Denial Of The Day

Denial Of The Day

We all know that insurance companies don't love to pay large claims!Join Taylor Grant, everyone's favorite Public Insurance Adjuster, as he shares the most hilarious and absurd denials of property insurance claims adjusting.Uncover the lessons learned and what you can do to avoid being a victim of the insurance company's unscrupulous tactics.If your property claim has been denied, or you just want to hear hilarious stories, listen to the Denial of the Day Podcast where we’re fighting for the insured.

Episodes

September 26, 2025 4 mins
🚨 Your Insurance Company Says “Get a Lawyer First”? 🚨 That’s not just wrong — it’s ILLEGAL in Colorado! 😡 If an insurer refuses to give you a certified copy of YOUR policy, they’re breaking the rules... and hoping you don’t know the law.

Your insurance policy is YOUR contract. You have the right to see it — no attorney signature required. 🤯 Under Colorado Revised Statute 10-4-110.8, your insurance company must provid...
Mark as Played
🏚️ Think your old roof is just “weathered”? Your insurance company calls it WEAR & TEAR—and they’re using it to deny your claim! 🛑 Don’t get blindsided by policy fine print that punishes your roof's age.

💡 Whether you're a property owner in Denver or managing a commercial building in Colorado, a roof that's just 10 years old could slash your payout by 50% or more 🤯. And the scary part? It’s *baked in...
Mark as Played
💸 Million-dollar deductible... but no one in the HOA can pay it? 😬 What now?! We've seen HOAs crushed by rising deductibles — but there *are* ways around it (and no, you don't need to tap into everyone's retirement fund). 👇

It’s happening more and more: insurance companies increase HOA deductibles, then offer a low payout on major claims. Now the board is stuck footing a massive bill the community can’t a...
Mark as Played
😤 "Why is my appraisal taking FOREVER?!" 😤
If you’ve filed an appraisal and all you’re hearing is *crickets* 🦗…you’re not alone—and yes, that silence can cost you. The appraisal process in Colorado is more backed up than traffic on I-25 after a hailstorm. ⛈️

Many property owners in Denver and across Colorado think their insurance appraisal is moving smoothly—until they realize nothing’s actually happenin...
Mark as Played
🤯 Think your insurance company is on *your* side? Think again. Most property owners don’t realize their insurance adjuster works for the insurer — not for *you*. 😤 That’s where we come in.

If you're looking for the **best public adjuster in Denver**, here’s the truth: Public insurance adjusters like **Bellator Claims** represent YOU, the policyholder — not the big insurance companies. 💡 We’re here to fight for your...
Mark as Played
💧 Water damage doesn’t wait — and neither should you! 💼 One inch of water can destroy drywall, wipe out furniture, fry electronics, and cost you thousands. But what’s worse? Trying to handle the claim yourself. 😫

Most property owners underestimate how *complex* water damage really is. From mold and asbestos testing to cataloging 100,000+ damaged belongings, it’s more than just a mop and a fan. 🙄 That’s why hiring a **D...
Mark as Played
🚨 Denied Insurance Claim in Colorado? Don’t Panic – Fight Back! 💥
Most property owners trust their insurance company blindly… until their claim gets denied 😡
But here’s the truth: **denial doesn’t mean it’s over.** In fact, 9 times out of 10, the insurance company is bluffing. 👀

💪 We see *unjustified rejections* every. single. day. At Bellator Claims, we specialize in taking DENIED insurance claims and f...
Mark as Played
🥩 Lost a freezer full of meat after a storm? The insurance company might only offer you $500 😬… what happens to the other $2,000 in spoiled groceries? 😤 Here’s the cold truth—they don’t pay unless you SHOW them exactly what went bad and why.

If your freezer failed after a fire, hailstorm, flood or even frozen pipes… you're not alone. We're helping property owners across Colorado AND insurance companies are low...
Mark as Played
🚨 Think your insurance claim is “good enough”? Think again… This Fort Collins deal nearly collapsed over a $29K offer — until Bellator Claims stepped in and won over $294K. 😳💥 That's 907% more 💰 (Yes, you read that right).

Too many property owners and commercial real estate pros in Colorado take the first number the insurance company throws out. 💸 BIG mistake. The truth is — most initial offers are way too low, a...
Mark as Played
😳 One Signature Could Cost You *Everything*... And Most Property Owners Have No Idea 💸

Here's the deal: insurance companies LOVE when you rush to sign a "Claim Release" — because once you do, it's game over. No more negotiating. No insurance appraisal. No lawsuit. You're DONE. 💥

Too many property owners in Colorado sign these without truly understanding what they’re giving up. As a Colo...
Mark as Played
🚨 “Pre-Existing Damage” is the Insurance Company’s Favorite Excuse 🚨
So your vents, gutters, trim, and windows ALL took hail hits… but the *roof* with all that on it somehow dove into a magic force field and took ZERO damage? Yeah, we’re not buying it either. 🧠💥

If you've ever had an insurance claim denied for “pre-existing damage,” you're not alone — and you're definitely not stuck.
As Col...
Mark as Played
💰 Got a check from your insurance company but NO IDEA what it's for? 😳 That could cost you—literally.

