55KRC Monday Show - Smitherman, Money Monday

Episode Transcript

(00:06):
Five o five at the Divide careBe talk station, Happy Monday, Will

(00:29):
Why is everyone so stupid? That'sa great question. Thank you Joe Jrecker
for starting off the week on asort of comical yet sad note. And
excuse me for that. I havea cough button, but it's covered up
by a whole bunch of stories thatI have to get to today. At
least I'll try to get to today. As I've pointed out regularly, by
the end of the week, I'llhave a rem sort of paper of stories

(00:51):
that I didn't get a chance toget to. There's so much going on
in the world. I do mybest, which is why I always invite
you to steer the topic of conversation. Maybe something that I haven't brought up
you want it brought up, orsomething you noticed in the nase you want
to speak about. Feel free tocall five one three, seven, four
nine fifty five eight hundred and eighttwo three talk found five fifty on at
and t phoones. I always remember, never forget. If you five carseee
dot com stream the audio directly fromthe website get your iHeart media apse.

(01:15):
You can listen to the Iheard contentwherever you happen to be including the podcast
in the fifty five Carocene Morning Showand talked about wine at the end of
the program on Friday at Keegan Corcoranand Dusty A. Bore he was in
town also ended up made it onthe local television is too Dusty did?
He's got a small winery and that'sthe kind of winds it. Keegan brings
the town and t Kiggin's great guy, just an unbelievable expert in wines and

(01:41):
has a distributorship so he sells justwholesale to restaurants and others like that.
So if you're interested in buying in. Paul Keighan's good guy to talk to.
Dustin Nbore really nice guy, funway to end a morning show,
so check it out out if youhave careseea dot com one. My conversation
with Henry Armstrongblove believable guide ninety nineyears old, reflecting on his time at

(02:02):
the anniversary of the Invasion of Normandyin France. If you listen, you
know he landed a beach of Omahaand the eighth of June, two days
after the initial invasion, made hisway through France. I had some interesting
stories to tell, including the liberationof one of the Nazi death camps.
Got the impression they took a greatjoy in eradicating the twenty five SS officers,

(02:25):
given that they ran across the carload full of murdered women and babies.
Yeah, that'll put a bad tastein your mouth and will betied the
SS officer that happens to be aroundwhen liberators show up. So good man,
Henry Armstrong, sharp as a attack, and what an inspirational guy was
You want to shot at Palter uppatriotism in your arm. Listen to what

(02:47):
Henry had to say about his timein France in the prior interview I had
about his experience when he invaded Normandy. Speaking of things patriotic, I want
to thank everyone involved with the flagretirement ceremony which took place yesterday Union Town
Hip, Vietnam Veterans of American Chaptersix forty nine and the Boy Scout Trope
four fifty two going through the properdisposal of an American flag. And there

(03:09):
are rules about the American flag.If you look at your flag, it's
faded, it's tattered, it's fallingapart, take it down and have it
properly disposed of. If you're inClaremont, Gunny. There are drop up
points all over the place thanks tothe Day of VDA chapter six forty nine,
and specifically, and I want tobring it up Steve Tam his idea
to go around and he's been doingthis for decades. Steve is for a

(03:32):
very frail of health, and itwas a big question mark whether he was
actually even going to make it tothe ceremony yesterday, and there he was
looking better than he did last yearat the ceremony. Very frail. He'll
admit he's got serious health problems andhe wasn't even sure if he was going
to be able to make it.But Steve was the inspiration behind getting people
to tap some respect for the flags, take them down when they have served

(03:52):
their useful life, have them properlydisposed of, which the Boy Scouts showed
us exactly how it's done. Andevery year they collect thousand and thousands of
tattered flags. We figured it's averageabout three thousand a year for the past
and this is the fourteenth annual flagretirement ceremony and I've been blessed to be
a part of it since the verybeginning, just as a facilitator to move

(04:12):
things along. That's all my onlyrole in that. But basically tens of
thousands of flags. And Steve's thekind of guy that will knock well up.
Before his health was failing, hedrive around Clairemont County, knocking door
to door, run into a flagthat's tattered, he knocked to the guess
the homeowner of the business owner,to please take it down, and quite
often he would offer a replacement flag, to the extent he got any pushedback

(04:33):
or maybe they were in perhaps financialreasons they couldn't buy a new flag.
But the flag means the world tohim, and it means the world to
me too, because it's a symbolof freedom. I see all these protesters
in this division going in this country. You know, you wouldn't have protesters
in division if you live in anauthoritarian state. And these people who seek
to bring down the United States ofAmerica. It's inherently racist or biased,

(04:57):
born of it original sin. It'scommitted so many ties, and on and
on and on. If those peoplewere parked in an authoritarian regime where they
were speaking things against the regime,they would disappear. Interesting that we live
in a country that secures the rightsand freedoms of people to have opinions and
articulate and voice them. Quite oftenalternative point of views are suppressed by the

(05:17):
very government that is supposed to beprotecting our freedoms. But at least the
American flag remains this moment in time, in my mind, a symbol of
that wonderful, unique thing that onlywe have in the world, and that
is freedom. So respect that flagand look upon it with a tremendous amount
of respect. I wish more peopledid. Oh, and let us move

(05:40):
over. I'll speak of which onewe call five went three, seven,
four nine fifty five hundred, eighthundred and eight two to three talk may
give the phone number out already itis early on a Monday morning. Christopher
Smithman joins a program every Monday atseven thirty, former Vice mayor of the
City of Cincinnati, with the smithEvent. Always love talking to Christopher seven
thirty every Monday. And we alsoget money money with Brian James today with
public subject matters, with Brian Stockshaving the best election year since nineteen seventy

(06:03):
six, the year that gave usJimmy Carter. Why are so many restaurants
closing their doors. I think wecan maybe answer that question on our own,
but we'll dive into that with Brian. And why should people work with
a financial advisor? Well, ifyou're thinking about your retirement, I always
recommend it. It's a great idea. It sort of takes the burden off
of you to follow things on aday to day basis. Monday, Monday

(06:26):
at eighth five. In the meantime, the original cheap fake Biden administration running
around screaming about videos, taking outof contacts, and of course we watch
the videos in full context. Theysay the same thing or show the same
thing. We have a feeble mindedpresident who quite often wanders aimlessly, trips
over himself and needs aids and peopleconstantly surrounding him to get him on and
off the stage and up and downstairs, et cetera. Courses were lotted

(06:49):
to teleprompter since before the election,running his campaign out of the basement.
He often screws up even reading theteleprompter. He reads instructions on the teleprompter
like turn to the crowd or repeatwhatever you know what I'm talking about.
But now they're screaming about the Well, the more conservative side of the Ledger
putting this out of course, eventhe mainstream media is bringing this cognitive decline

(07:13):
up from time to time, whichis a striking change from their previous efforts
to protect the Biden, although thetalking heads on the mainstream media television programs
continue to carry the water for theBiden administration, insisting he is just razor
sharp, so cheap fake, cheapfake, cheap fake. Where was the
original cheap fake right? The Trumpvery fine people referring to neo Nazis and

(07:38):
Charlottesville as very fine people. I'vebeen pointing this out since day one.
Contact you didn't listen to everything thatDonald Trump said. You didn't listen to
the words before that very fine peoplestatement, and he didn't read the words
afterwards, you pulled one line outof a statement and you accused him of
supporting neo Nazis. Well, itonly took him seven years, and we

(07:59):
all know is a left wing runorganization, the so called fact checkers,
the default fact checkers for the leftwing media. They finally fested up central
Joe Biden's election in twenty twenty.He says he even launched his campaign in
April nineteen, claiming he'd been inspiredto run against Donald Trump because Trump called
neo Nazis very fine people, wasthe predicate for his running for office.

(08:24):
Hmm, what's reality? Well,seven years later Snopes finally festing up to
reality and putting the entire statement,posting the entire statement, which was easy
to do from the get go,wasn't it? Trump? Excuse me,
they didn't put themselves down as neoNazis, And you had some very bad

(08:48):
people in that group, but youall said some people that were very fine
people on both sides. You hadpeople in that group. Excuse me,
excuse me, I saw the samepictures as you did. You had some
people in that group that were thereto protest the taking down of them a
very very important statue and renaming thepark from Robert E. Lee to another
name reporter speaking with Trump at thetime. George Washington and Robert E.

(09:11):
Lee are not the same? Oh? No, George Washington was a slave
owner? Was George Washington a slaveowner? So will George Washington now lose
his status? Are we going totake down? Excuse me, We're going
to take down and we're going totake down the statutees of George Washington?
How about Thomas Jefferson. What doyou think of Thomas Jefferson? You like
him? Okay? Good? Arewe going to take down his statue?
He was a major slave owner.Are we going to take down his statue?

(09:31):
You know what, It's fine.You're changing history, you're changing culture.
And you have people and I'm nottalking about the neo Nazis and the
white nationalists because they should be condemnedtotally, but you had many people in

(09:52):
that group other than neo Nazis andwhite nationalists, okay, and the press
has treated them absolutely unfairly. Referto the people who weren't white nationalists and
neo Nazis now in the other group. Also, you had some fine people,
but you also had troublemakers. Andyou see them come with the black
outfits and with the helmets and withthe baseball bats. You had a lot

(10:13):
of bad people in the other grouptoo, of course, refer to the
protesters and the anti falls that weremixed in. So you had terrible people
on both sides, he pointed out, But you had some legitimate people who
were merely articulating a position about tearingdown a statue. How difficult it was
that why did it take snow sevenyears to post the full statement. Maybe

(10:37):
they got a little backlash because theBiden administration's running around screaming about cheap fakes.
Welcome to the world of the originalcheap fake folks talk about something completely
taken out of contacts. And again, since the first day they started uttering
this, I've been pointing this out. Their spin was always a lie.
Their spin was not reflective of whatDonald Trump said or believed, but they

(11:01):
certainly it served them well, didn'tit. And the mainstream media grabbed a
hold of it and repeated without questionthis statement that Donald Trump called neo Nazis
very fine people when they had itright there, never bothering to provide you

(11:22):
with the context. Well, becauseit didn't serve their interest to demonize Donald
Trump. They couldn't demonize Donald Trumpbased upon what he said, so they
took it out of context. Hey, well, when when the bad facts
aren't there, when the guy isspeaking the truth and it doesn't serve your

(11:46):
interest, you lie. Five seventeenfifty five kr C DE Talk Station five
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(12:56):
KRC Sappy Monday, y Smith Event, Monday, Monday, Monday Brian James
and Monday where you can feel freeto call. So I always point out
five three seven fifty five hundred eighthundred eight two to three talk. Thanks
again to jus Jreker of producing theprogram executive a producer. He is overnight
sad thing. There's still not awhole lot of details on this or the

(13:18):
motivation, which is really what I'mworried about. Is a stare at multiple
articles about these terrorist attacks in Russiatargeting synagogues, churches, and police by
some international terrorist organizations happening in Russia, Folks, Let's see the Berlin police
chief is warning about young foreign malesbeing behind the massive increase in violent crime

(13:39):
in Germany. Non Germans are overrepresentative in the crime statistics. Interesting,
that, isn't it, as westruggle with the same thing. Fourteen percent
increase in violent crime among foreigners inGermany making up almost eighty thousand suspected violent
criminals in twenty twenty three, Againa fourteen percent increase over twenty twenty two.

(14:03):
I wonder if perhaps some terrorist organizationhad anything to do with the mass
shooting in Columbus. Columbus police lookingfor a suspect vehicle after ten people were
shot in that short North area.Columbus overnight police posting x on Sundays,
the detectives need your help and locatedthis vehicle involved in his shooting. In

(14:24):
the morning of the eleven hundred blockof North High Street. Ten people were
shot. White four door Honda Civicwith tinted windows. Two juveniles among the
ten victims. Everyone, thankfully isexpected to survive. I love this,
Joe. Are you ready, Joe? Keep your eyes peeled. You may
see the suspect. The suspect describedas a male wearing all black clothing.

(14:52):
Yeah, narrows it down, doesn'tit? That helps? Joe and Saiophew
was wearing a hat. It's notmentioned. What we've got to work on
is a male wearing all black clothing. How do they know it's a male?

