):
Who's offering these plans.

Speaker 1 (02:00:22):
Yeah, so what these are?

Speaker 10 (02:00:23):
These these are plans being offered directly by by the
companies that you're buying these products from, grocery, electronics, whatever,
whoever's in the mood to do it now. The electronics
companies all that they tend to do it around Christmas
for obvious reasons. But grocery stores, you know, pretty much
obviously not a very cyclical industry.

Speaker 1 (02:00:39):
We're buying groceries no matter what.

Speaker 10 (02:00:40):
So buy now, pay later is a little bit different
than you know, a lot of people associate with like
payday loans and that kind of thing where I just
need a couple bucks here in a short run, and
you're going to charge me an exorbitant amount of interest. Well,
the card they get to play if you're if you
are a merchant who's going to offer buy now, pay later,
you get to tell people there's no interest involved at
all here.

Speaker 1 (02:00:57):
I'm not going to charge you any interest.

Speaker 10 (02:00:58):
I'm simply going to allow to allow you to pay
for last month's groceries this month, which you know, so
on its face, mathematically it doesn't really cost any more. However,
if you're in a situation where you're chronically needing to
take advantage of these types of arrangements. That is just
a blinking, flashing red light to say, hey, something is
going wrong and you're gonna need to address it.

Speaker 1 (02:01:18):
These are paycheck to paycheck situations, and if.

Speaker 10 (02:01:21):
You don't have the credit card or you don't have
any other resources, then sooner or later you're gonna run
into a situation where not only have you gone to
the grocery store like you always do, but also the
transmission fell out the bottom of the car.

Speaker 1 (02:01:31):
What are you gonna do at that point?

Speaker 10 (02:01:33):
So it's still a flashing red light to say, hey,
this isn't you don't have any oil in the engine,
this is not gonna last.

Speaker 2 (02:01:37):
We need to address things well fair enough to all that.
But much like your initial point is is for folks
who can't get a credit card, that means their credit
score is too bad or or don't I don't understand
the other criteria going to getting credit cards. But why
would some institution who is in the business of profiting
and making money gamble on allowing folks to buy now

(02:01:59):
and pay later that can't qualify even for a credit card.
They're just guarant they're setting themselves up for people not paying,
aren't they.

Speaker 1 (02:02:07):
Yeah, it's a numbers game, though, Brian.

Speaker 10 (02:02:09):
So, in other words, if I'm a grocery store and
I sell pretty much the same stuff as my rival
grocery store, then I might be able to attract more
shoppers by allowing my shoppers to push out their bills
without incurring any interest versus another store that doesn't.

Speaker 1 (02:02:20):
It's simply a way to look more attractive to another shopper.

Speaker 2 (02:02:23):
But I mean, logically and reasonably considering, you're finding a
way to rack up fairly significant losses by attracting those
customers who might not be able to pay their bills,
just in the name of what looking like you're a
little bit better. Margins for grocery stores are single digits.
They don't really make that much money in terms of
overall profit what two, three, four, five percent? Maybe, so

(02:02:45):
it looks to me like they're jeopardizing their own financial situation.

Speaker 1 (02:02:48):
To me, they can be.

Speaker 10 (02:02:50):
But remember everything is about how much did you make
and how much volume did you generate this month? Because whatever,
if I'm a manager of a grocery store, good, bad,
or indifferent, somebody's going to want to know how how
much did my store sell versus you know, versus the
competition this month, and if I can drive volume, you know,
by by simply making it easier for people or making
let me let me rephrase that, making it easier to

(02:03:11):
perceive that I'm easier to work with because at the
end of the day, we're all paying our bills no
matter what. Then I can potentially drive a little more
volume that makes my store look better.

Speaker 1 (02:03:19):
I'm not saying that's the right thing to do. I'm
just saying that's where the incentive is.

