The Clever Investor Podcast

With interest rates settling down, now is a great time to get onto the property ladder.

Of course we still see property prices climbing and the average dwelling prices in all our major cities not dropping backward for some, buying with a significant other – be it a spouse, partner, family member or friend – may be the only successful way onto the property ladder.

Purchasing a property with someone else, like a life partner, spouse,...

Imagine a time long ago when people needed money urgently and had to give up something valuable as collateral.

This practice marked the beginnings of pawnbroking, a service that has evolved over centuries to become what we see today.

Let's take a journey through history to understand how pawnbrokers have transformed into the modern services they are now.

Pawnbroking has ancient roots, dating back well over three thousand years. In ...

I think that far to many individuals hesitate to invest for various reasons this weeks let's break down these concerns in to 6 simple parts.

Understanding these reasons and learning to take some actionable steps to overcome them is crucial for anyone looking to achieve their financial goals. Whether it's dispelling myths about time constraints, gaining financial knowledge or addressing fears, everyone can take small, practical step...

Imagine the world of finance as a zoo, where two mighty creatures, the bull and the bear, reign supreme on Wall Street.

The terms actually come from the way these animals attack their opponents. A bull thrusts its horns up into the air (a bull market goes up), while a bear swipes its paws downward (a bear market goes down). So, the names make sense when you think about how the market behaves during these times.

The bullish bull:

T...

In urban development, the symbiotic relationship between public transport and property values emerges as a central player.

As cities grow denser and the demand for efficient mobility escalates, the impact of public transport on real estate prices has become a topic of burgeoning significance.

Come with us as we take a deep dive into the multi-dimensional benefits of public transport for property values, considering factors that inf...

Ever wonder why despite warnings and cautionary tales, people still fall for financial scams?

Imagine a world where everyone is honest and trustworthy. While that's a nice thought, the reality is that financial scams have been around for centuries, and they still manage to trap unsuspecting victims.

Let's delve into the history of con artists and explore how modern technology has given a new boost to their schemes, followed by thr...

People set New Year's resolutions as a way to reflect on the past year, identify areas for personal improvement, and set goals for the upcoming year. The transition to a new year symbolises a fresh start, providing a psychological reset and a sense of optimism.

We know that setting resolutions allows us to define our aspirations, whether related to health, personal development, relationships, or other aspects of their lives. While ...

Lets get you ready for a great 2024 because life is all a bit too fast-paced at times and the idea of multitasking has been hailed as a coveted skill, almost a badge of efficiency. Yet, scientific research consistently tells a different story, humans simply cannot multitask. What we perceive as multitasking is in fact just task-switching. A rapid shifting of attention from one task to another.

Understanding this phenomenon requires...

In preparation for that no-man’s land between Christmas day and New Years when you pleasantly forget what day it is and might just become a little bored. I walked around the Blue Wealth office and asked the team their favourite books. Each of these books offers unique insights and here's a concise summary for each book and why they're worth reading….and most of these are available as audio books.

"The Richest Man in Babylon" (Geo...

Once upon a time in the sprawling city of Cashington, there lived a gentleman named Hugh Mann, an uneducated property investor whose ambitions rivalled the grandeur of the city itself.

Hugh had risen from humble beginnings, he lacked formal investment training but he felt he always possessing a natural judgment for spotting profitable opportunities in the real estate market.

On a bitterly cold Christmas Eve, Hugh found himself in h...

When first-time property buyers make mistakes, they are financial and strategic decisions. This week with the assistance of our special guest Diya Dhadda, Social Media Manager extraordinaire at Blue Wealth. Owun and Diya are going to navigate the daunting journey of the first-time property buyer.

Diya recently put together a very successful education event aimed right at Gen Z that unravelled the complexities and gave expert insigh...

Stuck in this predicament?

Here is a super special show that was a Pop-up webinar event, so we are pushing past the normal bite-sized show and filling you with a massive amount of brilliant information.

This will help you make an informed decision and answer all your “sell vs hold” questions!   With 13 interest rate increases in the last 18 months, a few clients had been in touch to chat about whether they should sell their investm...

In this world where currently live, convenience reigns supreme, the extreme ease of ordering takeaway food has become a go-to solution for many. While it satisfies cravings and offers a break from the thought of slaving away in your own kitchen, this seemingly harmless habit can leave a lingering and detrimental aftertaste on your financial health and any long-term investment plans. At first glance, the occasional order of takeout...

Australia’s inflation, how prices for things go up, slowed down a lot in October.

People didn't spend as much money, so it's less likely the Reserve Bank will increase interest rates, which affects how much it costs to borrow money. The cost of living, or the average prices for things, went up by 4.9% over the past year. That's slower than the 5.6% rise in September.

The Australian Bureau of Statistics said this on a Wednesday. Tho...

In the world of sports and finance, the journey from being a high-level professional athlete

to using the skills learned to create wealth is a fascinating paradigm.

The desire to win:

Both paths require dedication, resilience and strategic thinking, but each offers distinct challenges and rewards.

High-level pr...

Christmas is a time of joy and celebration, but for many it can also be a financial challenge if you're not well-prepared. To ensure your holiday season is filled with merriment rather than money worries, here are five financial tips to help you better prepare for an Aussie Christmas.

1. Create a Christmas Budget:

One of the most effective ways to prepare for Christmas is by determining a comprehensive budget. Start by a lis...

Dictionary definition: lottery ~ noun

• a means of raising money by selling numbered tickets and giving prizes to the holders of numbers drawn at random.
• a situation whose success or outcome is governed by chance.

Winning the jackpot in lotto might seem like a stroke of luck, but have you considered the post-lottery experience?

You allegedly have a 1 in 77 million chance of winning over $1million on Australian Powerball. Re...

Superannuation was introduced to Australia in 1992 through the Superannuation Guarantee (SG) system. This landmark reform mandated that employers contribute a percentage of their employees' earnings to a dedicated retirement savings fund.

Superannuation has since become a critical pillar of Australia's retirement income system, ensuring financial security for retirees.

Australia’s superannuation scheme is relatively unique. While m...