(15:18):
Just asking it isn't in the stackof stupid so I know the person
wasn't naked, Not that that isdeterminive in today's modern culture. Used to
be happening at two thirty am elevenhund block of North High Street near East
third Courting the police. One ofthe ten victims in critical condition. The

(15:39):
other's stable, which is again positivevictim ages sixteen to twenty seven. Officerly
shut up located six victims suffering fromgunshot wounds. As they were on the
scene, they were told that anadditional four victims had already gone under the
hospital. Thomus Mayor Andrew Ginther said, this Sunday gun violence outrageous. It's

(16:02):
unacceptable and it must stop. Okay, I know Jude's what I was thinking.
That told him, despite what happened, I want to reassure the community.
The Short North is safe, butevery neighborhood could be safer. Another
statement, I take you believe themwhere you don't Now. I thought this
was a rather interesting thing. Heurged parents two, in his words,

(16:27):
step up to know where their kidsand teens are and to enforce a curfew
in homes. Sounds like my growingup. You better be home by midnight.
You better be home by midnight oreleven, depending upon what age I
was talking about. And if youweren't, yes hell to pay at Thomas
household, you owe a phone call. If you're not going to make it

(16:48):
home by curfew, you better damnwell call in and explain why you're not
going to be home with the appointedhour, which you knew well in advance.
That's an option. It's considered amass shooting apparently when four more people
are involved in terms of victims.This is the second such outbreak as by

(17:11):
that definition in a month, apparentlyJune second it was a mass shooting an
acron death of twenty seven year oldLitteris Cook, twenty seven people injured.
No arrests have been made. Thatone took place just after midnight and a
birthday party, which suggests to memaybe there were a lot of witnesses there,
some of them could cooperate with policeand identify well in this particular case,

(17:32):
maybe there were witnesses whoever it waswearing all black clothing. Five point
twenty five AFT five K City talkstation Local stories or your phone calls are
always quite welcome, so feel freeto call. And also you want to
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It's always the bottom line at ForeignExchange is because you don't have to
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the cost of fixing your car,like everything has gone up and dramatically,
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argue going to Foreign Exchange is betterthan the dealer because you're in this welcome
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kind of guy likes to talk tothe mechanic that works on your car.
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and service. Go to the Westchesterlocation. I can assure you they'll treat
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online foreign ax for in the letterX dot com tell him. Brian said,
Hi, when you call for anappoyment, please five one three six
four four twenty six, twenty six, six four four twenty six, twenty

(18:57):
six KRC and iHeartRadio Station, theexclusive audio home mo NBC's coverage of the
twenty twenty four Paris Olympics. Here'sa nine first one of wether forecasts.
Give me mostly sunny day to day, pleasant and season all for a time
being anyway, eighty six for thehigh A few clouds over night, sixty

(19:19):
six Tomorrow, I have ninety twochance of spotty storms overnight buggy down to
seventy four, slight chance of rainand a chance to showers of dunderstorms all
day for Wednesday, partly sunny,going up to ninety one sixty seventy grades.
Right now that you bought par SEDDtalk station five point thirty on a
Monday, if you had a wonderfulweekend. By Thomas inviting phone calls as

(19:41):
always, it's by one, three, seven, four, nine fifty five
hundred, eight hundred eighty two tothree talk hey without further ado. We
can get into some local stories.We got a Coreene Recovery Team, Corean
Township Coraine Recovery Team launched both diversand drones into and over the water to

(20:02):
the Great Miami River late Saturday oryesterday afternoon, continuing with search for a
missing man. Search teams and boatsinitially deployed after that quarter to four pm
call came to the dispatch they receivedbecause of a fifty three year old guy
had gone missing while fishing with afriend of the Great Miami River. A
couple hours after the search began,divers located the body of missing of the

(20:22):
missing man identity hasn't barely been released. Apparently the raiting Phyllis family has been
notified. Similar story unfolded in thesame area last year, the time,
claiming the life of an eighteen yearold like I said to be a CPO
reporting. They said they will updatethe story as more information becomes available Box
nineteen reporting on this one. Carlisleman who was accused of robbing the goodwill

(20:47):
in Carwell on Friday has been arrested. He robbed a good will. Forty
year old James Humerick Miami's Burg chargedwith robbery, which is the thirty fell
in the court of the Carlisle Policebomb in officer's dispatch to the Goodwill on
Central Avenue at eleven o'clock in themorning. Suspect threatened employees, claiming he

(21:07):
had a firearm and wanted what wasin the cash register. Humeric allegedly fled
the scene on a bicycle towards CentralAvenue before being located by officers a short
distance away off to the Warren CountyJail. Arrayment scheduled for June twenty fourth.
Thank you, Joe, It's exactlywhat I was thinking. Do shove

(21:29):
a Goodwill in all the galaxies.There's no big a douche than you.
I'm sure the cast register was justoverwhelmed with dollars. Teenager dead after shooting.
It took place near the banks onSaturday morning. Courts In Saint Police
they were called about a quarter aftertwo in the morning to Freedom Way and

(21:51):
Marion Spencer Way for the reports ofsomeone shot. When they arrived, they
found Jackie Johnson the third with thegunshot wound, taking the UC Medical Center,
where he later died. Officers havenot stated if they have a suspect.
Do you have any information? Though, since a police department's homicide,
you know would love to hear fromyou. It's five one, three,
three five two thirty five forty two. I always say I default the crime

(22:12):
stoppers. I'm sure they'll be happyto take a number if you just have
that number memorized as I do.Three five to two thirty forty since they
please. Said Jackson was seventeen yearsold. However, his family, speaking
with Fox nineteen, said he wassixteen. Either way, I think it's
a little too young to be shot. Most notably, on the Banks does

(22:36):
not say if the shooter was dressedin all black clothing. Joe Stracker,
try state judge accused last year ofwhat they describe as an inappropriate relationship with
administrative assistant, abruptly quit on Friday. Goarmount County Municipal Court Judge Jesse Cramming
been an office since twenty sixteen,just began serving as new term in January.

(23:00):
He quit quote to ensure that mypersonal transgression will not continue to negatively
impact the image of the court.Joe. The two Well, yeah,
they say it was a non physicalrelationship, though Joe, I'm going to
get through the facts in this wait. Other timnus before judges, and he'd
a Beachman and Jason Nagel asked Krammingto step down. Came after a day

(23:26):
after. It came one day afterthe allegations on social media that the judge
and assistant were in a local parkduring work hours. Cramming, forty three
years old, wrote in his resignationletter of the Claarmont County Republican Party,
mistakes I have made in my personallife have become public. I'm truly sorry
for the impact my mistakes have hadof my family. Also realized the remaining
on the bench could negatively impact itsimage. As such, I've decided to

(23:47):
resign and move forward, and I'mthankful for the opportunity that i had to
serve the citizens of Claremont County inthe highlight of my professional life. I'll
leave the court with nothing but positivefeelings of my experience of the people I've
worked with over the years. Lettersalso went to Governor Mike DeWine in him
a Supreme Court just Chief Justice SharonKennedy, effective June twenty eighth. His

(24:08):
retirement is, according to the letter, ran unopposed in November. His lawyer,
Scott Croswell, may I have heardof him, said fard of the
judge's decision to resign was a personalchoice. His resignation speaks for itself.
There will be no action by theOhio Judicial Disciplinary Board. According to attorney
Croswell, happened a year A yearago, Clima County Prosecutor Mark to Culby

(24:33):
requested a special prosecutor be a pointedto investigate allegations related to quote J.
Slash A. This after Fox nineteenrequested several public records about Kramick and administrative
assistant Allison Kursker, then twenty fiveyears old. She began working from the
Minisial court in February twenty one.To Kulby said he filed the motion due
to a potential conflict of ventures shoulda criminal investigation be initiated in the reference

(24:59):
matter. Two days later, sheriff'soffice received an information report in quotes about
cramming from Kirsker's husband's aunt and openedan investigation. Croswell, his attorney,
reportedly repeatedly told Fox nineteen last yearthe third party allegations were unfounded. Clamart

(25:21):
County Sheriff Steve Leey ultimately asked twooutside agencies to investigate to avoid any perception
of potential conflict. Chief Deputy andCaptain, as signed of the case,
were involved in the judge's re electioncampaign earlier in the year, but by
either circulating or signing petitions for him, so one of the law enforcement agencies
declined looking into it case. Ultimately, further the Warren County Sheriff's Office investigators

(25:44):
closed it citing lack of evidence thatany criminal act was committed. So Kursker,
her husband, and his aunt didnot respond to multiple requests for comment
from Fox nineteen. So they didsay and couple of things. Court administrated
Cramic disclosed during a private meeting thatshe had with Kramig and administrative judge that
she and Kersker had and quote inappropriate, non physical relationship. Kersker said during

(26:11):
her interview with investigators she developed feelingsfor the judge and they had an emotional
quote unquote relationship, but not aphysical one. Jeff Strecker is skeptical five
point thirty seven fifty five KRC thetalk station. He's allowing his personal experiences
to interfere with the reported facts onthis particular case. A little bleedover effect

(26:33):
there, Joe. I know,I'm glad your MIC's not hot too stick
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(27:42):
Fifty five KRC. You've never beento an event? KRC detalk station.
It is that time. It's todive into a stack of stupid. Now
we go from a local judge steppingdown from the bench to this story.
Bodycan footage released by the Diana PoliceDepartment shows a Georgia judge being arrested for

(28:04):
simple battery against a police officer andobstruction. Happened in June twenty Douglas County
Probate Judge Christina Peterson allegedly pushed anofficer in the chest and kept swiping his
hands away while he was trying tode escalate the situation between security and a
female outside of the Atlanta area business. Judge Peterson told one of her friends

(28:27):
to record please as if body worncameras did not already record the entire incident,
which they did. She told thearresting officer, quote God is not
pleased. Close. Quote hey,she talks to God. Joe Peterson's attorney,

(28:48):
guy named Marvin Errington Junior, characterizedthe situation is a good deed gone
wrong. Questioning why the alleged attackerwasn't arrested while Peterson was. Maybe because
she attacked an officer. Thirty eightyear old refused to tell officers or name
Judge Peterson quote, I want toget booked close quote she know want to
say, I'll be in here withyoung thug and woody Joe. Do you

(29:11):
have any idea what the hell thatmeans? Thank you? I don't either.
One point, the judge was giventhe option of providing her name or
getting back into the police cruiser untilshe did, to which she responded good
luck and got back into the car. She said, you can google me
and find me anywhere in America.Then she told the officer to f word

(29:33):
you. I got two words foryou, and they ain't Happy birthday would
be my dad's response on that one, and that she was praying for him
in the same breath. Her attorney, again, Marvin Arrington Junior, characterized
the situation as good to you gonewrong again, wondering why the other person
didn't get attacked. Maybe it wasbecause of her actions. The woman Peterson

(29:56):
claimed she was saving suggested that thejudge may have accidentally struck the officer.
Oh yeah, I'm sure there wasan accident anyway, Mean, that's right.
Keep saying it wasn't you. Yousay it long enough, people will
believe you. Eat your stupid mouthshut. Sound advice for my heart Meatia
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(31:03):
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we are happy with what he didfor our kitchen. To learn more,
check out the website presseddes one twothree dot com, prest these interiors at
Prestige one two three dot com andtell him I said hi when you call
him at five one three two fourseven zero two two nine five one three
two four seven zero two two ninefifty five krc. Hey, if you're

(31:29):
listening to me right now, Ihave one thing every business needs most attention
AIRCD talk station Monday, like itor not, well made even better by
the fact we got to get upand go to work. Christmas Smith and
Joints program at seven thirty. Alwaysenjoy that and money Monday as well,
and enjoy trying to wake up witha stack of stupid which I'm gonna do
in little phone calls mother in Kansasfacing years behind bars after admitting to her

(31:56):
role in the death of her fouryear old daughter after the thirty three year
old woman got into a fiery carwreck while driving drunk. What Prettey Costello
should have been? The Cedric CountyDistrict Court on Friday. She pleaded guilty
to one kind of involuntary manslaughter whiledriving under the influence of alcohol. Also

(32:16):
pleaded guilty one kind of aggravated batteryfor the injuries her two year old son
suffered in the collision, probably causeAbbot states. The deputies with the County
Sheriff's Office about a quarter after fivepm on February nineteen, showed up to
report of a car wreck MacArthur Rodein two fifteenth Street. They arrived,

(32:37):
Deputy set he observed a white twentytwelve Ford Explorer that had gone airborne and
was in a ditch. Deputy sawthe vehicle was already catching fire with three
occupants still inside. Costello refused toget out of the vehicle until her children
were removed, despite the fact thefire was worsening. After the children were
taken out through the back of awindow, she was ultimately removed. Paramedic

(33:00):
said the four year old unresponsive fromthe moment she was out of the vehicle.
Coste own her kids were taken atthe Wesley Medical Center for treatment via
ambulance. Child pronounced dead a fewhours later. Autopsy determined the towld child
died of multiple blunt force injuries.Two year old survived with a broken collar
bone. Costello had several lacerations onher neck, and they did a collision

(33:22):
reconstruction. According to the Affidavid,evidence on the scene showed the ford left
the roawway to the right into thenorth side ditch. The ford continued in
the ditch for three hundred and twentysix feet before going airborne. During the
time of the ditch, the fordwent over two culverts, crashed into the
third culvert, causing it to goairborne, tumbling before coming to arrest on

(33:42):
the car's passenger side. Car endedup becoming fully engaged, ungulfing flames before
firefighters showed up and put it out. Ambulance and the deputies said they smelled
alcohol on her breath later spoke withthe child's father. The father stated the
Costello and he previously drank vodka straightfrom the bottle while he was on the
scene of Costell's address, dropping hischildren off and helping with things around the

(34:06):
house. A couple hours after thedeadly crash, authority said Costello's blood achol
content measured point one point one two, well above the legal limit of point
oh eight straight from the bottle.This is insanity. Eulis, Texas.
Hate crime investigations being requested after aTexas woman allegedly tried to drown two children

(34:28):
in an apartment swimming pool while yellingIslamophobic slurs at their mom. Forty t
year old Elizabeth Wolf charged with attemptedcapital murder injury to a child in public
intoxication after this incident, which happenedin May nineteen, bailed out after one
day. Palestinian mom, who isMuslim, whears a he job, told
investigators the Wolf made racially charged remarkstoward her at the Ulis apartment at the

(34:52):
swimming pool. Mom's name not beenreleased. She fears for her safety.
During this incident, Wolf allegedly grabbedthe woman's six year old child, who
pulled away, receiving a scratch.When the mom was attending to her son.
She's accused of grabbing the three yearold daughter of this woman and forcing
her underwater. Family members reported allphysically okay, but remained traumatized by the

(35:14):
incident. Council in American Islamic Relationscalling on state and federal authorities to investigate
the incident as a hate crime.Mustafa Carroll He's the executive director of the
Dallas Fort Worth chapter of that organization, read a statement from the mom of
the two children at a press conference, saying that their daughter is traumatized and

(35:37):
that she runs away and hides anytimethe front door is open. Police said
this is an open investigation. Theybelieve racial bias is in fact part of
the case and have referred it tothe Terrant County District Attorney. A three
year old Jezu Louise. Here's aninteresting fine we got to Florida. Monroe

(36:01):
County Sheriff's office said boaters found packagesabout seven miles off of Alamorada containing well
sixty pounds of cocaine working with apparentlyworth about a million dollars. Suspect drugs
turned over the US Border Patrol.According to the Sheriff's office, scuba diver

(36:22):
is swimming off the Florida Keys foundtwenty five kilograms of cocaine, again valued
over a million dollars. They initiallythought the bags were trash found in one
hundred feet underwater. Earlier this month, of joint operation of the US Coast
Guard in the Royal Netherlands, Navyrecovered four thousand, eight hundred pounds of
cocaine described as worth more than sixtythree million dollars from a vessel at a

(36:46):
Florida port. Officers from both agenciesoffloaded the large sealed containers from a ship
onto pallets the port Everglades, Florida. The pallets at cocaine Let's see year.
Early in the same week, Coastguardspokespersons at a team engage in a
high speed boat chasing the Caribbean Seathrough the thought to be smuggling narcotics.

