Episode Transcript
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Speaker 1 (00:00):
Welcome to the Business Happy Hour radio show with your host,
Frank de bank Coodo, the owner of Lincoln Lending Group
right here in Tampa Bay for twenty three years, joined
by his incredible co host, Senia Akishna, realtor with Mahara
and Associates.
Speaker 2 (00:15):
Tampa's top real estate company.
Speaker 1 (00:17):
Together, they have helped finance and clothes nearly one billion
dollars of real estate every year.
Speaker 2 (00:23):
If you're looking for local mortgage or real estate advice.
Speaker 1 (00:25):
The Business Happy Hour team has been right here on
news radio WFLA for over a decade.
Speaker 2 (00:30):
Listen right here.
Speaker 1 (00:32):
Or fight us on the Business Happy Hour YouTube channel,
or follow us on Instagram at Frank Thebankkodo. Now, sit back, relax,
and get ready for some serious mortgage, real estate and
business talk with two of Tampa's top experts.
Speaker 2 (00:44):
Here's Frank the Bank and Senia.
Speaker 3 (00:47):
All right, Tampa Bay, Welcome to the Business Happy Hour,
your number one show for all things business and entrepreneurial.
I am your host, Frank de Bankoto, the owner of
Lincoln Lending Group and a one.
Speaker 4 (00:58):
To three mortgage You're number one show for all things
business and entrepreneurially. I think I said that again. And
then we're having a little fun right now, and we
are getting doctor Joe Deturrey on Instagram maybe the first
time in his life. We're about to find out if
we've done it. Then let me get him in real
quick while we start the show. Sorry, we're having a
(01:20):
lot of fun here, all right, that's about to move.
Here we goes he should be on. Can you see
he's not popping up on the video there? Sin we'll
get him on though I see he joined it. So anyway, guys,
welcome back to the Business Happy Hour. We love having
you listen. Uh Sunday morning for you guys, if you
are listening to nine seventy WFLA or you know what
I forgot, it might be Saturday morning because we're now
(01:42):
on three different radio channels. That's right. We've been on
nine to seventy WLFLA for over a decade. That's where
doctor Deturrey was on previously with us. And then you
need to help of mine and then here we goes
in while you do that, if you can get that
feed up quest and then uh, he was on many
years ago in the old study and then we got
added to one oh five point nine FM. That's right, guys.
(02:04):
We're also on FM that makes us really cool and
twelve fifty w h n Z. So you guys check
us out on one of those three channels that you're
either listening Saturday morning, Sunday morning, or you are live
on Instagram, and we're about to throw this on Facebook
as well, so you all can participate. And if guys,
if you have any questions, especially if you're on the
old Facebook machine or the Instagram of the platform there,
(02:26):
send us a question while you're listening. This is going
to be a really exciting show. I've had the pleasure
of knowing doctor Deturre for I don't We were trying
to figure that out, Like, what do you think it's
like it was before COVID?
Speaker 5 (02:38):
Oh, it a long time before that, six six.
Speaker 4 (02:41):
I mean I always gauge my life by COVID. Now, yeah,
you thought it was five years ago, right, it's insane, right, So,
and it doesn't feel like five years ago.
Speaker 5 (02:49):
No, No, I don't feel five years older.
Speaker 4 (02:51):
No, no, you don't look five years old. I think
we look younger. But matter fact, I don't think I
had a beard when you and I first met. I
don't know it was that long ago.
Speaker 5 (02:59):
I don't good. Lord, Yeah, no, I wasn't remembering stuff
well back then.
Speaker 4 (03:03):
But it's been a long time, and so I've been
able to visit your facility and check out up there.
Speaker 5 (03:08):
He goes, sounds like that works all right.
Speaker 4 (03:10):
Sorry, we're getting our volume setup. We've got our Instagram
rocking and rolling with doctor Deturre coming on now. Hey, listen,
he can put you into a machine that can literally
take you into the depths of the deep blue sea
and force oxygen into your blood. But he doesn't do Instagram.
Speaker 2 (03:30):
Like.
Speaker 4 (03:32):
It's like I have a heart surgeon one time and
we were joking. I'm like, so this guy can take
your heart out of your body. He can massage it,
keep it pumping. Yet we can't figure out mortgages. That's okay,
that's why we all are professionals. But anyway, doctor Deturry,
thank you for coming back on the show.
Speaker 5 (03:49):
Thank you for having me. We really appreciate being here.
Speaker 4 (03:51):
Yeah, absolutely, And I know you have a very special
message that we're going to talk to everybody about here
during the show. We're to learn about you first, but
I will give a little background because I hadn't seen
the doc in a long time, and I'm sitting at
the Lightning game with my son and here's this dude
standing all buff next to the lady what's her name
that always does the Lightning Stars spungled banner? I always
(04:13):
forget her freaking name. Anyway, same lady every time sings it.
And here's doctor Deturry standing next to her on the
ice and I'm like, is that the hyperbarrack doctor? And
my son's like, what's that? I'm like, watch this, And
I texted him while you're standing out in the eyes,
I really wanted you to grab your phone, is what
I was trying to do. I'm like, He's like, you
don't know him. I was like, yes I do. I
(04:34):
was like so anyway, So he responded to me later.
I was like, man, you got to come back on
the radio show. And that's what we're doing here today.
So welcome to the business.
Speaker 5 (04:42):
Happy out, Thank you, thanks for having me back. I
appreciate it.
Speaker 4 (04:44):
Yeah, we're gonna have a lot of fun. Sin how's
your week going.
Speaker 6 (04:47):
It's going great, And I'm very excited about this. Yes,
I mean I think we've all kind of heard about it.
