The One Income Family | Budgeting, Frugal Living, Savings, Financial Planning

The One Income Family | Budgeting, Frugal Living, Savings, Financial Planning

Does living on one income feel impossible? I mean cutting costs takes too much time. Saving money is all but nonexistent, all because you can’t stick to the budget and bringing in more income while you’re taking care of the kids just feels like you’re adding to the juggling act… Mama, am I glad that you found me! In this podcast you will learn how to live abundantly WITHOUT bringing in more income (unless you want to 😜)! You will learn how to cut costs without using up all of your time, how to save money and make it grow for you, and create a budgeting system that keeps you sticking to the budget like a pro, so you can finally go on that family vacation. And this is all based on a solid faith led foundation. Hey, I’m Molly. A Stay at Home Mom of 2 beautiful baby girls, wife and Jesus Lover. And for over half of my life I have lived on one income. First as a child with my parents, then as a college student living on my own and finally as a Stay at Home Mom. Through the many stages of living on one income I have learned how to manage my money, created many budgets until I found the one that I can stick to and how to be frugal so that I can still enjoy living my life. And it’s this that I am so excited to share with you! If you are ready to finally live abundantly on one income WITHOUT bringing in more income… Create a budget that you can stick with, cut costs without cutting into your time, and save money for that family vacation, all while leaning on God - this podcast is for you! Head on in so together we can track, goal set and keep you on budget! Next Steps: . Join the FREE Community - bit.ly/theoneincomefamilycommunity . Book a Coaching Call - bit.ly/budgetcheckup . Become a One Income Family Insider - bit.ly/theoneincomefamilyinsider . Questions? Email me at mollybenell@gmail.com

Episodes

March 26, 2024 29 mins

What do you do when things don’t go as planned? 

 

I don’t know about you, but I can’t tell you one time life happened exactly the way I planned it. I am a full out planner and thrive when I know what’s happening. I am constantly rearranging my life to figure out a better routine or schedule that I can thrive in. However, no matter how hard I try, things always seem to get off track, and I’m stuck problem solving my way out of it. 

...

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Have you ever found yourself in a position where no one paycheck was the same amount? 

 

Or have you found yourself in a job where it was seasonal and you were only paid a certain amount of months out of the year? 

 

Well that my friend is exactly what this episode is all about. 

 

It’s one thing to have inconsistent paychecks when there are two incomes coming in because you will have the one to fall back on, but when you are on on...

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Do you struggle living on one income? Do you wish there was an easier way? Are you ready to take action and make your one income journey one of joy and abundance? 

 

This episode is the second of two episodes that are going to take you through 9 tips on how to live on one income. These two episodes are going to give you the tools, the mindset shifts and communication needed to live a one income life as a stay at home mom. 

 

So, go...

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Do you struggle living on one income? Do you wish there was an easier way? Are you ready to take action and make your one income journey one of joy and abundance? 

 

This episode is the first of two episodes that are going to take you through 9 tips on how to live on one income. It’s going to give you the tools, the mindset shifts and communication needed to live a one income life as a stay at home mom. 

 

So, go grab a pen and pap...

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Hey Mama, today we are going to be going over why your budget isn’t working for you. A budget is an amazing tool that can get you places you never thought you’d be, but in order to get to that place it has to work for you. It has to be something you and your family can get behind and get excited for, otherwise you’re simply wasting your time creating a plan that you will throw out the window at the first sign of trouble. I know, I’...

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I recently had someone reach out and ask me about what they could do if they had more expenses than income coming in, specifically they were looking for a way to cut monthly bills. I thought this would be a great thing to share with you because I know what it’s like living on a tight income and there are times that you may be living in the red rather than the black, which is fancy talk for your spending more than you bring in. I th...

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I know how difficult it can be when you sit down to do something and you have no idea what it is you should even be doing. Or maybe you do know some of the tasks but wonder if you should be doing more, like something is missing. That is why I decided I would take you through the big picture view of what it is you should be doing every month when it comes to your finances. The best part of this is that not only are these great tasks...