Speaker 2 (02:03:23):
Yeah, it just seems to me the math doesn't work
out because if you're not actually getting the money in
the door, you're merely showing what you sold. The soul
doesn't equate to profit until that bill is paid. So
it's like the stock market reacts to what did you
do yesterday? I'm okay, now, you can't sell me on

(02:03:45):
this one being a prudent business decision for businesses out
there to go down. But in regardless of that and
for those folks who may have to pursue this option
because of their the situation, I mean, any any sound recommendations,
I mean, the one thing to say, you know, you
need to get job that pays more. But that's just
not a solution for so many people. I don't understand
where the genuine solution is.

Speaker 10 (02:04:06):
Brian James, Well, no, and again I wasn't saying this
is a prudent business solution.

Speaker 1 (02:04:10):
I'm just saying our incentives are out of whack.

Speaker 10 (02:04:12):
Somebody is leaning on a grocery store to produce more profit,
produce more volume. Just show that you're doing something, and
you know there are surveys out there that, yeah, show that.
A recent lending Tree survey showed about forty one percent
of buy Now Pay Later users made a late payment
in the past year. That's up from thirty four percent
this year.

Speaker 1 (02:04:29):
So you're right.

Speaker 10 (02:04:31):
There are also late fees and other things there where
if you make a late payment on arrangement like this,
you will pay a little extra for it, so there's
margin in that too. So in a sense, grocery stores
are becoming a lot like banks. This goes back to
the emergency fund discussion we always have, which is make
sure you have one and you won't be in this situation.

Speaker 2 (02:04:48):
Well, which takes us to our next topic, which is
sadly some people have just given up on saving money
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quick ord or two for my friends at fourign change
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KRS the talk station.

Speaker 2 (02:07:09):
Goodsh I have eight thirty here fifty five KCD talk station.
Brian Thomas with all Worth Financials, Brian James. Get yourself
a financial planner to help you navigate the challenges of
investing so you don't have to worry about it. Plus
you got to get one that has a fiduciary obligation
to you. Fee based financial planner is a way to
do so. They're not trying to say is something you
don't need that they're profiting off of. I'm not speaking

(02:07:30):
out a term, am I Brian James, No.

Speaker 9 (02:07:33):
Not at all.

Speaker 1 (02:07:33):
That's yeah.

Speaker 10 (02:07:33):
You want somebody who sits on the same side of
the table as you. My success is my client success.
If I can help people understand, you know, what their
options are in the pros and cons of each one,
and make them get them into a point where they
can confidently choose option A over B or C because
they understand it.

Speaker 1 (02:07:48):
Then I've done my job.

Speaker 2 (02:07:49):
Amen to that. And one of the things you're probably
going to recommend and correct me if I'm wrong, is
that they have a nest egg of money in case
something happens, that they are have a pile of cash
or sitting on maybe three months six months worth of
living expenses and normal expenditures. And apparently, at least according
to the article you provided me, half of Americans have
given up on even saving money. Now, is that saving

(02:08:12):
money beyond just that having that cash cushion around? Is
this like saving money at all? Is and not even
bothering to invest in a retirement fund like a four
to one K or a roth four a one k.

Speaker 10 (02:08:23):
Yeah, not only is that one of the things we recommend,
it's the first thing we recommend. That's just like you know,
buying a brand new car at the dealership and not
putting any oil in the engine and driving it off
a lot.

Speaker 1 (02:08:31):
You've got to have some liquid cash.

Speaker 10 (02:08:33):
When I'm building a plan for somebody, I want to
make sure that the short term, short term chaos right
while we're sitting in the office, something could happen to
that individual or that family or whatever that will that
is completely unexpected, and they're going to have to write
a check for If that happens. In a situation where
we don't have enough money in the bank, there's not
an emergency fund, then we're either going to have to
swipe a credit card and pay ridiculous interest rates, or

(02:08:54):
we're going to have to tap into longer term savings,
which usually involves penalties and taxes and so forth. So, yeah,
the issue here today, and go figure, people are a
little spooked right now.

Speaker 1 (02:09:04):
I don't think that's a big shock to anybody.

