The Clark Howard Podcast
Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.
Episodes
April 23, 2025 • 40 mins
Today, Clark looks at how the cost of summer travel is trending, and shares money saving advice from a recent trip abroad. Also in this episode, Clark explains the significance of bond funds to the market and to your investments.
Latest Travel Tips: Segment 1
Ask Clark: Segment 2
A Briefing On BOND FUNDS: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Cheapest Way to Rent a Car: Expert Tips
3 Reasons You Should Never ...
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April 22, 2025 • 39 mins
Scared to Spend? Don't Cancel Plans and #1 Investment Benchmark
Worried about the market and your upcoming vacation? Fiduciary financial advisor Wes Moss explains why you shouldn't cancel your beach trip due to market volatility. Learn a rational approach to navigating bear markets and protecting your life plans. Also, Wes reveals the surprising investment benchmark everyone is really watching (and why it might be misleading you!)....
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April 21, 2025 • 34 mins
Today, Clark talks GOLD! Should you be buying gold to help offset the uncertainty of the stock market? Clark discusses the nature of gold as an asset, and, should you decide to buy it, the best way to do so. Also - you may have seen lots of ads lately from the big cell phone carriers. Is it time to switch?
Gold As An Asset: Segment 1
Ask Clark: Segment 2
Cell Phone Plan Update: Segment 3
Ask Clark: Segment 4
Mentioned on the sho...
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April 18, 2025 • 35 mins
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, when it comes to medical insurance denials, companies count on people just paying up. But those who appeal are often successful. Clark shares a new guide that makes the appeal process easier.
Clark Stinks: Segments 1 & 2
Appeal Health Insurance Denial: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
...
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April 16, 2025 • 30 mins
AI is spreading fast - too fast. Can you trust the answers you get? Clark relates how trusting AI can cost you time and money. Also, consumers are leaving money on the table when eating out. Asking for a doggy bag? No shame in that game! What’s RIGHT about leftovers.
AI Warning: Segment 1
Ask Clark: Segment 2
To Go Box: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Gen AI's Accuracy Problems Aren't Going Away Anytime...
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April 15, 2025 • 42 mins
Tariff Meltdown Investing Lessons and Top 5 Activities for Happiness
The stock market was in a meltdown last week after the tariff announcement, and it has been a roller coaster over the last several days. How do we handle such uncertainty as investors? Fiduciary financial advisor Wes Moss shares lessons from the market meltdown -- and melt up – along with encouraging statistics to help us feel confident with our finances. Also, W...
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April 14, 2025 • 32 mins
Today brings a Clarkonomics session on something much in the news - the potential for stagflation. Clark explains this economic environment and how you can prepare. Also, something terrible just got worse: Pay in 4. Why you should just say NO to Buy Now Pay Later.
Clarkonomics - Stagflation: Segment 1
Ask Clark: Segment 2
BNPL Spells TROUBLE: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Certificate of Deposit (CD): W...
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April 11, 2025 • 34 mins
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - we now find ourselves in a frozen job market. Clark explains how this compares to conditions in 2009, and where laid off workers and others seeking employment, are most likely to find work.
Clark Stinks: Segments 1 & 2
Direction For Job Seekers: Segment 3
Ask Clark: Segment 4
Mentioned on the sho...
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April 9, 2025 • 30 mins
In today’s episode - We may need a new name for Dollar Tree, because things there are changing again as the retailer adapts to inflation pressures. Also, the gasoline industry is going “bottom bucket - top bucket”. Clark explains what this means for motorists, and how to save more on quality gas.
Dollar Tree Changes: Segment 1
Ask Clark: Segment 2
Spend Less On Gas: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
What ...
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April 8, 2025 • 45 mins
Should You Shift Investments to Cash? and How To Beat Inflation
As investors, we naturally want to protect everything and make everything safe. It’s our human emotion. But fiduciary financial advisor Wes Moss warns us to beware the siren’s song of safety luring you to move to cash. He has three tips to help you ignore the urge. Also, inflation has been wild over the last several years. While inflation is always part of the equation...