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Is decision making difficult for you? Especially the financial ones that are big dollar amounts. Do they bring you stress and interrupted sleep because you don’t know what you should do? That is exactly what we are going to be going over today. It’s time to take back your sleepless nights. It’s time to release that stress and use these 6 steps to decision making that allows you to make difficult decisions in peace knowing that you ...

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Hey Mama, 

 

Have you ever sat down and really thought about the way you look at money? Do you feel like you want to do more for others, but your bank account just won’t let it happen? Are you ready to stop stressing over your finances when tragedy hits? These thoughts have haunted me every single time I see someone in need. I want to help so badly, but my inner alarms go off telling me that I don’t have the income to help them or ...

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Hello my friend, it’s so good to be here with you today as I’m sitting here thinking about all of the goals my husband and I have set for this coming year. Now who knows if my budget will be able to stand up to all of these dreams and desires, but It's still a rush when I think of all of the things that we would like to accomplish this year. It's that rush that brings the excitement for my budgeting plan. It's that rush that keeps ...

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Have you ever wondered how your faith and your finances go together? Do you desire financial security? Are you looking for a way to release the financial burden and stress that is weighing you down? Well today we are going to dive into the word of God and let scripture be our guide to finding Financial Security and Peace so that you can focus less on your finances or worrying about the dollar amount in your bank account, to being a...

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How often do you find yourself unable to stick to your budget all because you can’t get yourself to fill out a simple ledger or better said track your spending? In today’s episode you are going to get a look at the system I used not only to keep track of my own spending, but that I coach on and you could have as well when you book a Financial Strategy session with me. We are going to dive into what it looks like to track your finan...

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Hey Mama, it is officially 2024, and it’s the perfect time to start getting your finances in order so that you can confidently walk though the new year. That is why I thought today would be the perfect day to walk you through my journey of becoming a one income family. There are so many great lessons and ah ha moments that have not only changed the way I do budgeting, but have transformed my finances into what they are today. This ...

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In today’s episode I’m going to take you through my Christmas Budget. I am going to share my wins and my losses, what I could have done differently and how I can use that information to up my monthly budgeting game. So, whether you are cleaning up from Christmas, of which I hope you had a great Christmas, or if you are finally getting to relax after all of the hustle and bustle, grab a nice warm drink, take 5 with me and let’s dive...

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I think the famous and almost annoying phrase that we hear on the daily is there are only 24 hours in a day and no matter how irritating it may be to hear, we still feel it. When we are trying to cram everything we can into one day, overwhelm and burnout and eventually convince us to quit. That is why in this episode I am going over 3 budgeting Systems  that are not only going to save you time, but will save you time, money and hel...

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How long does it take you to pay your bills? What if you could do it in 5 min? Today’s episode is going to change how you pay your bills forever. It’s going to take away the stress, it’s going to take away the guesswork, it’s going to give you back your time but more importantly it’s going to make sure that all your bills are paid and paid on time! This system will help ease up that mental stress caused by your finances by making i...

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The one constant that we can come to expect in our financial journey is the unexpected. You work so hard to stick to your budget so that you can save money, hit those goals and so much more. But what you don’t plan for because let’s be real, it’s not fun, are the unexpected events, or better said emergencies. 

 

You don’t want to think about things going wrong. You don’t want to think about losing a loved one. When you sit down to ...

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Have you ever asked yourself why they say you should do a Financial Audit? I know how difficult it can be and how painful it can be to bring up all of the emotions that come with spending money, but it’s so important to do. 

 

In today’s episode we are talking about why you should be auditing your expenses. So that you have the tools to set yourself up financially. So that you can make smarter, more concret financial decisions that...

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Hey Mama,

 

I know how difficult it can be to get lost in the world of money. To see all the income you have leftover that you can play with or feel the stress of not having any extra income to play with at all. All the possibilities and goals you can set or can’t set. 

 

Your  focus is flipped from what’s truly important to the things that you can or can’t buy and that becomes the thing that you sit on and brood over and over in y...

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It’s Day 5 of the Christmas Budgeting Series and it saddens me to think that this is the last day of this amazing series. We started out looking into the past so that you can learn what you did and use that information to create a budget for Christmas. We talked about the true meaning of Christmas and creating your own personal family mission for the season so that you are able to enjoy the season rather than wear yourself out from...

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