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April 12, 2025 • 34 mins
Handel on the Law, Marginal Legal Advice.
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Speaker 1 (00:00):
You're listening to KFI AM six forty the Bill Handles
show on demand on the iHeartRadio f Camfie Handle here
on a Saturday morning, last hour of this program eleven
o'clock Rich to Murrow with a tech show. That's eleven
to two, two to five. It's Neil Savedra with the

(00:24):
Foodie Well, the Foodie Show. It does Foody Friday with
me on Fridays, and of course Monday through Friday is
with Me on the Morning Show. And then come Saturday
at the Fork Report, his show about all things food.

Speaker 2 (00:35):
It's a lineup here on.

Speaker 1 (00:36):
KFI and the phone numbers phone number to call eight
hundred five two zero one five three four top of
the hour. Although we're pretty good shape of phone calls
right now, but you can jump in because we have
some lines open. This is Handle on the Law marginal
legal advice where I tell you you have absolutely no case.

(00:57):
There is a proposed bill in California. A group of
California lawmakers are pushing for legislation that would extend the
last call at establishment that serve alcohol California Law two am.

Speaker 2 (01:15):
You're done drinking bars restaurants usually bars is you'll.

Speaker 1 (01:22):
Hear the bartender go last call usually a quarter of
and that's it. No more alcohol served at two am,
and then they open up I think at six am.
I'm not a big drinker and I can't remember the
last time I went to a bar at six am
or stay till two. I'm not a big bar goer.
And so that's the law. Bars can be closed for

(01:43):
four hours from two am to two six am. Well,
this bill introduced now wants to extend the selling of alcohol,
allowing selling alcohol to four am. Maybe only two hours
that are going to be empty, so you can buy
alcohol for twenty two hours.

Speaker 2 (02:01):
To go, figure that one out. And why are they
doing this?

Speaker 1 (02:04):
Well, because bar owners are saying we lose business. There
are plenty of falling down, drunk people that would stay
after two o'clock. So it's a question of just simply money.
It's a financial issue. We want to stay open later,
and there are plenty of jurisdictions that do what New Orleans, Well,

(02:28):
I think you could what drink twenty four hours a day?

Speaker 2 (02:30):
I don't know.

Speaker 1 (02:31):
I'm not a drinker, so all I know is that
I've been in New Orleans a couple of times, and
you can walk down the street Bourbon Street particularly, and
buy alcohol from the bars and they sell on the street.
They have these Dutch doors where you can buy alcohol.
They're from the sidewalk and they hand you their hurricanes
or whatever the hell they're called. And you walk up

(02:52):
down the street and you're sucking up on these drinks
through a straw. So and you can't certainly do that
in California. You can't take alcohol outside in a restaurant.
I mean, obviously you can only drink inside. But hey,
you know, does this make sensetly for bar owners?

Speaker 2 (03:11):
Do I care?

Speaker 3 (03:12):
Not?

Speaker 2 (03:12):
Particularly now. The argument is that somehow it's more dangerous.

Speaker 1 (03:17):
I think originally it was because of just the risk
that increases risk people drink beyond two o'clock, and they
drink till four or three or five, then the incidents
of drunk driving go up. I don't know what the
stats are, but I don't see any big difference. And
if people want to drink till four, you know, fine,

(03:39):
couldn't care less and will you know? We're going to
find out whether it matters or not when we look
at the rate of deaths and injuries due to people
coming out of bars after two o'clock.

Speaker 2 (03:52):
That's when we're gonna find out.

Speaker 1 (03:53):
All right, let's go ahead and take some phone calls here, Tad, let's.

Speaker 2 (03:58):
Start with you. Hey, Tad, welcome, good morning Bill.

Speaker 4 (04:02):
Yes, sir, So early October of last year, I was
I admitted myself to a rehab center in Orange County
and during my first couple of day, I was the
third day there, I fell and was seriously injured. Had
to be a semi ambulance to Holge Hospital where when
they underwent surgery, and I was in the hospital for
twelve days. So my question, I guess, is it a

(04:24):
slip and fall injury incident or is it a medical malpractice?