I mean it sounds like a very futuristic thing, right,
but yes, I want to know exactly, Okaya, what you do,
what it's all about.
Speaker 5 (04:59):
We got your information, that's for sure.
Speaker 4 (05:01):
We waited to get to that. I just wrote down
a question for you, just asked something. We're going to
ask him when we get into Hyperbarycks. We're going to
find out how old is this this medicine practice? Because
you educated me on this back in the day, so
I'm a little dangerous on and where it started and everything,
and say, yea, we're going to do a field trip.
I'm inviting myself field trip. Field trip. You know, he's
(05:22):
gonna stick us in a chamber and squeeze our brains.
It's gonna be great. Now, maybe not, but it is God,
but it's gonna be a great show. So you guys
like and share it, please send it out there. I'll
get it on Facebook here when we get onto the break,
so you guys can watch it from there as well.
But what all of our listeners love is Senny and I.
She's with Maharan Associates, one of the best real estate
(05:44):
teams in all of Tampa Bay. You guys have over
one hundred real estate agents running around town. Showing houses
and doing deals. We always do statistics. Sennia comes in
and tells us what happened like, for example, year over
year and month over month. Right, actually, ak me this weekend.
Oh you did have some interesting statistics. Yeah, it told
me a couple a couple of things about the year
(06:05):
over years. I might already know something. Okay, but go
Ford said, we'll have to share.
Speaker 6 (06:10):
But no, we have our January numbers.
Speaker 4 (06:12):
All right, here we go, So yeah, roll please, yeah,
roll please?
Speaker 6 (06:17):
You know what, Let's start off with Panella's County because
I know you were so excited last time with December
numbers because the closed sales were up and they are
still up in Panelas by twenty three point two percent
year over year January.
Speaker 4 (06:30):
The number of sales January twenty three to twenty five,
twenty four to twenty five closed sales is up twenty
three percent.
Speaker 6 (06:39):
In Panella's County. Yeah, it was a thirty three point
two percent in December.
Speaker 4 (06:44):
Oh my gosh, it's still up.
Speaker 6 (06:46):
Hillsborough County was down a little bit by six and
a half percent, but Pasco County was also up by
eight point nine percent.
Speaker 4 (06:53):
Wow. Man, So of our three counties around US two
out of the three you have have more homes sold
eight point nine percent and twenty three percent than the
previous January. I think that's major, really positive.
Speaker 5 (07:08):
That's pretty good. It's pretty good upward trade.
Speaker 6 (07:10):
That's pretty I mean in December we figured, hey, because
of the hurricanes, you know, so maybe some properties that
kind of got pushed off, you know, so I wasn't
really sure how January was going to work out. But no,
that's great, so good for Panella's County. I think that
just means that hey, things are you know, moving along.
Prices are down just a bit. Okay, Hellsbo County we're
down one percent, So median sale price is four hundred
(07:32):
and fifteen thousand. Panella's County it's down four point four percent.
And again I do think that also factors in some
of the hurricanes, so maybe damaged home, some people that
are you know, just kind of getting rid of them
and you know, taking you know, the price cuts and
doing what they got to do to get them sold.
Speaker 4 (07:48):
But still not nothing drastic is Pasco going to save us.
Speaker 6 (07:51):
Pasco is down two point one percent, but I mean
overall we're only down one point three percent.
Speaker 4 (07:57):
So yeah, okay, very good point. And by the way, guys,
four point four to one and two point one, those
are negligible. I mean, those are all within the negotiation range, right,
And when you're asking for seller concessions. Just as an example,
the FHA program gives six percent in seller concessions. So
what does that mean?
Speaker 5 (08:14):
Right?
Speaker 4 (08:14):
What does that mean to a layman if you're borrowing
or you're buying a house for one hundred thousand dollars
which doesn't exist. But let's say buying Anne, all right,
I don't well, hold on, what was the.
Speaker 6 (08:24):
Median sales price again in Hillsborough County four hundred and
fifteen thousand?
Speaker 4 (08:28):
Vanlas is four thirty five, okay, so let's go four hundred.
You got a four hundred thousand, and you're getting six
percent sellar concessions. That means the seller is giving you
twenty four thousand dollars, right? Four percent? Would what be
sixteen thousand dollars? That is in the range of negotiations.
So I don't even see that as significant. Really, And
the drop in home prices, I mean one in two
percent is literally nothing.
Speaker 6 (08:49):
I mean, and again I think I think what we're
going through right now, is the correction that has been
much needed, right, you know, because of what happened and
how price is really hiked up, you know during cod Like,
I think what is happening right now is healthy for
the market. And I actually I did pull which I
haven't seen it before, but because of our association's merging,
(09:10):
like now all of a sudden, I'm seeing more stats
are working on other things. But I've got numbers for
all of Florida.
Speaker 4 (09:15):
Ooh, okay, So in.
Speaker 6 (09:16):
All of Florida, closed sales were up three point six
percent year over year, and the median sales price is
up one point two percent, which in Florida the median
sale price is.
Speaker 4 (09:26):
Four and ten thousand.
Speaker 6 (09:27):
Wow, So we're actually still a little bit higher than
you know, the combined average.
Speaker 4 (09:33):
And it's interesting. Hillsboro County, Penelsula, we're very indicative of
the state average. So that's very interesting. Yes. So so
doctor Turry, you.
Speaker 5 (09:42):
Are I know enough about what I know nothing about? Yeah, well,
let's talk about something on my.
Speaker 4 (09:48):
Notice with I was gonna put you on the spot.
I mean, did you mess with real estate at all?
Do you do you besides just own it a home?
Speaker 5 (09:54):
Not even a little bit I own a home, I
own a building, and I have really smart people take
care of that stuff because that's just not my jam.