(37:07):
The vessel refused orders to stop,instead increased speech, change direction towards the
Dutch pursuit boat. Dutch and USCoast Guard members opened fire on the boat
and self defense vessel caught fire andsank three Sussex smugglers went overboard. Wow,
didn't realize that kind of thing wasstill going on. I feel like

(37:29):
we're back in the nineteen eighties andLandyvice. Why don't think it has come
across the southern border. It's reallyeasy to just walk across the Southern border
with that stuff. Just observing fivefifty six. I got a lot more
to talk about coming up. Hopeto hear from you if you got something
to say. Feel free to callthe show anyway. I'd be back after
the news. The world can changein just second. We'll bring you the
latest in just minutes. At thetop of the hour fifty five KRC the

(37:53):
Balkstation. Why is navage perfect?I said here at fifty five r seed
he to FUK Station, Brian Thomas, wishing you a very happy Monday.
Back to work, well at leastfor a lot of it, And of
course Monday means at seven thirty ChristmasSmith and former Vice mayor of the City
of since say, venting his spleenin what we call the smither vent on

(38:15):
the heels of my father doing itfor so many years. Here in the
morning Show, the Monday Morning spleenVent and emission Dad, I really do.
I enjoy Christopher Smitheman's comments and observations, but no substitute for Dad.
Even Christohill admit that. And hisshoes are still underneath the board here,
never have quite filled them anyhow.Money Monday with Brian James do that every

(38:36):
Monday at eight oh five, Stock'sbeen at well, Stock's having the best
election year since nineteen seventy six.Okay, why are so many restaurants closing
their doors and why should people workwith a financial advisor? Those are the
topics of conversation with Brian James.And always enjoy topics of conversation that you
bring up. So feel free tocall five poe three seven four nine fifty
five hundred, eight hundred and eightytwo to three talk hit pound five fifty

(38:59):
if you have one of those ATand T phones, and head on over
to fifty five Krsey dot com tolisten to podcasts, get your iHeartMedia app
and stream the audio at your convenience. And you know, I regularly referring
to and standing on this shoulders ofgiants, and I thought this was a
rather interesting observation since I see somany parallels now personally, and apparently so

(39:21):
as I guess Andy Kessler, althoughhe doesn't draw all the direct ones that
I am. In the late sixties, you had this, this, this
confluence, I suppose the word allthese left wing organizations, many of them
left wing, the free speech movement, students for Democratic Society, you had
to be anti Vietnam War protesters.You had the environmentalist movement in its earlier

(39:43):
stages, back when they thought thatthere was peak oil, and we were
going to run out of oil andwe needed an alternative that you know,
pollution was killing us all and theglobe was warming up. Yeah, the
earliest versions was global warming. Thenit became global cooling in the later seventies
because of the the serious sub zerotemperatures we had there, record setting they

(40:04):
were at the time. That wasthat SoundBite from In Search of with Leonard
Nimoy that I'd like Joe to playevery once in a while, because it's
like, we're all gonna die.The oceans are freezing up in the Arctic.
You know, we're no longer gonnabe able to use that anyway,
the exact contrary of everything they taketell you to today. It's the ebb
and flow of the climate. Butall these different movements joining together in protest,

(40:28):
and of course you remember the nineteensixty eight convention, or maybe you've
seen the black and white images.It was kind of a mess. Yeah.
Back when police used to carry billyclubs, or the early version of
the PR twenty four's aircraft aluminum theupgraded ones were. They don't have them
anymore, but they used to beatthe crap out of people regularly. Not
much a probable cause they didn't havetasers back then, so it was a

(40:52):
mess protesters versus the police, andultimately the people came down on the side
of the police. That all thosedisparate groups just had the appearance of having
one collective cause. And so isAndy Kessler at the Wall Street General Rights.
The Omni Cause is collapsing. Queersfor Palestine, Palestine, the contradictions

(41:15):
are causing a crash in the intersection. That alone was enough for me to
read this. It's well written,which is why I'm giving props Andy Kessler.
Did I see climate warrior Greta Thunbergwearing akifya? Sure enough? There
she was last month in a mobscreaming shame on you outside the Eurovision Song

(41:37):
contest, where an Israeli performer competed. Welcome to the Omni Cause. If
you protest one thing, you protesteverything. Intersectional insanity like queers for Palestine,
which makes as much sense as chickensfor KFC. Fortunately, the Omni

(41:57):
Caause is beginning to collapse under theweight of its life logical fallacies. And
praying that Andy's wright and his observationsviewed to the lens of oppression, every
causes link summing up the stupidity ofall the Keithya Karen's and activists aiden's at
campus protests. Protesters spray painted fAmerica akka at Stanford University this month.

(42:19):
The oppression studies majors and can't evenspell. Anti war is one thing,
but the colonizer collap trap is unbearable. Segments of the Omnik cause are usually
anti capitalism, anti growth, orpro world government. Climate hysterias scores a
perfect trifecta using twisted logic. Socialismis apparently a cure for racism, but

(42:43):
the backlash is enabling a political moveto the right in Europe, South America,
and if polls are be to bebelieved here in the United States.
So why the Omni cause? AndyKestler says. My theory is that societ
is afflicted with a bad case ofaffluenza. Life has become too easy.

(43:06):
We google and use artificial intelligence insteadof thinking, shoot up ozepic instead of
exercising, and rely on Obamacare insteadof working. Even the well off need
to complain about something, so theycomplain about everything. Many of these protesters
layabouts are entitled dare I say spoiled? And don't bother? To understand what

(43:28):
they are protesting. They demand studentalone forgiveness and a universal basic income,
which many already receive from their parents. You see it everywhere. Johnny not
working, Janey in a daddy fundeddepartment, trying to become an influencer.
Plenty of time for protests, andreally, why work and improve the world
by delivering goods and services people want? Protests are much more fun. It's

(43:52):
a form of me time, feedyour head. Work is so, you
know, capitalists, protests are somethingto do. But here's an inconvenient truth.
These causes aren't always that tightly connected. And June second, Free Palestine
protesters blocked the Philadelphia Pride march,whose participants probably wouldn't entertain a semester abroad

(44:17):
and riot or Tehran much much less. Gaza like a Jacobin's progressives are eating
their own. It's a crash atthe intersection. Sure enough, the Omni
cause is beginning to unravel as hiddenagendas are revealed. With a few exceptions,
you don't see many left leaning Jewsat pro Homas rallies waving from the

(44:39):
river to the sea, or thisis genocide flags. I visited Auschwitz last
fall and walked along the train tracksleading to the ruins of the gas chambers.
Rwanda saw genocide in nineteen ninety four. Killing human shielding terrorists after dropping
leaflets to warn civilians isn't genocide,But that doesn't stop purple haired penelope protester

(45:01):
from parroting colonial oppressor Marxist dribble apatsy in someone else's political power flay I
read useful idiot. Then there arethe genocidal adjacent types. The National Park
Service biologists wrote the here we gothat humans quote have become a plague upon

(45:23):
ourselves and upon the earth close quote. Climate scientist Bill maguire tweeted and then
deleted. The only realistic way Isee emissions following is as fast as they
need to to avoid catastrophic climate breakdownis the culling of the human population by

(45:44):
a pandemic with a very high fatalityrate close quote. Always remember the saying
you are the carbon they wish toeliminate. Anti capitalism is best expressed by
the quote diversity, equity and inclusionmovement close quote, which is in a

(46:05):
long overdue decline. Adam B.Coleman wrote last year in The New York
Post that DEI was, in hiswords, an employment opportunity for ideological and
mediocre college graduates with undesirable degrees,a career avenue for wonder lost executive types
and employed to siphon money from corporatebudgets while producing nothing of substance. Close

(46:28):
quote, brilliant observation, Adam,these are the jobs all the underskilled omnicus
protesters aspire to fill. Too late, zoom and snap of the latest to
cut DEI jobs. Harvard's Faculty ofArts and Sciences no longer requires DEI statements
from prospective employees. The trustees ofthe University of North Carolina have closed DEI

(46:53):
departments across seventeen campuses, affecting sixhundred and eighty six workers and a ninety
million dollar budget. UNC Chapel Hillgave two point three million dollars of the
savings to campus police. It's eightweeks until the Democratic National Convention in Chicago,

(47:15):
where the tear gas from nineteen sixtyeight is a distant memory revived through
black and white footage. We've heardthe revolution will not be televised, but
it certainly will be TikTok Chicago twentytwenty four will bring out all the green,
preening, capitalist hating, oppression obsessed, paper straw sipping, police defunding,

(47:37):
meat shaming, parent enabled, underemployed, Marxist omnik causers. If you
fall for their nonsense, if Imay steal from Greta and friends, shame
on you. Andy Kessler Wall StreetJournal wonderfully stated, Eddie appreciate that.

(47:58):
I hope he's right. I hopeit is falling off the rails, because
you know, any astute observer oreven someone who's a casual observer of these
disparate groups seemingly being together fails toappreciate that, for example, well,
the radical Muslim community and those proPalestine folks probably would be more than happy
to kill the LGBTQ for Palestine Palestinefolks. Hence the intersectional suggestion from Andy

(48:27):
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(50:20):
rain in the low of seventy four. Wednesday chance of showers of storms all
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for Jason with a traffic updation DRONthe UC Health Traffic Center. The University
of Cincinnati Cancer Center is opening themost comprehensive blood center in the nation.
Fut Drift Cancer is here. Callthem at five one three five eighty five
U se se seed. Some debrisreported in the right lane of two seventy

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five heading westbound approaching I seventy one. Stay over there toward the left should
be fine. New major traffic delaysbehind this volume still relatively late or seventy
five still moving well from Buttermilk Piketo the Brent Spence Jason Airheart on fifty
five KRC the talk station Sex twentytwo. If you have Kercity Talks station,

(51:05):
A very happy Monday to you comingup a little more than an hour.
Christopher Smith inventing his sleing. Youcan make your sleen too, or
call on a topic that you choosefive one three two three talking to Go
to the phones, get Ken's call. Ken, thanks for calling this morning,
and a happy Monday to you.Ah, happy Monday. Hey,
listen, I wanted to give youa call, and I don't I don't
want to bring bad news. Butthere's no way that Donald Trump is going

(51:30):
to win the presidency. It isnot going to happen right now. There
is a proxy war going on,UH and there's no way that the people
who are in charge are going torelinquish that. Let that go. They
allowed twenty years of being in Afghanistan, where everybody spent money like it was

(51:54):
like it was water, just throwingit here, throwing it there. And
now Ronald Trump's supposed to come in, It's not going to happen. How
do you how do you? Howdo you reach the conclusion that whoever they
are, they're going to prevent Trumpfrom being elected, assuming he gets a
majority of the vote. How arethey going to bring that about? Well,

(52:16):
you know, all you have todo is have control of certain states
and then and then you'll end uphaving the whole thing. And because some
of the certain states Trump is faraway and ahead, and some are Republican
dominated states, and states run theirown elections. It's not a one size

(52:38):
fit all, top down federal controlover the election system. So whoever they
are are going to have had toinfiltrate it all of the legislative branches of
all of the various states you're referringto. And in spite of the fact
that they may be trying to dothat, it's quite an accomplishment that I
don't think they've quite achieved. Well, you take areas like Philadelphia, You'll

(53:00):
take different areas and they'll just changethe rules. But also this No,
this is state government. You can'tjust broadbrush say that these are state rules
that govern elections. No Republican isever gonna win the Philadelphia Aria. It's
as blue as like the New YorkCity. So yeah, you're gonna lose
the sizeable populations of the big cities. But that can be countered with all

(53:22):
the people outside of the big citieschoosing to vote and getting off their butts
and actually exercising that right rather thansitting home saying it's a foregone conclusion that
the loony left is going to winagain. But but do you really think
so that with the way how thingsare being run now? Biden is not
running anything people other people are runningthings. Clearly they're going to let that

(53:46):
go. They're not. They're goingto hold onto it. How you didn't
answer my question how that they wantto hold onto it, that they would
they would lower themselves to commit anycriminal act that they can get away with
to accomplish that. Let's all concedethat. But the exercise of those strategies

(54:06):
and the actual implementation of them isthe impediment that I'm pointing to. These
people live in a vacuum chamber wherethey listen to themselves and only themselves.
The rest of the world out hereisn't as batcrap insane as the left wing
of the Democrat Party, which istaken over. That's why Trump, in
spite of him being Trump and offensiveto a lot of people, is presently
ahead in most all the polls,most notably in the swing states. I

(54:29):
mean, I know what polls are, and I understand that people disregard them.
But you know, you can't justmake that up over and over and
over again. That Trump is hasmade inroads in lots of different communities where
he didn't before, the Hispanic community, in the Black community. Those numbers
don't lie. It's just the simpletruth. Whether it's enough to overcome the
left and their numbers, maybe,I don't know. But Biden's not exactly

(54:52):
a get off the vote kind of, get off the couch and vote for
kind of guy. The vast majorityof people, as the polling reflects,
are voting again Donald Trump, notin support of Biden, who literally has
nothing to run on other than thesenot Donald Trump. But you know,
in the last in the last election, uh, the intelligence community knew full

(55:15):
well from the very beginning. TheHunter laptop was real. Yep. They
also knew from the very beginning thatthe Russia Russia, Russia, that that
was all made up. They paidfor it. No one has paid for
anything. I mean, they paidfor the Russia report. They of course
knew it was fake. They're theones that wrote a check to have it

(55:37):
created whole cloth. Yes, andthe administrative state and behind the scenes is
all run by left wing elected officials. Therein lies the problem. But they're
just a minority of the vast majorityof people out of the world. Yes,
they're trying to control the narrative.Yes, they're trying to keep conservative
thought, conservative thoughts, opinions,and ideas away from you through manipulation of
social media. Behind the scenes.It's a huge, j uphill battle,

(56:00):
I'll grant you, but I'm smartenough to see through it. You obviously
recognize it, and I think thevast majority of the American people recognize it.
Look Snoops even came around after sevenyears to admitting that No, Trump
did not praise clan members at thatrally. It always was the biggest cheap
fake in the world. I startedthe program off this morning. People aren't

(56:20):
that dumb, And I'm willing toremain optimistic that no, I think Donald
Trump has a legitimate chance of winning. Look who he's running against, for
God's sake, Leader of the freeworld. The guy can't even put two
words together without falling over on hisown face. Yeh. I mean,
in spite of who Trump is,and in spite of the anti Trump world
out there and the Trump derangement syndromepeople out there, I think a lot