Speaker 2 (04:27):
Now it would be well, it could be both. It
doesn't matter.

Speaker 1 (04:33):
It is a slip and fall and instead of the
negligence of an owner of a property, for example, or
slip and fall can happen as a result in front
of a store and you have a piece of metals
sticking out because let's say one of those barriers is
in that installed in inappropriately or installed dangerously, so you

(04:56):
have a slip and fall. Now the question is on
who's at fault, certainly in the medical a provider, and
it's simply a question of negligence. Doesn't matter why, as
long as it's not your fault. It doesn't matter what
you call it, as long as someone else's fault. I mean,
you've got a personal injury, is what you have as
a result of what happened.

Speaker 2 (05:15):
It's not a medical issue either.

Speaker 1 (05:17):
It's they had a duty make sure you don't fall
It's not like it was a bad surgery. It's not
like you were on the table or in the middle
of physical therapy and they shove you off the table
and you were injured. This is they had a duty
to make sure you didn't fall down. I think now
they can argue all kinds of defenses. You were on
the bed, you fell off. We don't have people that

(05:38):
are there twenty four hours a day staring at people.

Speaker 2 (05:41):
You know what we did? Was it reasonable? Was it not?

Speaker 1 (05:44):
There are all kinds of issues there, but you've got
some pretty good damages there. If you fell and you
went into surgery and you were taken to the hospital,
sure sounds to me like a case.

Speaker 2 (05:55):
So like I suggest you talk to a personal injury lawyer.

Speaker 1 (05:59):
You can go to the website on the law dot
com and you'll talk to people that know exactly what
they're doing. To me, it smells like a pretty good case. Unfortunately,
I hate telling people they have good cases. But to me,
it's it smells like a good case based on what
you said.

Speaker 2 (06:12):
So go to the website, go.

Speaker 1 (06:13):
To handle on the law dot com and check it
out and see if I'm right or not.

Speaker 4 (06:17):
Okay, very good, thanking you got it?

Speaker 2 (06:22):
Yep. Who's at fault?

Speaker 1 (06:24):
Keep in mind that everybody thinks that when they slip
and fall, when they just slip, uh and somehow injured themselves,
it's someone's fault. Uh No, not necessarily.

Speaker 5 (06:35):
Uh.

Speaker 1 (06:35):
You know, someone can be perfectly reasonable and you follow,
you get what you're going to sue someone if you're
a klutz or you lose your balance, or evenly, you
follow at a store and you fall on a banana
peel in the supermarket, Well it's their fault. Well, they
go around every half hour and they check and they
write it down. And let's say the banana falls off

(07:00):
a shopper that's looking at bananas and the banana slips
out of his or her hand, hits the floor, and
you slip right on it. Oh, it's a store's fault. Really,
let's talk about reasonableness. Does a store have to follow
every single person in the produced department the entire time
they're in there. So if you have fifteen people in

(07:21):
the produce department, that means you need fifteen people to
follow the shopper.

Speaker 2 (07:26):
That's unreasonable, clearly.

Speaker 1 (07:29):
Now let's take that same banana peel and someone reported
it and it was forty five minutes ago, and management
knew it was there and didn't do anything about it.
And someone slips on it and cracks no elbow. That's
a different story, isn't it. So those are some of
the rules. Okay, before we bail, I want to tell

(07:52):
you about your chronic pain. That's pain that's constant, it
doesn't stop, and sometimes it can be pretty high end pain.

Speaker 2 (08:01):
I mean twenty four to seven.

Speaker 1 (08:03):
I happen to have someone very near to dear to me,
My wife suffers from this and it's horrible pain.

Speaker 2 (08:09):
And so she.

Speaker 1 (08:09):
Started a podcast for people that are dealing with pain,
that have family members that deal with pain and the
trauma associated with pain, and it's called the Pain Game podcast.

Speaker 2 (08:21):
And she's been doing this a couple of years.

