Money Mechanics with Scott Malcolm

Money Mechanics with Scott Malcolm

As human beings we share a commonality. We are all born into the financial system in which we live. On a daily basis we make decisions on how we earn, spend, save, invest and give away our money as well as how willing we are to get into debt. Welcome to Looking Under the Hood – a podcast all about helping you to unpacking money so you can move towards financial freedom. I’m Scott Malcolm, I’ve always been curious to understand how things work. When I was a kid there was that one time, I pulled apart our family toaster to see how it worked – sorry again Mum and Dad! When I became a financial planner – fresh out of Uni in 2000 I had the same desire to get a deep understanding of the money stuff and how to make it work for you. What I have learnt and seen working with clients is that the Money stuff is no different. If you have an understanding of how the system works and how you relate to it, you can empower yourself for a better financial future. My aim of this podcast is to give you money insights as we ‘look under the hood’ and unpack how the financial system works, and provide some stories around clients situations I have worked with over the last few decades to give you greater understanding of you and the money in your life. We will kick of our first series to look under the hood and unpack money in the context of the Australian financial system. While tax and retirement systems change between countries the fundamentals and foundations of money are a shared human experience. Financial planning weather you are doing it yourself or paying for professional advice, is all about having a decision making framework in place to navigate your life transitions as you move through startup phase, accumulation phase and then into retirement or financial freedom phase. I look forward to taking on you a journey to unpack your money stuff and get the foundations in place to be living your ideal life. Thanks for listening! We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff! _ Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523 General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs. Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances. Past performance of financial products is no assurance of future performance. Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast. Ideally we suggest you speak with a licensed financial planner and seek out personal advice!

Episodes

May 1, 2024 30 mins

Lisa Eriksson is the owner and principal clinical psychologist of Eriksson Psychology. Lisa predominantly works with adults to overcome a wide range of mental health concerns including depression, anxiety disorders, PTSD and complex trauma. She also has experience in working with neurodiverse, gender diverse and LGBTQIA+ populations.

She has a broad range of experience having worked previously in occupational rehabilitation,...

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Dr Katherine Hunt is a Growth Authority and Ethical Expert who combines education in Psychology, Law and Economics with two decades of working with businesses and their leaders. She is currently a Core Faculty member at Portfolio Construction Forum, where she shares her insights and expertise on human factors, ethics, and growth strategies with financial professionals and investors.

Katherine has a unique authority as an awa...

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Laura is a Director at Because finance, a company that helps clients, brokers, planners, and other professionals navigate the lending process and facilitate the loan application process. With over 18 years of financial services and insurance experience, Laura has a proven track record of delivering outstanding, measurable results in business development, relationship management, and financial planning.

Laura specialises in a...

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January 23, 2024 52 secs

As human beings we share a commonality.  We are all born into the financial system in which we live.  On a daily basis we make decisions on how we earn, spend, save, invest and give away our money as well as how willing we are to get into debt.

Welcome to Looking Under the Hood – a podcast all about helping you to unpacking money so you can move towards financial freedom.

I’m Scott Malcolm, I’ve always been curious to understand ...

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From Snoop Dogg to Sting and prize scones to long distance swimmers and now Scott Malcolm!   Ara Jansen has met, interviewed or written about the famous and the rest during her extensive career as a freelance writer and rock journalist. Words, deep blues, swimming pools, books, music and good conversation with interesting people make her deeply happy.

Today we turn the tables are Ara interviews me, about cash flow and how to setup...

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Dr Anna Carr is a coach and facilitator who combines social science analytical frameworks with a deeply personal discovery of how we are BEING in the world and who we become in the workplace.

Anna’s academic curiosity has led her to delve deeply into the philosophy of science, ideas and relationships and how people relate to themselves and each other in expressing their preferred futures.

The more she looked – and applied herself...

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December 7, 2023 30 mins

After only hearing about the good things going on with property I bought my first investment at the age of 22 🙌🏼 It was a huge milestone that I'd been working towards for many years but I was naive and uneducated 🤡 in this space which led to a massive missed opportunity 😣

Over the subsequent years I built a successful career in recruitment but knew I wanted a way out at some point. To allow me to pivot into something els...

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Danielle is passionate about helping female entrepreneurs to go from being overwhelmed & stressed with finances in a mess, to mastering business profitability, building wealth, and enhancing wellbeing. Danielle focus on the four pillars of success – mindset, profit, wealth strategies, and enhancing wellbeing.