(56:44):
more people would rather have Trump forall his faults as president, considering were
you better off under Trump than youare now? The answer to that is
a resounding one hundred percent. Well, hell yeah, appreciate it. Try
to be more optimistic. Without optimismwithout hope, Oh what would life be
like? Six twenty eight fifty fivecares. That means you capitulate and you

(57:06):
give in, and you say thatthey in fact have won, and that
this is a pointless exercise our entirepolitical process. I'm not there, Suzette
Low's camp. Feel free to callif you like, Folks, I'd like
to hear maybe you have an alternativepoint of view or maybe buy into what
he's saying. Suzette Low's camp.Someone needed to call for mortgages All thirty
or all fifty states. What Isaid, thinking thirty five years of experience,
but before I got to the numberof states that she can help folks,

(57:29):
and that's all fifty states. Andbelieve DC as well. If you
need a mortgage first time buyer,get that pre approval letter from Suseette Low's
camp. She made it so easyfor my daughter and Eric to get their
house. Only took a couple ofdays of working with Susette and it was
all set. And was so happythat they took my advice and relied on
Suzette and they were very happy too, like, oh, yeah, this

(57:50):
was much better experience than that bankwe were talking to. Yeah, really
tell you what it's all about.Mortgages with all her experience, never a
junk fee, never an application fee, great rate's at a low cost,
and you can't find anybody better incustomer service than Susette. She prides herself
on her her ability to do what'sbest for you and make the proper recommendations
for you, whatever your circumstance.Five one three three one three fifty one

(58:14):
seventy six five one three three,one three fifty one seventy six callers,
She'll get right back with you orshoot an email. Should do the same.
Sous at dot Low's camp, loO sc kamp SUSAT dot Low's camp
at CCM dot com. Fifty fivekrc KRCD Talk Station Low hearing from you
and I'm gonna jump over the phonesfive one three seven fifty five hundred,

(58:36):
eight hundred eighty two three talk seewhat Bill's got this morning. Bill,
thanks for calling a happy Monday toyou. Copping them on it too.
Arn. How's it going going aswell as it can be on a Monday?
Yeah, getting the engine going likeeverybody else. Yep. I wanted
to just blow off a little steam. I heard a couple of different UH
news broadcasts and stuff, and Ijust I am so m mad that they're

(59:00):
allowing illegal immigrants to vote. Whydon't we just send absentee ballots to the
higher country of Haiti Venezuela art andlet them make the decision on who they're
going to be. Well, Idon't know where you're where you're referring to
them voting. I know it isa violation of federal law. You must
be a US citizen to vote infederal elections. Local governments can choose to

(59:22):
allow illegal immigrants to can vote inlocal slash state elections. But I suppose
they do that at their own peril. Least that will be my point.
But at least in federal elections,unless someone is cheating, they're not eligible
to vote. Oh okay, wellfor some day. Even just that,
if you're not paying taxes and you'reon the dole from the government, I

(59:45):
don't think you should be able tovote. Well, lot's a different political
position. It used to be thatonly people who own property could vote.
Some people view that as offensive,and you know, especially in these days
when young people can't afford to buyhomes. I'm not in favor of advancing
that argument. But at least beinga US citizen I think is appropriate.
Whether or not you happen to becollecting public benefits. You would cut out

(01:00:07):
a sizable chunk of the American populationif you deprive them the right to vote.
But we all realize that people tendto want to vote things into their
pockets. The problem is the systemis rigged to allow elected officials to give
handouts and giveaways, like Joe Bidenfor giving student loans, much to the
chagrin of every other working American whodidn't foolishly pursue a four year college education

(01:00:30):
in some I don't know woke associateor woke degree like art or something or
political science. Since I'll go aheadand make fun of myself as I regularly
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(01:02:19):
I hit the on AT and Tphones. Over to the phones, we
go and see what Jim's got thismorning. Jim thanks for calling any Happy
Monday to YouTube sir. Hey thanks, Brian, just wanted to bring up
a gentleman that called before me aboutthe illegal voting. I was on Maria
pard Roma yesterday on Fox Business.They had the ag from Texas on there.

(01:02:40):
They've got these documents and it's uh, it's up from the administration Susan
Rice, and they are basically givendocuments to the illegals as they crossed the
border, as soon as they gettheir driver's license. It's kind of a
nod and a wink. Hey,are you an American citizen? Yes?
Okay, here, so ahead registeredvote. Break a law to vote that

(01:03:06):
has always been a possibility. Thatdoesn't make it lawful. It just is
a suggestion that that's yeah, that'smy point. Earlier he was under the
impression, apparently that illegal immigrants couldvote, and that's not the case.
Can they lie and assert that theyhave American citizenship when they automatically are registered
to vote in any given state thatautomatically registers people to vote when they get

(01:03:27):
their driver's license. Yes, somesuggest that illegal immigrants should be entitled to
a driver's license, which you know, you can make that argument exactly.
Also also they said that not onlythere, but if they're they're receiving welfare
benefits of course, social Security benefitsthanks shared brown and things like that,

(01:03:49):
Medicare, they can automatically get registered, yeah, to vote in federal election.
Which is I mean, that's thegovernment cheating the American people. And
with that, I'll let you goso fair. Appreciate the observations, Jim,
and is it really cheating this I'mnot defending these efforts because if you
are hooked up to the umbilical cordof government, you're quite often inclined to

(01:04:13):
continue being fed by that umbilical cord. It's a dependent class of people,
the modern plantation, as many havereferred to it. If you, I
mean, if you are a slaveto the government in essence, if you
rely on the government for all thingsin your life, then you are dependent
upon them and you got to votefor them. At least that is the

(01:04:38):
common perception and perhaps common you know, default position for anybody in that position.
But moving away from that reality,is it really that wrong that we
make the we allow for these opportunitiesto get people registered or register them to
vote if they are residents of astate and they're not otherwise prohibited from voting

(01:05:00):
because, for example, the illegalimmigrants, which means you'd have to lie
to vote into a in a federalelection, which is a you can be
prosecuted. And I know in leftwing jurisdictions with left wing prosecutors and left
wing judges probably not inclined to goafter those folks who would cheat. Again,
that's a problem inherent in the system, a system that perhaps encourages cheating,

(01:05:26):
but it doesn't make it lawful.But the idea that you can easily
register to vote, I don't findthat offensive. Should it be difficult to
register to vote? And I'm notsuggesting in any given state it is.
I mean, if you can geta driver's license, you could of course
easily fill out a separate set ofpaperwork to register. States could also stay

(01:05:50):
on top of the voter rolls tomake sure that dead people still aren't on
the rolls, or perhaps that illegalimmigrants haven't made it onto the lawful voting
rule. But conceptually speaking, whyshouldn't you be able to get registered to
vote? The problem is is thatthese moments in time where you have,

(01:06:12):
for example, drivers' licenses, whichare regularly given out to people who are
not citizens of the United States ofAmerica. Coupled with the automatic registration of
that particular voter, could that personbe eligible to vote in some state or
local election in any given jurisdiction.Perhaps that's the case, but without asking

(01:06:33):
them if they are a US citizenat the time of getting that license,
it opens up an opportunity for fraud. And that's the kind of thing that
my listeners and I get upset about. It's not that being registered is the
bad thing. It's this registering peoplewho are not eligible to vote without finding
out whether they are, which createsthis opportunity to be exploited, and apparently,

(01:06:57):
according to the prior caller, anexploitation that might even be encouraged by
our well, the administrative state inthe Biden administration. There's no well,
you know, I think it's prettysafe bet that probably an illegal immigrant who
lies and says they want to votean election more likely than not going to
vote for the Left. Probably maybe, but at least domestically, you can't

(01:07:21):
count on the immigrant population to bein favor of an open border situation.
As the polls are approving over andover and over again, Biden is losing
many of the Latina Hispanic voters becausethey are in favor of a stronger border.
Not to paint with the broad brushthat all the people coming across the
border are immigrants that are of LatinaHispanic background, because lots of them are

(01:07:44):
members of the Chinese Communist Party,presumably since their military age. Chinese met
just to pick on one country amongthe one hundred and eighty who are invading
our southern border. EH six fortysix. If you've got carec detalk station,
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The talk station seat, it's sixfifty fifty five. I have krc
DE talk station six fifty one,moving away from illegal immigrants potentially voting,
and of course they lie on andSaylor's citizens. They may very well have
the opportunity to do that. Willanyone prosecute them if they are found to

(01:09:15):
have voted? How about kicking themout if they're arrested? Senator and Paul
liked the idea. He was talkingto Hannity the other day why not said,
yeah, I think terrorism have greatconcern and I think you know that
with dozens and dozens almost two hunredpeople coming in from other countries. You
see the list, you see theinterviews, Tajikstan, Egypt, Tunisia,

(01:09:36):
all over the Middle East, China, I mean, from all over the
place. Is not just terrorism,it's regular domestic criminal, you know behavior.
It should be enough to disqualify Bidenfrom consideration. I mean, imagine
if the images of people in Americacan figure out and know that people like
lake Can Riley, recent poster childfor this my words, not not Paul's

(01:10:00):
killed by someone that President Biden administrationspecifically allowed to come in. They paroled
him, they made the decision thatit was okay for them to come in
this country. And then when theywere arrested for a variety of crimes that
they've done here, nobody did anythingabout it because they were in Democrat cities.
There are sanctuary cities that being arrestedfor a crime is not enough to
be deported. In fact, theyprevented the immigration authorities from seeing the arrest

(01:10:23):
record. So yeah, this isall on Biden's shoulders. And then he
comes forward with a reform and says, oh, yeah, this is the
bipartisan reform. We're gonna let twentyfive hundred people in a day, and
then we'll get serious. Well,twenty five hundred people a day is nine
hundred thousand people annually. Biden hasthe power to have at zero, and
that's what I would do. SoI think that's what Trump would do.

(01:10:45):
Zero. We start with zero,and then we don't anybody get paroled.
Everybody's turned around, and guess whatthey keep coming in once they see that
people aren't being turned away, andthat's what has to happen. So moving
over to DACA, which Joe Bidenis just increased to allow DACA children in
their spouses, I guess to havesome sort of green card status here,

(01:11:06):
uh, seventy nine thousand roughly peoplefound to have arrest records upon being admitted
into the United States, accord tothe New York Post. That's just among
people that qualify under President Barack Obama'swhole cloth executive Order creating this DACA program.

(01:11:28):
Eligibility based on criteria pulled from Obamasphincter age sixteen or younger than thirty
one before June fifteenth, twenty twelve, allows you to stay here. Where
did that come from? Right?Sphincter. Biden administration now set to give
DACA recipients access to drum roll federalhealth insurance and that will be about one

(01:11:48):
hundred thousand people worth. How Idon't know. Were they given specific legal
authority by Congress? Doubt it.Department of Health and Human Services confirm that
they can enroll in health care programsunder the Affordable Care Act. Illegal immigrants
in our country? You think thisis going to tap our resources? Any?

(01:12:10):
Maybe much? Just some? Andapparently federal judges twice deemed DACA illegal
eah. Despite the ongoing challenges,they just act as if it's things everything's
fine and dandy. But critics likeBrand Paul argue that people with criminal backgrounds
at the very least should face deportation, and don't you agree with that?

(01:12:34):
According the Immigration Reports, nearly eightythousand illegal foreign nationals with prior arrest records,
some for violent offenses, were grantedDAKA status between June twenty twelve and
October twenty nineteenth. Of the eighthundred and eighty eight thousand plus DACA applicants
over seven hundred and fifty thousand willapproved, only ten point ten point three

(01:12:57):
percent had criminal records. Sixty seventhousand plus applicants approved it denied with the
prior arrest fifteen thou almost sixteen thousandapproved later faced arrest. So not only
do you have criminal elements that fallwithin this category with criminal records upon crossing
the border. Once they get here, ah, look, they engage in

(01:13:19):
crime. Still don't qualify for citizenshipor green cards under the federal law,
which hasn't been changed since what theearly nineties wave the executive pen And magically
you've got people who are eligible tobe here in spite of the fact they've
committed crimes either beforehand or afterwards.Threat much when I have pivot back over

(01:13:43):
to an article I mentioned earlier aboutGermany and Berlin Police president Barbara Slowik talk
about the open borders. They gotan open borders problem in Europe as well.
To put it bluntly, she said, according to our figures, the
violence in Berlin is young, maleand has a non German background. This
also applies to knife violence. Policecrime statistics detain which between German and non

(01:14:06):
German suspects, something I don't thinkwe bother doing here. In recent years,
we've seen an increase in violent crimeoverwell as well as in the number
of non German criminals in the capitol, Non Germans are overrepresentative in the crime
statistics. She pointed out a significantincrease. So not everyone coming across the

(01:14:29):
border as a new arrival is acriminal. Many of them are as illustrated
by our own figures, and manyof them go on to live a life
of crime after they make it.In six fifty six fifty five kr see
de talk stations stick around and gotmore to talk about between now and seven
point thirty with Christopher Smithman and thesmith Event. I hope you can stick
around. And then we got againanother news updates. We're going to get

(01:14:51):
all the facts, an ear fullof information at the top of the hour
and they'll break it down fast.Fifty five krs the Talk State. This
report is sponsored by Wendy's three sevensix Could you have Garre sy U talk

(01:15:18):
station. Happy Monday to you,Brian Thomas, wishing you a happy Monday
anyway. It is what you makeit feel free to call five one three
seven hundred eight two three pound fivefifty on AT and T phones. Can
take a quick to a different directionthis morning, moving away from politics and
maybe talking a bit about sociology andwhy people are so stupid question mark.