Speaker 1 (08:22):
As a matter of fact, Season three drops in a
week and it's about just how to live with this
stuff and how to deal with it. And it really is,
I mean really strange when she first told me. It's
about giving pain purpose, which I never understood until I
actually listened to one of these podcasts. So let me
introduce to you the Pain Game Podcast. The Pain Game Podcast.

(08:46):
Follow it on Instagram at the Pain Game Podcast. Not
strangely enough, and I think it'll help enormously. It's by
the way, her name is Lindsay and I happen to
be married to her, and she's very good and she
helps people.

Speaker 2 (09:01):
That's what this is about. The Pain Game Podcast. This
is Handle on the Law Camp by AM.

Speaker 1 (09:09):
Six forty Handle here on a Saturday morning, eight hundred
and five two zero one five three four h Tim, Hi, Tim,
welcome got eight.

Speaker 6 (09:20):
Yes.

Speaker 7 (09:21):
I have two questions. And my wife is a trustee
on a on a trust and she has a brother
that lives in the house. The house has been going
through ascrow. That that was mostly a twenty one day ascrow.
What's that three months now? Because he won't sign and.

Speaker 2 (09:39):
We wait, wait, he won't sign. If your wife is
the trustee, why does he have to sign?

Speaker 7 (09:45):
Yeah? The all the trust companies. We've tried different ones.
The realtor has and because it didn't have the death
deed on the trust, they claim we need his signature
with wait a.

Speaker 1 (09:55):
Minute, hold on, because they did it didn't have a
death deed on the trust.

Speaker 2 (10:00):
Trust. You got me on that one. I don't know
what any of that.

Speaker 7 (10:03):
He has the address, but it didn't they didn't put
the deed on the trust. And I guess because she's
dead now they call that the death dude. And they said,
we need signatures from everybody on the that is, you know,
the beneficiaries.

Speaker 2 (10:19):
Well, is the brother of beneficiary?

Speaker 7 (10:22):
Yes?

Speaker 1 (10:23):
Oh yeah, that's a mess. Yeah, I can see what
you're saying. Okay, Uh so she's a trustee at this point. Yeah,
you need a trust in a state lawyer.

Speaker 2 (10:33):
This gets complicated, Yeah.

Speaker 1 (10:35):
Because you have to throw him out. Uh, he is
a beneficiary. Does he have an ownership interest?

Speaker 8 (10:41):
Not?

Speaker 2 (10:42):
Now does she have a right to sell it?

Speaker 1 (10:44):
Which she did? Yeah, it's complicated stuff. It's a trust
in a state question and a complicated one. I wouldn't
know where to go other than hiring a state attorney
on this. Whoa really interesting I've never heard of that
one before. H Uh yeah, I just haven't heard of
it all right, Edward, Hi, Edward, welcome.

Speaker 9 (11:06):
Hey Bill, thanks for having me. Long story short. I
was doing a food delivery for door Dash, drop up
the food at the customer's door. A dog came running
through the back, bit me six stitches, tennis shot. Called
the lawyer, did everything, dog was quarantined, everything was taken
care of. Well, what ended up happening was two months

(11:29):
later the lawyer told me, called me and told me
that the renters of the house don't have a veterics
insurance and the owners were deemed not liable because they
weren't aware they had a vicious dog at the house.
And so the lawyer just dropped my case just like

(11:49):
It's just like that. I called around for different lawyers
and different firm excuse me, and I guess no one
takes most cases. If the renters don't have a veterica insurance, where.

Speaker 2 (11:59):
Are they gonna get mony A lawyer is going to
do the work.

Speaker 1 (12:02):
And where let's say you get a judgment of several
thousand dollars, where do you get the money?

Speaker 4 (12:08):
Well?

Speaker 9 (12:08):
Exactly, so is it even worth pursuing? I couldn't work
for three weeks. You know, I had some small no.

Speaker 2 (12:15):
No, because where are you going to get the money?

Speaker 1 (12:19):
You're looking for some kind of a deep pocket, which
means to the insurance company's always going to be an
insurance company because people rarely pay. But a homeowner, at
least you've got you've got it. They're there, No if.

Speaker 2 (12:30):
There's no money.

