Quiver Financial News

A 401(k) is one of the easiest and most popular ways people save for retirement.

But, considering the cap on annual contributions, high-income earners might feel they’re not truly maximizing their 401(k)’s potential.

But I’m here with good news: there’s a relatively simple trick high-income earners can use to contribute to their plan beyond the annual 401(k) limits. And we’re here to tell you all about it!

So, let’s examine how 40...

This week we tackle the world and discuss housing prices, The new rule that demolishes the 6% selling commission to realtors, Why the Federal Reserve is in Uncharted waters and How more lunatics think we should be going to a 4 day work week and the effects that will have on our unemployment numbers.  Enjoy!   

https://finance.yahoo.com/video/housing-market-playing-big-role-144046599.html

https://www.cnbc.com/2024/04/04/barry-di...

2026 is still a few years away. Even so, high-net-worth families face a pivotal change in their financial planning landscape due to a scheduled federal estate tax sunset. This term refers to the expiration of the temporary provisions introduced by the Tax Cuts and Jobs Act (TCJA) in 2017, which significantly increased the estate tax exemptions.

Currently, these exemptions allow individuals and married couples to leave behind subst...

Last but not least, we ended on a conversation about Oil prices in 2024 and whether they will get weaponized by Suadi, Russia, China, etc as we head into the election and how this could play into why The Fed may not be able to lower rates later this year.  The conversation is a must see if you are curious about investment opportunities from rising Oil prices. 

Will Oil prices become weaponized in 2024, preventing The Federal Reserv...

We finished up the Market Update Livestream with a conversation about the recent breakout higher and all-time high prices in Gold and how this trend may continue to play out in 2024.  If you have been wondering about Gold and whether it’s worth your attention, you can watch what we are seeing in Gold markets

Gold prices have recently broken higher to new all-time highs. How high can Gold prices climb in 2024? We discuss Gold prices...

After we literally beat the interest rate conversation into the ground, we moved on to discussing stock markets and two (2) patterns, one bullish and one bearish, that may be developing in equity markets.

We shared the chart patterns we are watching and discussed what adjustments we have made in the first part of 2024 to our account allocations to increase our exposure to dividends and yield within our accounts. 

We also highlighte...

If you are concerned about how difficult it may be to create income without losing principle in a rising interest rate environment it’s a good watch.  You can view “Why The Fed May Not Be Able To Lower Rates”

Hear what we are watching for in interest rates that could surprise investors and what you can do to protect your investment portfolio as we discuss how demographic trends may prevent The Federal Reserve from lowering interest...

If you are concerned about how rising interest rates may affect your portfolio, you’ll want to watch the entire section that discusses Interest Rates and what we are watching for.   

We wrapped up the interest rate conversation on a solid question from Justin about the possibility that interest rates may have made a historical shift in 2021 from lower for decades to higher for longer, and what that may mean for markets and potentia...

Are you curious to know more about the direction of interest rates, stocks, gold, and oil and how your portfolio may be affected? In this brief promo clip, hear about everything we discussed in the Quiver Financial Market Update for March  2024.    

We started the March 2024 Market Update Livestream with a discussion on how stock markets have seemingly become obsessed on the thought that The Federal Reserve will be lowering rates b...

Medicare is a federal health insurance program that provides essential health care coverage to millions of Americans. Established in 1965, Medicare has become a crucial safety net for those who need it most, ensuring access to quality medical services and treatments.

This government-run program is designed to help people manage the rising healthcare costs, offering a range of benefits and services to support their well-being.

The I...

In this Weeks episode of tackling the news media problem of only giving half of the truth behind the stories they write.  We discuss Credit Card debt, Private Equity, Defaults, 60/40 portfolios and for the first time ever a 50 to 1 stock split.  Enjoy!

https://apnews.com/article/chipotle-stock-split-nyse-9dc26a24bf5c356a188a992fff0ca2ca

In an announcement Tuesday, the burrito chain lauded the proposed split as one of the biggest ...

Find out what we are seeing in the trends of stocks, interest rates, gold and oil through March of 2024. Are we in a new bull market for stocks? Are interest rates higher for longer or will The Fed start cutting rates in 2024? What is happening in the trends of commodities like gold and oil? Are they in the early stages of secular bull markets? All these questions and more including discussions on Bitcoin and real estate in this qu...

In this week's episode we talk about two interesting articles. The first one is that Social Security is Dead and people dont realize what is going on. Second is the Private Equity is coming to your community and destroying lives. ENJOY!!!

https://www.cnbc.com/2024/03/14/a-firm-that-serves-kids-with-autism-grew-until-it-had-265-clinics-then-private-equity-took-over.html

A firm that serves kids with autism grew until it had 265 clin...

For high-net-worth individuals, estate planning goes beyond basic wills or trusts. It’s an intricate process that requires careful consideration of various financial instruments and legal structures to protect assets from excessive taxation and ensure they are distributed according to their wishes.

The key difference in estate planning for those with significant wealth is the complexity and the stakes involved. This typically entai...

Estate planning is a strategic process where you outline how your assets should be managed and distributed after your death or in case you become incapacitated. It goes beyond deciding who gets what to include measures that ensure your wishes are respected, minimize potential legal hurdles, and provide peace of mind for you and your loved ones. At its core, estate planning is about taking control of your financial and personal leg...

Those waiting for the artificial intelligence bubble to pop have been let down this earnings season.

In the latest sign that AI exuberance is alive and well in markets, Arm Holdings (ARM) stock has surged more than 70% in the last five days of trading after topping Wall Street's earnings estimates on Feb. 7.

And, perhaps most importantly, the chipmaker attributed its better-than-expected revenue forecast to artificial intelligence.

We spend our entire lives accumulating “stuff”—our possessions, our assets, and our wealth. Estate planning helps us create a set of instructions for how to handle our “stuff” once we’re gone or unable to make decisions on our own.

Despite being a plan for the future, creating an estate plan can benefit us and our finances while we’re still here. That’s because estate planning requires taking a deep, hard look at our current financ...

Learn the Full story behind financial articles.

In many cases, retirement planning can seem deceptively easy. For instance, most 401(k)s automatically take funds from your paycheck and contribute them to your plan. So, you can set it and forget it—right?

Not exactly.

While the ease of use afforded by many retirement plans is a boon to savers, it makes it easy to overlook one of the critical aspects of retirement planning: actively managing your asset allocation. Because the trut...