Fast and Finance

I want the purpose of this episode to ignite that spark in your mind, especially the younger generations who feel as if they don’t need to be saving/investing for retirement. The idea is typically, “Well, I’m decades away from retirement so I don’t really have to think about that now.” The earlier the better. And the earlier you start, the easier it is going to be to hit that goal. Regardless of your age, you should ask yourself: H...

I think we all heard A LOT about interest rates over the past couple years – and even when they’re such a huge part of our life, there are still many people who don’t understand how they work, and how they can be holding them down. Interest rates do make sense for what they are – You need to borrow some money? Of course you can’t borrow that money for free. You’re going to get charged a percentage of the amount you borrowed, until ...

The dollar’s continued climb higher has been predicated on a host of factors — including the rise in geopolitical risk and the dollar’s safe haven status as inflows have picked up markedly, uncertainty with regard to the Federal Reserve’s (Fed) interest rate move in December, a solid domestic economic landscape with inflation still “sticky,” a weakening euro as expectations suggest the potential for a stronger rate cut, and questio...

I wanted to dedicate an episode to a common scenario that most likely hits home for most U.S citizens. With numerous lines of debt piling up, from credit cards to loans.. How does one get out of the hole that they’ve dug for themselves over the years? When will someone invest for retirement if all they can afford is to pay off their debt? Well, there’s a certain process to it – or else individuals may find themselves just opening a...

 We have a very special guest. Not only a friend of mine, but a friend to many, especially in our local area. Kelly Wernersbach with Adjust Your Sleep Mattress Boutique. I met Kelly at a Marlton Business Association lunch – a local business group. Before I even met Kelly, I would hear about the amazing things she was doing like partnerships with local nonprofits, networking events with a purpose/cause... I could tell, Kelly ran her...

I wanted to dedicate an episode to the idea of building a team of professionals to be on your side for a wide range of financial related topics. Whether that’s finding the right financial advisor for you, accountant, attorney, or life insurance agent. Like in any profession, there are going to be individuals who genuinely care about your situation rather than make a quick dollar from you. It can be overwhelming, meeting with severa...

I know in the past I have done episodes on employer sponsored accounts, and when I say that, think of 401(k)s. But what about the individuals who own their own business or possibly work for a smaller company, a startup, etc.. Some of those individuals don’t have access to a 401(k), and they’re unaware of the other options out there for them and their business. Hopefully after this episode – whether you’re a small business owner or ...

I wanted to dedicate an episode to a common belief that most individuals have about investing... And mostly younger individuals, but this can apply across the board. I think there’s a general assumption about investing, that to do so, one must be wealthy or just have tons of excess cash to invest. And that’s the stigma I want to break. It’s not about how much you can invest. It’s about what you invest in, how consistent you are, an...

Brought to you by LPL Research: Last week was a pivotal one for markets, with the S&P 500 coming off a 3% weekly decline the week before. In terms of economic data, we got our first look at first quarter gross domestic product (GDP) as well as the March reading of the Federal Reserve’s (Fed) favorite inflation measure — the core PCE deflator. If that wasn’t enough to digest, over 150 S&P 500 companies reported quarterly ear...