Speaker 1 (12:31):
I'm surprised that they were able to rent without homeowner's
policy because today I don't know of any place you
can rent if you can't prove homeowners or rental policy,
and if you don't produce it every year you get evicted.

Speaker 2 (12:48):
So I'm surprised that the landlord let that slide.

Speaker 1 (12:51):
But you know, so what at this point, the landlord
got off the hook, and they could have if they
knew there was a dog. But obviously they're not liable,
so there's no place to go. Where are you gonna
pursue it? Who's going to pursue it?

Speaker 9 (13:06):
Well exactly, so is it I do a small claims
court and just like, at least ask for my lost
wages which I couldn't work for three weeks.

Speaker 1 (13:14):
Yeah, yeah, of course you can. Those are damages to
go against the renter. And the renterer's not gonna have
any money. But it's uh, you're gonna get a judgment.
I think it's legit. So that was a good question.

Speaker 2 (13:29):
Lucy Hi, Lucy Hi.

Speaker 1 (13:32):
Bill, Yes, go ahead, Well, yes, I'm here.

Speaker 10 (13:35):
I have a question. I have a question. Quick background.
I've very restrained order against a lady. I had a
temporary and then I got a permanent. She didn't show
up the court. The police tried to server, she didn't
take it. They couldn't serve her. Meanwhile, she sent me
a letter extorting me, saying that I she's going to
turn me in for forgery. She thinks I forged her

(13:56):
name on something. And if I don't give her money,
What can I do about this?

Speaker 2 (14:01):
Bill, you do nothing. You ignore it.

Speaker 10 (14:05):
So don't do anything against her. I mean, what can
I do to her for.

Speaker 1 (14:07):
Some Well you can get her for stalking, but her
just threatening it's extortion.

Speaker 2 (14:12):
But they're not going to you know, the authorities aren't
gonna do anything. You know, what are they gonna do
ar wrestler for extortion? Just just ignore it. She's not
gonna do anything.

Speaker 1 (14:20):
She's not going to turn you in for forgery, because
if she does, you grab her for filing a false
police report and uh that the cops will do something
about that. You can do something about just ignore it.
She's not gonna do anything, just you know.

Speaker 2 (14:36):
Okay, well doesn't it doesn't happen.

Speaker 10 (14:38):
That's the thing she did. I had an officer called
me and said there was lady was in there saying
I forged something.

Speaker 2 (14:44):
So she did do that.

Speaker 1 (14:46):
Okay, all right, now you're gonna sue her, all right,
but what do the cops do?

Speaker 2 (14:50):
Nothing?

Speaker 10 (14:50):
Right, Well, they just called me the other day and
said this lady said you forced her name, and okay,
we're going to afford this to the detectives.

Speaker 1 (14:58):
All right, so the detective's gonna look out, and you're
probably gonna get called by a detective and you didn't
forge your name, and they're gonna drop it.

Speaker 2 (15:06):
And you've got a woman that.

Speaker 1 (15:07):
You uh you have to continue on with the uh.

Speaker 2 (15:10):
The restraining order uh you uh inform of. But you
can stop her.

Speaker 1 (15:15):
I mean, she's she's obviously a stocker, she's an extortionist,
but she's clearly out of her mind. What are you
gonna get Yeah, yeah, they're not going to arrest her
because they just don't under those circumstances, you got someone
who's like you got a mental case that you got
caught up with.

Speaker 2 (15:32):
Yeah, so you want to just leave it alone.

Speaker 1 (15:35):
By the way, just cooperate with the detectives and go,
she's out of her mind.

Speaker 2 (15:40):
Here's the restraining order that I have against her. She's crazy. Okay,
seen have you seen the document? Can you know? Here's
my signature. You know this is not this is not me.
That's That's the best advice I can give you. You know,
just sometimes you get caught up with crazy people.

Speaker 1 (15:59):
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(16:20):
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Tell me that's not important. Today forty one thousand businesses
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If your business, if you do two million dollars or

(16:42):
more a year in business, small businesses like mine up
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Speaker 2 (16:52):
It is so worth looking at NetSuite.