Speaker 10 (02:09:06):
This is the new study out showing about sixty seven
percent of people, so two out of three feel like
they're behind on their savings goals. To answer your question
from before, what are we actually talking about with savings?
This is really an indicator of how many people are
in a situation where they can systematically save an ongoing
amount out of their paycheck. In other words, there's a
steady surplus every week, every two weeks or every month,

(02:09:27):
or however often they get paid. There's more coming in
that period than there is going out. So about two
thirds of people say that they are not in that situation. Well,
so what do we do about it? We need to
make sure, we need to make sure that people understand
the situation. So some other factors here, About sixty three
percent of people who have a savings account, so maybe

(02:09:49):
they were already in the situation, had put themselves in
a strong spot, but they have tapped into it since
just since the beginning of twenty twenty five. Now we're
only about a quarter of the way through twenty twenty five,
and we're in two out of three people people have
tapped into their their their emergency funds here for reasons
some unexpected expenses, everyday necessities or emergencies. Some of them
have to tap into it for housing payments, rent, mortgage,

(02:10:10):
that kind of thing. Only about eighteen percent say they
use their savings for intended purposes. Put differently, eighty two
percent of people tapped into those savings for something they
didn't expect coming up. So there's a lot of people
out there, of course, suffering from this situation. Again, what
we're trying to avoid is longer term solutions that cost
money in the form of interest rates and penalties and

(02:10:32):
taxes and so forth.

Speaker 2 (02:10:33):
Well, and also as I read this, it's a sort
of a generational thing too, with certain generations, you know,
dealing with it or managing it better and others not so.
Gen Z apparently displayed the strongest growth potential thirty eight
percent actually building their savings during this period. That's that's
a good indicator anyway, That.

Speaker 1 (02:10:53):
Is a good indicator, and that's a sizeable generation.

Speaker 10 (02:10:54):
Now, what I will say, having talked to you know,
these are these are my clients kids, and my right
clients' kids are clients as well, so I frequently wind
up talking to them even though they're really kind of
just getting started and so forth.

Speaker 1 (02:11:04):
I will say that is a much more conservative generation.

Speaker 10 (02:11:08):
They've grown up pretty much with chaos, as opposed to
their parents and grandparents who started to save their dollars
in the eighties and nineties where really nothing bad happened
for twenty years and everybody became addicted to the stock market. Well,
this generation has seen nothing but chaos, and so they're
addicted to security. So both groups go too far in
whatever direction that they're already predilected to. It's my job

(02:11:29):
to kind of keep everybody in the middle.

Speaker 2 (02:11:33):
And that's what the value of a financial planner is
to walk through it. They evaluate where you are now
and how you prepare for the future, and where you
will be at that point. Brian James always enjoyed the
conversations we have, even if they're a little disturbing. Sometimes
if we get some good news on the horizon, we'll
have something really positive to talk about next Monday or
maybe the Monday after that. But have a great week,

(02:11:55):
and thanks to the time you spend. My listeners and me,
Brian James appreciate.

Speaker 1 (02:11:58):
The opportunity, and the mic will be on a whole
time next week.

Speaker 2 (02:12:01):
Oh okay, I hear the words. We'll see what happens
next week.

Speaker 5 (02:12:04):
I hear it for you.

Speaker 2 (02:12:07):
Take care, man, it's about a thirty five fifty five
krcity talk station. Should be a really fascinating conversation. The
next guest Dustin Dunbar and apparently not your typical tale
of addiction and Recovery that's described as a hilarious and
deeply insightful book. It's You're doing great and other lies

(02:12:28):
Alcohol told me. That'll be on next I hope you
can stick around.

Speaker 6 (02:12:31):
This is fifty five KRC, an iHeartRadio station.