Speaker 4 (10:03):
That's that's a great answer. That's great. And if I
need anything like hyperberag wise, I am not trying to
do with myself.
Speaker 5 (10:10):
You come this way, I'll go that line. It's great,
high five high boom.
Speaker 4 (10:14):
So well, I was going to ask him how how
he thinks the market to him, but if he's not
in there's I don't want to waste his time. What
do you use that's work?
Speaker 6 (10:21):
I mean, so I wanna yeah, I guess kind of
finish up and conclude with some other numbers, and this
is one that we never really have or share, but
it's the absorption rate.
Speaker 4 (10:32):
What is What does that mean?
Speaker 6 (10:33):
So the absorption rate, it just estimates kind of the
rate at which active listings are selling. Okay, So investors
use this to kind of see, you know, when's a
good time to sell, when's a good time to buy.
Traditionally we've been talking about inventory, so like months supply
of inventory, four to six months supply. That's where we're
getting to, like the balance market. Okay, so anything less
(10:54):
is considered a seller's market, which technically it has been
on paper, but it hasn't felt like even in the industry,
we've been calling it a buyer's market because it's just
been challenging, right, you know, a lot of people sitting
on the sidelines. But the fact remains that inventory is low. Okay,
So what we are finally starting to see is that
sellers are hopping off the fence. We're getting a lot
more listing calls, we're getting that inventory. So the absorption
(11:19):
rate traditionally, if it's over twenty percent, that means it's
the seller's market.
Speaker 5 (11:23):
Okay.
Speaker 4 (11:24):
So we're getting into the twenty numbers.
Speaker 6 (11:26):
So it's twenty three percent in Hillsborough, twenty six percent
in Panelas and twenty five percent in Pasco.
Speaker 4 (11:32):
WHOA, So you're telling me tides are changing.
Speaker 6 (11:35):
Which I didn't pull the year over year numbers, but
I know last year in January the we're like in
the thirties, right, So that means we're getting closer to
that mark, which I just think is good for the
market as a whole. I agree, we need the inventory
because the buyers that are, you know, hopping off the fence,
they need those options, right, you know, when you're ready
to buy. It's not like you're gonna buy all of hillsbro,
You're gonna you know, there's a certain area that you
(11:57):
want to be and you need the options.
Speaker 4 (11:58):
So on that. Note're going to take a break and
the Business Happy are gonna be back in just a
minute with doctor Joe Deturi to learn about hyperbaric medicine.
Stay tuned all the.
Speaker 1 (12:07):
Best mortgage or real estate advice from Tampa Bay's top experts.
It's the Business Happy Hour with Frank, Debankkoto and Senia.
Speaker 4 (12:15):
Hey Tampa Bay, Welcome back to the Business Happy Hour,
your number one show for all things business and entrepreneurial. Yes,
we are back in studios. Senia from Mahara and Associates
right here, and Frank de Bank, owner of Lincoln Lending
Group almost twenty five years guys, right here in Tampa Bay.
I did not have sex with that woman, did you
get that one? That's my worst But that's my worst
(12:36):
Clinton impersonation. But I feel like every time I go
that round, I'm like, I sound like Clinton. Somebody tell me,
I don't please make me stop. All you kids at
school stop listening to that. Anyways, we are in studio
with doctor Joe Deturre. I have had the pleasure of
knowing doctor Deturre for we can't figure it out, probably
ten years. We know it was before COVID. We got
(12:57):
to do some hypaperic fun stuff. We had them on
the radio show. But Joe is the assistant vice president
of the Veteran Clinical Research I say that right, assistant
vice president veteran Clinical Clinical Research at USF, specializing in
hyperbaric medicine.
Speaker 5 (13:11):
Yeah. I love it. It's good stuff. It's good stuff.
Speaker 4 (13:14):
So we're going to learn all about what the heck
hyperbaric medicine is. But first we want to learn a
little bit about you, like where you're from, Where did
you come from? How the heck did you? How do
you get into this medicine?
Speaker 2 (13:24):
Is?
Speaker 4 (13:24):
That's my question? Oh I just thought it right. Oh
it's like, yeah, I mean where do you?
Speaker 2 (13:29):
Like?
Speaker 4 (13:29):
The only time we see hyperbaric is like on the movies,
right right, in TV or something. But I think it's real.
Speaker 5 (13:34):
Well, apparently once in a cartoon Deadpool, Deadpool. It was
on Dead Day, Yes, it was, you know what.
Speaker 6 (13:39):
That's probably yeah, we just watched it the other day.
Speaker 4 (13:42):
I don't know, But tell us a little bit about you,
and we'll ask all these fun questions.
Speaker 5 (13:45):
So I'm a nice Italian boy from New York. I
didn't have a lot of options when it came to
going to college, so I joined the United States Navy,
and twenty eight years later, being a diver special operations
pressurized stuff, deep submerging, I came out and it was like, okay,
now what And you know, I got an offer to
(14:06):
work with adamal mccraven. So I retired from SOCOM, got
an offer to work with him on the Preservation of
the Force and family and we're trying to help people
with traumatic brain injury and PTSD and we were seeing
it was failing. And I went back to him and
I said, hey, boss, it's not working. They're talking and
the psychologists and a psychiatrists are just talking and they
(14:26):
need to do something different. So he turns to me,
he looks me dead in the face and goes permission
granted aquanac go fix the problem. And I went, okay,
now this is when.
Speaker 4 (14:35):
How old were you when this was happening.
Speaker 5 (14:37):
I retired from the Navy and.
Speaker 4 (14:40):
Twelve thirteen.