(01:15:45):
Maybe the conclusion I've reached anyway,Before I get to that, just remind
your bottom of the hour Christopher Smithingwith the Monday Morning Smith Event every Monday
at seven thirty. We here fromthe former Vice mayor. Monday Monday coming
up in one hour, best electionyear stock market since nineteen seventy six.
So many restaurants closing the doors andwhy should people work for a with a
financial advisor? Sound advice from BrianJames every Monday, Money Monday, and

(01:16:08):
again you can feel free to calland I'll move away from this in a
moment. I just have to makean observation on something that's not political and
as I mentioned, more social.And I don't mean to be picking on
women's hand I'm sorry. I madea presumption that women are the ones who
choose handbag slash purses. Here mebeing traditionalist. Whoever is wearing or buying

(01:16:31):
a purse. There's an article fromthe Wall Street Journal, the Crazy Economics
of the World's most Coveted Handbag.The hermes is that how you pronounce it,
Ermie Ermi's whatever burkin, that's thename of the bag. And I
sit here in disbelief, as I'veread this about four or five times and

(01:16:54):
still cannot believe my blanking mind.What is described as the basic black leather
Burkin. That's the model Burkin twentyfive cost eleven thousand, four hundred dollars
before tax at the store. Andapparently it's not easy to score one of

(01:17:15):
these at the store. And ifyou leave with that bag, much like
some other products out in the market, short supply in the stores. Apparently
there's a reseller named pre Ve Porterwhatever. Like other resellers, they'll give
you twenty three thousand dollars in cashfor an eleven four hundred dollars perse that
is no more functional than a plasticbag from Kroger built better, I'll acknowledge

(01:17:43):
they This reseller then sells the Burkinon Instagram or at its pop up stores
in Las Vegas. Maybe the sameday, the journal points out box Fresh,
with the receipt you got from thestore, people are willing to pay
thirty two thousand dollars for a blanketpurse. Underscore this fun fact, all

(01:18:06):
for a bag that analysts estimate coststhe company about one thousand dollars to make.
And as I mentioned, difficult toget one of these. Apparently you
have to know this store shop ownerand finagle and make friends with them,
and then have to spend all kindsof moneys on other products manufactured by this

(01:18:28):
company that you might not even wantin order to just to get an opportunity
to spend almost twelve thousand dollars onthe basic model? Perse, what are
the things you could buy at aeighty seven, five hundred dollars Army's canoe?
Sound like a good deal, Joe? Joe says he has two,

(01:18:54):
and that's the basic bag today tocarry one's this signal that the wearer can
afford to drop anywhere from ten thousanddollars to one hundred thousand dollars on a
handbag? Are people that shallow?And this is the yes, Joe,

(01:19:19):
Yes, of course they are.And ask yourself a serious question. If
Kim Kardashian is carrying a one hundredthousand dollars Perse, why in God's name
would you want one? Do youknow what that sounds to me? That's
like I read flag, I'm anidiot, Joe. Do you come across
with any other conclusion? You've gotso much money to spend that you're willing

(01:19:43):
to go ahead and drop for athousand dollars to make item one hundred geees.
My mind gets blown on this,just that we were that shallow,
And this is one of the thingswe talk about social media driving particularly the
young girls out there there more sothan the young boys out there, I
guess, because maybe traditionally boys don'thave to worry about coming up with ten

(01:20:04):
thousand dollars to buy a damn purse. But maybe I have a conversation with
your young people on you know,return on investment and what's important in the
world and what's not. Now Irealize and I'm the first person to buy
something of higher quality even if itcosts more, because I never want to
have to buy it whatever it happensto be. Again, but this is

(01:20:26):
a fashion item, and the Burkentwenty five base model twelve hundred or eleven
hundred dollars bag probably won't be invogue next year, so the fashion snobs
out there will look down their noseson you for carrying last year's purse.
This I don't know. I'm sorrygo off on a tear on this,
but this just struck me as reallyillustrative of perhaps a broader problem keeping up

(01:20:53):
with the Joneses. Social media hasturned that into something on steroids. Now
back to the politics of the realityin the deep state working against you.
Wonderful news here. Department of Homelandand Security Advisory Board has had previously sugested
that supporters of Trump, those whoserved in the military, and people who

(01:21:17):
have religion in their lives, Youevil folks, you are the ones who
pose a domestic terrorism threat America.First Legal obtained the files. The internal
files from this group since been disbandedbecause I guess the Biden administration figured they
were in hot water since legal challengehas been filed. The panel included the

(01:21:41):
noted notables former Director of National IntelligenceJames Clapper, former CIA director John Brennan.
You may remember both of them.They signed on to that letter dismissing
Hunter Biden's laptop as Russian disinformation.Yeah, that cast of characters, you
know, on the heels of metalking about this morning the snops article which
file admitted after seven years that thestatement there was some good people among the

(01:22:04):
in that group was not a referenceto the ku Klux Klan members or the
far left crazies at that rally.Donald Trump was referring to average citizens that
were there to offer their opinion onpulling down a statue. They finally admitted
that that was taken out of context. Of course, Joe Biden said that
was the reason he ran for presidentbecause Donald Trump said KKK people were good

(01:22:25):
people. He never said that.That was the original cheap fake brought to
you by the Biden administration. Ofcourse, another cheap fake this letter that's
saying that the hunter Biden's laptop wasfake, when the FBI knew it was
real the year prior to that Octobertwenty twenty letter being sent out. Anyway,
the documents in this particular case revealedthat this board suggested supporters of the

(01:22:48):
former president accounted for most of thedomestic terror threat in the United States.
M you think. FBI director raisedcomments about the sorry state of a we
find ourselves in in terms of thethreats from terrorism really relate to Trump people
out there, and not perhaps theten to twenty million people, including two

(01:23:11):
million known godaways, that have crossedour southern border, many of whom were
criminals when they crossed over, manyof whom have identified on the terror watch
lists, many of whom have beenidentified as members of ISIS. No,
no, no, don't look there. Look at the Christian person over there.
Look at that Trump supporter. They'rethe biggest threat. Meeting. Notes

(01:23:32):
from this board said, quote,there is a political backdropped of all this.
It seems that most of the domesticterrorism threat now comes from supporters of
the former president. It's not likeyou want a political advantage, but people
have attacked the government and its institutionsfor the last six years. Citing unnamed
researchers, the board also claimed thatspecific traits like those who served in the

(01:23:54):
military or are religious, are quoteindicators of extremism and extremes and terrorism close
quote that the US should be moreworried about. Board said, if you
ask the researchers to dive into indicatorsof extremists and terrorism, they might indicate
being in the military or religious.This being identified as an indicator suggests we

(01:24:15):
should be more worried about those.We need the space to talk about it.
Honestly, this is the folks behindthe scenes. You talk about the
administrative state and that EEPs say youcan vote people out of office all day
long. These are the folks thatremain deeply embedded within the fabric of our
government are people that think that yousomeone who believes in the Constitution, maybe

(01:24:40):
your Second Amendment right to keep inbare armors. Maybe you're a proud believer
in American freedom, and that's whyyou or your your son or daughter signed
up for service in America's military.That pesky thing that we believe in called
freedom, the bill of rights thatour constitution protects, and that each and
every elected official has sworn an oathto the people in the administrative states swear
to an oath of the to upholdthe Constitution of the United States of America

(01:25:04):
that our American military fights to defend. According to Fox News reporting and and
now so of this data, someof the group's quote unquote experts said,
see something or say something campaign afternine to eleven fell short because Americans have
an ambivalent feeling of telling on eachother. Meeting notes stated, we see

(01:25:30):
people who go off the rails.We need people to say something. We
need a nationwide campaign to push itto the locals, to get a mother
or teacher to come forward. Itneeds to be a public health catcher's mitt.
One board member noted in these notes, oh, so you're the problem.

(01:25:53):
You're fighting to protect your constitutional rights. You're the problem. But they
got a file on me somewhere outthere seven seventeen fifty five cares of the
talk station. Laurence tang On,Buddy, I just looked up so aways
out of time. I am goingto take your call if you don't mind
holding for a moment and let memention my cancer doctors. I hope you,

(01:26:13):
sir, do not have a cancerdiagnosis, so that none of your
loved ones have ever gotten the badnews from their doctor you have cancer.
I have been down that road andit is not a fun day, neither
for you nor your family. Assomething. You have family members that love
you, and thankfully I do,and thankfully Joni referred me my dear friend
Jony to OHC to get my cancertreatment. OHC for more than thirty five

(01:26:34):
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(01:26:55):
do just like just that. Andif I make it to November with a
scan that is still free, Iwill be four years that I can report
I have no indication of my cancer. And that makes me feel good and
I know it makes my family feelgood as well. So fingers crossed.
You know what, if it comesback, I'm confident the folks at OHC
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Column eight eight eight six four nineforty eight hundred eight eight eight six

(01:27:19):
four nine forty eight hundred learn moreonline, head over to the website.
It's ohcare dot com. Fifty fiveKRC and iHeartRadio Station, the exclusive audio
home mom NBC's coverage of the twentytwenty four Paris Olympics CD talk station and
I head straight out to the phones. Christopher Smitheman's up net, which the

(01:27:40):
next for the Monday Morning Smith.Amen from the former Vice mayor. Five
one three seven nine fifty five hundred, eight hundred eighty two three Talk Lawrence,
thank you so much for holding overthe breake. Welcome to the program,
sir, Hey, thanks Brian,how are you? I'm doing fine,
for a Monday. You know,God's got to qualify it. And
Monday's not my favorite day of theweek. Yeah, Monday could be a
bust start some Yeah, maybe we'llget through it. Hey, listen,

(01:28:04):
I wanted to know if you haveread this opinion piece yesterday in Sunday's edition
of The Inquired. The print editionwritten by a guy named Justin Forrensburg,
I did not see that. Iapologize. In fact, one of the
rare days, I didn't even pullup the online edition of The Inquiry,
which doesn't always have everything in theprint edition. But go ahead and break

(01:28:25):
it down for my listeners and me, oh, absolutely so basically, and
you've probably heard about some of this, but Orlando Times are now the executive
director for Veteran Service Commission, andyou might have heard that Greg Landslon and
County Pillage, these two politicians tooktime to attack Orlando for taking this job.

(01:28:45):
Now, I know you had onyour program before, and you know
people know it's background me the WestPoint graand CPA Attorney Ward and Will qualified
to clean up the mess that CraigMcKee reported on from WCPO, and these
two politicians running for office took itupot themselves to a tackle Orlando and used
veterans as political pawns in a sickgame of politics. Wow, so I

(01:29:11):
just thought it was really disgusted.If you get a chance, or ain't
listeners get a chance to grab aninquiry from yesterday in the print edition.
It might come at digital today we'llsee, but on the Sunday edition it's
in print. And this citizen basicallycalled Greg Landsman and comedy Village on the
carpet for not caring about veterans upuntil independent commission. This ouded that Orlando

(01:29:34):
will be the best candidate to cleanup the mess from the last commission from
the last executive director. How couldyou find a better guy than Orlando?
Come on, he's the West Pointgraduate, as you pointed out, he's
a prosecutor CPA. I mean,he's just he's got success his entire life,
proud family man, he's got abeautiful wife, a whole family,

(01:29:55):
and you know, his services is, you know, unparalleled. That's why
I'm I'm so proud of it tosupport him here on the morning show for
the first congressional district. I thinkhe'd be an outstanding candidate. But you
know, in so far as himrunning the organization, why not they offer
somebody better. Well, here's thething. They had twenty four candidates,
right, they ruled it down tothree, and he was selected out of

(01:30:17):
twenty four candidates. Not to mentionthe fact that my understanding is this commission
actually recruited him to apply for thejob. He wasn't even looking to apply
for the job because he's concentrating onour congressional line. Their office is such
a disarray. They saw a greatcandidate and they recruited him to apply and
then turned hire him. And thenwe got county pillage, and we got

(01:30:39):
Greg Landsman attacking a West Point grad. A person who served the country,
who's going to serve veterans in thecounty, he lives there for political purposes.
I just founded to be distasteful thatpeople would use veterans services as political
tools to achieve e ads to ameans which it's really sick larrence. Maybe

(01:31:00):
it is just an illustration that neitherof those two people have anything that they
can run on on their own record. So rather than point to their own
accomplishments and why it is that they'resuch great candidates and they should be voted
for. Uh, they attack OrlandoSonza for being a proud and dedicated member
of our former member of the UnitedStates Military, a well qualified individual to

(01:31:21):
have this role, and as youpointed out, a guy who wasn't even
looking for the job in the firstplace. Yeah, that's desperation. I
think it speaks volumes about this.Yeah. Out the article. Chance now
confused about Contie Pillage. Is she'srunning for congress or she's running for prosecutor?
Because I don't understand why Kntie Pillagewould take the time to attack somebody

(01:31:44):
who's not even in the lane thatshe's in. You see what I'm saying.
It sense to me they're very desperate. Absolutely well, Connie Pillage has
no record to run for prosecutor,which is why we are all the case
in their life. I know that'swhy we need to keep Hamilton County Prosecutor
Melissa Power in that job. Atleast she's qualified like Orlanso is for that
position. Lawrence, thanks for bringingthat to my attention, man, I

(01:32:05):
will definitely check it out. Goahead, No, I just finished up
because we're out of time, Okay, no problem, We've great glances out
here voting against the better. Youknow you voted against the national to Friss
opposition again for the second year ina row. Well, his record obviously
speaks volumes about that man. Thankyou so much, Lawrence for bringing that
to my and my listener's attention.We'll check it out seven twenty six right

(01:32:28):
now, we'll also check out ChristopherSmith and coming up next with a Smither
event. I hope you enjoy thatas much as I do, and call
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It blocks the left lane. Traffic. Stomp and go back past Montana
North seventy five, filling up,break lights, back to about Dixie Highway.
Going to be a few extra minutesinto downtown two seventy five. Still
in good shape across the top side. No reports of any delays on seventy

(01:34:20):
one just yet. Jason Earhard onfifty five krc the talk station thirty one
fifty five KRCD Talk Station, HappyMonday, always made it happier like Christopher
Smitheman joined the program doing what wecall the smither vent Hey and on the
heels of that last caller, ofcourse, a huge supporter of Hemlon County
Prosecutor Melissa Powers, Welcome back,Christopher Smithman. It's a pleasure to have

(01:34:42):
you on the program as always.Oh thank you so much, Brian for
having me on. And like allways, there's so much to talk about.
I've been listening to your show thismorning and it's just amazing where our
country is hited right now. Yeah, it really is. I'll start with

(01:35:03):
just a side note of what happenedat the PGA tour yesterday on the eighteenth
hole. I was talking to mymom. She had that on and she
goes, you would not believe what'sgoing on right now? These idiot protesters
are taking over the golf tournament.She goes, I don't even know what
they're screaming about, and spray paintingor whatever the other climate protesters apparently,