Speaker 2 (02:12:35):
Man trouble in the bedroom. So there's a motivational challenge
for you quitting alcohol. And I think this maybe dovetails
quite nicely with this RFK Juniors push to maybe improve
the health of America. I'm happy to welcome to the
fifty five CARC Morning Show. Dustin Dunbar, author of You're
Doing Great and Other Lies Alcohol, told me by way

(02:12:56):
of background, he grew up in poor Midwest America, had
an abuse of alcohol addicted father and grandfather, and he
vowed never to be like them and devoured psychology books
and researched addiction. Into his twenties. He earned a doctorate
in psychology and well handpicked by Ryan Seacrest for La
Shrink and Dallas Life Coach by Endemol Productions. Dunbar was

(02:13:19):
the Shrink and the quote unquote life coach on those pilots,
but after drinking moderately and responsibly and socially for twenty years,
he found himself addicted to alcohol. Welcome to the program, Dustin.
It's a pleasure to have you on today.

Speaker 13 (02:13:34):
Good morning.

Speaker 5 (02:13:35):
Thanks great to be here.

Speaker 2 (02:13:36):
So by way of your background, since you know the
notes on your background talked about your alcohol addicted father
and grandfather, you vowing not to be like them. How
is it that you ended up drinking in the first place?
If you and you But again, read up on a
lot of this stuff heading into it, because sometimes there's
a genetic connection that it predisposes people to alcohol addiction,

(02:13:56):
unless I'm wrong.

Speaker 13 (02:13:59):
Yeah, So peer pressure it's the biggest thing there is.
At age about fourteen fifteen it started. And I still
don't understand the superpower that the teenagers who didn't drink
in my school in the Midwest, yeah, were you know,
It's just unbelievable. I was like, I look back at
that and I'm like, how did you guys not drink?
Because it was like you were the stupidest, most nerdiest

(02:14:23):
person ever, you know, and you weren't part of the deal,
and you weren't you know, aren't getting the girls. I mean,
it was everything, and so it just bled also into
college and then of course work and sales, Corporate America sales,
and it was just part of so much part of
the culture that I look back and I go, I
don't think I had a chance.

Speaker 1 (02:14:41):
Like it was just in there, right, brother.

Speaker 2 (02:14:45):
Yeah, you described my childhood too. There was like two
guys in the neighborhood, whod never ever ever drank our
crew of like thirteen in the neighborhood, plus everybody else
that we hung out with, everybody and vibe. Of course,
it just got worse in college because you've got to
give college fraternity membership and you know what that's all about,
like animal house. And then I was a practicing lawyer.
For me, I'm still a lawyer by trade, but you know,

(02:15:06):
it was all part of the mix, especially when you
have British clients who absolutely loved their four hour lunches
with massive quantities of alcohol. So I hear you talking.
What is is this this alcohol matrix that you write
about in your book?

Speaker 13 (02:15:22):
Correct, Yeah, it's basically I had a dream and I
was laying on the gurney and I was plugged into
all these wires and tubes, and there's all this vast
field of people around me, just like the scene in
the Matrix, with everybody you know, unconscious and being pumped
into this this fluid pumped in and out of them
keeping them alive. And so it was me literally standing

(02:15:45):
up on this gurney and pulling these tubes out and saying,
get this stuff out. Of me, like what is going on?
And everybody else is still unconscious, laying.

Speaker 11 (02:15:54):
There and not aware that they are being said.

Speaker 13 (02:15:58):
This substance that is a and causes cancer and it's ethanol.
And that's my big thing that I learned out of
all the years of doing this. Nobody ever told me,
or nobody ever says anything about the same substance. Alcohol
is the exact same thing as ethanol, and ethanol is
basically car fuel. And I'm like, wait a minute. This

(02:16:19):
whole time, I thought that alcohol is his life elixir
and does all these great things for us and makes
us happy and enjoy us and we get to have
fun parties and better sex. I mean, you name it
down the road and you get into it and you're like,
oh my god, this is just one hundred percent poison.
And you, like you said, you open with Jfkjun You're
talking about sugar and kids poison, and that's what's coming