Speaker 5 (14:42):
I can't figure out who, but twelve or thirteen I
think I stepped out of uniform in twelve and then
retired physically and thirteen. But it was around that time,
you know, we're just having a beer at his house
and just shooting the breeze and yeah, he's like, hey,
what do you want to be I says, well, I
don't want to work for you, that's for sure. And
they said no, no, no, but can you help me
(15:04):
with a traumatic brain injury? Because look, twenty two a day,
we're killing themselves back then and it's gotten even worse now.
And you know, Congress was kind of kicking his butt
and we were. So he instituted this thing called preservation
of the Force and family, which was a great concept,
but it was the wrong execution of the right idea. Right,
So they got a bunch of psychologists and psychiatrists to
sit down and talk to a bunch of Navy seals,
(15:25):
Navy divers, spec ops, guys, whatever, and be like, really
you want to talk to me, I'm not talking to you.
I don't know who you are, right right, So you
know it was not working well. So what we need
to do was something different. So he said, permission, granted
aquanaca ahead and fix the problem. I'm like, I need
to go back to school. So I went back to school.
I got a PhD in biomedical engineering, and then I
(15:47):
started fixing brains.
Speaker 4 (15:49):
Wow, said I think he made that sound way simpler
than it really is.
Speaker 6 (15:54):
Right, you skipped over a few things there, right, simpler
but impressive.
Speaker 4 (15:59):
Nonetheless, Well, okay, but how does that How did that
translate into hyperbarics?
Speaker 2 (16:04):
Then?
Speaker 5 (16:05):
So hyperbarics increases cerebral blood flow or blood flow to
the head, right, And if you go on the simple premise,
and this is way simplifying it, but if you go
on the simple premise that if you can increase cerebral
blood flow, you can get more oxygen up there, you
get more oxygen, better things happen. Right, That's at least
the initial premise on which we started to progress. So
I said, oh, you know, hyperbaric medicine is kind of
(16:27):
a natural, right, I'm a diver. It's hyper means more
than barrick means pressure. So this is pretty easy. I
was underwater and increase in pressure. Yeah, it's kind of
the same sort of you.
Speaker 4 (16:39):
Know, were you already I got to catch off real quickly.
Were you already familiar with hyperbarics? Had you ever been
in a chambers and survivor and you're an aquanat and
all those.
Speaker 5 (16:46):
Yeah, so as a Navy diver, we get to go
in hyperbaric chambers, We get to run hyperbaric chambers. We
did medical interventions, we did you know, we treated decompression sickness,
carbon monoxide poisoning us to my light is gacious gang green.
You know, all kinds of issues, and even a couple
of experimental off label treatments. We were just using it
for the training aspect of it. And that was while
(17:07):
I was in the military. And then when I got out,
I was like, hey, this could be a good adjunct
therapy for a lot of things. So it was like, oh,
could it work for traumatic brain injury? You know, you
put it together. You're looking to decrease inflammation, decrease neuroinflammation. Yeah,
these are things that are mechanism of action of hyperbaric medicine.
So you think, well that could work.
Speaker 4 (17:28):
Man, Okay, and so and literally the guy tells you
to do this. Now, did the government come in and
like fund things for you? After you did all this,
doctorne and you became a professional and.
Speaker 5 (17:39):
No, So what what happened was and you've been to
my facility, which is on West Shore, was on West
short It's no longer there anymore. We got rid of it. Yeah,
I mean, when I got back from being underwater for
one hundred days, I took the vice president or the
assistant vice president job at the University of South Florida
because we were looking to help more people. Now, I
(18:00):
was trying to help a whole bunch of people underwater,
whole bunch of military guys underwater. And my idea was,
I'm going to treat these people in pressurized medicine or
pressurized oxygen, if you will. And I'd treat a football
player and a military guy side by side, and we
just make them running mates, right, chamber buddies, if you will. Hey,
you're gonna be there. I'll be there nine o'clock in
the morning. You and I are going together, right, don't
(18:20):
stand me up, right, It'll make you you know, you're
beholden to me to be there, and I'm beholden to you.
Speaker 2 (18:25):
Right.
Speaker 5 (18:25):
It's like going to the gym, right, you got to
go to the gym with somebody. So yeah, you know.
So I wound up treating a total of nineteen people,
and I was actually patient zero. So I was the
first one that I treated, because you know, you can't.
You got to make this omelet right before you could
fix all the other robms, right, so uh yeah. I incidentally,
I don't remember if you know, but I got in
(18:47):
a really bad car accident.
Speaker 4 (18:48):
How long ago was that?
Speaker 5 (18:50):
So it was twenty one? Oh wait twenty yeah, twenty one?
Speaker 4 (18:56):
Well that sense we last had you on the show.
Speaker 5 (18:58):
Then, yeah, okay, so are we driving my nineteen? Yeah?
Speaker 4 (19:02):
Save the story because we've got to go on a
commercial break in less than a minute. I don't want
to get everybody too So now we're going to tease you, guys.
We're gonna find out about doctor Deturrey's car accident. I'm
going to ask him a question. I know you've probably
got some forum send because you're hearing everything you're saying,
but I want to I want to make sure we
ask when we get back and we hear the story
about the things thinking in my head like could this
(19:23):
be a preventative medicine as well?
Speaker 5 (19:25):
Yeah, all right, so I got it as a note,
were yeah, we got to talk.
Speaker 4 (19:30):
Well we're going to talk right here on the Business
Happy Hour with Cinya Akishina and Frank the Bank Codo.
I hope you guys are enjoying it. Thank you, makes
you like and share. Don't forget we are also a
podcast on iHeartRadio. You can listen anytime, and all of
these shows are now on YouTube on the Business Happy
Hour and the Frank the Bank YouTube channel, So go
to the YouTube machine if you want to watch the video.