(01:35:26):
yeah, Brian, and I justdon't think they move the needle on their
cause by doing those kinds of things. You're running on the eighteenth hole,
you're trying to spray paint. Idon't think they understood the level of security
around probably each of those holes,because you saw people who are not in
uniform, in uniform kind of collapseand shut it down really fast. But

(01:35:50):
you know, this is what's goingon in our country, where people just
believe that they can do these kindsof things, yeah, to advance their
cause. And like your mom,you know, there are a lot of
people out there who are golfers whomight be thinking, well, I'm kind
of supportive of kind of where youare on some of these issues. But

(01:36:13):
this doesn't help them. This reallyundermines I think they're objective, and I
thought it was a bad look anda bad look for the protesters and whatever
they were protesting. I think thatthey hurt it, yes, right,
well, because that was my mom'sreaction when I was talking to her.
She didn't even know why they haddone this, but she obviously had a

(01:36:34):
negative feeling toward whoever they were,and for whatever reason they ran on the
golf course and started disrupting things.That's idiots doing idiot things that happened to
be idiots and don't care what theircauses either. You don't shut down a
major expressway when that puts people's livesin danger and otherwise disrupts life for everybody
just trying to go to work andmake a living. Not, you know,

(01:36:56):
let alone the ambulance's trying to getto the hospital to save somebody's life.
Shut down roadways not. It justalienates people, and it pisses people
off, moving people further away fromyour cause because they realize the cause is
filled with idiots who think this isan appropriate thing to do. Christopher.
They throw paint on works of art. What did mone or Mayonne or Rembrand

(01:37:17):
or any of the arts that itwas attacked have anything to do with the
climate issues that are going on today? Stone Hens, Yeah, they spray
painted Stonehnd orange the other day.That was built three thousand plus years ago
by the druids, What do theyhave to do with climate change? And
why does attacking that historic structure helptheir cause? It doesn't. It makes
it look like idiots, it reallydoes, man. And so when I

(01:37:42):
pivot to what this big debate that'shappening on Thursday, and I think about
what the issues that CNN should bringup, which they probably won't, And
I can tell you, man,these stories of these girls and women being
in rape I've been listening to yourshow is just horrific. And it's a

(01:38:05):
human connection to those who don't understand. There are lots of families in America
who have daughters, who have spouses, and it doesn't matter their political affiliation,
they're going There are people in thiscountry illegally that are killing twelve year

(01:38:25):
olds and thirteen year olds and rapingthem and murdering our mothers and murdering our
daughters and our sisters and our aunts. And you've got open borders, and
you've got Biden saying this isn't aproblem. I tell you to anyone listening,
if CNN doesn't give names, whatdo you think about what happened to

(01:38:45):
Lake and Riley? Right? MeaningGeorgia. Georgia is going to go to
former President Trump because of that murder. They don't understand that. I don't
know if the vote count with tenthousand votes, but it was a very
close vote. You're not going tohave someone who comes in illegally into our

(01:39:08):
country and kill a nursing student who'sjogging off campus, are right off campus
of her university, be murdered,and Georgia voters not respond to that.
And so I'm saying, it's goingto be interesting how CNN approaches the subject
matter that most Americans number one,number two, number one or number two

(01:39:32):
issue, what is happening to oursouthern border and how is it making American
citizens let's say safe a men.They may not go there directly, but
I have a feeling Donald Trump willinterject that into the discussion. We'll wait
and see. My popcorn has beenout for a while on that one.
Got a wait till Thursday. Wedon't have to wait for more, Christopher

(01:39:54):
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(01:40:38):
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Fifty five krc the talk station onMonday five KRCD Talk Station, which means

(01:41:26):
we're in the middle of talking formerVice mayor of the City of Sincinnta,
Christopher Smith Aman, getting his thoughtsand opinions on matters that are on his
mind. Vent away, Christopher,what else is on your mind today?
My friend? Well, there's abig primary tomorrow in New York. Congressman
Bowman, he's the gentleman that pulledthe fire alarm during the congressional debate.

(01:41:49):
Yeah, and he said he thoughtit was an exit, but he really
was trying to stop a vote,right, That's really what was happening.
Literally, where he really, yeah, really stepped into it is October the
seventh, when we had that horribleincident where Palestinians or really Harmas came and

(01:42:13):
attacked Israel and then he kind ofwent off the deep end. And so
he's up for He's inn a toughprimary, and it was just interesting this
tirade of profanity that he was usingyesterday and really deflecting away from a lot
of different things. At the endof the day, the Jewish community in
that area is saying, listen,you're denying October the seventh even happened.

(01:42:38):
You're saying that Israel does not havea right to protect itself after October the
seventh, and you're calling our movementinto the Palestinian areas to go after Hermas.
There's a very big difference between Harmasand Palestinians, and there are people
that try to make them the same. They're not ham the terrorist organization that

(01:43:01):
attacked Israel on October seventh, andthey're saying we have the right to respond
to it. Well, we're goingto get a chance to see can a
moderate democrat in that area beat somebodywho is running in a primary and I
tell you who is the incumbent.It's going to be a big race.
It's going to be very interesting towatch tomorrow, and I think it's going

(01:43:21):
to be a signal to many whosupport Israel in a lot of other primary
or contested races going into November thefifth. You'm watching that pretty closely,
I guess. So it is agreat one to watch, considering this is
a race between segments of the DemocratParty, the obviously anti is Israel does

(01:43:45):
not deserve a right to exist.October seventh, denier wing of the Democrats,
which the Biden administration is struggling toappease while they try to support the
traditional role of the United States asa supporter of and friend of Israel,
which has got them all up inarms. This is one that that they
don't find it easy to reconcile.So the voters, I guess, are
going to determine that one. Ihaven't seen any polling on that one,

(01:44:09):
Christopher, have you. I knowhow we feel about polls, But I'm
just wondering if if there's any predictionas to where those two stand relative to
each other. I don't. Ijust know that Apak is spending a lot
of money in that race, andI think they're trying to send a message
to the current president, you know, who has said I'm not going to
deliver those arms that were voted onby Congress. So this is going to

(01:44:31):
be one of those litmus tests forall of those races, all of those
primary races around as you describe thosewho deny that October seventh even happened or
deny the violence of what occurred onthat day. So there are a lot
of versions of it. But you'reright, this is a fight within the
Democratic Party where you have the mostleft part of the party now being challenged

(01:44:57):
by a moderate. If that moderatewin, tell you it's going to be
a you're going to see a differentrace, different races across the country.
I think even going into the presidentialrace. I heard your previous caller call
in about a couple of races,you know, Melissa Powers, who is
the current prosecutor. And the reasonI keep bringing it up and I know

(01:45:18):
you talk about it, is wejust don't want a prosecutor in Hamilton County
that will take on things that arejust not our business that we're seeing like
in New York, where you havea prosecutor is saying I'm going to prosecute
the former president or a president ofthe United States of America. We just

(01:45:40):
don't want that kind of prosecutor.So prosecutor races across the United States have
become very very competitive, and peopleare really honing in on them because they're
waking up to the power of aprosecutor. I support Melissa Powers and her
her re election to as a HamiltonCounty prosecutor. And I've been really cool

(01:46:00):
that I support Sheriff Jim Neil toorunning for sheriff in our area. And
I think that a lot of votersacross the country are keeeing off and looking
at these kind of specific races andunderstanding the power that they have. Brian
Thomas, Well, crime has becomea real problem, and all you need
to do if you're even a casualobserver of what's going on across this great

(01:46:23):
land of ours, where has crimebecome the biggest problem in woke districts run
by leftists who don't prosecute criminals forthe crimes they've committed, who don't have
bail, who let people out onunrecognizance even in spite of the fact that
they have demonstrably been dangerous to thecommunity, and then hardly give them a
slap on the wrist during sentencing.And of course look at California, where

(01:46:43):
they don't even bother prosecuting shoplifting.That place has turned into a hellhole.
Businesses closing left and right. Doesanybody want that for their neighborhood? I
mean, is that even a politicalstripe. I understand the left has tried
to disparage the police into forcing orgetting everyone to believe that somehow every single
police department is inherently racist and irredeemabletherefore need to be eradicated. But we

(01:47:06):
see what happens when you eradicate anddemonize the police department. The numbers drop.
There aren't as many officers out.They don't bother cross or going after
criminals because they know nothing's going tohappen to them, and the situation spirals
out of control. How that canbe a positive for any party running on
that platform is beyond me. Butcertainly we know who owns it, and

(01:47:26):
that's the Democrats. Yeah, they'rerunning on defunding the police department. No,
and as matter of fact, it'sstill on the ballot because we're seeing
the results, which is what you'redescribing of the defund the police movement,
right, because what has happened isit has become so much more difficult to

(01:47:46):
recruit and retain law enforcement officers acrossthe United States of America because of what
you just described that defund the policemovement, and so we're seeing the fruit
of that kind of rhetoric, thatkind of public policy that was coming from
the West coast and coming from theEast coast. And by the way,

(01:48:10):
I hope they're listening, We're nevergonna go to a popular vote. This
notion that we're gonna go we're gonnaallow cities like la and Chicago and New
York and Miami, right, whoare have high populations of American citizens decide
who the President of the United Statesis going to be is crazy. But

(01:48:30):
you'll hear people on the campaign trails, and I believe in the popular vote.
I think that's how we should electthe next president of the United States
of America. That's a way ofjust basically saying, we don't give a
damn about Ohio, we don't careabout Kentucky, we don't care about Indiana.
You know, you guys are irrelevant. Wisconsin forgets you, Pennsylvania,

(01:48:51):
you don't matter. They don't.I think sometimes the middle class of working
middle class, they don't understand thatwhen these are what do you call them?
People over on the West coast andon the East coast are saying they're
actors and their actresses, and they'reout on TV saying they're for the popular

(01:49:11):
vote. They're really saying they wantto new to my vote. Yes,
they don't believe in the electoral collegeprocess, and they don't give a damn
about me. That's really what they'resaying. Yeah, well, you know
what, let them start a movementto alter the language of the United States
Constitution. We'll see how far thatgets them, considering they're going to need
the support of the vast majority ofUS flyover states that they have such disdain

(01:49:32):
for it will never happen flyover statesthat I appreciate you so much, Blayn
Thomas for letting me come in.We've got a big debate coming up on
Thursday. I hope Americans watch iton CNN, and it's going to be
simulcast or a variety by the stations. But let me say that if I

(01:49:55):
don't hear the word inflation, ifI don't hear things about border, if
these two, if these two can'tsay inflation, because that is what is
impacting all Americans, right, Sothey don't have a deep discussion about it.
And they say, well, PresidentBiden, you said when you took
over inflation was at nine percent whenit wasn't one percent or one and a

(01:50:16):
half percent. If we don't havethat kind of questioning and discussion, I'm
telling you the fix is in.So they have to use the word inflation.
They have to talk about the southernborder, and they have to talk
about lawlessness across the United States ofAmerica because people are watching. They're watching
right now, you're going into themall and people are showing up with hammers

(01:50:39):
and breaking into into stores. Sothey don't talk about those things. You
know, the fix is in.Brian Thomas, you got that right.
Top three issues in America the onesthat you mentioned, so one would expect
this dominating the conversation. We'll allbe watching. I'll look forward to next
Monday. Between now and then,best the health of love to you and
your family, my friend. Thankyou. Seven fifty one fifty both kersee

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(01:52:27):
It is Monday. Sorry, weall have to get through it together.
It's made even better though. Notonly do we get Christopher Smithman on
a Monday, you can check outthe podcast at you five KRC dot com.
We get some tips on money andthinking about our retirement and investments.
Welcome back to the fifty five KRCMorning Show from all Worth Financial Brian James.
Good to talk to you as always. Good morning, sir. Hope
you're enjoying heat and humidity. NoI'm not. No, hope you had

(01:52:48):
a good weekend though in spite ofthe heat and humidity, I'll be looking
forward. Think I'm looking forward tofall. Already, temperatures kind of taper
off for us. Anywayll uh overto the topics we're talking about to get
beginning with something that's apparently not taperingoff. That's the stock market rally.
And I don't know if this isit doesn't give me comfort the headline that

(01:53:08):
the stocks are having the best electionyears since nineteen seventy six. Things weren't
that great back in the seventies withstagflation, and of course Jimmy Carter's administration,
we had double digit loans, butlike eighteen to twenty percent home loans.
It was just a terrible period oftime financially, although look, we
managed to get through that and wedidn't all die as a consequence. Yeah,

(01:53:31):
and I'm glad you're bringing this upbecause this is a really, really
important topic. And I'm going tostart this segment with the way that I'm
going to end it assuming I remember, but always always always vote at the
ballot box, don't vote in yourfour oh one K. So let's look
at the numbers here. There's alot, always a lot of concern about
Republicans versus Democrats, and one's goingto ruin the economy and the other one's

(01:53:54):
going to make things wonderful. Anddepending on who you are, it's one
side versus the other. So youbrought up and I was sort of anticipating
that might come up because we tooka pretty hard left. We had several
years two and a half terms.I guess of Nixon one ended a little
early, but then we had anelection where we put we took a pretty
hard left in historically speaking, peopletend to think that a democratic administration is

(01:54:17):
just going to ruin the market becauseof the less business friendly policies. That
honestly, that is not born out. So let's look at the numbers that
happened, you know, specifically duringthe Carter term. So in the year
that Jimmy Carter was elected, Sand P five hundred turned about twenty four
percent. Now, obviously that wasyou know, ninety percent of the way

(01:54:40):
in place before the election because theelection happened in November. So if you
look though at the next four years, believe it or not, the S
and P five hundred averaged about elevenpercent those four years. Now, obviously
ups and downs in there, butthat is an average rate of return over
that timeframe. That's not what youwould expect, right because of all of
this. The drumbeat over will well, this is a less business friendly environment,

(01:55:01):
so therefore the market's not going todo as well. Remember what comes
along with democratic policies, or atleast historically spending. Where do we think
the spending goes. If the governmentspends money, whose pocket does it go
into publicly traded companies, So thatand that has borne out. If you
look at the average rates of returnfor a Democratic presidential term, it's about

