I Love Mortgage Brokering

I Love Mortgage Brokering

There is no problem that you’re facing in your mortgage business that someone else hasn’t already solved. Smart, successful people know the best solutions come from making mistakes along the way. (They don’t need to be YOUR mistakes.) Since launching in July 2014, the ILMB podcast has hit the mortgage industry by storm, inviting top-producing mortgage brokers across the country to share their best tips, tricks, and stories with listeners. With over 500 episodes, 1+ million total downloads, and community of 10k+ followers, the ILMB podcast is the only podcast by mortgage brokers, for mortgage brokers. In addition to hosting the ILMB Podcast, Scott Peckford is the CEO/Founder of BRX Mortgage Inc., and Dad/Co-Founder of 3 amazing kids. He’s bold, radically transparent, and passionate about agent success.

Episodes

June 9, 2025 21 mins

What if the part of your job you hate is the very thing holding you back? Jason Williams joined the mortgage industry like many do—with big dreams of flexible hours and hefty commissions. But after two years of grinding through cold calls and chasing leads, he was ready to walk away… until he discovered a different lane.

In this episode, Jason shares how he flipped the script, dropped sales altogether, and built a thriving business...

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When the restaurant industry shut down in 2020, Jason Small pivoted—hard. With zero experience and a license freshly printed, he entered the mortgage world during one of the most chaotic economic periods in recent memory. Today, he's on track for 75+ deals this year, has doubled his business two years in a row, and—most impressively—helped co-create a lean, scalable operations model with two other brokers from across the country.

I...

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What if the stress you’re feeling in your mortgage business has more to do with how you're thinking than what your clients are doing?

In this episode, I share a mindset shift I picked up during my years as a paramedic that helped me stop carrying my clients’ stress—and start thinking like a true professional. 

When I became a mortgage broker, I found it even more mentally draining than paramedicine. But once I applied this simple i...

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What does it take to scale a mortgage business from scratch—with your spouse—and still stay aligned on your mission and your marriage?

In this episode, I chat with Elisha and Erik Norcott from Assurance Mortgages— a husband-and-wife team who’ve not only built a high-performing mortgage business but found a way to stay married while doing it. We talk about how they divide work, built a brand from scratch, and use social media strate...

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What if one simple habit could more than double your referrals—but most mortgage brokers completely overlook it? In this short, powerful episode, Scott Peckford breaks down the single biggest (and most common) mistake even seasoned brokers make that’s quietly draining their pipeline. The fix? Surprisingly easy—but only if you know how to spot it.

Scott shares personal stories, proven scripts, and high-leverage techniques to build y...

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What if the real key to freedom in your mortgage business isn’t working harder—but working smarter with the right people and systems?

In this episode, I sit down with Geri Janes to talk about how she built a $100M+ business by focusing on systems, hiring the right people, and strengthening lender partnerships. We dig into how she leveraged technology like Blue Mortgage, Finmo, Loom, and Calendly to streamline her workflow—and how s...

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What do a pop star, a point guard, and a dentist have to do with building a mortgage business that scales?

In this episode, I break down the three most common team structures mortgage brokers use—celebrity, point guard, and dentist. I explain how each model works, where they break down, and which one is the best fit depending on your skills and goals.

If you want to grow beyond solo production and start thinking like a business own...

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What if the best opportunity in today’s mortgage market isn’t residential... but building rentals?

In this episode, I sit down with David Mayrand, a broker who specializes in multifamily construction and CMHC’s MLI Select program. We unpack how this powerful financing tool lets developers build purpose-built rentals with as little as 5% down—and how you, as a broker, can plug into it.

Whether you want to refer these deals, run your...

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What do you say when a realtor asks for a cut of your commission?

 

In this episode, I respond to a common question from brokers: “My realtor wants me to pay a referral fee—what should I do?”

 

This is a situation a lot of brokers run into. It can feel awkward, especially if you’re trying to build the relationship. But saying “yes” to the wrong deal can actually cost you way more than you think.