(19:50):
If you just want to hear audio in your car.
iHeartRadio don't forget three radio stations, and we're on Facebook
and Instagram Live, so please share us out and we'll
be back in just a minut with more of Senni
akish Rank the Bank and doctor Joe Detori Hyperbarrick Medicine Extraordinaire.
Stay tuned.
Speaker 1 (20:07):
Welcome to the Business Happy Hour Radio show with your host,
Frank de Bank Coodo, the owner of Lincoln Lending Group
right here in Tampa Bay for twenty three years, joined
by his incredible co host, Senia Akishana, realtor with Mahara
and Associates.
Speaker 2 (20:22):
Tampa's top real estate company.
Speaker 1 (20:24):
Together they have helped finance and clothes nearly one billion
dollars of real estate every year.
Speaker 2 (20:29):
If you're looking for local mortgage or real estate advice.
Speaker 1 (20:32):
The Business Happy Hour team has been right here on
news radio WFLA for over a decade. Listen right here
or fight us on the Business Happy Hour YouTube channel,
or follow us on Instagram at Frank Thebankkodo. Now, sit back, relax,
and get ready for some serious mortgage, real estate and
business talk with two of Tampa's top experts.
Speaker 2 (20:51):
Here's Frank the Bank.
Speaker 4 (20:52):
And say Tampa Bay welcome back to the Business Happy Hour,
your number one show for all things business and entrepreneurial.
And today we're going entrepreneurial. We're going bad, that's what
we're doing. So Cenia just wowed us with the statistics,
which I am super excited about because I'm telling you
right now, if you're a buyer, we have been telling you, Sanya,
what have we been telling them? You got to come by,
(21:12):
you gotta come now, You got to do it. You'll
find your house, buy it.
Speaker 6 (21:16):
And I mean things are going to be heating up.
Speaker 4 (21:18):
I think they are. What is that what is that
fancy word that you use the first time you've ever
done the statistic? The assumption or something or what is
it you were saying like with the last stat you
gave where they where they're buying their more houses are
hitting the market and and it's turning into a selling market.
Oh my gosh. Now I stumped my going. I'm not
going to trivia things.
Speaker 6 (21:36):
And when I get put on the spot, like you said, blank.
Speaker 4 (21:40):
It was like the last that you said where we
were talking about.
Speaker 5 (21:44):
I thought it was rate of assumption, all the absorption asorption.
Speaker 6 (21:49):
I've never actually even brought that stat up before, but
I just decided, hey, you know, these numbers are you know,
looking different. And I mean same thing for sellers too.
You know, the more inventory there is, more sellers, that's
more competition the sellers get your house on the market.
Speaker 4 (22:04):
That's what we're trying to say. Guys, Senny and I
we have been saying at time and time the reason
we do the stats is to show you this. It's
not just us making this up. And now with this
this new stat that we have of absorption absorption, rate absorption,
you don't want to be absorbed by the market. I
keep telling people many many times. The rates are the
(22:24):
rates you can refinance, the rate you need to marry
the house and date, the rate that the rates are
down right. I know.
Speaker 6 (22:30):
I'm seeing a lot of buyers that are. You know,
they've got their head wrapped around and you know what
they're like, Okay, you know what, I'm ready.
Speaker 4 (22:36):
I can handle the rate.
Speaker 6 (22:37):
Yes, you know, when rates go down, I'll refive. But
we're we're seeing more.
Speaker 4 (22:41):
Of them, that's sure. I'm gonna leave us with this
before we get back into full hyperbaric mode. The rates,
the rates are not as high as what you're being told.
I'm getting all kinds of hate mail right now online
because I am telling the truth. Wells Fargo and Bak
of America and the Google machine are telling you the
rates are in the high sixes on for a VA
mortgage for a veteran. They're telling you at six eight percent.
It is not true. We just locked a veteran this
(23:02):
morning at five point seventy year fixed. So it's possible.
You just have to work, even if it's not Lincoln
Lending Group, find yourself a nice wholesale mortgage guy who
will give you options, not the freaking bank, and get
the low rate. You don't have to pay six point
eight So get in there, buy the house at the
right price, because if you wait later in the year,
the price of the house is going to be more
(23:23):
and you can't refinance when you ever pay for a house.
All right, that's it. That's it at a state.
Speaker 6 (23:29):
You are such a fun gust Why did you see
all the dance moves?
Speaker 4 (23:32):
I know, I love it. I think we have more
of these instagrams. I see all the instagram people join in,
probably because of doctor de Terry because it's just like
me and you every week. So nothing no different anomalies
over here. But yes, no, we are doing great. So
I know you were asking some questions in the break
before we go into the car story. I want I
(23:52):
want to you were asking some questions, Yeah.
Speaker 6 (23:54):
Jemmy, and I'm curious. So you said that you know
this is a treatment that they use when you were
in the military because you're a die. So this is two,
I guess depressurize because I know you feel a lot
of pressure when you're dive in.
Speaker 5 (24:06):
Right, So the basic tenon of hyperbarics is I pressurize
the oxygen into you and normally the hemoglobin in your
blood transports oxygen, right, So in this case, I can
saturate your blood so thoroughly that we don't even need
the hemoglobin. Throw the hemoglobin away and the plasma can
transport sufficient amount of oxygen to support cellular respiration. So
(24:28):
basically you don't need hemoglobin, and I can squeeze that
oxygen down. Now, what does that mean? Poorly perfused tissue
or the tissue that's not very well blood your blood
can't get to it. I can get the oxygen to
that area. And oxygen is the thing that creates that
a denizine diphosphated denzine triphosphate thing, creb cycle thing, right.
(24:50):
So it's the energy, right, So if you can get
the oxygen, you can get the energy. You can get
the energy, you can get healed. That's the bottom line,
right the body. I understand energy and healed.