Speaker 1 (16:54):
So just down download the net suite questionnaire and see
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It slashes manual tasks errors. I mean, this is the

(17:16):
real deal for your business. NetSuite dot com slash handle.
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Speaker 2 (17:25):
This is Handle on the Law.

Speaker 11 (17:27):
You're listening to Bill Handle on demand from KFI AM
six forty.

Speaker 2 (17:33):
KFI Handle.

Speaker 1 (17:34):
Here. It is a Saturday morning, last half hour of
the show, and as I walk out at the top
of the hour, I'm still going to take phone calls
and I'll tell you all about that, so people that
have a question will not be cut off. In the meantime,
I have some lines open eight hundred five two zero

(17:56):
one five three four. If you have a question you
want to ask me eight hundred five to zero one
five three four and you'll get right in because I've
got some lines open, and as I said, sometimes they're
jammed and sometimes we're open. And then every once in
a while I have to beg you for phone calls.

(18:16):
And then every once in a great while I get
to play baby Shark for you, and that usually starts
it all up.

Speaker 2 (18:26):
Eight hundred and five two zero one five to three four.

Speaker 1 (18:29):
Welcome back to Handle on the Law Marginal Legal Advice.

Speaker 2 (18:35):
Hello Rob, Welcome to the show.

Speaker 8 (18:38):
Yes, sir, I have a question in that.

Speaker 11 (18:42):
My question is that last year I was informed by
a law firm New York, because it was a class
action lawsuit against Roundup, that I want to some money
and I haven't been paid yet. How do I go
about getting paid?

Speaker 1 (18:56):
Well, you contact the law firm because they're the ones
that got the money and they're trust account.

Speaker 2 (19:01):
Have you called them up and said, hey, I haven't
gotten paid yet.

Speaker 11 (19:04):
I have called him up and they've never called me back.
I keep getting a voicemail.

Speaker 1 (19:09):
Well, and they're out of New York.

Speaker 2 (19:12):
Yeah, all right.

Speaker 1 (19:14):
I go to the New York State Bar, much like
the California Bar, which is it's a an agency if
you will. It's semi autonomous, and it licenses all the attorneys,
and I'm assuming New York has the same thing. And
if you have a problem in California, you complain to
the state bar. And one of the things you can

(19:36):
complain about is, hey, I was informed that I am
a recipient of some money as a result of a
class action lawsuit of which I was a member of
the class and not only have I not gotten paid,
they will not answer phone calls. And I think I
have been abandoned as a client and they're hanging on
to my money.

Speaker 2 (19:57):
That's the complaint. You file with a New York state bar.

Speaker 1 (20:01):
That should help and let them know you're doing that.
By the way, you'll probably get a form from the
state bar, because that's what happens here in California. And
so whenever you're complaining to the state Bar of California
and you get a form, you fill it out. And
what I suggest to people is you send it to
the attorney and say this is going to be filed
with a state bar. Please contact me and make sure

(20:26):
that you're up now. Don't threaten them. If you don't
pay me, then I'm going to go to the state bar.
You can say if you refuse to contact me and
explain what's going on. Then I'm going to the state
bar and just let them have the copy of the application.

Speaker 2 (20:43):
That should do it.

Speaker 11 (20:45):
That should do it, you know.

Speaker 2 (20:47):
Because people will file class action lawsuits. These are legitimate firms.

Speaker 1 (20:51):
I mean, if you're talking about suing Roundup, which huge settlement,
this is not a schlock firm with some guy in
it in a small strip mall. You know, these are major,
major firms, So you should be okay on that one.

Speaker 2 (21:07):
Susie, Hi, Susie.

Speaker 10 (21:10):
I'm low.

Speaker 5 (21:11):
Yes, I have a question regarding twenty twelve. I set
up a family trust in California. I still live in California.
Unfortunately I have children in the Fluida state and also California.
My question number one is is it my trust is universal,

(21:36):
meaning it's good inl Flreoruida as well as of course
in California.