(02:16:40):
out and it's just all due science. And so that's
just an awakening that we're having, just like tobacco. We're
having our tobacco moment, our cigarettes. You know, we all thought,
you know Bachu, weell, my mom and that whole crew
thought they were so cool, you know, smoking cigarettes everywhere,
and thenybody did it in the offices and it was
just part of the culture, right. And then of course
all cancer stuff starts coming out and everybody's like, oh god,

(02:17:02):
everybody's dying. Wait a minute, and now we're seeing the
same thing with all the cancer studies that are coming
out with alcohol. And so New Zealand just came out
and they did a huge study and it's two glasses
of wine per week created a fifteen percent increase in
women's breast cancer. And so now they're looking at prostate
cancer and all this stuff and men that they haven't

(02:17:23):
done yet, but I guarantee you we're going to sit
there and go, oh my god, look at this. This
is where all this cancer is coming from. And of
course like things like sugar as well.

Speaker 7 (02:17:31):
But it is.

Speaker 13 (02:17:32):
The thing about alcohol is it's on the same level
of carcinogen as tobacco, and most people don't know that
it's a level one carcinogen. So we've just got to
really just start waking up. And that's what I'm doing,
is just trying to raise consciousness about it.

Speaker 2 (02:17:47):
Well, what is the idea of an alternative now, I
think a lot of people enjoy that, you know, sort
of at the end of the day, I had stressful day,
I got a stressful life. And there's a lot of
stress out in the world. I'm sure you can't deny
that we seem to be having more and more stressful
situations every day, maybe driven by the Internet, social media,
pressures from wherever. But then it's like, ah, just exhale,

(02:18:08):
give me that cocktail because it's going to help me
wind down. I mean, are there are there alternatives to
that winding down? Is it sort of? Is it meditation?
I mean, what what where do we get that relaxation
that quite often most a lot of us get from
that that glass of bourbon or glass of wine.

Speaker 13 (02:18:28):
Yeah, that's the biggest issue whenever. And that's where I
really wrote the book, is it's how to uh do
things like like wind down and be healthy about your
you know, issues instead of suppressing them and what that
that's what we're doing. We're numbing down. Yeah, we're not
winding down. It's not a real it's not a healthy relaxation.

(02:18:48):
You're you're going underneath consciousness, you know, lowering your consciousness, right,
instead of heightening it. And becoming healthy. So yeah, meditation
was a huge factor for me, and and because and
then really getting into my feelings and as a man,
you know, growing up in the Midwest, we didn't have
we get to be angry and we got to smile

(02:19:09):
a little bit.

Speaker 5 (02:19:09):
That was it, you know.

Speaker 13 (02:19:11):
And so and now you see these guys, these boys
and there were teaching them it's okay to have feelings.
It's okay to sit there and go, man, I'm angry,
I'm depressed, I'm anxious, and then we're going to feel them,
and then we're going to communicate and we're going to listen,
you know. So that's what I'm really getting into is
we're because you're you're so anxious at work, you know,

(02:19:33):
and doing all the things that are in the world
today with politics and stuff like that, that there's no
real outlet because you're not feeling it and then communicating it.
And it's okay for us men to get into those
feelings and be healthy about well.

Speaker 2 (02:19:49):
And there's I think there's a lot of negative social
situations and uh perceptions in society about seeking treatment from alcohol.
Oh my god, while they just can't manage themselves. And
I think that's fading away to a large degree. Counseling
and seeking counseling for mental health issues is becoming more
and more normal and accepted. But it's I guess some

(02:20:12):
people aren't inclined to go to an AA meeting, you know,
And is that the right path for everybody? And I
think a lot of people have concluded no, it isn't.
Are there alternatives to find this What sounds to me
like needed social network where you can discuss your feelings
and your problems and and and and sort of wind
down emotionally that way, as opposed to turn into the bottle.

Speaker 13 (02:20:33):
Yeah, that was another big thing that I did as
I got into an empowered man group and was able
to speak to the other guys, and it was definitely
not a AAA did not resonate for me at all.

Speaker 2 (02:20:44):
And I love AA.

Speaker 13 (02:20:45):
I think they're amazing people. This is not a competition,
you know, and how to become alcohol free. It's it's
we're all a team together.