Speaker 4 (24:59):
Yeah, amazine, Yeah exactly. I didn't know the word, but
I did understand that. That made a lot of sense. Yeah, No,
that's very cool.
Speaker 6 (25:09):
How long has this been around?
Speaker 5 (25:13):
First used in sixteen sixty four by a guy named
Henshaw sixteen six, I think that almost four hundred years.
Was three hundred and sixty three hundred and sixty something
years old. Is hyperbaric medicine older than the United States
of America? And people are touting it as the new science.
I'm like, uh, I'm not sure you know what that means.
(25:34):
But okay, you know, penicillin hadn't been around that long.
Come on, let's see. It's a very natural path of cure, right.
And here's the problem. There was a bunch of snake
oil salesmen in the beginning that we're going, hey, we're
going to cure your tonail fungus, we'll cure your aids,
we'll cure your what ailed you. That's not the case, right.
There are mechanisms of action, and those mechanism of actions
(25:55):
are known peer reviewed published literature. And we know how
it works now. Right before we didn't. You know, two
hundred years ago, we didn't know at work, we barely
knew how the country worked for crying out. Now we
kind of got it down. I'm not sure about the country,
but that's what working on it.
Speaker 4 (26:13):
But yeah, that's awesome. All right, So let's do this car.
Let's get to this car story. So I've said since
you and I were on the radio together, you got
in a terrible car accident.
Speaker 5 (26:20):
I did so. I used to driving nineteen forty seven
Chevy the Red one Refuse.
Speaker 4 (26:24):
Yeah, I did.
Speaker 5 (26:25):
I was coming back from a workout at nine o'clock
in the morning. I'm in scrubs. I got my little
clip on ID. I just finished the gym. I pulled
out away from the light. Bam, T bone, nine o'clock
in the morning. No alcohol involved, but there was somebody
that was doing driving really fast down West Shore. Shame
on you and t bone me. Blew the light and
(26:45):
t bone me. And I woke up in the back
of the ambulance. And that is not a joke. Like
I woke up and I'm like and the woman's like, hey, doc,
how are you? And I'm like, doc, who are you?
Where am I? Wait? Who am I? I got to
the hospital and I was like little, you know, one
of these like I can't remember much of anything. And
then the guy's like, O hey, no problem, I'm going
(27:07):
to drill your head. You know, I think you know
you got some swelling in your brain. And I'm like,
draw my head. That sounds like a bad thing. Is
that good or bad? Right? So two days in the ICU.
This is September seventh of twenty one. Two days in
the ICU at Saint Joe's. Five days more in the
hospital after that. So seven days later I get out
of the hospital and I'm like, holy mackerel. Now I
(27:29):
finally started to remember who I was and what I did.
And I'm like, Okay, don't worry. I know how to
cure traumatic brain injury. Right.
Speaker 4 (27:34):
Yeah.
Speaker 5 (27:34):
So the Good Lord has me going this way. He says,
make a right. I said, no, I got it, I'm
going this way. I said, make a right, and then
he hit me with a six thousand pound SUV and said,
I said make a right, stupid. So I had to
change the way I treated traumatic brain injury because I
couldn't heal myself at that point. So from September to October,
I treated myself, couldn't heal myself, fell into a really
(27:56):
deep depression. And this is why my traumatic brain injury
is the best thing that ever happened to me. It's
because I learned how to heal myself and then I
can push it onto others. So I took nineteen military
kids and football players, put them side by side, ran
them through an intensive outpatient protocol where I used hyperbarics
and structural energetic therapy and physical therapy and cognitive behavioral
(28:18):
therapy and neurofeedback therapy and icepat therapy and blah blah blah,
all these therapies combined. Right, it's the synergenistic effect and
the synergenistic power of all those therapies combined that wound
up healing me.
Speaker 4 (28:30):
Wow.
Speaker 5 (28:31):
Yeah, it's it's kind of interesting. And all of them
are natural pathic, none of them are drug related, none
of them are hooked on anything. Right. As a matter
of fact, we take pride. Our group takes pride. PhDs
and mds, we all take pride in fixing people without
drugs and getting them off. They're ten eleven, twelve drugs
that they're hooked on from either the VA or the
(28:54):
NFL Players Association. They got them hooked on all these
you know, opioids, all these steroids, all these pain levers,
all these uppers, all these down Oh you're tired in
the morning, let me give you an upper. Oh you're
you're you know you can't go to sleep at night,
Let me give you it down. Or oh you got
a little pain, let me give you it. No, No,
I don't know what your problem is, but I guarantee
you the fix isn't in the damn pill.
Speaker 4 (29:15):
Sorry, no, no, no, you can say that damn pill.
Speaker 5 (29:19):
That is exactly what it is.
Speaker 4 (29:20):
And I hate the you know, I don't know if
I'm using the right term, but I hate like the ADA,
I think because I feel like it pushes this type
of pill mentality. And there's a pill for everything. Yeah, yeah, yeah,
there's a pill. Say there's a pill for freaking everything.
And I've been doing a little bit of researching and
going all the way back to like where it started,
you know, the Rockefellers, you know, yeah, that could be
(29:42):
a whole radio show. How they changed our world from
homeopathic medicine and natural medicines into everything based on chemicals
and plastics and all this fossil fuel crap that they
figured out, Oh, we can develop these things and we
can sell everybody on it. And then they they made
all the other guys snake oil salesman when they were
healing people for thousands of years Hyperberics ex center to.
Speaker 5 (30:01):
Go woo yeah, for almost four hundred years ago. It's crazy. So,
but the one thing that we know is if you
put the body in the right position, it wants to
heal itself, right, That's what we know for sure. But
you got to give it the right tools. You got
to give it a little oxygen. You got to give
it a little love. Like when was the last time
either of you took a moment, took a breath, and
took care of yourself for like a week or a month,
(30:25):
took care of yourself. So you want to carry all
this load?