If an insurance company pays your claim without explaining what it covers, that’s not just shady—it could be a violation of the Unfair Claims Settlement Practices Act. Whether it's $6,000 or $60,000, you NEED to know which part of your property it’s meant to fix, or you risk underpayment and delayed repairs. ...
Mark as Played
🚨 Got a fire suppression system that's collecting dust? Your denied claim might be *waiting* to happen 😱

Most property owners in Colorado have NO idea a Protective Safeguard Endorsement could strip away their coverage overnight. 🔥 Burglaries, fires, or water losses could ALL go unpaid if even ONE safety system isn’t up to code. And guess what? The insurance company *will* check.

At Bellator Claims, our...
Mark as Played
🚨 Insurance Companies Exploit This Loophole EVERY DAY! 🚨
If your code upgrade isn’t enforced locally, do you still have to pay for it? According to them—NO. According to actual law—ABSOLUTELY. 😤
Insurance carriers in Colorado are getting away with skipping code-required repairs just because some building departments say they don’t enforce them. But that doesn’t mean they’re not required!

🧠 Think of it like ...
Mark as Played
🚨 Hidden Loophole in Your Commercial Policy Could Cost You THOUSANDS! 🚨
Have ordinance or law coverage in your policy? Don’t assume you’re fully protected—many Denver property owners get blindsided after a loss. 😓 Most don’t realize ordinance and law limits *kick in before* your main building coverage is even used up... and the insurance company isn’t complaining.

If you own a commercial or multi-family property...
Mark as Played
😡 “We’re not extending your deadline—too bad!” 😡
That’s what a property owner was told… after YEARS of insurance company delays.
They caused the problem, then punished the policyholder for it. Sound fair to you? Nope. Us either.

Here’s the thing 👉 Insurance companies in Colorado have a *legal duty* to act in **good faith and fair dealing.** But when claims get dragged out, denied, or lowballed, it's u...
Mark as Played
🔍 Do you *need* a public adjuster… or just *want* one? 🚨 If your insurance claim is over $20,000, the answer might surprise you. Insurance companies are getting better at **not** paying claims — we’re here to level the playing field. 💣

Property damage claims in Colorado are more complex than ever — especially with roofing, hail, water, and fire losses. If your claim is more than $20K, you're already in the danger z...
Mark as Played
⏳ Tired of Waiting on Your Insurance Claim? You're Not Alone... ⏳
Whether it's hail, fire, a burst pipe, or roof damage — the #1 question we hear is: “How long is this claim actually going to take?” 😩
If your insurance company is dragging their feet, you're probably stuck in a game of pickleball where THEY hold the paddle... and you’re left waiting.

Here’s the truth: every claim is unique — co...
Mark as Played
💰 Wondering how much a *public insurance adjuster in Colorado* costs? You’re not alone — and the answer might surprise you 😲

Most property owners think hiring a *Denver public adjuster* means big upfront fees. But at Bellator Claims, you don’t pay us **anything** unless we recover more for you. Yup — if we don’t win, you don’t pay. Simple as that. 💼

Our interests are *aligned with yours* — we fight to get your ...
Mark as Played
🚨 From $356K to $1.5M?! Yes. We said *million*. 💰💥 What your insurance company *hopes* you don’t do next could cost you everything. 

Most property owners don’t realize just how many games insurance companies play — until it’s too late. Denials, delays, and lowball offers aren’t the exception... they’re the strategy. 😤 That’s why hiring a top-rated Colorado public adjuster like Bellator Claims isn’t just a smart move — ...
Mark as Played

Popular Podcasts

    I’m Jay Shetty host of On Purpose the worlds #1 Mental Health podcast and I’m so grateful you found us. I started this podcast 5 years ago to invite you into conversations and workshops that are designed to help make you happier, healthier and more healed. I believe that when you (yes you) feel seen, heard and understood you’re able to deal with relationship struggles, work challenges and life’s ups and downs with more ease and grace. I interview experts, celebrities, thought leaders and athletes so that we can grow our mindset, build better habits and uncover a side of them we’ve never seen before. New episodes every Monday and Friday. Your support means the world to me and I don’t take it for granted — click the follow button and leave a review to help us spread the love with On Purpose. I can’t wait for you to listen to your first or 500th episode!

    Stuff You Should Know

    If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.

    The Joe Rogan Experience

    The official podcast of comedian Joe Rogan.

    True Crime Tonight

    If you eat, sleep, and breathe true crime, TRUE CRIME TONIGHT is serving up your nightly fix. Five nights a week, KT STUDIOS & iHEART RADIO invite listeners to pull up a seat for an unfiltered look at the biggest cases making headlines, celebrity scandals, and the trials everyone is watching. With a mix of expert analysis, hot takes, and listener call-ins, TRUE CRIME TONIGHT goes beyond the headlines to uncover the twists, turns, and unanswered questions that keep us all obsessed—because, at TRUE CRIME TONIGHT, there’s a seat for everyone. Whether breaking down crime scene forensics, scrutinizing serial killers, or debating the most binge-worthy true crime docs, True Crime Tonight is the fresh, fast-paced, and slightly addictive home for true crime lovers.

    The Clay Travis and Buck Sexton Show

    The Clay Travis and Buck Sexton Show. Clay Travis and Buck Sexton tackle the biggest stories in news, politics and current events with intelligence and humor. From the border crisis, to the madness of cancel culture and far-left missteps, Clay and Buck guide listeners through the latest headlines and hot topics with fun and entertaining conversations and opinions.

Advertise With Us
Music, radio and podcasts, all free. Listen online or download the iHeart App.

Connect

© 2025 iHeartMedia, Inc.