(01:55:23):
fourteen percent on the S and Pfive round. That goes all the way
back to Herbert Hoover in nineteen twentyeight. So this this data goes back
to before the Great Depression. Republicanfull terms of the four year term of
a Republican president is about five percent, so it did very much counterintuitive.
We get a sugar high when aRepublican is elected the average is a fifteen

(01:55:44):
percent rate of return during the yearof election, and we get the opposite
when a Democrat goes in office.But when you look over the full term,
it tends to be the opposite becauseof the extra spending that happens well,
and that all bothers me because it'sgovernment spending picking markets to give taxpayer
dollars to when from my standpoint,the free markets should determine that, and
the government shouldn't be micromanaging and manipulatingand handing over my labor to hand selected

(01:56:09):
businesses to accomplish the goals of anygiven administration. Yeah, it's going to
make that particular business sector go up. Like the creation from whole cloth of
this entire green energy. Those businessesdidn't even exist until we convinced everybody that
we're all exhaling ourselves into oblivion.So there's money to be made, but
it's on the backs of the Americantaxpayers through incentives and you know tax you

(01:56:29):
know, incentives and dangling carrots ofdoing this versus that I don't. I
mean, it may mean the market'sbetter, but I certainly don't abide,
and I'd be willing to take lessof a return on investment for the government
staying the hell out of our livesand letting us decide, you know,
what we demand and what the marketshould provide. Yeah, and that is
a very very fair concern. Butit's a different question. So let me
ask you this. Have you everchanged your four oh and k Have you

(01:56:53):
changed your investments around because of theresults of an election? No, of
course not, of course not,because you know, we may not we
may not like these things, butwe can't control them. They're gonna happen.
It would be wonderful if we couldput somebody in office who would actually
treat us like adults and tell uswhat is not going to work and what
we have to give up. Weas a nation have not been willing to
do that in extremely long time.It has been thirty plus years since we

(01:57:15):
had a balanced budget. Do youremember who was in office the last time
we had a balance budget? Clinton? It was Bill Clinton? Right,
So we haven't talked about it since. And Clinton wasn't exactly popular with the
opposite side of the aisle eye.Well, that's because the Republicans took over
Congress during a second term and hewas forced to come to some financial reckoning
because of the pressure from the makeupof Congress, exactly right, and because

(01:57:40):
we can't agree on things. Andthat's where we are. And that was
thirty plus years ago. So nowwe're we're faced with real These issues are
becoming more and more real. We'regoing to have to face reality that we
can't afford social security in its currentformat. But has there been any politician
in the past several decades who hasbeen able to make us have that conversation.

(01:58:00):
No, because we as a societyare not ready to sacrifice things we
believe we are entitled to certain things, and certain things shouldn't change, someone
else should sacrifice to make that happen. And that's why we can't get anything
done. We have a fifty tofifty Congress. Seems like it's not going
to change anytime soon, significantly inone direction or the other. And so
therefore all the politicians have to dois run on things that don't require us

(01:58:21):
to sacrifice anything. We're just goingto ignore the stuff that does require sacrifice
and only talk about the happy thingsthat we can't afford. Anyway, sounds
a lot like fiddling while Rome isburning. Brian, Yeah, and I
hate to start off on Monday thisway, but yeah, we've been fiddling
for an awful long time. Iknow he was struck up a while ago.
Yeah, And that's what irks meto know. And about both sides

(01:58:43):
of the political ledger. I mean, you talk about the traditional understanding that
Democrats are less business friendly Republicans,we're in the pockets of big business.
So that seems to have flipped onits head over the years, and Democrats
now become the party of major businesses, you know, the Metas of the
world and Microsofts and all these majorcompanies, most notably anybody in the green
technology business. They're friends of theDemocrats, and they're the ones that are

(01:59:05):
recipients of the American taxpayer dollars,you know, much like the Reagan Revolution.
It seems to me we've got alittle bit of that going on right
now. Where the blue collar themiddle class folks have been most impacted by
this. They certainly are seeing therealities of this massive hole that we've dug
ourselves in with reckless spending. They'renot getting a slice of it. And
the Republicans are now becoming a partyof more populist you know, not in

(01:59:28):
bed with at least, you know, the message that's being sent out,
not being in bed with big business. So politics have been kind of flipped
on its head since the Carter era. Yeah, absolutely has. But at
the end of the day, theway I stay confident in how to invest,
in how to set up someone's financialplan is by being cynical. I'll
be very honest. I am moreand more cynical these days. It just

(01:59:50):
is so clear to me that allthe benefits are rolling to the most powerful
entities in the world, and it'sgot nothing to do with what side of
Congress you're on. If you area big, big, publicly traded company,
you are going to react to politicsbased on what will make the most
profit for your company, not basedon any personal preferences or ideology or anything
like that. I remember when Trumpfirst got elected, there were a bunch

(02:00:12):
of companies out there that just stoppedthat very publicly, stopped for funding the
public stopped funding the Republican Party becauseof political because there was of political expediency.
It was good messaging, it wasgood marketing at the time, and
then during the term they gradually starteddoing it again, although much more quietly.
It doesn't matter who's an office Brian. Companies have a red playbook and

(02:00:32):
a blue playbook, and they simplypull out the one that will make them
the most money at the time.It's not about a driving ideology. It's
about the almighty dollar. Well,you do see some of these larger former
Democrat donors now flipping over to theRepublican side of the ledger. And going
back to your point, businesses aresupposed to maximize profit. That is their
fiduciary obligation to the shareholders under anyenvironment maximizing profit, So it doesn't matter

(02:00:57):
which political wind is blowing. Howthey maximize profit. But this whole idea
of DEI is not profitable, andso many businesses are chucking it out the
door. This is something that ispushed upon them by the administration, and
they have a way to impact thatby not voting for the Democrats who are
forcing it down their throats Zoom andsnap. The latest to cut DEI Harvard

(02:01:17):
Faculty of Arts and Sciences chuck DEI. North Carolina University closed its DEI departments.
That was six hundred and eighty sixworkers. Chucked out ninety million dollars
of their budget going to that.They gave two point three million dollars in
savings to the campus police. Notexactly a left wing thing to do,
but you see, it's costing thesefolks money and they get no return on

(02:01:41):
investment. Why do they go outon this road in the first reason or
first place, politics and pressure froman administration image. It's a form of
marketing, right, How do weportray ourselves to the to the general public
so that we don't anger anybody andthat they will they'll continue to buy our
products. It's not that I don'tthink any company out there will say that
they sold more stuff because of thesemoves, but the you will yeah,

(02:02:06):
yeah, that's that's a good extremeexample. But that's just it. It's
an extreme. How many out therehave truly, you know, truly been
impacted like that. I don't.I struggle to think that it has been
that detrimental out there that companies havesigned on for those things because they just
go away their marketing experiments. Ican add campaign they'll milk it until it's

(02:02:28):
gone, but then when they feellike they've gotten the benefit out of it,
they'll they'll let it go and goback to something that is truly profitable
and beneficial to the shareholders, goingback to air four. Your mote in
your ballot box, not your four. Okay, Well continue with Brian James.
Why are so many restaurants closing theirdoors? It almost sounds like a
rhetorical question, but Brian, I'lltalk about that one coming up after I
mentioned talk about money. An important, massive sucking sound coming from your budget

(02:02:55):
is your medical insurance payments. Weall know how much we pay for it,
and we all know how valuable itis. It is important to have
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(02:04:23):
krc our Ird Radio Music FESH TalkStation, Happy Monday, Money Monday with
Brian James. All Right, Brian, I think the inflation word may come
up and answer to the question whyare so many restaurants closing their doors?
Perhaps mandated minimum wage laws. Idon't know. You tell me what's going
on here. Yeah, I thinkyou might be on the right path.
You're pretty smart guys. Let's let'sexplore inflation and see if maybe that's having

(02:04:45):
a bit of an impact. So, yeah, fast food companies everywhere struggling
with inflation, high labor costs,and then there's developing concerns about more closures
nationwide. Prices have gone up.This is probably something you with that you've
definitely seen. Yeah, kind ofhard to avoid. So I believe or
not, the cost of a bigMac has more than doubled since twenty nineteen.
Now part of this, Brian,I'm looking at good Yes, I

(02:05:08):
know inflation is a thing that's realistic, but things don't cost twice as much
as they used to. So it'sreally, really, really hard not to
look at some element of the restaurantindustry saying, you know what, hey,
people think prices are higher anyway,let's just bump them up a little
bit higher than our expenses have goneup, and we get to pocket the
difference. That's just increasing profit margin. Now, I really can't believe that

(02:05:30):
that's not some element of this,although for sure obviously the wage increases have
played a role here. So everybody'slooking at how can we cut costs in
some of them. The article doesn'tsay who this is, but some one
fast food ceo out there is apparentlygoing down the path of not having people
working to drive through locally, butrather having your order taken at that drive

(02:05:51):
through window by somebody who might beon the other side of the world,
you know, the old tech supportmodel. Oh wow, really yeah,
and then hand it out the windowto buy someone I guess who you would
not have to speak to. Soso the pun job or can more effectively
process and order locally than some realperson behind the window at the fast food

(02:06:12):
place that is an interesting phenomenon.I don't know about. This is about
effectiveness. This is more about profitability. Effective is irrelevant. They don't have
twenty dollars mandated minimum wage and punjob. Yeah exactly, that's that's truly
what this is and what's referring tothat happened in California. California now has
a twenty dollars minimum wage for forfor fast food restaurant workers, with the

(02:06:33):
exception of the places that I don'tget this, but places may take the
read I know where did that comefrom? How do you know that they're
pulling them pulling things out of theirsphincters right there, the bread lobby,
Bread lobb California. Oh, there'sno sense in any other but any The

(02:06:53):
bottom line is we aren't going tofast food places as much. I think
statistics are proving that. Yeah.Throw an added door dash fee on top
of it. Not only is yourfood soggy and cold by the time you
get it, you got a hugeup charge on getting it to your front
door, right and where it sitsuntil you can go get it, and
it gets even colder and worse.But that's the society we've become now,

(02:07:13):
is I can pay people to dothings for me. You've been in a
very easy manner. I'm not worriedabout the quality. I'm very willing to
pay somebody an extra five bucks tobring it and throw it on my porch,
and I will. I'll take advantageof the time savings. I guess
to go be more productive. Idon't know, that's not my thing.
My wife and I play this gameall the time because we both like to
cook. Do we go out todinner, Yes, we do, but

(02:07:34):
we like to cook. So wemade homemade chicken burritos the other night.
All right, we got one ofthose pre roasted chickens from Kruger, which
only are about a buck more thanan uncooked chicken. So you got a
pretty good time savings built into that. Tear the chicken off, make your
homemade enchilada sauce, put it inwith cheese, wrap it up, put
it in the oven, pull outyour box of rice. You've got a

(02:07:56):
prepared meal right there. It doesn'ttake very long. And weld it probably
came in at like maybe four dollarsahead. And she said, what do
you think this is the game weplay? What do you think this would
cost? Had we gone to aMexican restaurant I'm looking at and I said,
I guarantee that's going to be eighteenninety nine a plate. Yes,
and oh, let's tack on ifyou're going to a Mexican restaurant. I
just heard this yesterday on my ownfront porch. I had a couple of

(02:08:18):
neighbors come, we come walking upthe driveway to come sit on the porch
for a bit, and they wereboth carrying margarita's and I said, where'd
those come from? And they said, well, we just had to spend
fifty bucks on a margarita pitcher andwe weren't leaving the leftovers behind. So
if you're going to go to aMexican rest yeah, you're going to spend
for the food, but obviously you'regoing to tack on a few things too.
Fifty bucks for a bucket of margaritaand a tip on top of it.

(02:08:39):
So it doesn't it stands the reason, and maybe there's a reason behind
all this, the nefarious reason.I'll even just go ahead and throw out
for my conspiracy observers out there,it's good for us to maybe start cooking
at home fire that for years youand your wife ate a little bit more
healthy than you would have otherwise,too problem, no doubt about it.
Let's possible. Why do people needto work with a financial advisor. There's

(02:09:01):
some sound money advice coming up.One more segment with Money Monday's Brian James.
It's a twenty six right now.If you have kcdtalk station, get
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fifty five KRC. The Butler CountyVeterans Service Commission gives Butler County Book Today
usual night first one to bother.The forecast mostly Sunday seasonal high of eighty
six overnight down to sixty six milefew clowns tomorrow, one up in ninety

(02:10:50):
two. Spotty storm chances under partlycloudy skies k a slight chancell raino for
Tuesday night as well. It's goingto be a muggy seventy four and all
day long hours and thunderstorms are possible. Wednesday, it'll be a high in
ninety one, partly sunny seventy Rightnow time for traffic from the ucl Traffic
Center. University of Cincinnati Cancer Centeris opening the most comprehensive blood center in

(02:11:13):
the nation. The future of canceris here. Call them the five one,
three, five eighty five UCCC seventyfive slow go through northern Kentucky coming
northbound Buddymilk Pike to the Bridge.Four seventy one also so showing some backups
starting at a Memorial Parkway on theOhio side. Inbound seventy four is still
slow from Montana to Coal Rane thanksto that earlier wrec South seventy five A
slow go through the Lachland Split andyou've got a renk on twenty two a

(02:11:35):
creek road in Clinton County. JasonEarhardt on fifty five KRC the talk station.
Hey thirty two, think you've havekrcity Talk Station Money Monday with Brian
James. Of course, I believein the value of phebased financial planner.
They have a produciary obligation to maximizeyour return on investment, which in turns
help them make money too. BrianJames, phoebase financial planner. You are

(02:11:58):
why should work with a financial advisor? I see the headline here, shouldn't
people more people say to hell withthe advisor? Yeah, I think I
think the more accurate headline is youshould make sure you know what you're getting
out of your financial advisor. Iagree with the very first sentiment here that
if all they're doing, if ifyou have an advisors you're paying them,

(02:12:18):
you know whatever you're paying them,and they're simply setting up a portfolio and
one time and not really doing muchmore, that that's table stakes. Now
that that to get into this industry. It used to be what we call
managed money. That really was whereyou had to be in terms of you
know, building just building portfolios andthat was the end of it. But

