The boring sh!t in business Podcast with Amy Bajada

Cashflow surprises don’t come out of nowhere.

They build quietly — in the gaps between you and your numbers.

In this episode, I’m walking you through the simple weekly ritual that eliminates financial shocks before they hit your bank account.

No complex dashboards. No 3-hour spreadsheet sessions. No overwhelm.

Just one structured 30-minute meeting each week that shifts you from reacting to leading.

Inside this episode, we cover:

They don’t look dangerous. They don’t feel urgent. And they rarely get reviewed.

But small, recurring expenses are often the quiet reason profit feels tighter than expected.

In this episode, we’re talking about the silent profit killers hiding inside everyday business spending — subscriptions, auto-renewals, convenience costs, duplicated tools, and those “it’s only $49 a month” decisions that add up fast.

This isn’t about cutting e...

Can your business earn points on the money it’s already spending? Yes. But only if it’s done properly.

In this episode, we’re breaking down how Australian business owners are using everyday expenses — software, ads, suppliers and even ATO payments — to generate points and rewards without creating cashflow pressure or unnecessary debt.

This isn’t about chasing points. It’s about structuring spend you already have.

We cover:

• Bu...

Quick question: Do you know what your business needs to earn this month just to cover its costs?

Not last year. Not when you first calculated it. Right now.

Because if your expenses have increased (and for most businesses they have), your break-even point has moved. And if your pricing hasn’t kept up, you could be working just as hard for less profit.

In this episode, I'll break down one of the most dangerous numbers in business: a...

Are you flat out in your business… but still feeling like the money never quite matches the effort?

If you’re busy every day, booked solid, constantly delivering — yet cash flow feels tight and exhausting — this episode is for you.

In this episode, I'll break down one of the biggest (and most expensive) mistakes small business owners make: underpricing their services and trying to “fix it” by working harder.

Being busy might look p...

Cashflow planning doesn’t need to be complicated — but it does need to be useful.

In this episode, I’m breaking down why a 13-week cashflow forecast is the smartest place to start, especially if planning has felt overwhelming or hard to stick to in the past.

I’m a big believer in planning ... but planning works best when it’s sequenced properly. Most business owners already have the information they need. What’s missing is structur...

It’s possible to be profitable and still feel uncertain about cash.

In this episode, I walk through a real client story — a product-based, online business that was operating well on paper, reviewing expenses regularly, and generating consistent revenue… yet still struggling to clearly see where the money was actually going.

This wasn’t a business in crisis. But cash felt tighter than it should have, especially when it came time to ...

Do you overthink every money decision in your business?

Spending, hiring, marketing, subscriptions — even small financial decisions can feel heavy, emotional, and exhausting when you don’t have a clear structure in place.

In this episode, I’m walking you through how to set money rules for 2026 — simple, practical decision-making frameworks that remove emotion, protect your cashflow, and create calm when pressure is high.

These aren...

If the word numbers makes you feel overwhelmed, avoidant, or quietly stressed — this episode is for you.

Before you set goals, raise prices, hire staff, launch something new, or tell yourself you “just need more sales,” there are four numbers every business owner needs to know first.

Not to judge yourself.

Not to beat yourself up.

But to finally get clarity, control, and confidence in your business decisions.

In this episode, I'll ...

As the new year approaches, most small business owners feel the pressure to set bigger goals, earn more money, and “do better” than the year before. But here’s the truth: traditional goal-setting doesn’t work if your financial foundations aren’t supporting you.

In this episode, I wanted to share a powerful cashflow-first approach to setting business and financial goals for the year ahead — one that’s grounded in clarity, profit, su...

Rising costs are crushing small businesses ... but I’m going to say what most people won’t:

Costs aren’t actually the real problem.

If you’re busy but still broke… If you’re making sales but constantly stressed about cash… If you’re scared to look too closely at your numbers…

This episode is for you.

In this conversation, I unpack:

✅ The three silent business killers exposed by rising costs ✅ Why fear-based pricing is keeping you s...

Your content might be going viral… but is your revenue?

This episode exposes the truth no one wants to say out loud:

Likes don’t pay your bills — cash flow does.

Join me as we pull back the curtain on:

🔥 the metrics that matter 🔥 the ones that don’t 🔥 how to know if your ad spend is profitable 🔥 why your “small test budget” might still be dead money 🔥 the moment your brand hits recognition milestones — and the strategy shifts

...

EPISODE 200 IS LIVE 🎙️🔥

And instead of giving you an inspirational highlight reel… I’m giving you the TRUTH.

The raw, unfiltered truth about why so many business owners are struggling — and what actually needs to change if you want your business to survive AND grow.

I’m talking:

💥 the obsession with sales over sustainability 💥 shiny object syndrome 💥 poor pricing + weak margins 💥 buying courses that don’t deliver 💥 coaches w...

Black Friday is coming… and with it, the pressure to discount, promote, slash prices, and “join the hype.” But here’s the truth no one talks about: you don’t owe the market a discount.

In this episode, we dive deep into the very real pressure small business owners feel during sale season — and the financial consequences of discounting without strategy. We unpack how discounts actually affect your cash flow, why higher volume doesn’...

We’re heading into that time of year ... deadlines, Christmas prep, and a mad dash to the finish line before summer holidays kick in.

And while most small business owners are thinking about time off, there’s one thing that doesn’t take a break… taxes.

In this episode, we’re talking about how to get ahead of your taxes before the year ends ... so you can actually enjoy your summer without worrying about surprise ATO bills.

You’ll le...

Ready to flip your perspective on failure? In this episode, I'm getting real about the mistakes, missteps, and flops that most business owners (yep, including me!) would rather sweep under the rug. But instead of hiding them, I’m shining a light on the quiet failures ... the launches that tanked, the ideas nobody wanted, those “crickets” moments that leave you wondering if you’re even cut out for this.

I walk you through my own beh...

Ever felt that wild mix of excitement and terror before launching something new in your business? I know the feeling!

In this episode of The boring sh!t in business, I’m getting real about the financial side of launches ... think less “pie in the sky” hype, more practical steps to make sure your next big idea is profitable (not just popular).

Here’s what you’ll hear:

• Why financial awareness is non-negotiable when launching. I...

Are you tired of feeling like your cash flow is running the show instead of you? In this episode, we get into the real stuff that every business owner faces: getting paid on time and making sure your money rhythm actually works for you.

You’ll hear me dive into the stress and frustration of waiting for payments, chasing up invoices, and juggling expenses – you know what I’m talking about! I share straight-up strategies for streamli...

Ready to finally get clarity in your business finances and break out of that “busy but not sure if I’m profitable” feeling? In this episode of The Boring Sh!t In Business, I’m cutting straight to the ONE number that can genuinely transform how you run your business ... the break even point.

I know, I know… finance talk can feel overwhelming and packed with jargon, but I promise, this is not one of those episodes. I break down what ...