Speaker 2 (21:40):
That's number one, Yes, it is. Answer that one is yes.

Speaker 5 (21:44):
Number two Okay, if find need to hire a lawyer
in another states because I am planning to get out
of California and it may not be a Freuda, then
if that is the case, so I have to file.

Speaker 2 (22:07):
No, you know, your trust is still good. Doesn't matter
where you live. Your trust is still.

Speaker 5 (22:11):
Good and I can't make it a revision anywhere. And
still it's going to be Yeah, it's.

Speaker 1 (22:18):
Gonna be a cal It's still going to be a California.
It's still gonna be a California trust. And you'll be fine.

Speaker 2 (22:24):
You can do it whatever.

Speaker 1 (22:25):
How much money are you? Who are you leaving the
money to? And how much is it?

Speaker 6 (22:31):
Oh?

Speaker 5 (22:31):
Probably three four million?

Speaker 2 (22:34):
Ooh? And who gets three four million.

Speaker 5 (22:36):
Dollars divided by three kid?

Speaker 2 (22:40):
How many?

Speaker 7 (22:40):
Well?

Speaker 2 (22:41):
Your kids? Mm hmm, okay, how many do you have?

Speaker 3 (22:47):
Three?

Speaker 2 (22:48):
Three?

Speaker 1 (22:48):
They're going to kill you. You know that, don't you.
I would watch I would watch my back. There's enough
money there there truly is.

Speaker 2 (22:56):
John hell John.

Speaker 8 (22:59):
Hi, Bill, go ahead.

Speaker 6 (23:02):
My mother had AH when she was working at the
post office. A bunch of them got together and did
some investing, and then she passed away. And then I
would get a form once in a while. They don't
pay much attention to it. So I got one recently
and instead of coming from a private party, it came

(23:22):
from a lawyer firm. And all it is is a
beneficiary schedule saying it's beneficiary Share of income Deductions, Credits,
ET cetera. Now there's the that was called the Poe
Associated Liquidating Trust and it's got this name on it,

(23:43):
Richard Costin.

Speaker 1 (23:44):
All right, don't give me a name, don't worry about don't.
I don't care where I name is.

Speaker 6 (23:48):
He's up north. So do I write to the lawyer
firm that sent me to the of what?

Speaker 2 (23:56):
Absolutely?

Speaker 1 (23:57):
Absolutely, because you're going to find out who's administering the trust.

Speaker 2 (24:01):
I mean somebody whoever the.

Speaker 1 (24:03):
Trustee is, chose that organization, that law firm to either
invest or handle it or hold is it as another
trustee that the finance is there? So yes, you contact
the lawyer firm that caught the law firm that contacted
you and just asked what's going on?

Speaker 2 (24:26):
Ben? Hello, Ben, welcome, Hi Bill.

Speaker 3 (24:30):
Yes, I helped my sister in Oklahoma buy a condo
and so in order to get in there, she had
to apply for and be given you know, the condos steps,
you know, the member of the association. Everything was fine.
Two months after she moved in, the condo association said

(24:51):
that they were doubling the association fees. Now apparently what
they said that they had been debating this for months.
So at the time that she applied. Nobody told her
that they were in the works of doubling the fees.
Does she have any recourse here?

Speaker 1 (25:08):
You know, it's tough. First of all, the condo association
can double fees. If you look at the CCNRS, they
can do it. The board can do it without notification
or with thirty days notification.

Speaker 2 (25:21):
Sometimes I say, we can do it almost.

Speaker 1 (25:23):
Arbitrarily, and you don't have much to say about it
unless you run for the board.

Speaker 2 (25:28):
And then they were sind that and they turn.

Speaker 1 (25:29):
It the other way, which rarely happens because unless you
have a really flaky board, there's a reason for fees
to be doubled because you have to under law, I
have to have a certain amount of money for reserves
and anticipate what's going to happen. I mean the condo
Association that I had at my place, every five years
they had to redo the road, and I mean it's

(25:50):
a big deal. So yeah, they can do that.

Speaker 2 (25:54):
Now.