 

I’ll break down how I think about ...

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What if the most powerful tool for helping seniors stay in their homes—and grow your business—is one you’re barely using?

In this episode, I talk with Ben McCabe, founder of Bloom, about how reverse mortgages can help seniors stay in their homes—and how brokers can use this tool to serve more clients and grow revenue. We break down the top use cases, where to find deals, and how to explain the product with confidence.

If you’ve ign...

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What if the real key to scaling your mortgage business isn’t doing more—but doing the right things better?

 

In this episode, I break down three critical lessons from a coaching session I did with a $100M producer. Whether you’re funding $10M or just trying to fund your first 10 files, these lessons will help you work smarter—not just harder. If you're serious about growing your business without burning out, this episode is for you...

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What if you could eliminate 80% of your repetitive tasks and free up hours every day?

In this episode, I chat with Michael Thorne—a top-producing realtor and one of the sharpest minds in the AI space—about how mortgage brokers can start using AI well beyond basic prompts.

We dive into custom GPTs, AI agents, and tools like Notebook LM that are transforming how real estate and mortgage pros work.

In This Episode:

  • Read more
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What if the biggest breakthroughs in your business and life come from how you think—not what you do?

 

In this episode, I’m stepping back from business tactics to share five of the biggest lessons I’ve learned as I hit 50. These aren’t feel-good ideas—they’re real mindset shifts that have helped me become a better father, better leader, and better operator in business.

 

I don’t usually talk about birthdays. But this one felt like ...

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Today, we're re-joined by Jarrod Shaw. Jarrod is a Mortgage Broker at Merge Mortgage from Lethbridge, Alberta, who has managed to turn 5 Realtors partners into 55 with no cold calling.

 

Jarrod is here to discuss how he's grown his Realtor partners with no cold calling or sales pitches, and what extra things he's put in his process to organically grow these relationships.

 

Jarrod's 1st ILMB Appearance in Episode 366: https://mortg...

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Most brokers hit a plateau at $20–30 million. What does it really take to break through that ceiling and build a $100M mortgage business?

In this episode, Scott shares five actionable strategies for scaling your mortgage business beyond $30 million. Based on conversations with high-performing brokers like Nate Atkin and Renee Huse, Scott breaks down what it takes to scale sustainably—without burning out or building the wrong team.

...

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If you're building a mortgage business, this episode will flip your mindset on what real scale looks like. Here’s what you’ll learn:

  • Why hiring more agents might be the worst way to scale—and what to do instead.
  • How one 15-minute phone call can power 500 deals a year (without burnout).
  • The $10K decision that helped Renee buy back 100+ days a...
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What if your past clients could generate consistent leads—for you and your referral partners—every single month?

 

Dan MacDonald, CEO and co-founder of Ownwell, joins us to talk about how his journey from comic book artist to tech entrepreneur led him to build one of the most powerful homeowner engagement tools in Canada. Ownwell helps brokers stay top of mind and turn client databases into a lead-generating machine.

 

In this epis...

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What’s the difference between being a mortgage agent and running a mortgage business—and how can making the shift double your success?

 

In this episode, Kristen shares how changing her mindset from agent to business owner transformed her career. She dives into lead generation, client retention, and automation strategies that helped her scale her business while working smarter.

 

We’ll cover:

  1. The M...
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Is your mortgage business struggling because of tactics—or is your mindset the real problem?

In this episode, I share a powerful mindset shift that has helped mortgage brokers break through plateaus and take massive action in their businesses. If you’ve ever felt stuck, this one change could be the key to unlocking your success.

We’ll cover:

  1. Tactics vs. Mindset – Why knowing what to do isn’t enough...
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How can mortgage brokers grow their business without paid ads—just through networking and relationships?

In today’s episode, I talk with Jasmine Srnicek, a mortgage broker from London, Ontario, and she shares how she transitioned from project management to full-time brokering, built a strong referral network, and keeps clients engaged through genuine relationships and follow-up strategies.

We’ll cover:

  1. Read more
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