 

Connect with Danielle here:

https://www.moneywellbeing.com.au/about/

https://www.instagram.com/money.wellbeing/

h...

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With extensive experience in accounting and plan management, Jane Hadrill founded Prudent Plan Management with the collective vision of acting with care and thought for the future.  Jane leads a warm, client focused business, ensuring that participants and providers feel welcome and informed.

Kirsten Merlino has been working with NDIS participants and providing plan management assistance since 2016.  Kirsten is passionate about as...

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ESG investment refers to the practice of considering environmental, social, and governance factors in the investment decision-making process to generate sustainable and responsible returns.  It was great to connect with Angela Ashton from Evergreen Consultants to discuss building portfolio with this lens but also some of the current challenges in the market.

Angela founded Evergreen in 2016 and is ultimately responsible for all in...

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Rosie Bouton is a Financial Adviser who has expertise in Social Security & Aged Care rules & legislation, developed during her career with the Department of Human Services Centrelink over more than ten years, assisting clients in areas such as Financial Information Service, Residential Aged Care, Carer Payment, Aged Pension and Disability Support Pension.

Rosie enjoys sharing my knowledge with others, and empowering people...

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With over a decade’s experience in Canberra's Real Estate Industry, Emma is passionate to provide down to earth, professional service. This is achieved by combining her genuine passion for the job & an adaptive mentality to a changing market.

Canberra is growing, technology is advancing & the supply of excellent service needs to move with this. Emma believes that whether you're a landlord or a tenant, you should have acces...

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Marie van Asch is a Business Development Manager at Futurity Investment Group which specialises in Education Bonds. Marie has over 12 years’ experience in the Financial Services industry having previously worked in the Life Insurance sector for 8 of those years.

 

Marie holds a Bachelor of Business majoring in Accounting and a Diploma in Financial Planning and was a finalist in the Women In Finance Awards for Business Development...

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Evrim is passionate about getting the best outcomes for her clients. Having spent 20 years working in investment banking and financial services, Evrim recently made the move to mortgage broking after noticing the lack of client care in the industry.

With an empathetic approach and taking the time to understand her client’s goals and dreams, she is able to support them on their property journey. By using her extensive finance exper...

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February 26, 2023 29 mins

Dr. Michelle Cull is the Associate Dean, Engagement in the School of Business at Western Sydney University. 

Michelle is a leading academic in financial planning, with her research cited in the media. Michelle completed her PhD on the role of trust in financial planning and has published a range of academic papers, practitioner magazines, textbooks and book chapters in the areas of ethics, financial literacy, financial planning an...

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February 8, 2023 53 secs

As human beings we share a commonality.  We are all born into the financial system in which we live.  On a daily basis we make decisions on how we earn, spend, save, invest and give away our money as well as how willing we are to get into debt.

Welcome to Looking Under the Hood – a podcast all about helping you to unpacking money so you can move towards financial freedom.

I’m Scott Malcolm, I’ve always been curious to understand ...

Mark as Played

From Snoop Dogg to Sting and prize scones to long distance swimmers and now Scott Malcolm!   Ara Jansen has met, interviewed or written about the famous and the rest during her extensive career as a freelance writer and rock journalist. Words, deep blues, swimming pools, books, music and good conversation with interesting people make her deeply happy.

Today we turn the tables are Ara interviews me, about cash flow and how to setup...

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Dr Angelique McInnes is a curious entrepreneur with a PhD. Her motto is "Go with the flow and live in the present, because it is a gift".  Angelique has been a financial adviser and is now a Lecturer and Research who is interested in identifying and solving real world problems with evidence-based research support and is focused on also promoting individual professional licensing of financial advisers. 

 

With The Federal Governm...

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November 25, 2022 25 mins

Dr Kate Mannell is a Research Fellow at Deakin University in the ARC Centre of Excellence for the Digital Child and andthe Centre for Research in Educational Impact (REDI).

Her research focuses on the design, governance and use of digital platforms with a focus on the role of digital technologies in the lives of families and young people. Her other research interests include data privacy and digital disconnection.

Kate and her co...

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Danielle is passionate about helping female entrepreneurs to go from being overwhelmed & stressed with finances in a mess, to mastering business profitability, building wealth, and enhancing wellbeing. Danielle focus on the four pillars of success – mindset, profit, wealth strategies, and enhancing wellbeing.

 

Check out the Guide here: https://www.resources.moneywellbeing.com.au/excited-for-you 

 

Connect with Danielle her...

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