Speaker 1 (25:54):
I have a question, and that is I didn't know
that they weren't that they were contemplating it, because all
I got to notice was saying, hey, we have a
board meeting every month and you're welcome to come and
you're allowed to see whatever it is. And here are
the minutes, which are available to anybody. So you know what,

(26:17):
I maybe maybe there is an action against the seller,
but then you get to prove that the seller did
know and didn't inform you. And by the way, how
much money are you going to get from the seller?
What are your damages? They've doubled your fees. Okay, all right,
so let's say hofees go from two fifty to five

(26:39):
hundred dollars. So now you want two hundred and fifty
dollars a month. That's legit for how long?

Speaker 2 (26:47):
Twenty years, thirty years.

Speaker 1 (26:53):
See that's the problem. Yeah, yeah, I mean you have
to be pretty specific. So I mean it's not fun
and that immediately, that immediately decreases.

Speaker 2 (27:03):
The value of the property.

Speaker 1 (27:06):
I had a condo of which my daughters lived in,
and there was a guy upstairs who just kept on
pounding and pounding the floor.

Speaker 2 (27:16):
We got into a.

Speaker 1 (27:17):
Huge We got into a lawsuit, and the condo association
was actually sued also, and it was a three way lawsuit,
and all of a sudden, our condo fees doubled because
the cost of the lawyers were so astronomical.

Speaker 2 (27:31):
And they doubled for a period of time.

Speaker 1 (27:33):
We sold the property, and we sold it for less
money than we would have had those legal fees not
been incurred. So yeah, it's not fun when that happens.
This is Handle on the Law.

Speaker 2 (27:48):
Handle here Saturday morning.

Speaker 1 (27:51):
And quick word about the rest of the show for
marginal legal advice. As I lock out at the end
of the show in a few minutes, I'm still answering
phone calls off the air.

Speaker 2 (28:02):
So for those of you that are.

Speaker 1 (28:04):
On hold, just stay put because I'll go through those
phone calls very quickly and I'll get to you and
you can still call after the fact, by the way,
and I stay on half an hour, forty five minutes,
and I've done that for a while because well, you know,
I was cutting people off and you were done, and
you were waiting for a while, and you're calling back again,
and we were done.

Speaker 2 (28:22):
With a show.

Speaker 1 (28:23):
So I started a while ago answering phone calls off
the air after the show. Eight hundred five two zero
one five three four eight hundred five two zero one
five three four. Welcome back, Handle on the Law, Don, Hello, Don, Welcome, Hey.

Speaker 8 (28:44):
Bill, Don calling. What's the difference between expired and surrender.
I'm trying to renew insurance on an umbrella policy and
my wife is gonna no longer drive. All right, I
want to know whether I surrendered.

Speaker 2 (29:01):
Well, surrender means.

Speaker 1 (29:02):
You're just giving it up, and expire means that is
no longer there. So I don't see the big difference
between the two. The surrendering is, yeah, you're just being
voluntarily saying I'm done, and then the other side is
they're they're proactively saying, uh, you know what, we don't
want to ensure you anymore.

Speaker 2 (29:20):
So why do you ask the question?

Speaker 8 (29:22):
Well, that's that was a question they wanted to know.
I let you know, my renewed my wife's license and
it didn't let it renew, and they said that that
was no way to do it was to go to
the DMV and have them surrender the license.

Speaker 1 (29:40):
Oh oh, I see, not the policy, the license, surrender
the license, got it right?

Speaker 2 (29:45):
All right? Yeah, because you can take a rock policy,
I understand. Yeah.

Speaker 1 (29:50):
So you go to the DMV and she gives up
their license and is no longer a licensed driver, and
in lieu of the license, she gets an ID card,
a California ID card, and you're gonna be fine.

Speaker 2 (30:00):
Wife won't drive anymore. You'll be driving.

Speaker 1 (30:02):
You only have one driver and that's you, and the
insurance is going to be far less.

Speaker 8 (30:07):
That's how you all right, Yeah, you'll be fine, Thank you, all.