Speaker 5 (02:20:53):
But it wasn't for me.

Speaker 13 (02:20:54):
And that was the other reason that I wrote the
book is to give people an alternative. And what I
found out of that was exactly what you're saying, is
like it's The key to this is really being vulnerable
and being like, hey, I was born into you. Whenever
you start researching this, you're like, oh my god, we
were all born into this addicted world of alcohol. And

(02:21:16):
like we were saying earlier, like it's just this social thing,
and then with the science all coming out too, is
it's one percent an addictive substance. So earlier you were
talking about genetics and things like that and oh all
this other stuff. This is a That's one thing that
AA really has to evolve on is they say it's
only a certain class of people that get addicted. That

(02:21:38):
is one hundred percent false and needs to be changed
in their big book. And that that key right there
to know that you have been totally brainwashed. We see,
as an average forty year old male, we've seen over
forty thousand ads just on TV by the time we're
forty saying how it's the elixir of life. It is

(02:22:00):
this fun, sexy, you know, thing that you got to
have at every party. And then that's just TV ad,
So we're not even talking about all the radio, all
the billboards, everything else. So we just really got to
get in there and go, wait a minute, we're being
lied to, just like big alcohol, big tobacco did to
us for so many years, the same thing going on
the big alcohol.

Speaker 2 (02:22:20):
Well, and if it was heroin substituted for you know,
the beer or the bourbon or the whiskey, ar tequilla
or whatever, no one would abide. I mean, and you're
essentially saying it's heroin.

Speaker 13 (02:22:30):
In a way, Yeah, it's a drug. I mean, it's
a liquid drug. And that if it had smoke coming
out of it, you know, it was bothering eighties in
the bars and all this other stuff, we would be
done with it, right, And if the mothers would be like, no,
we're done, but it's liquid, it's only doing us. But
then at the same time, oh my god, I can't
imagine the times, you know how many times I stunk

(02:22:51):
and smelled and then I was belligerent and like just
acting like an idiot. So it does still very much
affects other people.

Speaker 11 (02:22:57):
Yeah, but not right there, you know, in their vicinity.

Speaker 2 (02:23:01):
Well, and I guess I have to just point out
alcohol is categorically a depressant. So for folks who are
self medicating, who are depressed and they turn to alcohol
to sort of deal with their depression and put that
dark cloak over reality, which will work for a little
while until you wake up the next day. You're exacerbating
the problem, right, Yeah.

Speaker 1 (02:23:22):
That's what I did.

Speaker 13 (02:23:23):
I might like we were talking about my grandfather and father.
They were both and then I had a rough, kind
of abusive childhood, and so I just basically numbed out
those you know, childhood traumas. And I didn't really know
I was doing it. I was like, you know, a
couple of nights of wine during the week and then
more on the weekends, like a social you know, responsible

(02:23:46):
drinker that they always talk about, And that is exactly
what I was doing.

Speaker 7 (02:23:50):
Looking back, I was numbing.

Speaker 13 (02:23:51):
And what it is, your central nervous system is what
it numbs, which handles everything in your body.

Speaker 5 (02:23:57):
And so you're just basically.

Speaker 13 (02:23:58):
Numbing that with f and all and people now we're
taking that away and then we're getting them to really
go in there and work on that personal development in
many different ways. And then you realize that you're safe,
everything is okay, and you deal with those things, you
take that band aid off and really heal.

Speaker 2 (02:24:17):
Dustin Dunbar the book described as raw, hilarious, and deeply
insightful to help you maybe turn away from alcohol, and
that's a wonderful and the timing, I think again, going
back to RFK Junior and this health awareness, it couldn't
be better for your book the name of it, you're
doing great and other lies Alcohol told me by my
guest today, Dustin Dunbar. It's been a real pleasure to
have you on the program, Dustin. I appreciate the work
that you're doing and happy to share it with my

(02:24:38):
listeners and I'm glad you're able to come on the
show today