The boring sh!t in business Podcast with Amy Bajada

EOFY is almost here, and whilst there’s plenty of advice floating around about tax deductions, spending money before 30 June, and getting your paperwork in order, some of the biggest mistakes business owners make happen during this period.

In this episode, I share four EOFY mistakes I'll never make again and explain why these seemingly harmless decisions can create unnecessary...

EOFY has a way of making business owners feel like they need to do something.

Buy the vehicle. Upgrade the equipment. Stock up on inventory. Sign up for the software.

After all, you'll get a tax deduction... right?

But here's the question: Is the decision genuinely helping your business, or is it simply helping you pay less tax?

EOFY shouldn’t feel like a financial horror movie.

And yet for so many business owners, June arrives with panic, stress, avoidance, and sleepless nights.

In this episode, I unpack the emotional side of EOFY and why it often feels so overwhelming for business owners — not because EOFY creates problems, but because it exposes the ones that have bee...

Not all debt is dangerous.

And not all debt is smart just because the business can access it.

In this episode, we break down the very real difference between debt that strategically helps a business grow… versus debt that quietly keeps a struggling business alive while bigger problems build underneath.

This is an honest conver...

Your accountant says the business is profitable…

So why does cash still feel tight?

Why are so many business owners making sales, growing revenue and technically turning a profit… while still feeling pressure every single week?

In this episode, I'll unpack one of the biggest misunderstandings in business: the difference...

We’re coming up to the end of the financial year here in Australia… and for a lot of business owners, the focus is already on what’s next.

New goals. New plans. A fresh start.

But before you jump into the new financial year… there’s something far more important to do first.

👉 Review what just happened.

In this episode, I break down why reviewing your year isn’t just about looking at your numbe...

You’re making money… so why does it feel like there’s none left?

If you’ve ever looked at your bank account and wondered where your cash is actually going — this episode breaks it down in a way that finally makes sense.

In this episode of The Boring Sh!t You Need to Know About Business, we unpack one of the most common (and frustrating) challenges for small business owners: cash disappearing despite s...

You’re working. You’re selling. You’re growing.

So why does paying yourself still feel inconsistent… or worse, something you “get to later”?

In this episode, we’re unpacking one of the most common (and overlooked) challenges in small business — actually paying yourself in a way that is intentional, consistent, and sustainable.

Because here’s the truth… If your business o...

What happens when a business owner goes from making financial decisions based on gut feel… to using their numbers to confidently grow?

In this episode, I sat down with Alikki Russell, founder of The Hummingbird Centre — a thriving psychology practice that has grown from a single room to 40+ staff across multiple clinics.

But this isn’t just a growth story.

It’s a story about what happens behind the scenes w...

This episode is a little bit different.

Because it’s my 50th birthday.

And instead of putting together a list of “50 lessons”… I wanted to focus on what actually matters.

Because over time, you start to realise something…

Not all lessons carry the same weight.

Some are interesting. Some are nice to know.

But then there are the ones that genuinely change how you think, how you make decisions, and how ...

Let’s be honest…

BAS isn’t what creates stress in your business.

👉 Avoiding it does.

In this episode, we unpack why BAS feels overwhelming for so many business owners — and why the real issue isn’t the ATO, compliance, or even the payment itself.

It’s the gap between knowing something needs to be dealt with… and actually facing it.

Because when you avoid your BAS:

• You lose visibilit...

If your business finances have been feeling overwhelming lately… you’re not alone.

Right now, most small business owners are sitting in one of two camps: 👉 avoiding their numbers completely 👉 or checking everything constantly… and still feeling out of control

And neither of those approaches is giving you clarity.

In this episode, we break down what to track in your business weekly vs monthly, so y...

What happens when your business is making money… but you still feel like you're going backwards?

In this episode, I sit down with Alan and Jess from Triple Effect Media — a husband-and-wife team who built a successful video marketing agency… but found themselves facing a $100K+ tax bill, cashflow pressure, and the very real fear of losing it all.

This isn’t a story about failure.

It’s a story about w...

Most business owners know their numbers.

They know their monthly revenue. They know their expenses. They know whether the business was profitable.

But very few business owners know exactly when money moves through their business.

And that timing can change everything.

In this episode, I explore the concept of the Cashflow Money Map — a simple way of mapping when money actually enters and leaves your business. Because cas...

Cashflow surprises don’t come out of nowhere.

They build quietly — in the gaps between you and your numbers.

In this episode, I’m walking you through the simple weekly ritual that eliminates financial shocks before they hit your bank account.

No complex dashboards. No 3-hour spreadsheet sessions. No overwhelm.

Just one structured 30-minute meeting each week that shifts you from reacting to leading.

Inside this epi...

They don’t look dangerous. They don’t feel urgent. And they rarely get reviewed.

But small, recurring expenses are often the quiet reason profit feels tighter than expected.

In this episode, we’re talking about the silent profit killers hiding inside everyday business spending — subscriptions, auto-renewals, convenience costs, duplicated tools, and those “it’s only $49 a month” decisions th...

Can your business earn points on the money it’s already spending? Yes. But only if it’s done properly.

In this episode, we’re breaking down how Australian business owners are using everyday expenses — software, ads, suppliers and even ATO payments — to generate points and rewards without creating cashflow pressure or unnecessary debt.

This isn’t about chasing points. It’s about structuring ...