(02:12:39):
now you can do that anywhere.So I've spent the last thirty years figuring
out how to actually be valuable toa client, because obviously that's pretty important
to me, and that has everythingto do with is your advisor asking or
answering the questions that you are askingfirst and foremost, and secondly and more
importantly, is your advisor helping youto ask the questions that you should be
but having thought of yet? Soyou know, these are things like,

(02:13:03):
first of all, what am Itrying to accomplish? Right? When do
I want to retire? What arethe pivot points that I have? Should
I pay off my mortgage or shouldI let it go? How do I
get my kids through college? ShouldI be doing WROTH versus traditional? What
about my taxes? All those kindsof things. If your advisor spends ninety
percent of his time or her timetalking about the investments and ten percent on
the other stuff, fire them.But on the other hand, for my

(02:13:26):
strongest relationships, we rarely talk aboutthe investments because they do what they do.
We're going to balance it based offof risk. But that means every
time I'm sitting with my clients,we are talking far more about what is
the question that you need to answertoday? Is it maybe you got a
a potential retirement package. Right.That happens all the time around here.
You've got a package, you gotto decide whether you want to deal with

(02:13:46):
it, whether you want to takeit, or you have to decide.
Maybe you're getting laid off and allof a sudden, we have to figure
out can I retire yet or doI need to go do something else for
a few years. But again,it's all about the questions you're asking and
the questions you're not asking well,and also the idea you have when to
retire. You have this huge windownow where if you delay retirement, you're
hopefully you'll get more from security ona monthly basis than if you take an

(02:14:09):
early retirement. But for some peopleeither that's not an option or that flies
in the face of what their desiredretirement plans are, so they want to
start at sixty two and that takesout I mean, is there a lot
you have to take into account whenyou're going that direction. Oh, and
that's where people really really get Steinmy. You know, you can get away
with as long as you're making good, solid, basic decisions, right,

(02:14:30):
you can for twenty twenty five yearsif you do nothing other than invest aggressively
in your four oh one K,don't make a mess of your credit,
and don't panic when the market wobbles. Do those three things for twenty five
years, and you will reward yourselfwith the hard questions because you will have
given yourself options such as what youjust said, when do I want to
retire? How do I integrate socialSecurity into that? How do I maximize

(02:14:50):
all of these different resources I have? It gets so much harder, Brian,
when you've given yourself choices. Rightif it's black and white, such
as I have to work until I'mdead because I don't have a choice.
You don't need a financial advisor becausethat's kind of the plan. But if
you've given yourself resources through your ownsavings, your own hard work, and
taking advantage of Social Security and whateverpensions and things you may have out there,

(02:15:11):
now you have choices, and congratulations, things just got harder because you're
going to have to pull the triggeron it now. One thing I always
say is that there are with regardto what you just mentioned, if people
wait to file for Social Security,they can get a higher benefit. That
is absolutely true. But I havetalked to many more fifty five year olds
who talk about working until age seventy, which is the max. Then I

(02:15:35):
have sixty five year old. Youknow, that point of view changes over
time. Once you realize that weonly have so much time on this planet,
you might think differently about poking thegovernment in the eye. Yeah,
there was a time Brian that youknow, I'm never going to quit.
How could I ever quit working?They're going to take my dead butt right
out of here. That was Isaid that when I was practicing law,
and of course said that when Istarted in radio. And I'm fifty eight

(02:15:56):
now, and the idea of retirementis sounding a lot more appealing than it
used to, maybe even just acouple of years ago. So I hear
what you're saying on that is becauseit seems feasible right light the so I
could actually do this? Huh,what do I want to do? That's
when you need an advisor. Ithink that's really the answer to the question.
If you have prudently saved for thatperiod of time, you do get

(02:16:16):
the flexibility, you know, andthat's a wonderful thing to have it.
I think the hardest thing for peopleto deal with, and you tell me
from your experience as a financial planner, is truly calculate what you're going to
need on an annual basis in retirement. You know, I look at what
my wife and I spend money onnow, and obviously since we're both gainfully
employed, we have more flexibility tospend money. Like you know, we

(02:16:39):
just got done remodeling our bathrooms.Not an inexpensive proposition, but that's not
going to be something we're taking onduring retirement. So it's the ebbs and
flows of annual expenditures. You can'tjust look at any given county here and
say that's what I need to retireon. What are you going to be
doing? By way of you know, your hobbies? Are you planning on
traveling? How often are you goingto go out to eat? This is

(02:17:00):
a whole lot that goes into comingup with the sound number on that isn't
there, Oh, it's an enormousamount because a couple points and my brain
was just rolling as you were sayingall that. So one of the first
things to remember is that when wehave a vacuum of time meaning I got
nothing to do today, we tendto fill that with spending. I'm going
to go shopping, I'm going togo buy this little piece of furniture or
whatever that I've always wanted to kindof upgrade in the house. So spending

(02:17:24):
can very much go up because we'vegot the time to go do the things
we want to do. Another thingI'll throw out there too, there's a
rule of thumb out there that saysI need seventy to eighty percent of of
my pre retirement income. That's whatI need in order to live off of.
So therefore, if myself and myspouse maybe we bring home one hundred
and fifty thousand dollars, I thereforeneed one hundred and twenty five thousand.

(02:17:45):
People don't recognize or they forget thatyou've never seen your gross salary. Never
when you're talking about paying taxes andcontributing to your four oh one K,
you're probably bringing home sixty percent ofwhatever your gross income is, So that
that seventy to eighty percent figure isprobably and is in the ballpark, I
would say, but don't calculate itoff of your gross income, off of

(02:18:07):
your total conversation, because you've neverseen those dollars calculated off your take home
pay what hits the bank on everymonth. That's a great, great point.
That's why financial advisors. And yeah, you've been on the program before
and you talked about your your Yourbiggest role as a financial planner is not
on the investment side, it's onthe counseling side. I'm an unlicensed marriage
counselor. That's my jop. Iget it well. You know where all

(02:18:30):
the things are to look for.And as long as people take this kind
of sound advice, you know,preparing for retirement doesn't necessarily have to be
that challenging. Brian James always wonderfultalking. We appreciate the sound financial advice.
I'll look forward to another edition ofMonday Monday next Monday. Between now
and then, best of health toyou and your family. Thank you,
sir. Stay cool out there,Yeah, we'll try eight thirty nine to
fifty five KRC the talk station.Summer is a great time to travel,

(02:18:56):
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Twenty two three on Route forty twobetween Mason eleven and Online twenty two
three the number twenty two fill bythe word three spelled out dot com baseball
fans, or maybe not he decidedto take early vacation and hang out with

(02:19:39):
Chuck. Anyway, it's not alwaysa well oiled machineer on the fifty five
Carecen Morning Show. Anyway, Ijust found out I do not understand the
details, and I am sorry thatit is so late in the game.
I was just told outside in thehallway that we're not going to be able
to have listener lunch at Smoke Justice. Apparently the owner has something going on

(02:20:01):
that day. I did not knowabout it. We've been planning on going
there. July tenth is the datefor a listener line, So we're gonna
have come up with an alternative toSmoke Justice in Northern Kentucky. And I
know this is short notice and there'sa lot of listeners in the audience who
aren't hearing me right now, SoI'll have to put it up on social
media and advance apologies for the latedisruption in our listener lunch schedule. We'll

(02:20:26):
figure it out one way or another. But if you know somebody who's planning
on going, it's not going tobe at Smoke Justice. Question where will
we be? I do not know, so again, I literally just found
that out over the break when Iwent out into the hallway. So more
as soon as I can determine wherewe're going to be, and I'll post
it on Facebook and I'll see ifI can get Joe to post it on
the blog page fort five Caresey dotcom, where if you didn't get a

(02:20:50):
chance to listen earlier to Christopher Smithman, you should check out the podcast.
He's always really on fire and onpoint on so many topics, including law
enforcement and you know, Hamilon Countyproscut and Wlissa Powers almost come up every
single time I talked to christenher ofLeighton. Of course we need her.
She is strong on crime. Andas I talked earlier about the Department of

(02:21:15):
Homeland Security documents that had this behindthe scenes committee accusing you if you're a
Trump supporter, or a military familyor maybe someone religious that they're of the
mind, the so called Homeland IntelligentExpert group, that you are the problem
and you represent the greatest threat toAmerica in terms of domestic terrorism risk,

(02:21:39):
military, religious and Trump supporters.That's their mindset. And you can't vote
your elected official out of office andchange the behind the scenes mindset. You
know, these are the same kindof clowns, including Director of National Intelligence
James Clapper, PHARMACYI Director John Brennan, who signed that October twenty twenty letter

(02:22:01):
false league calling Hunter Biden's laptop Russiandisinformation, when they knew full well,
including everyone in the FBI who hadthat thing in their possession since twenty nineteen,
that it was all real information andconfirmation. We just found out during
Hunter Biden's most recent trial. It'sreal, undeniably so. And yet that

(02:22:22):
probably impacted the Lee election dramatically.Can you imagine if that was the subject
matter of discussions going into November oftwenty twenty, all the information showing money
flowing to the various Biden family members, and of course, with the notable
slow walking of the tax evasion investigationinto Hunter Biden, allowing the statute limitations

(02:22:43):
to expire before they could bring thosecharges, but you know, I'm just
staring at this article. Tyler Cherry, apparently the newly appointed White House communication
official, had to apologize for hispast tweets attacking law enforcement. Past post
resurfaced after he was elevated to thisposition, featuring some espousing extremist rhetoric.

(02:23:07):
He was promoted to Associate communications directorin the Biden administration. According to Newsweek,
the controversy erupted shortly after Politico LeftWing of All Organizations. Yes It
reported that his promotion from previous roleas communications director at the Interior Department,
Screenshots going back to twenty fourteen andtwenty fifteen started circulating, reflecting his strong

(02:23:30):
criticisms of law enforcement and calls forthe abolishment of even immigration and customs enforcement,
as well as statements supporting anti IsraeliIsrael organizations, which apparently is all
the rage these days. Posted duringunrest following Freddie Gray's death in police custody,
he allegedly wrote quote praying for hashtagBaltimore, but praying even harder for

(02:23:52):
an end to a capitalistic police statemotivated by explicit and implicit racial bios.
Another one around the same time,time to recall that the modern day police
system is a direct evolution of slavepatrols and lynch mobs. They go on,
communications director, associate communications director.Do you really believe in any way,

(02:24:18):
shape or form his position relative tothese couple of topics has changed?
Does anyone really believe that? No, just another one, another administrative state
member of this administration who is ananti police, anti capitalist, left wing
far left of the Democratic Party nutcase, who probably be able to keep his

(02:24:41):
job even a Biden his vote outof office. A forty eight fifty five
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(02:25:48):
five KRC, how do you Solvea crime? And room one more time
for the nine first morning weather thepoor Kask going up to eighty six today.
They describe it as pleasant and seasonal, mostly sunny skies down to sixty
six overnight with a few clouds,partly cloudys. Body storms possible tomorrow ninety

(02:26:11):
two from the high down to seventyfour under muggy conditions and a slight chance
of rain Tuesday night. Wednesday achance of showers of storms all day long,
partly sunny with the high f ninetyone Right now seventy two. Time
for final traffic from the uc HELDTraffic Center. U See's Cancer Center is
opening the most comprehensive blood center inthe nation. The future of cancer is
here called five eighty five u CCC, seventy five South, still a slow

(02:26:35):
go through the Lachland Split, seventyfive Northern Kentucky off and on slow,
Buttermilk Fike to the Brents Fence andseventy four com An inbound. They've cleared
the wreck at Cole Rain. Stillsome breake flights showing back to about Montana.
Right now, I'm Jason Earhart onfifty five KRC the talk station.
Hey fifty three fifty five car seethe talk station and Marian Thomas wishing you

(02:26:58):
a happy Monday. Podcast five caresea dot com and you can't listen live
just said I don't know if fiftyfive care sea dot com and get yourself
your iHeartMedia where you can find thepodcast stream audio wherever you happen to be
the entire iHeartMedia content library. That'spretty substantial, real quick. Here,
it's an op ed piece, andit talks about young voters not being happy

(02:27:18):
with the Biden presidency as compared toolder voters. Alyssa Finley in the Journal.
You can look it up yourself andread the comparison. I think the
comparison is less important than one ofthe things that she points out. Kind
of fun facts about EV's new survey, consult by Consulting for Mackenzie finds that
fifty seven percent of American millennial electricvehicle owners said they are likely to switch

(02:27:39):
back to a gasoline powered car.Reasons inability to charge evs at home,
difficulties in doing so on the road, and the high cost of ownership.
Part of it has to do withthe fact that none of them own homes,
or at least it's more difficult ifyou want to get one. It's
cost thousands of dollars to buy onefor your home these charges, But if
you don't own a home, you'restuck charging at commercial stations, where apparently

(02:28:01):
rates are higher. Evs more toensure average forty four dollars more per month
to ensure than a gas powered car. Also higher repair and component costs.
Rising electric rates have negated the expectedfuel savings. And Anderson Economic Group study
found it's cheaper to fuel most gaspowered cars than it is to power an

(02:28:24):
EV tower to the time it takesthe charge battery a problem ten hours to
charge a battery full, or ifyou don't have one of those quick chargers,
they lose their resale value more quicklythan gas powered cars because the batteries
are more easily damaged and degraded.Those things alone can cost tens of thousands
of dollars to replace, and apparentlythere's a glut of used and new evs

(02:28:50):
on the market which has caused theresolvues to tank. Specifically, over the
past year, prices for used evshave fallen thirty to thirty nine percent,
about ten times as much as usedgas powered cars. Just a few fun
facts that extract from the article,which is more broadly written comparing seniors to
the millennials. Millennials apparently gonna havea sizable impact on the election. They

(02:29:13):
too, are finding the shoving electricvehicles down our throats to be a poor
financial decision. A fifty five iftyfive krs city talk station Bright Bart Insights
Group tomorrow at eight oh five,fall by the Daniel Davis Deep Deep Dive
at eight thirty. Hope you cantune in for that. Hope you have

(02:29:33):
a wonderful day and don't go wake. Glen Beck's coming right up the ever
changing world, there's one constant youcan depend on. Fifty five KRC,
the talk station at the top end, bottom of the hour this report.
He is sponsored by Black