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April 7, 2025 • 37 mins
Today - Clark’s view on the impact of auto tariffs from strictly an economics standpoint - plus, direction for car buyers. Also, 23andMe has gone bust. If you have an account with them, the action you need to take right away.
Car Tariffs: Segment 1
Ask Clark: Segment 2
23andMe Bankruptcy: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Hyundai shows off its new $7.6B electric vehicle plant in Georgia as Trump announces...
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April 4, 2025 • 36 mins
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, if you like to go on cruises, Clark has 2 special warnings for you.
Clark Stinks: Segments 1 & 2
Cruise Warnings: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
The Best Phone Plan For You – Compare Phone Plans
Streaming TV Tool: Find Cheapest Way to Stream Your Favorite TV Channels
Highest Cash Back ...
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April 3, 2025 • 4 mins
A special message from Clark today regarding the new tariffs and stock market reaction. Clark addresses the wide sense of alarm among investors, sharing his perspective and advice. Should investors act? First hear what Clark has to say.
Learn more about your ad choices. Visit megaphone.fm/adchoices
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April 2, 2025 • 30 mins
Today Clark goes back to basics on homeowner’s insurance as rates continue to rise around the country, including 2 common mistakes to avoid, and specific advice for those thinking of moving. Also in this episode - eyes wide open on meme coins and crypto. There are lots of people pitching these as “alternative investments” to the stock market. Get Clark’s take on how to approach the hype.
Homeowner’s Insurance: Segment 1
Ask Clark...
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April 1, 2025 • 41 mins
Should You Withdraw 5% From Retirement Accounts? and How Corrections Impact the Market
If you think about the most important fundamental in retirement planning, it’s determining the amount of money we can withdraw and still not run out. Fiduciary financial advisor Wes Moss discusses the longstanding 4% rule and runs the numbers on the probability of running out of savings if you bump it to a 5% withdrawal rate – or more. Also, it’s...
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March 31, 2025 • 34 mins
When it comes to retirement accounts, where they’re held is all important and can make a huge difference later in life. Clark explains why knowing your fees is a financial must - and what to look for. Also today, Clark faces the changes at his favorite airline. It’s time to talk about Southwest.
Retirement Account Fees: Segment 1
Ask Clark: Segment 2
Heartbreaker Southwest: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
...
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March 28, 2025 • 38 mins
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark addresses concerns about a potential recession, and how to prepare for that possibility.
Clark Stinks: Segments 1 & 2
Recession Preparedness: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Cheapest Way to Rent a Car: Expert Tips
Why You Should Never Prepay for a Rental Car
How To Sell, Canc...
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March 26, 2025 • 30 mins
One topic that never goes away are the scams criminals constantly come up with to part you from your money. Clark shares a list of the top scams to look out for today - and a new way for Android users to protect themselves. Another chronic problem - gift cards. Clark provides yet another reason gift cards are fool’s gold.
Top SCAMS: Segment 1
Ask Clark: Segment 2
The Gift Card Hatin’ Club: Segment 3
Ask Clark: Segment 4
Mentione...
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March 25, 2025 • 38 mins
Are you seeing unsettling headlines about 2025? You're not alone. Reports show a surge in retirement account trading, with a staggering 40% of people moving to stable value funds. Fiduciary financial advisor Wes Moss explains why "Tariff Terror" is driving these decisions – and the incredible reason why we should navigate uncertainty with confidence. Also, with market dips and volatility on the rise, how can you protect your portfo...
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March 24, 2025 • 35 mins
Today, Clark attempts to talk about a topic that always elicits spirited responses - social security. There are questions about the future of the program, and Clark gives you his take. Also, the story of a life well lived which can serve to inspire us all.
Social Security: Segment 1
Ask Clark: Segment 2
All Cash - No Flash: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Big Changes Are Coming To Some Social Security Bene...
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