Speaker 1 (30:10):
Right, and you can wait at the DMV office for
you know, five years. I used to be that way,
but not anymore, not anymore, uh Ron, Hi.

Speaker 12 (30:19):
Ron, welcome, Hey Bill, congratulations, O, thank you, you're welcome.
Hey listen, I have an apartment over here in West Hollywood,
and I have the tenant from hell, another tenant from
hell over here. She's bipolar and she's a total myss.
What can I say? Anyway, I've got two. The question

(30:40):
is should I serve her with it? They haven't paid
their rent this month? Okay, all right, that's.

Speaker 1 (30:44):
Easy, Yes, immediately with a three day notice to pay
rent quit right now.

Speaker 12 (30:49):
Yeah, that's one. And the other notice is for she's
trust the apartment big time.

Speaker 1 (30:55):
All right, and she's in breach and in terms of
maintaining it to a reasonable extent. And you, you're a victor,
you need an eviction attorney who is an experienced eviction attorney.
They'll do everything he or she will do everything that's
necessary to be done.

Speaker 2 (31:13):
He's not alone.

Speaker 1 (31:14):
This is not the first rodeo that the attorney's been in.
And you and the attorney may even say, don't even
serve a notice, don't even accept any money.

Speaker 12 (31:24):
I'm going to I already know that.

Speaker 2 (31:27):
Okay, so you don't. So you don't give a notice
to pay with three day notice, payer in quit. You
just serve an eviction notice. Done. Yep, Yeah, you're fine.
You're fine. You're doing everything right before we bail out
of here.

Speaker 1 (31:41):
And I'm gonna give you a phone number and I'm
gonna continue on, so don't go away. I want to
just quickly mention your bad breath, your horrific, terrible, god
awful breath that when you breathe on people, they actually
reel and start falling down. And believe me, well, I've
been a victim of that, both receiving it and breathing

(32:02):
on people either side. I love garlic and onions, and
frankly it shows.

Speaker 2 (32:08):
So let me tell you the answer.

Speaker 1 (32:10):
That is Zelman's Zelton's Zelman's e L M I N S.

Speaker 2 (32:15):
Zelman's minty mouth.

Speaker 1 (32:16):
Now it's called a mint by some people, but it's
far far more than a.

Speaker 2 (32:21):
Mint, because what does a mint do?

Speaker 1 (32:23):
You swallow it or no excuse, but you put it
in your mouth and you suck on it, and then
it feels good.

Speaker 2 (32:28):
You smell good for a little while, and then it's done.
With Zelmans, it's capsules, these.

Speaker 1 (32:34):
Parsley seed oil capsules covered with a very strong mint,
and when you're done with the mint part, you bite
into them or you swallow the capsules and they get
to work in your stomach. And that's where bad breath
can does start and stay there. A lot of people
don't know that. It's not just in your mouth. No
other mint deals with that. This is a double hit.
This is where you get good fresh breath that lasts

(32:57):
four hours and hours zeld So if you order a
three pack you will get an automatic fifteen percent off
for the month of April.

Speaker 2 (33:08):
Believe me, this is worth it.

Speaker 1 (33:10):
People are actually no, they're not gonna like you, but
at least you'll have good breath.

Speaker 2 (33:13):
Zelmans z E L M I N s.

Speaker 1 (33:15):
Zelmans dot com, slash kfi, Zelman's dot com, slash kfi.

Speaker 2 (33:22):
And as I said earlier, I'm.

Speaker 1 (33:23):
Still taking phone calls, so feel free to call in
eight hundred five two zero one five three four. I'm
gonna be here for a while. For those of you
that are on hold, stay put. I'll get right to
you after we lock out or after I lock out
in the show. The number is still eight hundred five
two zero one five three four. Eight hundred five two

(33:46):
zero one five three four. And there are no commercials,
there are no breaks, there's no news, there's no weather,
and there's certainly no patients on my side. So we're
gonna get through these phone calls very quickly. Eight hundred
five to zero one five three four. This is Handle
on the Law.

Speaker 2 (34:06):
You're listening to Bill Handle on demand from KFI AM
six forty
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