Speaker 4 (30:27):
Right?
Speaker 5 (30:27):
You got the dog, the cat, the kids, the wife,
the chicken, the everything onto the mortgage right, the mortgage,
the house. I got to go cut the lawn. I
got all this stuff. You can carry a lot more
if you take everything off, put your pack down for
like a little bit, take care of you, and then
start piling stuff back on. That's what I tell all
(30:48):
my veterans. I'm like, listen, you got to take a
moment to take care of you, because your wife is
going to be better off, your kids are going to
be better off, your husband's going to be better off.
Whoever's in your life is going to be better because
you're going to better and you're going to be able
to carry more.
Speaker 4 (31:02):
I mean so true, It is so true. I'm gonna
be about to ask them the hard question, how how
do we do that?
Speaker 2 (31:08):
Yeah?
Speaker 6 (31:08):
So, like I'm curious about the technical side of this.
So you know the enough all players, the you know
the vet. So, yeah, explain to us, you know, they
come in and then.
Speaker 5 (31:18):
So at this point I've now moved out of that
facility and I took the assistant vice president job over
at the University of South Florida because look, science wins
over BS every time, and we need some scientific data
to back this up. Right now, we have fifteen approved
on label indications for hyperbaric medicine. Let me ask you
a question. What's yagri used.
Speaker 4 (31:38):
For getting your PPU?
Speaker 5 (31:40):
Yeah, okay, yeah, that's right. It's a cardiac drug. It's
FDA approved as a cardiac drug, and a second order
consequence of that taking that cardiac drug was a rectile function. Yeah,
but that's just a say so that's an off label
use of that drug. The on label uses is a
cardiac tru So as hyperbaric medicine is a medicine, they
(32:04):
are fifteen approved or on label indications, and there are
many off labels. So right now traumatic brain injuries and
off label we're.
Speaker 4 (32:11):
Going to get back to the business happier in one minute,
and then we're going to find out these fifteen uses
for hyperbaric chambers and hyperbaric medicine. Stay tuned.
Speaker 1 (32:19):
Let's get back to the Business Happy Hour radio show
with your host Frank the Benkoto, owner of Lincoln Lending Group,
and his co host Senia Akishina.
Speaker 2 (32:27):
Realtor with Mahara and associates.
Speaker 4 (32:30):
All right, guys, welcome back to the Business Happy Hour.
We're about to learn about the real mission right now
that doctor Deturi has with this hyperbaric medicine. He doesn't
just do this for fun. Yes, he's helped thousands of people.
He's helped heal people, including himself, which is an amazing story.
I'm an have to learn a little bit more about
that because I well chat. I want to focus on
what we're doing for the veterans though, because I know
that's a very important mission. And speaking of that, if
(32:52):
you are watching the Instagram or the Facebook right now,
I'm going to put a QR code just using my phone.
Very low tech, so I'll leave it up here for
a few seconds while doctor Deturr is talking. But I
want you guys to scan this. That'd be a helpful
thing to do, and also put it in the comments.
When we're don I have people telling me hold it
up to the camera.
Speaker 1 (33:08):
Well, there you go.
Speaker 4 (33:09):
Let's get it up there for you guys right now.
Speaker 5 (33:12):
If you're a veteran from eighteen to seventy five years old,
we're looking for you. If you have a traumatic brain injury,
any kind of a traumatic brain injury, mild to moderate
is what we're looking for, and we're looking to see
if hyperbaric oxygen is going to help ameliorate your symptoms,
if you will. So the overall problem with this is that,
like you said, there are fifteen approved or on label
(33:34):
indications that are FDA approved, and traumatic brain injury treatment
isn't off label indication. So what we got to do
as scientists is science wins over BS. Right, you got
to collect all this information. So we are collecting through
a grant from the Florida Legislature. Thank you, Thank you
Speaker of the House, Runner and Governor of Santos for
(33:57):
giving that money to the University of South Florida and
the whole legislature. And now we have thirty eight tech
you know, thirty eight PhDs and mds on this study.
I am one of many. My boss is doctor Harry
van Levern. He's obviously a brilliant neurosurgeon. He's running this
whole study. We have a psychologist, psychiatrists, we have chiropractors.
(34:20):
Everybody's on this team. We're taking blood, you're in saliva,
electric cardiograms, electro and ccephalograms. We're doing diffuse tensor imaging,
so all the science known to man, including the gut
brain connection. We're doing thesis study and thesis analysis. So
this is the largest study ever done in hyperbaric medicine,
thanks to your Florida legislature. And it's all of our
(34:41):
military veterans that have traumatic brain injury. So we bring
them in, we take all that stuff beforehand, we treat
them forty times in a hyperbaric chamber, and then we
analyze the data on the backside. And remember it's a
double blind, randomized, placebo controlled study. So that means that
some people get in the fake, right.
Speaker 4 (35:00):
What do you mean getting the fake like that, You
don't even turn the thing on. You's take them in there.
Speaker 5 (35:03):
Well, we turn it on. We have to pressurize, we
have to figure all that stuff out. But but and
they all know they sign up for a study, you
are being studied like you're participating in a study. And
that's the way we learn right because science wins over
bs and we have to get that science. Look, I
don't want you wasting your money on it if it
doesn't work right. Like it's like we know some of
(35:23):
the mechanism of action, but we don't know everything, and
we don't know if it's going to work for traumatic
brain injury. Now we think, but there's one there's a
big difference between I feel better and I can scientifically
prove that you can get better. Those are two vastly
different things.
Speaker 4 (35:38):
You said forty times forty forty three.
Speaker 2 (35:41):
And how long is the treatment.
Speaker 5 (35:42):
One hour apiece?
Speaker 1 (35:44):
One hour apiece.
Speaker 5 (35:45):
So you come in Monday through Friday, five days a week,
and then you know, a couple of like a two
months later, you're hopefully you roll out and hopefully your
symptoms are decreased, are gone.
Speaker 4 (35:57):
So you're still actively doing this, You're still bringing more
people into the stuffy.
Speaker 5 (36:00):
You're doing it right now. Looking for mild to moderate
traumatic brain injuries right now.
Speaker 4 (36:05):
And does it have to be a recent brain injury.
Speaker 5 (36:07):
No, as a matter of fact, it can't be a
recent It can't be as soon as less than a
year ago. But if it's a year or greater ago
and even up to like guys from the Vietnam era, right,
I mean guys that are seventy four years old that
have a traumatic brain injury from way back when. And listen,
what do you need to create a traumatic brain injury?
Speaker 4 (36:27):
Just some shock to it?
Speaker 5 (36:28):
Right? I hit an explosion a one point three times
gravitational acceleration that is a hard stop in a car.
That's to break a synaptic pathway. So if you if
you go like this, you could have a traumatic brain injury.
It just matters. Like you and I could be in
the same car and I jam hard on the brakes
and I go, oh, wow, I feel weird, and You're like,
I feel fine, what's the problem. And I'm like, oh,
(36:49):
I'm dizzy, I'm sick, I'm this, I'm that right. So
it affects different people in different ways.
Speaker 6 (36:54):
Wow, after your car accident, you said you did the treatment,
Like did you feel you know a significant and hey,
this works, it's helped.
Speaker 5 (37:02):
I'll be quite frank with your listeners. September seventh, I
was in the accident. September fourteenth, I got out of
the hospital. By the middle of October. I was trying
to treat myself and I fell into such a deep
depression it did not work. I was truly suicidal.
Speaker 4 (37:18):
And because you're like, this is what I've done, this
is what I do and it's not working, and I.
Speaker 5 (37:21):
Can't even fix myself. What kind of a guy am I? Right?
Speaker 2 (37:24):
Like?
Speaker 5 (37:25):
And then I tried to do things differently, like I said,
God to take a write. Yeah, So I made that right.
And then we started getting the healing process going. And
then by the end of December, I worked with my
group of people, all the doctors, everybody involved, and we
were like, holy macrel, we got this thing. We might
have it licked. And they're like what, I'm like, we.
Speaker 4 (37:44):
Might have TBI licked. They're like, holy Macrel.
Speaker 5 (37:48):
So then we started the study. We started the first
of the studies that February, which was incredible. We were blessed,
we were fortunate, and we got a Super Bowl ring bear,
an MVP first off wide receiver, to sit side by
side with the Green Beret who lost a bunch of
guys in Afghanistan and had a real problem and it
wound up turning out really great.
Speaker 4 (38:10):
Wow, I'm blown away.
Speaker 5 (38:12):
This is all. So that was the start.
Speaker 4 (38:14):
So guys, so we got to help doctor Deturre here.
We need to find you. I'm gonna put that QR code,
so he'll put it out there. We'll put it out
there so you guys can stant scan it. They can
also go to doctor deepsea dot com. Sure is that right?
That's right, doctor deepsea dot com. So if you're driving
around right now and you can't get to the QR code, yes,
you can find it later. Don't forget. It is also
on YouTube, so the QR code will be there, It'll
(38:36):
be on Instagram, it'll be Facebook. But if you have
a traumatic brain injury, especially if you're a veteran, we
want you to reach out. Very important. Matter of fact,
I have somebody for you. I don't know if you know,
a guy named Brian Chavis. Okay, you're gonna know him
this afternoon. Perfect, perfect person. I don't know exactly what,
but he definitely had a major brain situations and stuff
(38:56):
like that. But we're gonna get you in front of him.
Speaker 5 (39:00):
We're looking to help people, so that's great.
Speaker 4 (39:01):
Yeah, anybody else who should call you? I mean, can
the general public call you if they have some sort
of issue.
Speaker 5 (39:07):
Or at the University of South Florida, we're not open
to anything just yet. However, come the future, plans are
going to involve that and what we will be doing.
I hope knock, knock, knock. I hope that we'll be
taking off label things and bringing them to on label. Right, Like,
we know that it's a powerful anti inflammatory. This hyperbaric
(39:27):
thing is a powerful anti inflammatory. Hmmm, crones a disease
of inflammation of the gut. Do you think that will work?
We just put in a one point five million dollars
proposal to try and get that approved so that we
can do that study, right, I mean things like that.
We want to take the off label stuff and bring
it to on label so that these people can start
(39:47):
to take care of this natural pathic healing method and
get it down to the public.
Speaker 4 (39:51):
So you're doing so much different than what you were
last time had you on the show. I think with
Senny and I would love to have you back on
the show. Oh yeah, let me get some vets and
then let's get back on and let's talk about those
off label uses in the future of hyperbaric medicine.
Speaker 5 (40:03):
I love that. I would love to do that. Thank
you so much.
Speaker 4 (40:06):
Yeah, well, thank you doctor Desury for coming on the show.
It's been a great one. Send. Yes, this was so
much fun. You're great.
Speaker 6 (40:12):
My questions are just like racking up, though, so we
definitely have to help.
Speaker 4 (40:15):
Yeah, well that's what I was thinking, because we've got
three seconds left and I'm never going to get to
all the questions, So tune in next week. Makes you
watch this on YouTube, Facebook, and Instagram, and we'll see
you guys next week